Mari Bank Credit Card "tichimhanya". ezvinhu uye nhoroondo - the Credit nemari Bank Card

bhangi nerimwe, kuti akwezve vatengi zvitsva nezvitsaru sezvo vazhinji vanofarira, vaigara inogadziridza ayo yakayerwa chikwereti zvigadzirwa. Anoita kudaro, uye Sberbank kweRussia, "mabasa Portfolio" icho pane vakawanda zvirongwa zvakasiyana uye vaitaura. Chimwe chaizvozvi kadhi rechikwereti nemari Bank "tichimhanya". Mashoko pamusoro izvo zvinogona rakapa? Ndezvipi ayo zvakanakira? Ndezvipi zvimwe kadhi iri mari Bank?

Weiko zvigadzirwa inopa Sberbank nhasi?

Panguva iyoyo, mumwe mutengi of mari Bank anokwanisa kuti vaswedere mepu zvinotevera Categories:

• pasi rose chikwereti;
• affiliate kadhi rokubhengi.

Panyaya iyi, kadhi yezvisikwa zvingasanganisira akadai:

• "Classic".
• "Golden".
• "Instant".

By partnering zvinosanganisira chikwereti "Ipai Upenyu" uye "Aeroflot".

Chii ichi "Golden» Mastercard Card uye Visa?

For makadhi kudaro inosanganisira shoma kadhi ane zvakawanda kuitika zvinowanika uye mabasa. Kukura chikwereti muganhu mapurasitiki yakadaro kusvika 600 000 rubles. Kufarira kana ukashandisa kadhi kutanga kubva 25.9%. Gwaro iri rakagadzirirwa akazara matatu chiito. Rinotibatsira vakasununguka basa gore negore, uye woisa chinhu kuti zvinogona kana paine pasipoti uye mumwe gwaro kubva kubhengi mazita (somuenzaniso, kungava rezinesi rokutyaira). Saizvozvowo, formalized uye mumwe echikwereti nemari Bank. The mashoko activation dzavo uye yokutanga ichakurukurwa pashure.

Visa uye Mastercard Gold, muitiro kuva mukuru azvipire kuchengeteka, uye vanogona achasvinudzwa mudzimai mari. Dzavo kumwedzi nyasha kusvika mazuva 50. The zvachose mutengo nazvo (zvichienderana neuwandu chokuita mabasa) ingabva 0 kusvika 3000 rubles pagore.

Mukana "ndarama" makadhi kuti vatengi kuti Sberbank

Mumwe kadhi nemari Bank ( "tichimhanya", "Classic"), kusanganisira "Gold", anovhura nokuda kwayo yokuisira itsva zvinhu. Somuenzaniso, mepu shoma yakabatanidzwa chirongwa kuwanda "Ndinokutendai kubva mumari Bank" mubayiro promotional uye pamwaka anoswedera kuti muripo mugadziriro, basa (achibatsirwa nokudyidzana centre), rubatsiro, e-mari (kurasikirwa kadhi kunze kwenyika).

Mukuwedzera, kadhi mukirasi kure rutsigiro basa uye nhoroondo zvakanaka, basa "Avtoplatezh" uye dzimwe kushandiswa.

Ndezvipi zvinoitwa mumari Bank of kadhi pakarepo?

Credit Sberbank "tichimhanya" kadhi (wongororo pamusoro zvichava kudzika) ndiyo zvakasikwa kadhi ane panogumira anosvika 120 000 rubles. It rinotsigirwa nezvinoitwa dzakawanda muripo hurongwa Visa uye Mastercard uye ane pasherefu upenyu 3 years. Its nani chikuru pamusoro mumwe - richiswedera mumaminitsi 10-15 chete.

Zvimwe zvinhu "tichimhanya" makadhi

Sberbank kadhi (chikwereti) "tichimhanya", uyewo mepu shoma chidimbu, zvakabatana pakati accumulative bhonasi chirongwa "Nemhaka kubva mumari Bank" anotsigira "Avtoplatezh" uye kure yokuzvigadzirisa. Uyezve, sezvo mutemo kuti kadhi, unogona mu yakachengeteka rudzi, 3D-yakachengeteka mubhadharo kuita chero oparesheni, pasina kutya kuti vakachengeteka zvavo pachavo Data uye mari yacho.

