Bank "Uralsib": rakavimbika Rating ari chepamusoro

Banking rubatsiro nhasi inahwo anenge munhu wose. Asi vasati akatendeuka ichi kana sangano kuti, vourawa kutanga nokunyatsodzidza padanho rakavimbika. Vakawanda vanosarudza vega kubhengi "Uralsib". Rating chakakwirira, zvichikonzera undoubted kuvimbana. Zvechokwadi, sezvo yaDecember 2016 ari pamusoro 22 fung nzvimbo rakavimbika pakati pemahombekombe 600 muRussia.

Vhuṱanzi

Izvi - yezvokutengeserana sangano, inova yaipedzerwa yesangano iri 436 072 633 000 rubles. Muna November, nenzira, sangano purofiti yakawedzera 0.43% (+ ndiro 1867111 rubles Uyezve), saka kuti akamuka kuera kubva yechi23 chinzvimbo 22 ndipo.

Kutanga kubva November 2015, kubhangi aishingaira rinokoka utsanana. Kana, sezvazvakanyorwa kunzi, utano wezvemari sangano, nechinangwa STRUCTURAL Kugadziridzwa, kushandura siyana mabasa uye zvakawanda. Hurumende yakawandisa zvoutsanana, "Uralsib" anenge mabhiriyoni 81 rubles. Uye izvi inotongwa Vladimir Kogan, pakuva 82% kuti migove eungano.

A chikonzero chokuvimba

In sangano akadai "Uralsib" kubhengi Rating yakasimba chaizvo. Uye akanga achiri kutsigira migumisiro wamasangano Analytical. Somuenzaniso, Standard & Poors. Izvi sangano Analytical pakati pamusoro vatatu emisasa pfungwa panguva dzakawanda chechetere. Standard & Poors akapa "Uralsib" chikwereti kureva kuti 'B-' aine maonero akanaka (kupfuura ichangopfuura date - 6/16/16). Kureva, pfungwa, ndiyo pachiyero zvishoma pazasi avhareji (by dzakawanda mitemo), iro rine zvinogona kuva yepamusoro zvikuru.

More zvakanaka kubhengi "Uralsib" kureva pakati makambani kuti mutemo zvikuru nhamba zvikwereti motokari. Pamusoro 10, ari wa9 mutsetse. Pane zvakarongwa masangano 15 kuti zvamatonga soro nhamba mortgages pazuva rechi14 nzvimbo kubhengi "Uralsib". Ona izvozvo kukwirira uye munzvimbo anomukweretesa - sangano riri pamusoro 10 yakanakisisa makambani zvemari kuti anopa zvikuru kunobatsira purogiramu madiki. Asi nokuda Mystery Shopping Awards Award kutevera ake aiziva somumwe yakanakisisa private mabhanga.

Inofanira vainyatsotarisirwa uye ari kuwedzera kukurumbira nhasi, ari pafoni bhora. "Uralsib" wakapinda pamusoro matatu pasango Mobile rwezvemabhengi. Uye ndakagamuchira mubayiro Markswebb Rank & Report. In mashoko vakachengeteka uye kurerukirwa yakapinda pamusoro-10. Uye zvose date ichi - zvakananga uchapupu rakavimbika sangano akadai "Uralsib".

chinokudza

Ivowo vanofanira kutaura mashoko mashoma. Available panguva Makambani akadai "Uralsib" kubhengi rakavimbika Rating zvatowedzera rinotsigirwa siyana zvinoratidza Deutsche Bank AG uye Commerzbank AG. Vari basa mukuru unhu vakauraya mubhadharo magwaro ari kweeuro.

Uyezve, "Uralsib" kuzivikanwa muna 2015 yakanaka mutengi mabhanga ari mamiriro anokosha simbi pamusika. Iye ndiye Kumukundi weInternational makwikwi, inozivikanwa se "Best Risk Management". Mairi pane zvishoma nominations, kureva "Uralsib" vakapfuura "yakanakisisa pangozi kutarisirwa chirongwa."

