Chii akaisa chengetedza zvinodiwa?

Reserve chinodiwa ichaongororwa rimwe inonyatsobudirira zviridzwa usapinde mutemo weHurumende. chakarurama Izvi wakasiyiwa nechepakati pamahombekombe munyika yezvokutengeserana chikwereti masangano uye yakasimbiswa nemutemo. Chinangwa reserves ndiko inishuwarenzi yacho rwezvemabhengi maitiro kubva zviitiko zvisingafanoonekwi, kuramba padanho liquidity uye profitability. Mukuwedzera, kuwedzera rakavimbika uye hunovimbisa kuchengeteka vemo 'mari, zviri dhipoziti nyaya.

Sezvo kuita paaisika raida reserves, nechido nguva dzose kuva mumwe mari, nokuda izvo mari kubhengi mutengi shure nenguva nenzira. In upfumi ezvinhu nhasi, hurumende inoshandisa reserves waidzora vhoriyamu mari zvitengeswa. Somuenzaniso, apo vaishandisa anoenda mari yakawandisa, uye maererano nokukurumidza kukura kuri pamusoro mitengo, Reserve zvinodiwa inowedzerawo zvakananga. Saka, pane kuwedzera mari zvikwereti uye containment zviri mari iri mari kugarwa centre of National Bank.

Usakanganwa kuti nokushandisa reserves izvi hurumende anotonga dzinongoitika pezvakaitwa vari pamusika mari, ugadzirise kukosha kuchengetedzeka. Zvisinei, nzira iyi inofanira kunyatsobudiswa dzinodzorwa, nekuti, kuwedzera kune zvinobatsira zvinogona kusimbisa wandei zvaaikanganisa. Somuenzaniso, dzichichinja Reserve chinodiwa pave ane kusaenzana mune yose rwezvemabhengi hurongwa, saka sei kuchinjira kumamiriro ezvinhu matsva upi chikwereti sangano kwakaoma. Mukuwedzera, huwandu earmarked ari kuchengeterwa, vari pasi mitero, izvo zvinoreva kuti chikamu mari mudziyo vezvokutengeserana akarasika zvachose.

Bank kwakachengetwa vanofanira ine mari yakakwana kuramba mari kutsiga sangano iri kuchinja ezvinhu. Kana vari kurasikirwa, wezvokutengeserana mabhanga vanofanira kukwereta kubva National Bank kutengesa chero chikamu kuchengetedzeka kwavo. Uye somugumisiro pachiyero vakawanda liquidity iri chaizvo ipfupi. muenzaniso Izvi zvinogona kuonekwa ne kuwedzera kuchengeterwa zvinodiwa. Kana ravanosunungurwa achidzikisa chikwereti mari kuti aende abhadhare huripo chikwereti, izvo naizvozvo anowedzera liquidity.

Reserve chinodiwa zvingaita mwero mubereko vaibhadhara yepamutemo masangano kana vanhu somubayiro kushandisa chikwereti. Chokwadi, apo hurumende anorarama mutemo "mari anodhura", kuwanda mipiro kuna kuchengeterwa kuwedzera - uye asununguka zvikwereti zvedu pa kurasa kubhangi, zvinova duku. Ichi ndicho chikonzero zvibereko zveminda chimbadzo pamusoro zvikwereti. Zvisinei, musimboti bhengi haisi nguva dzose zvinoita kushanda rokutengesa anomukweretesa masangano. Pangava mamiriro ezvinhu apo nemabhangi vane zvakawanda akavhiyiwa uye zvakawanda vatengi, uye saka kukura yavanotambira zvakakwirira zvakakwana. Strong zvemari nzvimbo unokubvumira kutamira nhoroondo iri National Bank Reserve zvinodiwa, pasina kuchinja kukura mubereko prices pamusoro zvikwereti uye deposits.

Naizvozvo, nokungwarira vehurumende vanofanira kuongorora musika mamiriro, kuongorora rwezvemabhengi zvekutepfenyura, uye ipapo kutora kongiri matanho pamusoro upfumi rova. Chokwadi, kuchinja kupi nokupi kuchengeterwa zvinodiwa zvinofanira nokungwarira vaiona uye nokururamiswa. In mudanga upfumi pakatanga kuchinja angava inokanganisa yose rwezvemabhengi hurongwa, zvino musoro kushandisa dzimwe levers usapinde negwaro.