Map "tichimhanya" kunoita kuti kubhadhara zvinhu uye mabasa nokuda pamahombekombe chinja. Izvi zvinogona kuitwa yokumwe mudiwa mabhanga, subsidiaries, uyewo panguva ATMs uye pfungwa dzokuzvikoshesa basa zviteshi. Updated kadhi nemari Bank "tichimhanya" iri mari kana kubhengi chinja. The kumwedzi nyasha kuti mapurasitiki kusvikira mazuva 50. Chii chinonyanya kukosha kuti freelancers uye vanhu ounyanzvi hwokugadzira okusika, kushanda kuburikidza neindaneti, kuti kadhi anogona kupiwa kune rakapotsa muzvikwama ( «Yandex», Webmoney).

Ndiani anogona ape kadhi iri mari Bank?

Zvichienderana zvinodiwa mumari Bank, kadhi rechikwereti, "tichimhanya" anogona nenzwi vagari pakati pemakore 21 uye 65 makore. Uyezve, nokuti mapurasitiki, unofanira kuva zvechigarire kunyoresa uye Russian chizvarwa, uyewo zvinonakisa basa ruzivo - negore. Muchiitiko chino, rinoreva chokupika mabasa enyu pamutemo mumakore 5 years. Panguva iyoyo pasi ano basa unofanira kunge aishanda mwedzi dzinenge mitanhatu.

Rakapa kadhi iri nemari Bank bazi iri pasipoti.

Under chii ezvinhu anogona kushandisa kadhi pakarepo?

Usati kushandisa kuti kadhi, zvinokosha kuongorora mamiriro ebasa rayo. Saka, makadhi, "tichimhanya" (mari Bank) (zvinhu zviri withdrawals uye kuchaja mamwe muripo kwema anogona kuonekwa Photo) haripi akabhadhara mabasa mukati pre-vanotenderwa zvinowanika. Size zvazvingava kunosiyana-siyana pakati 25.9% pa annum. Munguva nyasha, hapana anofarira akabhadhara. Kutadza kutevedza Kukura kwakaita kwairayirwa kubhadhara uye chikwereti mari kubva kadhi anaro achapiwa mhosva chirango 36% pa annum.

Sberbank (kadhi): mari kurega

Kana vadzokera mari mukati vemumapato mahofisi zvikwereti Masangano muRussia, uyewo matavi Sberbank pamwe wacho akapiwa basa muripo weUS 3% of yaipedzerwa (kwete asingasviki 390 rubles). Kana epurasitiki cashing mune yechitatu-party mari kumasangano komisheni zvazvingava achisimuka 4% uwandu. Uyezve, kana kubvisa mari unofanira kurangarira pamusoro kuisa daily muganhu. Saka, mumwe muridzi ane kadhi pakarepo ane zvizere kodzero mubve mari kubva ATMs, asi vari kuwanda 50 000 rubles.

Mari Bank kadhi "tichimhanya" (mamiriro kwokunyoreswa kwavo, zvatakurukura pamusoro) kunoita kuti mari kubva maererano nemimwe mitemo. Kana kuripwa mari iri kuitwa rimwe mahofisi mumari Bank, nomuganhu kukura panguva imwe nguva 150 000 rubles. The chete kukamurwa inoshandawo nokubviswa mari panguva mari desks mamwe masangano zvemari. The kunonyanyisa Huwandu pakuvhiya kuti anunure mari muzadze chikwereti akaenzana mamiriyoni 10 rubles. Chero mumwe asiri mari kadhi kwema yaitwa asina basa.

Sberbank "tichimhanya" kadhi rinopawo kuti zvikunde mari mashoko. Somuenzaniso, nokuti chikumbiro nomumwe achishandisa ATM pane imwe inonzwisisika mbiri muganhu kubhangi kuti mutengi vachakwanisa kubhadhara 15 rubles.

Chii chitsva muna chaiwo mepu mumari Bank?

Dzimwe nguva zvakanaka Classics akwegura uye ndiyo yakanakisisa nzira yokubuda. Naizvozvo, kana imi musingadi yakawanda yokunyatsoongorora nezvokuzadziswa "Premium" kana makadhi "yezvisikwa", iwe nguva dzose vane mukana kushandisa nokuti ainakidza kadhi rokubhengi. Ukuru zvikwereti zvayo panogumira anosvika 600 000 rubles. Yechimbadzo chikwereti - kubva 25.9% kusvika 33.9% chete annum. mapurasitiki, mutengo nazvo kwegore nguva dzose vatengi yacho kubhangi mari kusvika 0%, uye vatsva - kusvika 750 rubles.

