Bankruptcy: pamatanho, features, mazwi

Mumutemo Russian pane muchikwata pamutemo, sezvo kusauka. The akakodzera zvokudya iri pamutemo mabasa kungasanganisira mumuviri pamutemo masangano. Ndezvipi chaizvo kuti kusauka nzira vaviri mhando pamutemo masangano?

Chii kusauka

Pfungwa yokuti 'kusauka "anogona kududzirwa nenzira mbiri.

Chekutanga, ichi izwi rinogona kunzwisiswa sehurumende umo chikwereti kwakavakirwa pachinangwa nzira, haana mukana kugadzirisa pamwe chikwereti. Nyaya chikwereti zvinokonzerwa - akaundi chikwereti. Asi vanogona kuva chikwereti inopiwa Somuenzaniso, sangano zvitsva zvokukweretesa kuti haana rwezvemabhengi rezinesi kana munhu oga munhu. Nyaya kupora vanogona kuva zvinosungirwa mugari kana sangano kunobva fanira kubhadhara kuti homwe wehurumende (semuenzaniso, mitero, gupuro nezvimwe mhosva).

Chechipiri, pfungwa kusauka anogona chokuita nzira, umo mukwereti wacho insolvency akaratidza zviri pamutemo. Zvinonzi dziripowo kuti chaizvoizvo chobudira ezvinhu ezvemari chikwereti zvakatonyanya nyore. Izvi zvingava zvakafanira Somuenzaniso, chokwadi chokuti akakweretesa uchabvuma kunyora kure chikamu chikwereti. Kuchengeta kusavapo kutenda kuna anokwereta kana kuderedza zvinhu vachibhadhara kugarwa sungano padariro kusauka izvozvo huratidzwe.

Russian muparamende zvinoita kuti pamutemo vanhu, uye, panguva ichangobva kupfuura uye vagari kushandisa nzira. Anokwereta kuona chinetso Atanga ari kusauka muitiro, vanogona kuvimba kugadzirisa, kana kwete chikwereti nyora-kure munzira nezvaro mumutemo. Panyaya iyi, mamiriro kusauka dzinongoitika vanhu kana sangano havasi panguva apo anoratidza akakodzera matanho, uye panguva yokupedzisira pavaipfuura kukurukurirana kwacho pamwe womunhu anomukweretesa. Danho rokutanga kusauka haana pfungwa kuti akakwereta kunodiwa kunzi sauka.

Mamiriro kusauka pasi mitemo

Asi chii tiri zviratidzo "kusauka" chinzvimbo pasi mutemo Russian? Iye yokuti nekusimba mudare mashoko anoratidza kuti munhu kana sangano rine zvachose hapana kukwanisa kusangana chikumbiro mukweretesi wacho, kunyange pasi ezvinhu ose kugadzirisa nezvimwe zvikomborero zvinoita. Muchiitiko chino, achangogara zvose padariro kusauka apera, munhu kana kambani tikwanise runoenzanirana chinzvimbo, uye zvikwereti vakadzoka nokuda kutengeswa zvinhu mukwereti.

Saka, munhu kana sangano kuti akatanga nzira iri mubvunzo, pakutanga izvo haana vaiona untenable kubva pamutemo pfungwa maonero. Asi kana chero pavaipfuura kusauka kwacho, zvinoitika kuti chaizvoizvo havagoni kushumira chikwereti ari mazwi zvinogamuchirika womunhu anomukweretesa ezvinhu, pakupedzisira munhu achiwana kuMudzidzisi chinzvimbo. Vanova pamutemo akazivisa kusauka.

Funga kuti padariro insolvency (kusauka) kana kana anokwereta - dzinongoitika munhu. Zvinogona kucherechedzwa kuti mitemo Russian munzvimbo chikwereti Kutarisira nomukadzi kubatanidzwa kuti vagari vari zvatinoita kuzivikanwa kwavo insolvency zvemari - ravakwa. Mitemo Kwekutanga zvakazara yaidzorwa chete kusauka masangano.

