Insurance mu ushanyi

Nhasi, simbiso, ungati, rava fanira chikamu pasuru magwaro nokuti vaifamba kwose. Inishuwarenzi mu Tourism - iri vimbiso kuti tourist, kana zvakakodzera, vachaparadzwa vabatsirwe. The pamazita munyika umo hazvibviri kuwana vhiza pasina inishuwarenzi utano, rinosanganisira nyika dzakadai USA, Canada, Schengen anoti.

Sezvo kutonga, revashanyi mutengo kare zvinosanganisira inishuwarenzi. Asi inishuwarenzi kufamba zvaipiwa rwokuparidza dzaishandisa, kazhinji anofukidza chete shoma akagadzirwa mabasa kuti kungadiwa mukugadzirwa pachake kukuvara kana iri nyaya chirwere Somuenzaniso, mutengo pakurapwa kana zvifambiso mari dzekurapwa.

Uye nekuti vakachengeteka Mumagazini chokwadi zvikuru vakwanise, zvino kana uchida, unogona kutenga mutemo kuti kambani yacho inishuwarenzi. Zviri zvokuti kuvapo kare akapa mamwe magwaro ndaifanira kubuda munyika.

Ndinofanira kubvuma kuti kutora mamwe nguva yokushanyira hofisi, asi hahuzongoparari matongo, nekuti inishuwarenzi ushanyi ine zvimwe subtleties kuti ichatsanangura iwe kambani inishuwarenzi chete - zvinogona Somuenzaniso, kuziva zvizere, umo nyaya reimbursed uye hapana chero hworudzi rupi. Inishuwarenzi mu ushanyi ane mhando dzakawanda:

- Civil kuita - insured chiitiko ndiko kutanga wehurumende kuita kuti chisarudzo dare, panyaya chikumbiro munharaunda imwe nyika kukuvadza kupati rechitatu, kana pfuma kana upenyu uye utano;

- mukwende - Kana kuba ake, kurasikirwa kana kukuvara, zvisinei, zvinofanira kucherechedzwa kuti inishuwarenzi haaratidzi zvose ndiripo mukwende, kunyanya nokuti mari, Antiques, zvishongo;

- kudzimwa of revashanyi - aigovera ndingangokuvara Kudzimwa pamusoro revashanyi, uye chibvumirano mazuva anenge 15 asati yakarongwa kuenda, asi yeuka kuti kuramba mumwe vhiza haisi zvachose chiitiko insured;

- yake recognizance - rinopa kuti kuripwa pakati Verengai insured kana haukwanisi mbudo nokuda nezvinoitika ezvinhu.

Enda kunze kunogona kuva nguva, muti, munguva duku zororo, uye iwe unogona kuenda kune imwe nyika kanoverengeka kuti vaviri mwedzi ukuwo, uye inishuwarenzi mu Tourism iripo nenzira mbiri: pfupi uye refu (zvachose kufamba haafaniri kupfuudza mazuva 60).

Kuita inishuwarenzi vanofanira kuteerera:

- anenge akanyora musi wacho;

- mutemo kunofanira rakapa mumitauro miviri: Russian uye mutauro nyika kwaunoenda;

- chiyeuchidzo insured.

The inishuwarenzi shoma kubva chete insurer dzingasiyana zvichienderana:

- tariffs, vane zvakasiyana chakasimba chekuchengetedzwa uye uwandu nhau;

- shoko rwacho - kwenguva refu ndiro, dzakanga dziri mutero;

- Quantitative uye zera Kuronga nzvimbo boka Somuenzaniso, mwero kuti vafambi vakura, makore anopfuura 70, muitiro kuva yepamusoro muna hafu. Inishuwarenzi mu ushanyi zvinoreva kuvapo imwe inishuwarenzi, izvo zvinofanira kuchengetwa kuti pachako kuti chiitiko pakaita dambudziko raigona pakarepo nehofisi dispatcher uye kukumbira rubatsiro.

Asi zvinokwanisika kuti kunyange kana pane mutemo, nokuti chero chikonzero, unofanira kubhadhara mari kuti nokurapwa. Muchiitiko chino, unofanira kuunganidza macheki zvose: chiremba mari yechikoro, mishonga, chokufambisa, nezvimwewo, kuitira kuti Patakasvika kuedza kuti adzikunure pamari yawakagamuchira.

Kuti aite izvi, chiitiko insured kambani yacho inishuwarenzi zvakanyorwa mashoko. Rikashandiswa kwachiri zvinotevera magwaro yepakutanga:

- invoices, izvo zvinofanira kupiwa zita uye zuva rekuzvarwa vari kubatwa, nhamba mutemo, chirwere, vanachiremba akuitira, mutengo wavo, musi;

- Recipes, umo musi uye zita murwere, uye pane mishonga inoratidza;

- nhoroondo mari zuva nezuva kuti kugara muchipatara, izvo zvinofanira kutaurwa mazuva chipatara kubvuma zvinoyerera;

- matikiti, etc.

Documents inopiwa kune kambani yacho inishuwarenzi pachake. Response kuti mashoko mutemo anofanira kugamuchirwa mukati memazuva 14.