Cards vari muchikwata ichi vari chokuita mureza purogiramu, kuita panheyo "muripo uye mari bonuses." Unogona kushandisa wavo kure Sberbank mabasa Somuenzaniso, "Mobile Banking". Nokuti kunyoresa kadhi rechikwereti, unogona kana kuenda zvakananga kupfungwa zvemari, kana kushandisa paIndaneti nzira.

Chero mamwe makadhi chikwereti vari mumari Bank?

Pari mumari Bank inogona rakapa pemarudzi kutevera makadhi:

• Card Visa Classic «Ipa Upenyu" (ane basa wepagore 900. rubles);
• chikweshe Visa Gold «Ipa Upenyu" (pamwe uwandu wepagore muripo kusvika 3500 rubles);
• kadhi Visa Classic uye Gold «Aeroflot» (chitsama basa 900 rubles kusvika 3,500 rubles pagore);
• youth makadhi Visa Classic uye Mastercard Standart.

Sei kuzadza fomu kuti kadhi paIndaneti?

Kuti kuzadza fomu iri paIndaneti nzira, iwe unofanira kutanga kukopa. unofanira tsanangurai chimiro ichi:

• dzavo kuonana mashoko;
• inotungamirwa Kuwanikwa (chaiwo chesekondari, wakakwidzwa);
• chaiwo kero dzokugara;
• zvomumba chinzvimbo;
• ruzivo pamusoro chikuru basa (yega proprietorship, mubayiro-mushandi);
• hofisi;
• mazuva mabasa raanotaura sangano rako (wako basa razvino);
• mhando yebasa;
• mubayiro uye zvichingodaro. n.

Mashoko vanofanirawo kutaridzwa zita kadhi kuti waronga kuvhura munguva yemberi iri pedyo. Next, zadza uye tumira application ichataura vamiririri kubhengi wacho. Mushure anenge 1-2 mazuva vachakupai mhinduro.

Chii vanhu vanoti makadhi Sberbank vanoshandisa?

Usati kushandisa chimwe pamahombekombe kadhi, unofanira kutanga kudzidza wongororo. Somuenzaniso, kadhi mari Bank "tichimhanya" (wongororo izvozvo uchaona munyaya ino) ine vazhinji mazano uye mashoko. Somuenzaniso, vamwe kadhi yokuisira vanoti nezvazvo nenzira yakanaka. Ivo vanotaura kuti vanowana kumhanya kubudiswa epurasitiki. Vamwe vakaita ndechokuti kadhi chinogona kubatanidzwa chaivo wallets.

Vamwe, nekusiyana, muri kusagutsikana anononoka basa tsvimbo kudanwa centre, iyo kana kuvhurwa muchishandisa vatengi kugadzirisa zvichangobva matambudziko zvishoma nezvishoma. Asi pano maonero akasiyana. Somuenzaniso, vakawanda akashuma matambudziko, izvo, Vongai nokukurumidza kupindira kubhangi vamiririri, akakwanisa kutiza. Muchiitiko ichi tiri kutaura pamusoro kurasikirwa kana kuba makadhi kunze. Maererano navo, mumasekonzi vokubhengi akadzikatidza vakarasika kana zvakabiwa kadhi uye akapa inodiwa chitsama wacho nokuda basa nechimbichimbi mari.

Vatengi vakawanda kufanana kukwanisa kubhadhara kadhi iri utilities, iro zvechokwadi hakubvisi kudiwa kuenda kubhengi kana mari kubhengi uye kumira mumutsetse. Zvisinei, vamwe vanofunga kuti, nekusiyana, zviri isingadhuri kuita anotamisa pamusoro pakaunda pane kuzviita kuburikidza kadhi, sezvo shoma kuchinjwa basa guru akatorwa kubva kwavari.

Zvikuru yakawanda vanhu kwazvo kwazvo guru mumazuva 50, kana iwe unogona kuita mari pamepu pasina mubereko nyasha.

Vamwe kutaura yakanaka yakadaro nguva, sezvo kuchinjwa mari kubva kare bepa chequebook pangozi. basa Izvi pasina mubvunzo nyore uye zviri tichitsanya chaizvo.

Zvinenge vatengi zvose vanogutsikana kubatana kwakaita yakakunakira mabasa uye zvirongwa kuvimbika, nokukurumidza basa uye mukuru-nokukurumidza kutambira mari.

Muchidimbu, mumwe nomumwe cardholders vane chinhu kutaura. Zvisinei, nhoroondo idzi, sezvo kazhinji chinoitika, pane zvose zvakanaka nezvakaipa. Naizvozvo, kuwana muchidimbu kadhi, unoda kuona uye avo uye nevamwe, uye ipapo ita mhedziso.