Liquidity ezvokutengeserana mabhanga

Liquidity rinoreva chaizvoizvo shungu Implementation, unosanganisira kutendeuka zvinhu zvinokosha kupinda mari. Kune zvinhu zvakadai liquidity mumusika liquidity, bhengi mwero uye zvinhu.

Commercial Bank liquidity zvinoreva solvency kwayo. Kubhangi iri mvura kana zvachose Vhoriyamu zvose zvayo mari, nezvimwe zvakadaro mura hunhu uye chekuunganidza mari kubva yayo manyuko munguva pfupi zvakakwana kubhadhara zvose zvemari uye chikwereti.

Mukuwedzera, bhengi anofanira kunge mvura reserves kunodiwa kusangana zvinodiwa zvemari Virtual. Zvaida matura ezvokutengeserana mabhanga zvikuru kukwanisa kuwana kubhangi kuti chinzvimbo chiitiko nezvinoitika ezvinhu.

Commercial Bank liquidity zvakanaka kunosanganisira anoshanda matanho kudzora mamiriro liquidity uye kuda kupindura namarudzi zvokutsauka kubva kwose kwose.

In Nemuromo, kure dzakadai zvibereko liquidity zvinodiwa kubhangi kuti nekanzuru chemhosva kwokudiwa zvikwereti, asiri yokuti zvikwereti, Kuwedzera pusa kushanda, issuance pakati maakaundi ake okubhengi, kutengesa zvimwe zvikamu kuchengetedzeka Portfolio, ari Implementation yemutoo wezvikwereti kubva Central Bank.

Kuti tirambe kudzikama kubhangi vanofanira imwe kuchengeterwa emura hunhu. It inodiwa zvisingafanoonekwi hungiso kunokonzerwa siyana zvokunze uye dzimwe zvinhu.

Liquidity ezvokutengeserana mabhanga kunobva enyika ezvinhu munyika, zvoupfumi chaizvoizvo mhiri mamiriro, mamiriro ose mari pamusika, mukana refinancing pedyo Central Bank, hurumende kuchengetedzeka pamusika, kuvandudzika rwezvemabhengi mitemo, mutengi kuvimbika, hunhu management yacho kubhangi, obespechennostisobstvennym guru nezvakadaro. Zvinhu.

Central mabhanga waidzora liquidity ezvokutengeserana mabhanga kuburikidza pokugadzwa kurambidzwa pamahombekombe munataisireva mhiri chikwereti pa anokwereta, kudzora issuance yemutoo wezvikwereti mune zvizhinji, asi refinancing maitiro uye fanira kuchengeterwa mumwe chikamu vakakwereta mari, chimbadzo mitemo, kuchengetedzeka kushandiswa nevamwe. Russia solvency ezvokutengeserana mabhanga uyewo pasi mutemo.

Kuti tirambe liquidity kuti mabhanga vanofanira kufungidzira zvingaitika Maze dhipoziti Categories "riri kudiwa" uye "vasingavimbiki" izwi deposits, kukura mune kudiwa zvikwereti uye zvimwe zvikonzero zviri kuchinja zvoupfumi ezvinhu.

Kutarisira liquidity yacho kubhangi vanofanira zvakanaka govera zvinhu uye munataisireva. Kuti izvi zviitike, nhoroondo vanokwezvwa matafura uye kuona chikamu munataisireva chinofanira kuiswa mvura Nyaya vanoshingaira nyaya kuitira kudzivirira nokuderera iri liquidity reshiyo.

Liquidity ezvokutengeserana mabhanga kunoenderana mamiriro ayo zvinhu. Zvichienderana zororo kushandurirwa mari yesangano raJehovha kubhangi vari rakakamurwa emura uye illiquid.

Liquid zvinhu vari nokukurumidza unoda. Izvi mari, tanga-kirasi zvikwereti, nesimbi dzinokosha, hurumende kuchengetedzeka, izvo mari yacho dzomupepanhau nhoroondo iri Central Bank.

Mari Liquid panguva kurasa kubhangi, uye rinogona mudzoke kupinda mari, izvozvo zvikwereti uye kubhadhara kubhangi kuti mwedzi dzakawanda mumwe; conventionally marketable kuchengetedzeka; Other tsika (kusanganisira chisingaoneki zvinhu).

Illiquid zvinhu - hazvina chokwadi pazvikwereti; nonoka zvikwereti; mari zvivako, zvivako uye zvivako zviri kubhengi; unlisted kuchengetedzeka.

Kuchengeta liquidity pakati kubhangi havagoni kusimudza mari iri pfupi-izwi pamwe kwenguva refu mirayiridzo nzira.

Liquidity ezvokutengeserana mabhanga (padanho) iri tsika iri dzaongororwa nokuenzanisa chokupika dzayo liquidity kuti hwakagadzwa Central Bank of Russia mirayiro.