Inishuwarenzi yevaya vanofamba kune dzimwe nyika: mapepa ekunyora uye kuongororwa kwekambani dzemishuwarenzi

Kufamba parwendo kupi zvaro, kwete wese wese wedu anofunga pamusoro pekugona kunetseka kunogona kuitika kwatiri. Pano tinoreva kwete nyaya duku dzemhuri, asi zvinetso zveutano, zvinetso zvemutemo, kurasikirwa kwemitoro uye nguva refu kunonoka muzvikepe.

Kubatsira kutsungirira matambudziko ose anonzi inshurensi kuenda kune imwe nyika, iyo yakakurudzirwa kune vose vanofamba kune imwe nyika, pasinei nehurefu hwekugara. Zvisinei, usati waita sarudzo, unoda kudzidza zvimwe zvinhu zvinokosha zvikuru.

Ndinofanira kuisa chibvumirano here?

"Iwe unonyatsoda inishuwarenzi here?" - vanhu vakawanda vakadai vanoenda kune imwe nyika vanobvunzwa mubvunzo uyu. Ndinofanira kutaura, vane zvimwe zvikonzero zveizvi, asi ivo vanongotarirwa chete nekutenda kuti kana zvose zvaive zvakanaka kare, hapana chichaitika parwendo rwotevera.

Hapana angatyisidzira ani, asi funga zvichazoitika kana iwe kamwe kamwe uchida rubatsiro rwekurapa nokukurumidza - mushure mezvose, kwete chete kuMadokero, asiwo kune dzimwe nyika dzeAsia, mushonga unobhadhara uye panguva imwechete inodhura, Uye hakuna munhu achakubata ikoko pasina mubhadharo. Uye zvakadini kana iwe uri mumamiriro ezvinhu apo iwe unofanirwa kubhadhara kukanganisa kune vanhu vatatu? Uye zvakanaka kana pane mukana wekubhadhara mari yakawanda. Hungu, kunyange kana zvichizo-ndiani anofarira kugovana neropa ravo?

Kuenda kune imwe nyika, inokurudzirwa zvikuru kuronga inshuwarisi kune avo vanofamba kune imwe nyika. Kunyange kana zvisingadiwi kuwana visa - "airbag" inonyanya kudiwa newe.

Chii chinogona kusanganisira chirongwa

Inishuwarenzi yekufambisa yakakwana inogona kupa mari yekubhadhara mari ye:

• Emergency medical care;
• A mazino;
• Mutoro wevanhu kune vechitatu;
• Njodzi;
• Kuchenesa / kunonoka kwendiza;
• Kurasikirwa kwemutoro.

Ndapota cherechedzai: iyo inomiririra chero ipi zvayo yekuita kuti ive yekutanga yekuvhara mari paunenge uchida kurapwa nokukurumidza. Zvose izvi zvimwe zvinhu zvinowedzera uye zvingasave zviri pane urongwa. Mukuwedzera, mamwe maitiro anopiwa nekambani imwechete inobvira, somuenzaniso, inshuwarisi yevakadzi vane pamuviri vanoenda kune imwe nyika. Kuti uone kuti mari ipi inofanira kubhadharwa, nyatsoverenga chibvumirano.

Nenzira, zvinonyanya kukosha kutaura nezvechimwe chinhu chisingatauri pano, kazhinji chinonzi "Active Sports" makambani. Chinonyanya kukosha chemukana uyu ndechokuti kana uine mukonishuwarenzi yako yehushuwarisi, unogona kuchengetedza zvakachengeteka mitambo (kutamba, kutamba kwechando, kufambisa, kutasva bhasikoro, etc.), uine chokwadi chokuti uchadzorerwa Kuti uwane kurapwa, kana kamwe kamwe iwe unowana kukuvadzwa semugumisiro wezviito izvi. Saka, kana iwe uri mutsigiri wekuzorora kwakasimba, iva nechokwadi chokuti unosanganisira chinhu ichi mu inshuwarisi yako!

Inishuwarenzi mubato rekushanyirwa

Paunenge uchitenderera nesangano rekufambisa, iwe zvechokwadi uchapiwa basa rakadaro se "Inishuwarenzi yevashanyi vanoenda kune dzimwe nyika." Kunyanya, mari yacho ichabatanidzwa mukushanyirwa kwekutadza, kunyanya kana iri rwendo rwokuenda kune imwe nyika, kupinda mune izvo kuwanika kwepurogiramu kunomirire.

Zvisinei, hutano hwehushuwarisi hahugoni kuonekwa nguva dzose. Mukuwedzera, kazhinji inogadziriswa chete nekuda kwezvakagadziriswa, uye chikwereti chemari inoratidzwa mukontiro ingave isina kudarika.