Zviri kusauka nzira vanhu

Mharuro nzira iri mubvunzo rinotanga pakurapa chikwereti kana chikwereti mudare. Mune zvimwe zviitiko, izvi kunogonawo kwakabatana uye hurumende masangano. The runoenzanirana statement mugari kushandisa kuti dzokugara. Panguva iyi, chikwereti chayo zvachose inofanira kuva 500 zviuru. Rubles uye zvakawanda. Chimwe chokuratidza runodikanwa mharuro nokukundikana kurapa - nonoka kubhadhara 3 months.

Pashure pokugamuchira kushanda kubva mugari, dare verifies ukoshi hwayo. Kana nyaya sezvarayirwa mutemo, uye munhu ane zvishoma kukwanisa kubhadhara, ipapo vakaziva nzira muzvikwereti kugadzirisa, icho chinoreva anoitwa mari mutoro anokwereta. Vakagadzwa maneja zvemari ndiani kukurira nyaya kuhupenyu kiyi zvose zvokukura nzira iri mubvunzo. Anoita basa rake asina kusununguka, nokuti vakafunga kuti kubhadhara ngadzirambe mari kuti anokwereta zviuru 10 rubles, uyewo kuchinjwa 2% of mari, izvo pakupedzisira achapora kubva nechikwereti kusvikira chikwereti ... Financial Officer parura chinotevera padariro kusauka, chidimbu musangano chikwereti. nhengo dzayo kuti vaumbe remazita maruramiro pamusoro nechikwereti.

Bankruptcy rokudzora vanhu: kurambidzwa

Mugari pashure mharuro kusauka nzira uye kutambira mashoko runoenzanirana chikumbiro nedare maererano nomutemo, haagoni kuva bato kune mamwe pamutemo ukama. Uyewo naro anovamba anoverengeka zvimwe zvinhu ehurumende basa. Somuenzaniso, chikwereti arege uchatamisa pfuma iri nemamiriro mugove guru kambani, kuti ave anotenga pakati migove kana mbambo mumapoka. Anokwereta zvakare mbidzwa noukama pamutemo chokuita kwema zviri hunhu kwaanoita. Munhu haagoni kutenga kana kutengesa kuchengetedzeka, motokari kana zvimwe zvinhu, kana zvinokosha kupfuura zviuru 50 rubles, uye akatamisa pfuma sezvo rubatso - .. Kana maneja zvemari haadi kuMudzidzisi basa. Harina kodzero ave akakweretesa chinzvimbo kuita urongwa inopikira.

Musimboti kugadzirisa

Kana tikafunga kiyi padariro kusauka tichitarisa mari kupora ari chikwereti, kusanganisira vaya vari kugadzirisa vangazivikanwa. It kunoratidzwa anotevera zvinhu:

- uchiraira upi kufarira, mutongo mari, uyewo fines kana Zvirango kunopera;

- ånd zvekufamba (kana) anofanira yakaturikwa kana chikamu zvinodiwa haana kuiswawo gupuro, muripo nokuda kukuvadza kana kudzoka pfuma kubva zvisiri pamutemo yavo;

- mari chikwereti zvinotaurwa dzinoturwa kudare.

Kamwe kusashanda pfungwa kugadzirisa, mari maneja uye zvikwereti kodzero ndechokuti dambudziko dzevagari-mutemo kwema mukwereti kuchaitwa nokuda 3 years.

kugadzirisa hurongwa

Chinonyanya kukosha chezvinonhuwira ari kugadzirisa - chinhu chakakodzera. Inogona kuitwa kana chikwereti ane nguva mari, haruna kupomberwa kare kuzivikanwa ushandiswe nomutowo kusauka uye asina mhosva mhosva zvoupfumi. The nourongwa mubvunzo, zvinosanganisira mashoko pamusoro nokukura, nguva uye nokuripira algorithms.

The kunonyanyisa nguva kuurayiwa zviri kugadzirisa hurongwa - 3 years. The runoenzanirana Gwaro Kazhinji akambochera zvemari kuzvidzora, uye rinofanira mvumo ne chikwereti. Mushure urongwa akabvumirana avo vechikamu yokupira ukama, rinogona vakapfuura tendero kudare.

