Mutauri wemashoko nhoroondo

Dzomupepanhau nhoroondo - mufananidzo nyaya kuti kubhangi anovhura mune imwe chikwereti sangano kana dhipatimendi of Central Bank kuti tiratidze Masvomhu vari kuitwa yakadaro kadhi sangano uchibatsira uye tichiregeredza kubhengi.

Base nokuti kwema pamusoro dzomupepanhau nhoroondo iri rakakodzera dzomupepanhau chibvumirano akapedzisa pakati vaifarira chikwereti masangano.

In chibvumirano ichi anofanira kuumba Masvomhu, kurongeka kukurukurirana uye kuverengwa muoti, mabasa uye kodzero pati nerimwe, kuita uye zvirango kuti pakakuvara contractual mitoro, mamiriro nokuda kuwana vachibhadharisa pakuchinja kushandiswa dzomupepanhau nhoroondo, kuripwa neteregirafu, mabha- uye dzimwe mari, nguva uye mashandiro mangwanani kugumiswa, etc.

Dzomupepanhau Bank nhoroondo anogona kuva mumwe mhando dzakawanda:

• Nostro. Ichi dzomupepanhau nhoroondo iri zita respondent Bank (maneja), iyo inotanga kuva dzomupepanhau kubhengi uye anozivikanwa nechiyero wokutanga twa.

• Loro. Iyi nhoroondo razvino, izvo rakazaruka nokuda dzomupepanhau pamahombekombe wayo respondent kubhengi uye mumatauriro munataisireva waro nemwero papepa. Loro dzomupepanhau nhoroondo imwe sangano iri panguva iyoyo nostro nhoroondo pane imwe tsamba kubhengi.

• Vostro. Iyi ndiyo nhoroondo imwe bhangi ari mugari mubhangi, izvo anovhura mukuzarurirwa dzeko mari kana mari imwe nyika rechitatu. Mune mamwe manzwi, ndizvo chete nhoroondo loro, chete pachirehwa yokumwe tsamba kubhengi.

Dzomupepanhau akaundi racho mune zvoupfumi zvinoreva rudzi dhipoziti kudiwa dhipoziti. On the mabasa afanane magetsi nhoroondo yesangano, asi kufungisisa peculiarities ari rwezvemabhengi basa.

Nhoroondo dzakadaro yezvokutengeserana mabhanga tibate zvose kukwezvwa uye pachake mari kuti vasina kusununguka panguva. Dzomupepanhau nhoroondo vakabata nokururamisira zvinoratidza akasiyana-siyana kwema.

Chekutanga, ndicho Implementation remapazi ari mari, zvikwereti uye kugarwa nevamwe mutengi basa kubhengi. Izvi zvinosanganisira kuunganidza uye remitting monies nokuda kutengeswa nenhumbi siyana uye mabasa, uyewo mitero, mabasa uye mari, vakaitwa muchifarira bhajeti, makambani inishuwarenzi, dzisiri budgetary mari, uye vamwe.

Mumwe chikamu remapazi chokuita mabiko uye hurukuro pamusoro vatengi Mari nokuda administrative uye zvoupfumi zvinangwa uye nokuda issuance pakati bonuses uye mari dzevashandi. Uyewo ari dzomupepanhau nhoroondo zvinyorwa kwema chokuita kutenga kana kutengesa kuchengetedzeka, mari kana kuchinjwa kuchengeterwa zvinodiwa, uyewo akavhiyiwa pamusoro interbank deposits uye zvikwereti. Uyewo, runoenzanirana nhoroondo chinoshandiswa kuratidza yebhizimisi kushanda kubhangi Somuenzaniso, nokuti administrative ishandise mari kuti bhajeti. Uyewo, chero imwe mari, etc.

Mushure kusaina esungano pakati mbiri dzomupepanhau Banks nomumwe wavo kuvhura tsamba nyaya, ari nemitambo imwe mari. Pamusoro okutambirwa wokutanga Bank mari kuitira mutengi uchatamisa mari nhoroondo ishamwari dzomupepanhau pamahombekombe, izvozvo debits iri runoenzanirana mari kubva munhoroondo mutengi uye anotamisa nayo dzomupepanhau rechipiri rokubhengi. A bhanga yechipiri anoita kuchinjwa mari kubva munhoroondo respondent kubhangi nhoroondo kwokupedzisira kugamuchira mari.

Kazhinji, huwandu dzinorondedzera nostro uye vostro anosvinurira maererano dzomupepanhau chibvumirano pakati pemahombekombe maviri, kuramba akafanana pamusoro nguva sezvo kazhinji mari vari "sangana". Zvisinei, izvi hazvirevi kuti munhu akasununguka bhengi anotanga vanokweretesawo imwe panguva paumbwe musiyano chinokosha pakati mari iri munhoroondo. Izvi kusaenzana dzichienderana dzomupepanhau nhoroondo iri RCC.