Chikomo kuba: nematambudziko zvichibvira

Pakutanga, Chikomo inishuwarenzi pamusoro kuba uye motokari kuba - a kumbonyanya nyore inishuwarenzi chigadzirwa. Zvechokwadi propane Motokari - muridzi motokari vakagamuchira inishuwarenzi muripo runoenzanirana. Chinoshayikwa - zvino dzosera hazvisi zvechokwadi chinhu uye kuda.

Asi sezvo tsika inoratidza matambudziko kuti nezvechisarudzo Chikomo motokari varidzi pane zvakakwana pakutanga nokuda vamwe kunzwisisa zvakanga zvataurwa nuances kwaiita inishuwarenzi. Just enda Hull yako paIndaneti kana muhofisi insurer uye kutenga mutemo - kwete nzira nechokwadi kuchengeteka kwavo mari. Somuenzaniso, vakawanda motokari varidzi havazivi kunyange kuti hijacking uye kuba - akasiyana pfungwa (uye njodzi dzakasiyana). Hazvina tsaona yezviito dzakadaro Criminal Code zvakachengeterwa nyaya mbiri dzakasiyana - 166 uye 158, ukuwo:

• Car Theft - zviri pamutemo uye uncompensated nepfari mune nyasha munhu.
• Hijacking - nokugaramo motokari pasina chinangwa zvokupamba.

Izvozvo, mumutsetse wokutanga - yakapiwa rechipiri - "pasina kukumbira akatora motokari." Naizvozvo, kudzidza rugwaro Hull uye mwero mitemo inishuwarenzi gwara kuva nechokwadi kuti kuriteerera. By mitemo nzira inishuwarenzi zvinokosha kuongorora, sapamazuva gwaro iri rine zvinokosha gadziriro dzisina mutemo. Zvikasadaro, unogona kurasikirwa motokari, uye indemnity uye kwete kuwana.

Kukosha 'nuances "

Insurers vari zvakakwana kukwanisa kuongorora dzingangoitika nengozi uye aivabatsira dzavo chidzoke zvikonzero - ndiwo musimboti bhizimisi inishuwarenzi. Saka, maererano chibvumirano inishuwarenzi kazhinji kutaura mamiriro ezvinhu vari Nezvigadziko kuramba kubhadhara inishuwarenzi indemnity.

Somuenzaniso, mune mutemo kana mitemo Hull ingasanganisira fanira zvinodiwa maererano motokari chekuchengeta. Uye kuti aratidze zvaidiwa izvi zvinodiwa chinodiwa kuti insurer uye pachishandiswa magwaro akanyorwa. Kana mutemo rinoti usiku motokari pasina muridzi wemotokari chinofanira chete kwakarinda rokupaka Mugove - zvinoreva zvakafanira kugumisa nechibvumirano chakanyorwa kuwana kwokuripirwa okuchengetera uye kuchengetera magwaro akabhadhara. Zvikasadaro, inishuwarenzi mari ucharambwa.

Mamiriro ezvinhu akafanana kuti motokari Anti-kuba namano. Mutemo unoratidza kuti motokari inofanira nepokuongorora umhare imwe mhando (vangave uye kuiswa mune unyanzvi kambani). Saka, unofanira kuisa. Kwete nguva dzose asiri pawakaperera nezvinodiwa zvakadai rinobatanidza kurambwa yakazara inishuwarenzi muripo, asi kazhinji kacho yekudyidzana kunoderedza saizi yayo.

Insurers wakaiswa uye zvimwe chikonzero pokuramba kana zvinoderedza uwandu muripo, kusanganisira:

• Kusiya mikova kana mahwindo motokari haina kuvharwa.
• Hanya kuchengetera makiyi uye (kana) magwaro nokuti motokari.
• Kushaikwa nehanya kurasikirwa makiyi kana magwaro, kana zvakadaro chiitiko chakaitika.
• Implementation basa mabasa ari chokufambisa yavose rechitatu pasina risati ziviso makambani ari inishuwarenzi, etc.

Zviri pachena kuti vose ezvinhu izvi kubatsira mikana yokuba kana motokari kuba, uye saka mafungiro insurers kwavari zvakakodzera. Kuti tidzivise ngozi yokurasikirwa motokari, uye nawo kodzero yokugamuchira inishuwarenzi muripo, nani kuongorora mamiriro enyika inishuwarenzi, uye chete ipapo funga pamusoro mutengo mutemo. Pashure Change Chikomo paIndaneti zviri nyore chaizvo, asi ane pfungwa zvakajeka vaizoita kubhadhara.