Credit kare uye zvakadini inochengeterwa kupi?

Nyaya rinotiudza kuti makore akawanda akaramba chikwereti kare, anoratidza pfungwa iyoyo kare, apo unogona kuwana ruzivo pamusoro gwaro uye kana okugadzirisa mabasa gwaro.

Chii kadhi nhoroondo?

Tisati tapindura mubvunzo, sei inochengeterwa chikwereti history, ngationei kubata zvikuru pfungwa. Credit kare - kuva mashoko pamusoro chaiwo anokwereta, ayo kuitika uye mutsividzo pamusoro chikwereti, kuvapo zvikwereti zvakaipa uye chikwereti. Zvinofanira kunzi kunyange avo mitero vakabudirira inobhadharwa kuti chikwereti pasina kunonoka, vanofanirawo bch chikwereti nhoroondo.

History anotanga kuumbika kubva pakutanga chikumbiro kuti chikwereti kubhengi. Section ine musoro rine mashoko anokosha pamusoro munhu pamusoro pasipoti, nhamba yacho mudyandigere inishuwarenzi, mutero kuziva nhamba. Chikamu chechipiri zvakawanda voluminous, sezvo izvi apo ruzivo inochengetwa pamusoro dare nyaya uye nharo nguva iri chikwereti ukama kubhengi. Kunaka muchikamu chechipiri umboo kunokanganisa mbiri yakamira panyaya imwe neimwe. Yokupedzisira chikamu iri pasi zvechizarira, nokuti rine ruzivo private pamusoro vanyori uye chikumbiro kuwedzera nyaya.

Apo Ndinogona kuona nyaya yako?

Kana uchida kuwana dundundu nhoroondo, unofanira kushandisa zvekuvaka munyika yacho huru bhengi, kuti ajekese umo imwe sangano ndiyo nhoroondo zvikwereti, zvakadini gwaro inochengeterwa, uye zvichingodaro. Unogonawo kutumira mubvunzo Via e-mail, chaiyo munhu nyaya bumbiro. Code iri basa pakarepo mushure vanyorwa chikwereti chibvumirano, sezvo vakawanda vashandi rwezvemabhengi mabasa nyore akanyarara. Office iri basa kushuma akumbirwa munhu pamusoro nechikwereti mamiriro ezvinhu. A mugari anekodzero mumwe gore akasununguka chokuwana mashoko pamusoro nechikwereti nhoroondo. Story kana kutumira email pakero iri papepa kana neindaneti. mubvunzo kugadzira nguva mazuva 10. Akadzokorora kubvunzurudza yaitwa iri akaripa hwaro.

Unogona kushandisa vachiri chero chikwereti Bureau kana SERVICING kubhengi. Kana chikumbiro anotumwa neposvo, magwaro vanofanira kuva notarized uye kumirira mhinduro uye tsamba.

Nguva yakadini Kucharamba mundangariro?

Kupindura mubvunzo, zvakadini anochengeterwa chikwereti munhoroondo Bureau, zvinofanira kutaurwa kuti mashoko mumwe mutengi inochengetwa ari Database kwemakore gumi nemashanu kubva musi pokupedzisira, uye ipapo mashoko chinobviswa. Kwakadaro yakareba nokuda kudiwa rwezvemabhengi masangano zvinoenderana ngozi minimization mitemo kana achibudisa kwezvikwereti. Mhinduro yomubvunzo, zvakadini inochengeterwa chakaipa chikwereti nhoroondo, achava mumwe chete - makore anenge 15. Panopera munguva chenhau mashoko akagadziridzwa, zvinopa mukana vatadza munhu akanyorera kuti zvakanaka kusarudza kubva kubhengi-gore gumi nemashanu.

The mashoko pamusoro yeGmail.END_STRONG riripo kuti zvikwereti masangano chete, uyewo Vezvemitemo pakuitisa kwemamwe maitirwo ezvinhu nekuda nyaya.

Chii kadhi Bureau?

The Bureau ndiyo tsika pamwe chiremera chepamutemo kushanda zviito uye kumonyanisa pachinhu mbiri nhoroondo yevanhu. Pane masangano akawanda pamutemo anomirirwa rehurumende remazita.

