Chii magwaro anodiwa kuti yomutero yaanobhadhara

Havasi vose vanoziva kuti kana kutenga chinhu muridzi furati anekodzero mugowana chikamu mari chakakonzerwa namaneja. Uye kunyanya havazivi pasi chii ezvinhu mari shure, panguva ipi pepuranga uye chii magwaro zvinodiwa kuti yomutero yaanobhadhara. The kunonyanyisa mutero mbiri 13% of nomutengo, asi murege pfuura 260 zviuru rubles. Zvakaratidza kuti kufadza mari mufurati, iro rinogona kugamuchira muripo - rubles mamiriyoni maviri.

Zvisinei, ino ine zvinokosha zvainovhiringidzawo dzakawanda. Chokutanga, mumwe yomutero yaanobhadhara anogona chete kuwanikwa kamwe hwose kuenderana mufurati. Nemamwe mashoko, kana akawana odnushka $ mamiriyoni 1,5 vakanyorwa zvienzane migove kuna murume nomudzimai, mumwe naye achapiwa 97 chiuru zvishoma.

Chimwe kubvisa - Verengai inobhadharwa kamwe, uye kazhinji, kukura iyo kunoenderana uwandu mitero inobhadharwa kare munguva. Nemamwe mashoko, kana muridzi pfuma muna 2011 akaripawo 30 zviuru mitero, muna 2012, kuwana zviuru 30 yomutero yaanobhadhara.

The drawback wechitatu - magwaro kupa mutero yaanobhadhara anogona chete kuitwa mugore rakatevera gore kusaina chibvumirano. Zvichitaurwa zviri nyore, kana chibvumirano iri akasaina kuti mufurati December 2012, pashure muripo anogona kupinda March-April 2013 Kana mufurati nevaitenga May 2013, zvinyorwa pamusoro yomutero yaanobhadhara unogona chete pasi muna March-April 2014 ndiko kuti, pashure kwerinenge gore.

The akaipa chechina - muripo inogona kugamuchirwa kamwe chete muupenyu, chokwadi, maererano kuchinja kuchangobva vabereki vanogona kuwana mari vana vavo vaduku, kana vachinge dzinounzwa migove ari nemafurati.

Asiwo zvinogona kuzivikanwa kuti kuti vakasara kunogona kuwanikwa kwete chete kuwanda inobhadharwa nokuda furati, asiwo yechimbadzo chikwereti, Chokwadi, kana vari vanobviswa pamwechete haapfuuri mamiriyoni 2.

Chii magwaro anodiwa kuti munhu pfuma yomutero yaanobhadhara nokuda mogeji anomukweretesa?

1. kutengwa uye kutengesa nemafurati.

2. The akasaina chikwereti chibvumirano.

3. ziviso pamusoro anokwereta musi kuchinjwa kodzero mufurati pamusoro chikwereti.

4. A kopi yokuberekwa rwokuramba mwana (vana).

5. Rugwaro mamiriro kunyoresa zvivako zviri Registration Chamber.

6. Payment Zvinorayirwa pamahombekombe aripe nokuda vawana furati (kwepakutanga uye yokupedzisira kubhadhara).

7. Purogiramu pamusoro mutsividzo vanofarira uye uchapupu muripo kufarira nokuda mutero nguva.

8. Statement mari 2-gomba.

9. Details of nhoroondo iri mari Bank, izvo zvichaita kuti mhosva yaanobhadhara.

10. Photocopies mapeji ose pasipoti.

Kana mufurati iri yakatengwa muna muchato, unofanira zvinotevera mamwe magwaro kuti yomutero yaanobhadhara: A kopi of muchato uye Disclaimer kuwana yomutero yaanobhadhara (kana murume haagoni kana musingadi kuwana izvozvo) kana, neimwe nzira, fomu nekuripira mugove wayo. Uyezve, tinofanira kuunza yapera chinoziviswa mugomba-3, iro rinowanikwa zvose mutero, uye download kubva panzvimbo. Kana muridzi anouya kushandisa kuti yomutero yaanobhadhara kutoitika akanyorwa mashoko pamusoro kuchinjwa mari yacho inotaurwa uye chikumbiro nokuda yaanobhadhara. Panzira, maererano achangobuda kuchinja mitemo, chakonzerwa muridzi anogona kuwana dzosera panguva iyoyo haisi mazakwatira, asi kamari pamwedzi Yakabudiswa zvakaenzana 13% kuti muhoro wake. Kutaura zvazviri, inguva haugoni kubhadhara mari mutero.

Usakanganwa kuti yaanobhadhara chinoitwa kubva mitero akabhadhara. Kana muridzi / muridzi womutambo asingadi mutero, somuenzaniso, kushanda kambani ine mari "muhamvuropu" kana ari maternity ngavabude, harizodzoki mari. Kana mukuru "chena" muhoro vakagamuchira chete mumwe vakaroorana, kuti ubereke yaanobhadhara musoro kuti zvakazara kuronga pekugara naye.