How kuwana chikwereti iri mari Bank uye kwete miscalculate

dzimba dzavo nhasi - hapana dambudziko. With veMubatanidzwa zvikwereti chikwereti kutenga mativi metres yazova chaicho. Kana uchiri kushamisika sei kuwana chikwereti iri mari Bank, mhinduro iri nyore. Zvinokosha chete kusarudza chirongwa uye unganidza magwaro. Zvino ichi zvose zvizere.

Kusarudza mubhengi

Kana mose zvokusarudza wamasarudza Sberbank kweRussia, tinoda kutora chikwereti zviri pano, ndiko sarudzo yakanaka chaizvo. Mari Bank anopa zvakasiyana siyana mapurogiramu akadaro chikwereti pamwe kuchinja kufarira prices uye zvakawanda vakasununguka ezvinhu. Zvakanaka uye kuti akatora chikwereti iri mari Bank, muchapiwa makuru zvinobatsira vamwe zvikwereti uye deposits. Kubhadhara imwe chikamu chikwereti, unogona kuwana mari iyi muchimiro mumwe chikwereti, vakaiisa mumwe chikwereti kunotenga sedumba somuenzaniso. Saka, kusarudza akaita. Tinotanga uzive sei kuwana chikwereti iri mari Bank.

Basic uye panorongwa

Kakawanda, kusarudza chirongwa iwe chete vanofanira kuonekwa chero kuhofisi bhengi munhu uye vanoti: ". Ndinoda kutora chikwereti iri mari Bank" Vashandi pakarepo kukupa mashomanana huripo zvamungaita. Base anomukweretesa zvirongwa kubvumira kuti kutenga somunhu akagadzirira akagadzirwa pokugara, kana pasi kuvakwa. Kufarira rate pano pakuti mari yaunowana, uye chikwereti mari, uye uwandu pasi mubhadharo. Unogona kunyange atore chikwereti kuvaka imba. Muzviitiko zvose izvi, kiyi iyi ichava zvikuru dzinogarwa Real Estate. Zvisinei, pane panorongwa zvakadai mortgages muchiuto kana chikwereti ndinoiitawo maternity guta. Apo mubereko rate vari kudzika zvikuru, asi kwete vose kukodzera pasi yaida ezvinhu purogiramu iyi.

yakanaka Housing

Kana mubvunzo sei kuwana chikwereti iri mari Bank, kwete kukunetsa zvikuru, unogona kumirira rinokosha kusimudzirwa, anowanzoshandurwa inoitwa mubhangi. Somuenzaniso, pane mumatanda pokugara itsva. The chikamu hapana anopfuura 12, chikwereti unozvipiwa kwemakore anopfuura 12, mupiro shoma kutanga zvichaita kwakafanana muzana 12 chete. Izvi nyore inochengetwa, uye zvikuru zvinobetsera kupa. Zvinonzi zvakare kakawanda inoitwa anogoverana kuti vechiduku mhuri. Kazhinji pane muganhu nemakore vawanani, uye mwero yakaderera chaizvo - 10.5%. Asi kunonyanyisa chikwereti izwi iri makore 30. The Mupiro kwokutanga chiduku - ndiyo 10%.

General mazano

Heano mazano mukuru sei kuwana chikwereti iri mari Bank. Kutanga, sarudza pachedu, unogona kunyange ngaaverenge pamwedzi kubhadhara pamusoro karukureta chiri pamahombekombe wacho Website. Zvadaro bvunza pamwe maneja. Zvinofanira kuitwa munhu pane parunhare. Next, kumbira mudonzvo nhengo kuti asarudze zvakanaka sarudzo, kufungisisa zvinhu zvose. Ngatitii kuti usati uchava mazano mashoma paunogona kusarudza. Rega mumwe noitika rendi, kunyange kana chikwereti nguva uchava mukuru kwazvo. Kana magwaro, zvose nyore. Kana iwe kuwana mari yacho kubhangi kadhi, iwe uchava chete kuva mapasipoti zvakakwana kushandisa. Zvikasadaro zvakafanira kusimbisa yavanowana gwaro kubva chizvidavirire dhipatimendi.