Chinonyanya kunobatsira bhengi dhipoziti. Chinonyanya kunobatsira bhengi deposits

Deposits - chimwe chezvinhu dzakakurumbira mabasa zvaipiwa ano zvemari masangano. Deposits vari nyore pamanyorerwo inivhesitimendi. Zvose kuti kunodiwa munhu - ndiko kuti kusarudza zvakarurama shamwari zvemari mukutarisana chikuru pamahombekombe, kutora mari dzavo uye aiswe nhoroondo. Panoperera nguva pamwe uwandu guru achawedzerwa. The mubvunzo chete kuti vanofanira kusarudza zuva vanyorwa dhipoziti - ndiko kuziva chii chinonyanya kunobatsira bhengi dhipoziti iri chipo chiduku.

General nyaya

Kufunga nguva hurumende ichiisa guta kusvika akaundi, unogona kusarudza nguva deposits uye kudiwa deposits. Last zvirongwa nemanyorerwo chinopa mukana kutora mari kubva munhoroondo chero nguva, asi zvakanakira ari pakukuvadza yacho chimbadzo. Kunoita kuti usingashandi pakati ose inopiwa pa pamusika. Indent uye pfungwa dzedu pane chii chinonyanya kunobatsira pamahombekombe dhipoziti inopa hombe musoro uye kwenguva vaishanda vose chevanorwara zvemari. deposits Small pfupipfupi arege kupa zvakafanana chikamu profitability. Tinofanira nguva dzose kufungawo ushe; zvikuru zvakawanda kuwana kubhangi mutengi anofanira mari dzavo, kashoma payo ichabereka chechetere. Maximally zvinobatsira sechinhu deposits kwenguva gore rimwe kana kupfuura.

Chinonyanya zvinobatsira deposits zvinogona

Zvikuru kunobatsira deposits mune mabhanga ingava mari uye tinofanira kugara. Mari deposits hazvigoni pachayo, uye akasarudzwa kunyanya kufarira ichava bhadharika hwemashoko guru chepuraimari. Pamanyorerwo purogiramu rechipiri rinobvumira okuguma romupiro, kuti kubva muzana achanzi nokuda mari, hwuchavapano pasi nhoroondo chero kupiwa nguva.

The kunonyanyisa kuwedzera mari iri dhipoziti anovimbisa mukomboni mhindu, aizivikanwawo capitalization. Chaizvoizvo Its iri pakuti dzinokosha pamwedzi mari rakachengetedzwa pamusoro dhipoziti pamwe recalculated kufarira, uye kupfuura uchiraira kwavo rinoitwa kwete kukura mupiro mukuru, asiwo yakapfuura dzakava mubereko. The kwacho inodzokororwa akaramba kusvikira nguva yakadai dhipoziti izwi anofa.

Zvinofungidzirwa Indexed uye OMC mipiro

Nokuti vamwe Mapoka ose nemakasitoma zvinobatsira deposits mu pemahombekombe St. Petersburg uye mamwe maguta - rinowanikwa. pamwe mubhengi kudyidzana youduku chinopa mukana recharge. The yeGmail.END_STRONG anogamuchira debit kadhi kuisa. Fanira ezvinhu - ndiyo kuvapo ane vakabvumirana pamusoro kusaina kuti Kudyidzana chibvumirano huwandu nhoroondo. Chimwe chinofadza musiyano wezvinyorwa pamusoro dhipoziti - icho munhu anoruka chigadzirwa. Inogona kubereka goho mirairo wandei unokosha kupfuura mwero chirongwa. chikamu ichi anonzi mukuru-ngozi mari, asi rombo zvinhu zvipirei pamusoro dhipoziti zvinogona kusvika 20% mune mwedzi mishomanana. Chimwe dzinonakidza uye non-tsika shanduro augmentation mari dzavo - ndiye MLA (kana unallocated simbi nyaya). Vanogona kuva mukuru-unobereka kwazvo, uye mune mamwe mamiriro ezvinhu uye kupfuura purofiti. Pemahombekombe hazvitsivi mubereko pamusoro deposits kwakadaro, asi kusvetuka mu mutengo simbi anokosha ari pamusika dzakawanda kungaita goho anosvika 100% uye nguva dhipoziti yepamusorosoro. Kune kare rombo.