Anokwereta kazhinji vanonetseka kupi kuti bch ruzivo pakutenda kwavo zvakanaka nekuda kuripwa zvikwereti, uye kunyange vanotanga kuti zvichemo pamusoro kufambiswa private mashoko. Zvisinei, havana kukanganwa kuti ivo pachavo ndikaisa chishambwe iri rakakodzera chikwereti kondirakiti. The Data pamusoro anokwereta apinda Database, unofanira kubvuma kuti muunganidzwa, kubudiswa uye kufambiswa kwemashoko pachako. The yeGmail.END_STRONG ingasabvumirana, asi muchiitiko chino kwayo mikana yokuenda chikwereti mvumo zviri tetepa.

Munhu zvinogona ikwidzwe chikumbiro kuna Central Catalog pasi kutarisira Central Bank kuti vawane mashoko iyo zvitoro uye kurongedza mashoko Bureau of mashoko ayo. Kana anokwereta akaripawo zvakanaka payables, anofanira kuziva kuti mashoko pamusoro okupedzisa Tera vakauya umbowo mujinga Bureau. The chikwereti kubhengi vanosungirwa kupa ruzivo mumabhatiri muhofisi, ose namahwindo chitoro zvigadzirwa, pamusoro chikumbiro.

Zvinoita kubvisa zvisingakoshi vakanyoresa munhoroondo?

vagari vazhinji zvakakanganisika vanodavira kuti kana CRAs vari zvokutengeserana zvivako, ipapo navo mumwe mutengo, unogona kuwana nekuonana uye nhoroondo zvakajeka kubva kukuvadza chiitiko. Asi ichi handizvo. Pamusoro chikumbiro haagoni kuva chena chikwereti nhoroondo. zvikuru sei ruzivo inochengetwa ari Database, uye vazhinji vacharamba kwemakore 15. The Hurongwa rakagadzirwa zvokuti hapana chero mukana zvimwe kushandura nhoroondo ruzivo. Kana anokwereta uye kupa mabasa akadaro, izvozvo zvinoreva kubata all scammers, achida mari pazuva kusaziva usina kufukidzwa mutengi. Pane chimwe chete mukana kurishandura nyaya - kana zvinhu hazvisi zvechokwadi.

Kana akaipa Data zvakagoverwa magwaro hunogutsa (akadai murayiro dare), anokwereta ane chete nguva yokumirira - yemakore gumi nemashanu, pashure iyo mashoko zvichabviswa dzadzimwa. Kana pane chokwadi kururama kwemashoko date vakaratidza, zvakakodzera kureva kunobva Data kuchinja uye kuwedzererwa, somuenzaniso, mudare kudenha chisarudzo.

Ndingaita sei kugadzirisa chikwereti kare?

Kana munhu ane chisingarambiki kukakavadzana chikanganiso iri Database, inofanira nyaya yacho chikwereti Bureau. Institution achagadza basa cheki mukati memazuva makumi matatu pashure okutambirwa chinyorwa. BCI mukufamba kuferefeta nokutuma chikumbiro kubhengi pamusoro kuwanikwa uye yakarurama zvikwereti zvakaipa. Kana Ongororo zvakakwana, mashoko achaparadzwa akagadziridzwa, uye kururama zvinhu zvichange dzadzimwa. Pamusoro chikumbiro inofanira kupiwa akanyorwa chisarudzo ane hwakadzama kururamiswa.

Anokwereta anogonawo kushandisa zvakananga kubhangi, kana anoziva kuti kukanganisa anenge akanyahwaira uyu unoratidza chikwereti sangano. Kuti aite izvi, unofanira kupa tsamba chikumbiro kuti musoro zita kubhengi wacho.

Anokwereta vanofanira kuyeuka kuti kubhangi, Chokwadi, zvinokosha chikwereti nhoroondo. Vangani zvitoro nhoroondo, ziva kudiwa, asi izvozvo hazvirevi kuti kana pane zvishoma kunonoka mubhangi zvino anotumira kunaka inofambiswa iri CRB. Bank kusvikira ichangopfuura kuyeuchidzwa chikwereti pasina kuita chero kuwedzererwa. Uyewo, usati tidzikame kubvunza mubvunzo "sei chikwereti nhoroondo inochengeterwa?", Munoziva kuti nemabhengi vane parameters dzavo kuti "chena" nguva, kuti chikwereti mvumo. Somuenzaniso, kana munhu waunoda anokwereta hakuna dambudziko zvikwereti mumakore matatu apfuura, zvingangoita kuti Bank achagutiswa.