Uyewo, sangano vanobatanidzwa parudo basa. The chirongwa, vakarongwa naye uye vana mari "Victoria", akava mumwe pamusoro 30 zvemagariro zvirongwa zviri Russian Federation.

mogeji

Mazuvano, kwakadai chikwereti kwakakurumbira chaizvo. Nekuti dzimba zvakakodzera vose, asi kwete vose ane mukana nokuutenga. Saka, pane list, iyo rinodonongodza mabhanga kuti zvinopa zvakanakisisa ezvinhu nokuda kwezvikwereti chikwereti wakabudiswa kutenga dzimba pamusoro musika dzisiri. December 15, 2016 kwakauya nhau kuti "Uralsib" bhengi akagashira muna chepamusoro, zvisina kuipa - yakapinda pamusoro-10.

Mamiriro ezvinhu kuitwa zvakanaka chaizvo. Chirongwa yakanakisisa yave kuzivikanwa ane mwero 13.5% uye nomupiro 10-30% kutanga. Kunyange zvazvo pane dzimwe mazano. "Mortgages nokuti bhajeti" Somuenzaniso, ane mwero kwakaderedza kuti 10.8%. Zvinogona kunyange kudzika vanhu vanoshandisa zvigadzirwa, "Uralsib" (makadhi, somuenzaniso). Fee ndiyo 20% kuti aivimba vatengi uye 40% - vaya vanoenda kubhengi kekutanga.

Promotions uye zvinofadza zvinowanika

Sezvinogona kuoneka, "Uralsib" kubhengi Rating pakati mabhanga ane zvikukutu. Saka sangano kazhinji anoronga zvakasiyana siyana zviitiko kuti vatengi vavo.

Somuenzaniso, panguva December of Kutsinhira "hwendefa mahara!" Kubva "Uralsib" uye Samsung. Kana munhu anoda kubetserwa kuchaita ape chikwereti dzorunhare Galaxy S7 unopinza S7, hwendefa PC Galaxy Tab A 7.0 achawana iye chipo. Panzira, kuti chikwereti achagamuchira dhisikaundi 10%. The zvazvingava zviri 15.5% pa annum.

"Rugare" mamwe ropafadzo uye zvipo anopiwa Moscow cardholders. Kwavari, Rink riripo mahara Enea yokudzidzisa mufananidzo Skating uye inopisa chokoreti. Vanogonawo kutora chikamu mune yokukweva matikiti kuti chinonyanya unoshamisa chiitiko gore - New Year Evha mhemberero. Iyo vacharaswa rakaitirwa Rink.

Ava mienzaniso mishoma. Kazhinji, hazvishamisi nei "Uralsib" vakapinda pamusoro 10 Mudiwa zvikuru vokuRussia mabhanga muna 2016. mumwe kureva kwakadaro, nenzira zvakare.

Chiizve Zvinokosha kuziva?

Lots zvinhu zvinonakidza kuudza pamusoro "Uralsib" kubhengi. Uise mukati chepamusoro zvakanakisisa masangano wezvemari Russian Federation zviri kumusoro, asiwo zvinotora chinzvimbo yakanaka mumwe "pamusoro" mazita. Vamwe ukoshi Pachikamu.

Muna November gore rino Somuenzaniso, sangano kwakaitika yechipiri muna pamazita, izvo dziri mabhanga achivaratidza makadhi nezvakanakisisa norupo zvirongwa. The "Uralsib" mwero uyu anonzi "Decent Home for Children". The chimbadzo pamusoro kadhi iri 28% pa annum. Terms uye mamiriro ndeinotevera: 0.5% uwandu wakapiwa rimwe kutenga ari zvaitambidzwa kubhangi Nhoroondo vana mari, izvo pane mutariri kuti kuvandudzika zvipenyu mamiriro mune nherera.

More "Uralsib" muna November rakaiswawo pamusoro 3 makambani kupa zvakanakisisa ezvinhu kuti chikwereti zvikwereti pamwe ehurumende dzinopiwa. The zvazvingava zviri 11.25% chete annum, kwokutanga chakabudiswa - 20%, chikwereti izwi - makore 3-30.

Uyewo, bhengi kunobatanidzwa pamusoro 10 makambani, unsecured zvikwereti zviri vakawanda kudiwa vanhu.

A zvinhu zvakawanda zvinonakidza unogona kuudza zvakawanda pamusoro kubhengi "Uralsib". Chii nzvimbo chepamusoro ndiro sangano - yakajeka zvikuru. Uye, maererano pamusoro apa, tinogona kugumisa - iri rakanaka uye yakavimbika bhengi kuti zvechokwadi anogona kuvimbwa nemari yavo. Uye kuwedzera nhamba vatengi mumwe mwedzi - zvakananga chisimbiso.