Chii mupiro kupfuura kunobatsira, uye mumwe zvake

Kuti zvakarurama kuverenga chii chinonyanya kunobatsira pamahombekombe dhipoziti kunogona kuitwa, tinofanira kutangira zvavanoda uye zvinangwa. Zvichienderana kukoshesa vachava akasiyana zvaunofarira kuti vanhu vakasiyana. Somuenzaniso, MLA ndiyo yakanaka mhinduro avo vanoshanda mune ramangwana. Gold, ari finite chinogona, inongogara kuwana anodhura, uye mutengo haagoni chete kaviri, asi katatu muna mashomanana akatevera. Fungidzira goho hadzisi akafanana zvemo mipiro. Vanhu vanoronga kuita kutenga michina zvinodhura, kufungidzira mupiro kuna replenishment, sezvo mukana kwete chete kuponesa chikamu chemari, asi kuwana kwavari chikamu. Simple kuunganidza guta kuchaunza kunonyanyisa zvikomborero chete kuti capitalization mhindu.

Interest - kunonyanyisa kutarisirwa

Yakanaka mipiro Moscow nemabhangi uye mamwe maguta - haisi chete yaida kunonyanyisa chimbadzo. Zvakakosha kuziva kuti CBR zvakasimba anodzora zvazvingava ichi, vachirichengeta pane zvakawanda kana zvishoma yakatsiga. Kana tsika zvemari inopa pamwero wandei mirairo unokosha kupfuura avhareji pamusika mari, ndiko chiratidzo chokuti mari zvikoro vane matambudziko liquidity. Temporary Kutarisirwa kwakamboitwa masangano kuti vari kuedza kukwezva makambani uncharacteristically makuru zveefa.

Nei uchifanira tipei guru vachibhejera zvinhu pamusoro pamusika?

Kusarudza soro zvaibvira mwero pamusoro dhipoziti pamusika, uye iwe unogona usade kuona mari. Big vachibhejera zvinhu anogona kupa mabhanga duku, izvo chete kunounza nokusingaperi fungidzira yeGmail.END_STRONG chawo. Chinhu chikuru - musapotse uye regai vanopedzisira nesangano ane kuvapo mubvunzo. Pashure pokudzidza nyaya, mabhengi apo zvinobatsira mipiro, zvinova pachena kuti zviri nani kuti kubvumirana paavhareji chimbadzo paavhareji vezvokutengeserana pamahombekombe kuburikidza optimizing nhamba profitability uye ngozi. The optimum Ukuru mhosva muna 2015 godu zvichisiyana 10% kusvika 12%.

Deposit mari yakaiswa

Zvibereko rubatso kunoenderana wayo mari. Maererano nenyanzvi, unofanira kushandisa rimwe chikwata dzibvise umo vanofanira vakapedza. Zvikasadaro, somugumisiro Gengi ukapisa murwi havagoni chete kurasikirwa mubereko, asi kurasikirwa mari. Somuenzaniso, tinogona kutora ichangopfuura depositors vakasarudza kupfuura zvinobatsira upfumi muna Moscow Banks rubles, tichironga kuti kutenga kwapera munguva madhora. Program kusarudzwa yakaitwa kufungisisa chokwadi kuti vari National Currency deposits vakauya wakakwirira chikamu. Somugumisiro, vanokara kusvetuka mwero okupedzisira mwedzi mitanhatu, kwete chete "kudya" mari yose, asi chikuru chikamu guru. Kuti vavezve vakarasika vari dhora nemashoko, zvinokosha kuti upfumi pasi 50% chete annum, izvo hazvitomboiti kuti musika zvemari anopfuyiwa. Kupfuura hwakavimbika uye kunobatsira vaiona mupiro mukati emadhora nekuti currency ndiye chengetedza. Kunyange nokufamba inoenzanirana zviri kuwedzera, uye muchiedza achangopfuura zvoupfumi zviitiko mukana wayo kuderera zvachose haazovipo.

Chii chiri rubatso inogona semhosva zvisingabatsiri?

Nhasi, pamusoro colour kuti kukwikwidzana mune zvekutepfenyura zvemari, zhinji mabhanga wakakodzera mubereko prices pamusoro deposits zvakabayirwa zvose zvayo vatengi. Kazhinji, nokuti mukuru mwero vangavanda okuwedzera mari kana inoomesera mamiriro ezvinhu pakudyidzana. Vamwe masangano zvemari kunogona zvachose tirasikirwe muzana, uye kunyange kumanikidza chirango vakurumidze kugumiswa kondirakiti. Zvingangoitika izvi zvinofanira kupiwa. Zvinobatsira Investments muSt Petersburg nemabhangi vanofanira kuchinja. Welcome: pakusarudza mari uye aiise wandei nguva kuchengetwa, ndinorova remubatanidzwa mubereko uye beskomissionnoe kukwana withdrawals. Kuti chisarudzo zvakanga zvakarurama, uye chinonyanya kunobatsira mupiro kubhengi anofanira akatuma pashure kumbonyatsoongorora kuongorora mashoko ose rakachengetedzwa yakasarudzwa.