Kana gwaro iri mubvunzo, haina kutenderwa uchitanga yakasimbiswa, kuti mugari munzvimbo iyi riparidzwe kusauka. Asi kana zano iri anotendwa vanotongwa ose pamutemo ukama yechinangwa zvinofanira kuzivikanwa kuti sauka anokwereta, zvinonzi pamwe pamutemo nemigumisiro:

- vakweretesi vanogona kuchinja zvinodiwa kuno wakatora chikwereti, izvo akatendera chirongwa, uye haana kodzero muripo nazvo pematanho kuitwa uye kufarirwa kuMudzidzisi gwaro;

- kana dare akatora mamwe matanho anoenderana chikumbiro yakasimbiswa mukweretesi, vari akadzima;

- chero Zvirango zvavakatemerwa kuti kukundikana mitoro kunozivikanwa vari kugadzirisa plan, sezvo akadzima;

- chitsama chikwereti anokwereta anowedzera correlatively pamwe mwero refinancing (mu muzana pa annum), pamwe chete zvinoita rutapudzo ari runoenzanirana ukoshi panguva Kufambisa vemapato.

The kugadzirisa hurongwa ane yakajeka izwi rokuurayira. A mwedzi usati anofa Financial Officer uchagadzira mushumo, izvo zvinoratidza sei zvakanaka vakaramba kuripwa kuranga mukwereti pamusoro gwaro. Kana munhu asingagoni kubhadhara chikwereti maererano zano, kuti chikwereti, uye maneja, anogona kushandisa kuti dare kuvatorera gwaro.

The Court, Ndanyatsomuongorora, sechizvarwa kuzadzikisa ayo mitoro pasi urongwa, chisarudzo maererano kuzadziswa Danho iyi kusauka, sezvo kugadzirisa kana anobva audza gwaro uye vanoziva anokwereta defaults.

kuziva kusauka

Saka, kana zano iri mubvunzo haisi chinoitwa chikwereti, dare riri vangangodaro chaizvo kubvuma mugari ari mamiriro kusauka. Pashure paizvozvo, akakwereta wacho mitoro kuti chikwereti anofanira kuitwa kutengeswa pfuma yaro. Muchiitiko chino, pane Mapato pfuma kuti hazvigoni akapora.

Kana dare akagamuchira kusauka, chinotevera padariro mabasa pamutemo masangano pokuita kuMudzidzisi kukurukurirana anofanira chinozoiswa mukati 6 mwedzi. Munguva iyi, mumwe mugari anogona kuwana kurambidza pakufamba kunze. Uyewo, dzimwe kurambidzwa zvaangatarirwa mune rusarura mabasa ayo. Somuenzaniso, kurambidza Panovhurwa nhoroondo uye deposits dziri mbiri uye mari masangano. The simba rakakodzera vazopa maneja zvemari.

Migumisiro yacho kusauka vanhu

The papi mugari anogona kushandisa kodzero dzavo mushure vanopfuura vose zvokukura kusauka zvekufamba? Saka, pane anopiwa vanoverengeka nuances kwevanhu vapinde vamwe ukama. Somuenzaniso, kana munhu akataura kusauka mukati 5 makore kuvakwa nzira achada kutora chikwereti, zvingava kuti ndizivise womunhu anomukweretesa pamusoro zvavo hweHIV. Uyewo mumakore 3 mushure kuziva mari insolvency mugari haune zvinzvimbo mune basa nemamiriro sangano.

zvakanakanaka chibvumirano

Mumwe chinozikamwa nuances kunozivisa muitiro wakadaro, kuti kusauka - mumusha macho chibvumirano. Inogona kududzirwa nenzira mbiri.

Chekutanga, achishandisa yokugara chibvumirano mukweretesi uye chikwereti vangabvumirana kubvisa chikwereti. Chechipiri, nhengo pamutemo masangano kodzero atange Kudzimwa kwechikwereti kusauka zvekufamba - mudare. Panyaya iyi, akakwereta inoramba pabasa chikwereti ari mazwi zvinogamuchirika womunhu anomukweretesa.

kusauka yokupira masangano

Taiongorora huru zvinhu kuti munguva kusauka (pechikuva sezvo zvichiita, vatori matanho) zvairevei dzinongoitika vanhu. zvino isu kudzidza specificity kukudzwa mari insolvency masangano.

