Where kuti chikwereti richengetwe ne chaicho wemunda?

The kuramba tichishanda dambudziko iri kumanikidza vanhu vakawanda kushandisa nokuda kwezvikwereti mari kumabhengi uye MFIs. Panguva imwecheteyo vanhu kushoma ari chikamu mabhanga aya vanoonekwa akanaka uye akatendeka vatengi - nomubhadharo "chena", wevakadzidza basa, mukuru mari. Izvi zvinoreva kuti kana iwe achidisa wemuno mari, kwete kuti kubhangi zvichaita vanokweretesa kwamuri pasina matambudziko.

Kana tiri kutaura zviuru 10-15 rubles, panguva basa rako MFI huenderane zvadzinofarira zvose - Hakuna kunyange zvakadaro apo inodiwa mari zvaitambidzwa pamusoro paIndaneti zvakananga pakadhi rako mukati maminitsi 5 Somuenzaniso, imwe paIndaneti chikwereti basa "Zaymer Robot." Uye zvinotarisirwa mari wehurumende uye basa pane manyoro zvikuru. Zvakanaka, kana dambudziko vanofungidzirwa kuva mazana anoverengeka ezviuru - vakawanda vari kutanga kufunga chikwereti richengetwe nokuda pfuma.

Kupi mari richengetwe ne mufurati?

Mhinduro kupfuura pachena - mubhangi. Advantages kwakajeka - yakaderera mubereko rates, yepamusoro chikwereti uwandu, uye chivimbo mubhangi, namarudzi kufanana, zvakawanda. Asi kunewo payakaipira: kubhangi kuchaita kuongorora kwete chete liquidity yenyu yesangano, asiwo iwe somunhu anokwereta. Uye izvi zvinotiunzira shure kumubvunzo "chena" mari, basa chibvumirano, uye, mukuwedzera, yakanaka chikwereti nhoroondo.

Sam chikwereti chikumbiro rikurumidze pasi rubatso mufurati mubhangi panzvimbo refu, kunosanganisira kukoshesa yacho, inishuwarenzi uye pfuma, uye anokwereta.

A nzira nyore - kushandisa kuna MFI. Vamwe MFIs uyewo ngaateme zvikwereti richengetwe ne Apartments, kazhinji kunonyanyisa huwandu chikwereti kwakadaro - mamiriyoni 1 rubles. Zadzisai mari yavo havadi chikwereti nhoroondo hazvina basa, kufadza izwi - vaviri makore. Kufarira Chokwadi, uchava kupfuura mubhangi, asiwo ndingangokuvara tendero - zvakare.

Asi kana MFI mamwe chikonzero, akaramba, zvinokwanisika kushandisa kuti basa rakadai munhu padandemutande nzvimbo P2P musika zvemari. Zvisinei, mukana wokuti kubiridzira kwakakwirira zvikuru kupfuura mubhengi kana MFI.

kwete sei kuva mumugwagwa?

Hazvinei Ipfungwa yaunosarudza, zvinofanira kurangarirwa kuti ichi mhando chikwereti - a ngozi chinhu. The kuchangotanga inattention hungada uri pfuma. Naizvozvo, tinofanira kuita zvose kuti arege kurasikirwa nzvimbo:

- Nyatsoongorora kuverenga chibvumirano, kuteerera zvokuti pamusoro chikwereti, mukamuri riri chamuinacho, pamwe nekodzero kugara mariri;

- tarisa kuvapo ari chibvumirano nezvevamwe zvinhu, masanga kutyora izvo hungaguma mukutanga kugumiswa yake kurambidza pamusoro risi, kurambidzwa kunyoresa munhu, kurambidza rokugadzira, uyewo zvinosungirwa kuti ndizivise womunhu anomukweretesa kana kwokuchinja basa rako;

- nechokwadi chokuti akakweretesa havagoni unilaterally simudza interest of chikwereti;

- uye, chokwadi, kuti arege default pamusoro mubhadharo nokuti akakweretesa ichi nyaya iri kodzero kugumisa chibvumirano unilaterally, vachirayira kuti kubhadhara chikwereti pakarepo uye zvakakwana. Munogonawo akaipa - mekamuri achaurawa nokuda okisheni.

Kune nuances zhinji, saka zvakanaka nezvechisarudzo yaizova kuratidza asati kusaina chibvumirano uye gweta naye kukurukura zvose anokakavara penyaya kutengeserana.

Alina Ovsyannikov

Materials https://www.zaymer.ru/