Ndicho chikonzero tinogona kukupa mazano - kana iwe uine mukana, uwane inshuwarisi yechipiri, "iwe pachako".

Chirongwa chebasa

Kuti unzwisise zviri nani kuti inshuwarano yehutano inofamba sei kune imwe nyika, unofanira kuyeuka mhirizhonga kamwechete uye yevose: iyo kambani yaunobata nayo haina kubatanidzwa mukurapa, kukurukurirana nemakiriniki nevarapi, uye kazhinji hazvizogadziri newe Kutaurirana mushure mekuitika kwechibvumirano chinopiwa nechibvumirano.

Kambani yeInishuwarenzi - inongova mutambi pakati pako nekambani yebasa (mubatsiri). Chaizvoizvo, inokutengesa rubatsiro rwekubatsira. Mutsigiro, zvakare, ndeyemupakati pakati pako nechipatara kana chiremba. Ndiye uyo achange achitaurirana kana pane izvo uye achizvitumira kuchipatara mune imwe nyika yevaeni kana iwe uchida rubatsiro rwechiremba.

Sarudza kambani

Mune shoko, kufunga nezvaro pachavo kambani yeinishuwarenzi mukutarisana kubva kubatsiro ichave isina kukanganisa uye kunyange inotyisa. Sezvo zvinogona kunzwisiswa kubva pane zvose zvataurwa pamusoro apa, basa re violin rokutanga mune zvinokuvadza rinotambidzwa nechipiri chemukati. Saka pakusarudza kambani yveshuwarenzi, kutanga kwezvose, tsvagai rudzi rwe rubatsiro rwavanoshanda nayo.

Cherechedza kuti firms inoshandura kuchinja vashandi nguva nenguva, saka iva nechokwadi chokuti ruzivo rwaunowana runoenda kune imwe nguva. Vanogonawo kushanda nevatariri vaviri kana kupfuura panguva imwechete, munyaya iyi, pakuronga chibvumirano, iwe unofanirwa kuva nechokwadi chokuti iwe uchashumirwa nemumwe mutauriri waunoda.

Kunyange zvakadaro, inshuwarisi hairegi kutamba basa rinokosha re "first link", kusimbisa kusangana pakati pevabereki vavo uye rubatsiro uye kazhinji kukurudzira iyo yekupedzisira kuita chisarudzo chakanaka mukufarira mutengi wake. Ndokusaka zvakakodzera kutaura nezvekambani, zvichienderana nemafungiro emakambani, akakodzera kuvimbwa. Aya ndiwo "Gwaro", "Medexpress", VSK, "Rusununguko", Allianz, "Renaissance". Kune imwe neimwe yerimwe nzira imwe kana imwe uchawana mhinduro isina kunaka, asi izvi ndezvechokwadi kune chero kambani - kunyange yakanakisisa.

Zvishoma nezvebatsiro

Inonyanya kuzivikanwa uye ine simba munzvimbo ino ndeyeZvamwe-SOS, Mondial, Kirasi, AXA, Coris. Chimwe nechimwe chavo chinogona kunge chakasimba mune izvi kana kuti nzvimbo iyo yenyika, kunze kwekuti, munhu wese anogona kuva nezvakananga zvake pabasa.

Kudzidza mubvunzo wakadaro semushuwarisi kuenda kune imwe nyika, uchaona kuti International-SOS ndiye mubatsiri akatendeka, ndiye ane huwandu hwehuwandu hwezvakanaka pamusoro pekubatana. Zvechokwadi, mutengo wemuperekedzi uyu wakanyanya kudarika, asi, chero zvakadaro, iyi ndiyo mari inonzwisisika yehutano hwepfungwa.

Mamwe mapoka emakambani emakambani akashandiswawo anoshandawo pamwero wakakwirira, uye anogona kuvimbwa kana iwe ukatevera mitemo yose yakarongerwa musimboti.

Zvinenge zvisina musoro kutaura nezvebatsiro reGVA. Anonyanya kuzivikanwa nemakambani einishuwarenzi - makambani akawanda anobata pamwe naye, asi maitiro ndeawo akaipa. Zvisinei, vamwe vanogara navo vanosarudza sarudzo iyi nekuda kwekutsika kwayo.

Zvikamu zvekugovera

Anenge chero kambani yemishandisi yveshuwarenzi inoreva kubhadharwa kwechimwe chiitiko kana chiitiko chekuchengetedzwa mukati mehuwandu hwakasara. Iyo inodhura mari yako, inowedzera kubhadharwa ichabva kune kambani. Edza kuzvidzivirira iwe zvakanyanyisa!