Zvinogona kucherechedzwa kuti huru nzendo kusauka yokupira masangano rose uwirirane avo vari yo kuMudzidzisi nzira kuti kutora chikamu vemunyika. Muzviitiko zvacho zvose, unorema mabasa anoitwa hamushanduki nomutemo masangano - akakweretesa, mukwereti, mari maneja (panyaya yepamutemo masangano - kuyananisa), uye dare. Pakati nzira zvakafanira rinotevera anosarudza pamusoro repamutemo kusauka - padariro pakuongorora, zvainanga kuunza kuchengeteka pfuma kambani. Asi pane vamwe kuti vari okune masangano zvinoumba kuziva insolvency. Zvichava kubatsira kudzidza navo.

Bankruptcy yokupira masangano: uwandu chikwereti

Sangano panguva padariro kusauka (kureva, avo vari kusangana nematambudziko emari chinangwa chokuita kuti chikwereti basa) anogona kushandisa kudare kana chikwereti kwavo 300 zviuru. Kuzora. Sezvaunogona kuona, pano kuMudzidzisi chokuratidza iri kunyange kudzika kupfuura vanhu.

Kana totaura inokosha emakambani, uyewo masangano avo kuti vane chinzvimbo dzinongoitika nevhu rakawandisa, mari chikumbaridzozve kudare nokuti kwavari yepamusoro zvikuru - mamiriyoni 1 rubles.

sarudzo

Repamutemo, kumharuro kusauka zvekufamba, haagoni kusarudza kuzvidzora. Cherechedza kuti mutemo akaonekwa ichangopfuura mune mutemo. Vasati ayo okutanga, sezvataurwa nevamwe nyanzvi, masangano anogona basa kudzora waunoziva, kureva, avo vanhu vane vangangodaro chaizvo kuratidza kuti kuwedzera kuvimbika. Panguva iyoyowo kutaura pfungwa dzavo pamusoro kugadzwa munhu yakakodzera nzvimbo zvinogona kuita womunhu anomukweretesa.

Bankruptcy uye aruramisire mibayiro

Kukurukura kusawirirana chokuita nomutemo masangano rinowanzoshandiswa kuitwa Kwakaumbwa arbitral. chinzvimbo chavo kwakasiyana yekudyidzana kubva ehurumende masangano. Mutemo yokudzora ari kusauka yokupira masangano, pane mwero uko nokuzvininipisa fomu insolvency zvinogoneka chete kana paine Gidheoni kuurayiwa neiyi iri migumisiro kuyananisa zvisarudzo. mutemo uyu unoshanda chikwereti kuti asina kunyoreswa zviri ramakanzi tsika sezvo masangano zvemari kuti dzidzira kupa zvikwereti akakodzera mhando. Zvinogona kucherechedzwa kuti kutonga akaonekwa kare muna jurisprudence, asi munguva ichangopfuura riri ngadzirambe dziri mitemo panguva batana chechetere.

Kuita yokupira vanhu kusauka

Chero pavaipfuura kusauka yokupira masangano vashandi mumasangano yakabata kiyi zvepamusoro, akapa maneja zvakafanira mashoko ose, uyewo nokuda wakaenzana waguta zvido zvikwereti zvose uye zvakarurama kubva nemaonero wemurairo, maitiro. Kana vakuru nemakambani pamusoro iyo kusauka nzira, vanobvumira kutyorwa, administrative mirango zvaangatarirwa pamusoro pavo. Vangave kumativi 100 zviuru. Kwiza nechekuzasi.

Taiongorora kiyi zvinhu uye padariro kusauka vanhu uye nevamwe zviri nzira nokuda sangano. Zvinogona kucherechedzwa kuti mitemo Russian anopa vechikamu yokupira ukama nokure zvikwereti zvakakwana vakanaka nomutemo zvinoreva kugadzirisa matambudziko chokuita chemhosva muzvikwereti.