Coefficients ose liquidity uye solvency

Usati mberi kuti funga okuti "liquidity ratios" zvinofanira kunzwisiswa kuti izwi iri liquidity. Pfungwa liquidity rinoreva upfumi mazwi. Zvinoreva kukwanisa kukurumidza exchange yesangano kupinda mari. Nemamwe mashoko - liquidity - negotiability mari. Coefficients ose liquidity uye solvency zviri zvikuru kukosha kuona mari pakusimba upi sangano, kusanganisira dzokutengesa bhengi.

Zvinofanira kucherechedzwa kuti shoko rokuti "liquidity" uye rokuti "Ratio" pasinei consonance anoreva zvakasiyana. Liquidity zvinoreva kukwanisa mudzoke kunyika mari kana mari neShanduro kuti chemhosva kuti munataisireva zvemari. Kunyanya kukosha unopiwa nokumhanya kwokushanduka.

Sezvo liquidity kunotema kutsiga zvebhizimisi rose, chirungamutauro pakutanga zvido makambani, mabhizimisi varidzi, mamaneja, etc.

Shoko rokuti "liquidity pasi" anogona kutaura kwete chete pamusoro kunobatsira kutendeuka nguva, asiwo nenhanho Nokurasikirwa dzinoitwa ndokuchinja akadaro. Somuenzaniso, chimwe chinhu pazvinhu yesangano ane aizviti ukoshi mamiriyoni 1. Kwemwedzi ungatsauka chete 700,000 chaiwo mari.

Liquidity ratios vari zviratidzi zvinoshandiswa dzinoongorora sangano kukwanisa kubhadhara huripo munataisireva achibatsirwa aripo yesangano iri kambani.

Zvichienderana nokuti zvinhu vanoonekwa ne kunosiyana inosiyana liquidity, uye munataisireva kuti vane maturities akasiyana wazvipira ikozvino. Naizvozvo, liquidity ratios kubvumira kuti vaongorore dziwande chete reshiyo rokuti pakati kuitwa kurutivi kuzadziswa kuita uye munataisireva.

Funga liquidity ratios inoshandiswa mabhizimisi.

Current reshiyo, mune mamwe mazwi, chifukidziro chinhu. Zviri reshiyo zvemari varehwa nhamba ano zvinhu kuti mamiriro munataisireva (pfupi-rokuti munataisireva). Zvinoratidza sangano Kukwanisa kugadzirisa chacho chikwereti mitoro panguva ya pagadzirwe kutenderera. Quick reshiyo chinhu zvemari chinhu akaenzana nhamba zvikuru emura zvinhu kuitika kune mamiriro munataisireva. Zvinoratidza sangano Kukwanisa kugadzirisa chacho chikwereti mitoro panguva ya pagadzirwe kutenderera pamwe zvinetso kubva kutengeswa apera zvinhu kana hazvo.

Coefficient mhedziso liquidity chinhu zvemari chinhu akaenzana nhamba pfupi mari mubhizimisi uye mari kuti mamiriro munataisireva.

Zvinokosha kucherechedza kuti bhanga anotarisira zvinotevera chikuru zvinhu zviri Bank liquidity: pakarepo liquidity, kuti liquidity kuti ngadzirambe-rokuti sungiro uye mukuru liquidity nhamba wakaiswa-rokuti mitoro.

Nokuti vakawanda huru mabhanga bvumidzwa uye kutsoropodza zvinhu zviri Bank liquidity zvakaoma kuziva, kubva kwemasayendisiti, tichiratidza liquidity vari siyanei mureza womuenzaniso. Saka, nokuti mabhanga dzakadaro ratios vari mukuru kuzviwana.

Kazhinji, liquidity ratios uye solvency upi kambani kunoratidza aizviti kukosha zvinogona of zvebhizimisi kufukidza chikwereti ano iripo iyezvino zvinhu. Pakusarudza coefficients dzakadaro chokuita nenhoroondo mari uye chizvidavirire kushandiswa.