Ive visa mitemo yeimwe nyika inogona kubvumira inishuwarenzi muhuwandu hwemakumi maviri nemakumi maviri emadhora (iyo mubvunzo wehuwandu hwekugovera rubatsiro rwechiremba). Zvisinei, kana iwe uchida kuita inshuwarisi iwe pachako, uye kwete "nokuda kwekwangwani", zvinokurudzirwa kuti uzvidzivirire nokuda kwehomwe yakawanda-dzinenge madhora makumi mashanu emadhora kana kupfuura. Kunyanya inoshungurudza kuenda kune dzimwe nyika dzeEurope uye USA uko kurapa kunogona kuva kwakanyanya, kunodhura.

Uyezve edza kusarudza yunishuwarenzi pasina chibhadharo - kureva, pasina mamiriro ekuzvipira kubhadhara mari shoma iyo isingapfuuri chimwe chimwe chakagadziriswa nechibvumirano.

Muenzaniso mitemo ye inshuwarisi kune vanofamba kune imwe nyika

Zvechokwadi, makambani ose ane mamiriro avo ega uye inishuwarenzi, uye, zvechokwadi, zvose izvi zvinenge zvichange zvichidikanwa kuti zvidzidziswe tisati tasaina. Zvisinei, kune mimwe mitauro yakawanda inoshandiswa kunenge inenge zvibvumirano zvose.

Iko kunotanga kunetseka nezvirwere zvisingaperi. Hapana inshuwarisi yevagari vanoenda kune imwe nyika, haigadziri kurapa kwekare uye yekare "maronda". Kana zvakatemwa kuti zvinetso zvehutano zvakasimuka ndezvikonzero zvehutano hwako husingaperi, iwe ucharambidzwa kubhadhara kurapwa.

Kuwedzera - kubhadhara zvakakwana kushandiswa kwedoro, pamwe chete nemagetsi e-psychotropic. Kana zvakatemwa kuti panguva yekuitika kwechiitiko che inshumo muropa rako pane zvishoma doro shoma kana zvinhu zvinorambidzwa - iwewo ucharambwa kubhadharwa.

Chimwe chinhu chakakosha nuance ndicho chikonzero chekuunganidza zvinyorwa (mapurisa emapurisa, nyaya dzenyaya, cheki) zvakabatana nemusangano weinishuwarenzi. Izvi zvinonyanya kukosha, nokuti kure nekugara nguva dzose inishuwarenzi yevatambi vanoenda kune imwe nyika inodhura mari yekudzosa panguva yekushaya kwavo - dzimwe nguva unokwanisa kuwana izvo zvakakodzera paunodzokera kunyika yako yekumba, nekuisa mapepa ari pamusoro apa seuchapupu.

Documents for inshuwarisi

Nokunyorwa kweinishuwarenzi, sekutonga, hapana magwaro anokosha anodiwa-anenge makambani ose anoita izvi chete pane imwe pasipoti. Muchiitiko ichi, hazvina kukodzera kugovera zvakakosha - somuenzaniso, mafemu akawanda anopa maitiro ekugadzirisa kuburikidza neInternet, iyo inonyatsonaka, sezvo inopedza nguva nekuedza. Pano iwe unogona kukurudzira kushandiswa kwakanyanya kunoitwa Cherehapa.ru, iyo ichapa sarudzo pakukumbira, makambani akawanda maungashandisa purogiramu pawebsite paIndaneti.

Mugumisiro

Saka, takasarudza kuti inshuwarisi ichiri kudiwa. Panyaya iyi, heano mamwe mazano anogona kupa kune munhu upi zvake kunze kwenyika.

Chokutanga - kunyatsosarudza kambani yveshuwarenzi uye rubatsiro, apo uchigadzirira hurongwa, nyatsoverenga nheyo dzose. Usarega nguva yekuverenga zvakanyatsonaka, kuitira kuti mushure mokunge pasina zviitiko zvisingafadzi uye kusanzwisisana!

Chechipiri, edza kudzivisa zvidzidzo zvisingatauri nesangano rako.

Chechitatu - kana nyaya yakatarwa ichisvika, pakarepo ngwarira inshuwarisi kana rubatsiro. Pamberi pako, tora mufananidzo wekufambisa kwako inshuwarisi.

Kuzadzikiswa kwemitemo iyi iri nyore kuchakubatsira kuti uende kunze kwemamiriro ezvinhu akaoma nekurasikirwa kwemari kudarika. Ropafadzo yakanaka pamakwara ako, uye uve noutano!