Mari uye ayo rutina

Munyaya ino, tichakurukura zvakadai Mapato kwoupfumi sezvo mari, hunhu hwavo uye ushande. Money - mari yesangano zvakakodzera kuti kutengeserana, kureva kutenga zvinhu uye mabasa. Ndeizvi chinhu rwunokosha. Chakanaka zvingava zvemari uye chaiye. Financial ndeizvi rakakamurwa mari uye non-dzibvise (kuchengetedzeka - mumatanda uye zvisungo) uye chaiyo zvinhu - vari zvaioneka (zvechokwadi) kukosha, zvakadai zvivako, fenicha, midziyo, mhuri midziyo yemagetsi uye zvichingodaro.

Mari chokuita mari yesangano, asi ivo zvisingapindirani kuti vanogona kushumira kutengeserana uye muripo muri senzira wokufambisa. Somuenzaniso, unogona kutenga chingwa kana mukaka, uye pachinzvimbo kubhadhara chisungo kana mugove.

Kupfuura zvose chaizvo muchikwata ichi kunoratidzwa nemashoko mitambo. Kufunga mari dzavo mashandiro, zvinofanira kucherechedzwa kuti mari ndiwo:

1. Means wokufambisa.
2. Chiyero ichinonoka kubhadhara.
3. Stock ukoshi.
4. The chairema Nhoroondo.

Sokunoratidza mudziyo, ivo vanoshumira se murevereri mu kwema mu exchange kwenhumbi. All inogona kutengwa nemari. Rinogona kutsiva mukutsinhana ichi anoita se ita mutengano. Asi vapedzisira kunoda zvinokosha mari. Kudivi rimwe, tinofanira kutakura zvakananga kutengeserana mari, uye kuno rumwe - kurasikirwa nguva uye kushanda nesimba, kureva mukana mutengo. To ita mutengano kwakaitika, inofanira akapa aine muzvizhinji ezvinhu, kusanganisira mamiriro ezvinhu "kaviri masanga kuti kushaiwa", sezvo akadana Uilyam Stenli Dzhevons.

Munhu anoda kutenga chigadzirwa kana basa anofanira kuwana mutengesi uyo anobvuma kuti zvinhu zvinoberekwa ichi munhu. Somuenzaniso, shangu inoda chingwa, vanofanira kuwana nomubiki, vanoda majombo matsva. Kutsvaka ruoko yechipiri inogona kwaaisvika zvakakwana, asi zvakadaro hauna kubudirira. Panguva iyoyo zvichanzi vakapedza uye yakawanda nesimba. Naizvozvo, dzimwe nguva matengesero aya anonzi unsustainable uye va neudhadha chimiro zvokutsinhanisa.

Mari yacho mashandiro ndiwo musimboti upfumi uye vanoonekwa mumwe mukuru zvigadzirwa zvevanhu. The chidzoke mari sezvo murevereri mubishi zvokutsinhanisa akabvisa Exchange yokufambisa uye kubvisa dambudziko masanga kuti wekushaiwa. Zvino chigadzirwa anogona kutengeswa, vakagamuchira mari nokuti, uye yacho kutenga zvimwe zvinhu. Property mari nyore uye pasina mamwe mari kuchinjana mumwe kunobatsira, mari kana chaiye, rakashevedzwa Mhedziso liquidity.

Kufunga mari dzavo mashandiro, zvinofanira kucherechedzwa kuti rechipiri kushanda mari ndechokuti vari chairema nyaya, kukosha mita. Ndizvo ukoshi kuyerwa imwe mari. Kusati kwatombova ari chairema nhoroondo, ukoshi nenhumbi kuyerwa mune imwe mari nezvimwe zvinhu. Murume uyo aida kutenga imwe chigadzirwa, zvaida ruzivo zvakanaka kukura achichinjana ichi Somuenzaniso, chii mutengo chingwa ari soseji, anoshongwa, majombo uye zvichingodaro. Kubvira ipapo, sevamwe mari, avo inoti rinovira mutengo chete zvichienzaniswa chete nerokuti.

Chechitatu basa mari ndechokuti inzira muripo. Pakanzi Izvi zvinoratidzwa ndechokuti mari inoshandiswa kubhadhara iyo mari. basa Izvi zvinobvira nokuti nokufamba kwenguva vanorarama kukosha kwavo. Ndicho chinhu chechina - wemari ukoshi. Value mari ndiwo simba ravo rokutenga uye liquidity. Chero nguva vanogona kutenga chero chigadzirwa, basa. Zvisinei, maererano mitengo pamusoro nguva acharasikirwa kukosha mari, kutenga simba achava kusviba.

Kufunga mari dzavo mashandiro, zvinofanira kucherechedzwa kuti chinonyanya kukosha wokutanga - nzira yokurapa. Asi Mabasa ose pasina uye zvinodyidzana.