Kuvimbika Rating kuti mabhanga: chii zvachinja?

Ratings, apo unogona kuona chakavimbika kupfuura rwezvemabhengi masangano, vari pasi kuvandudzwa ose mitatu. Hapana chinoshamisa, nekuti unofanira kungwarira kuchinja kuchangobva nemabhengi. ratings izvi zvinogona kuva yakaoma chinhu pakusarudza chevanorwara zvemari zvikuru.

Ratings rwezvemabhengi nemasangano

Kana tikaenzanisa wechitatu muzvina kuna wechina, rakavimbika Rating kuti mabhanga kumbochinja zvachose. Mukusarudza nzvimbo inogarwa "nemari Bank", "Raiffeisen", "VTB", "Rosbank", "Agricultural Bank", etc. Vose nemasangano aya vanokwanisa kupa zvose zvakafanira-siyana mabasa. Uyezve, zvinofanira kucherechedzwa kuti basa rokutarisira mabhanga vakatanga kunyatsoteerera avo vatengi vari chepamusoro.

Services yakabva rwezvemabhengi hurongwa chokuita, pakutanga kwezvose, kupfuura simba nemauto hupfumi bhora, kureva diki uye svikiro kadikidiki bhizimisi. Zvinofanira kucherechedzwa kuti ose gore nhamba yakakwana dzinonakidza mikana vatengi zvakadaro kuwedzera kukura. Munguva ichangopfuura, muna svikiro nezviduku mabhizimisi kukura yokurera yakabuda uye tinogona zvakachengeteka kutaura kuti izvi marudzi mabhizimisi makatanga nokushingaira kutanga.

Kuchinja kwave kuchiita rakavimbika Rating kuti Banks tichienzanisa wechitatu muzvina chokuita kwaita ezvinhu matsva zvakanaka inopiwa kune yemakambani vatengi. Enterprises munyika, iyo ichava pamwe rwezvemabhengi nemasangano vachakwanisa chinja vamwe tariffs, pamwe kunonyanyisa kunyatsoshanda, pakutanga kwezvose, nokuti renyu.

Kuti usarudze imwe pamahombekombe, unoda kuona zvose zvokusarudza iripo uye kuyera zvakanakira pamwe. Usakanganwa pamusoro nzwisisika mabasa, kureva sei zviri nyore. Zvakakodzera kufunga muudzame wakachengeteka Rating Banks Russia muna 2014.

Kudeuka rwezvemabhengi masangano Russia

Sberbank nhasi ichaongororwa kuva kupfuura kumahombekombe enyika uye Kishi nyika. It yakabuda pakutanga 21 remakore fung. To musi, "Sberbank" ishamwari ane rakavimbika hakuzi mubvunzo. It ane mapazi zvachose maguta ose Russian. Uyezve, nzvimbo zvemari iyi muna China, Germany uye India. kero All anogona kuwanika huru mashoko portal pakati kubhengi. "Sberbank" ari kushanda chose nezvirwere zvose vatengi. For yemakambani nemakasitoma kugovera mari, zvikwereti, mari kugarwa, Consulting uye mabasa zvemari.

Mumwe kutungamirira zvikoro, izvo kwemakore usingasii yakasimbiswa pamahombekombe Rating ndiye VTB. It yakarongwa 1990. Shandisa basa kubhengi anogona kuva pamusoro munharaunda munyika 20. On musika wokuRussia, VTB Group ari wechipiri chinzvimbo chepamusoro. Basa rinoitwa kunonyanya pamwe yemakambani vatengi. Kubhangi vangapawo zvakakwana kugadzirisa yose yose Entrepreneurs.

The rakasiyana mamiriro "Gasprombank"

Kana isu kutaura ukuru diversification, ari "Gazprombank" anonzi kuva sangano rine akasiyana marongerwo. Hwaro mamiriro uyu ndomumwe nemabhengi pakukura nyika yedu. Customer basa rinoitwa pasi kutungamirirwa nenyanzvi, zvikuru unyanzvi. Vanoziva zvose nuances ose bhangi racho, saka anoshanda kunonyanyisa kunyatsoshanda. Corporate nemakasitoma inopihwa basa ungashandisa kurerutsa basa Implementation zvavo nyaya dzemari. The Bank pamwe avhareji uye diki basa. Uyezve, pane avo mabhizimisi vanogona kuzvirumbidza munhu multi-bhiriyoni dhora pakati vatengi kuti tsika zvemari.

Basa "Alfa-Bank"

Akatanga muna 1990, "Alfa-Bank" akakwanisa kukurumidza kuenda yakasimbiswa bhengi Rating. Ndiye chevanorwara inoshanda, sezvo anokwanisa kupa vatengi dzaro zvachose mhando dzose mabasa zvemari. Asi zvinofanira kucherechedzwa kuti huru mabasa kubhangi iri kushanda pamwe yemakambani vatengi. "Alfa-Bank" anogona yokutsigira basa. Zvinofanira kucherechedzwa kuti pamahombekombe ane kupfuura bazi zvakarukwa kwete chete mumaguta Russia uye Kishi nyika. On huru portal yacho kubhangi kuwana kero pamatavi zvose.

Zvakachinja Ukrainian chepamusoro

Panguva apo Ukraine akasiya Western mabhanga, akachinja yose zvekutepfenyura zvemari. Mari yose vanacho dzichiitika chete mudzimai uye Russian zvemari masangano. Rikaregwa akavhiyiwa munyika vokuBritain, German, Czech, Dutch, South Korea, uye Swedish mabhanga. kuchinja zvose izvi aiva nani simba kukanganisa rakavimbika Rating pamusoro kuUkraine mabhanga. 2014 kwakaratidzwa ndechokuti vamwe masangano zvemari akabhururuka kuti nokutungamirira chinzvimbo. Somuenzaniso, panzvimbo rwechina "KrediAgrikolBank" izvo kare inoitwa munzvimbo 16 chete. nzvimbo Chechipiri akabvisa, "Raiffeisen Bank Munthanai". Wechitatu nzvimbo iri "Ukreximbank". Pakutanga pane mamiriro "Oschadbank."

Other rwezvemabhengi masangano dziri chepamusoro, Zvicharatidzawo zvose mabasa anodiwa

The pamusoro ndivo zvinokosha rwezvemabhengi hurongwa. Ndivo zvikuru kwakapararira mumaguta Russia uye mune dzimwe nyika. Asi kuchine vakawanda mabhanga siyana, rakavimbika riri pasina mubvunzo. Vanokwanisa kupa mazita mabasa yemakambani vatengi uye vanhu. Mukuwedzera, vanogona kupa nzwisisika basa uye kugadzira mubhizimisi. Mamwe mabhanga dzidzira zvakawanda pamusoro basa kukura zvokurima. Nokudaro, ivo havagovani mapurogiramu hurumende kuti zvine chokuita ichi munda basa.

All pemahombekombe, izvo vanomirirwa ari kuera, vanokwanisa kupa gurupu mabasa uye zvakafanira zvose Software iri kuburikidza kushandiswa zvinogona nyore kuti pamwe diki uye unosvikirwa mabhizimisi. Uyezve, vashandi kuti Bank vari kuramba kushanda kutanga mabasa matsva kuti kukwezva vatengi vari muzvikwata zvakasiyana.