Mari

Cash kukonzera iri upfumi chero nyika. All zvoupfumi uye mabhizimisi masangano kugara tichiita mabasa uye kuti kwema kushandisa cashless uye mari. Kureva, ndiko chishandiso kutanga mamiriro ezveupfumi uye wokura mabhizimisi.

Kana isu kutaura pfungwa iyi iri kutambudzwa munhu zvoupfumi dzakabatana pamusoro, zvavakanga vachida kuita kuti mari uye mari zvinosanganisira mari uye zviwanikwa zviri nhoroondo dzakasiyana-siyana boka mubhangi, uye mari zvake ari decentralized reserves, zvikaita kuti kuvandudzika wekambani uye nyevero nazvo mune dzaisatarisirwa ezvinhu.

Uyezve, mari ndeizvi chinokosha inoratidza kunyatsoshanda zvinhu zvose zvavakanga vachida kuita. Pashure pezvose, vanobvumira kuti overenga profitability, liquidity uye solvency. A yakawanda mari panguva sangano rinoratidza mukuru mwero liquidity, uye naizvozvo kukwanisa rakakodzera abhadhare nokubatira counterparties.

Saka, tinogona kutaura kuti mari inofanira nokungwarira kurongwa. Zvavo zviine musoro yavaive mari uye navakangwara kushandisa mari, maindasitiri uye mari basa rinopa chero basa vachiwana mari. The chikuru basa sangano iri riri kuonekwa nyanzvi basa kuti nokukurumidza kuripwa zvikwereti chikwereti kubhadhara chikwereti chikwereti kune zvikwereti ane upfumi sangano.

Cash mhiri mamiriro ndiwo anokosha cho mari ezvinhu munyika iri dzakawanda munhandare. Hurumende pamwechete National Bank kuchinja Vhoriyamu mari romugove mumaoko vokuparidzira uye zvoupfumi masangano ari Masvomhu. Huwandu mari inoenderana zvitengeswa uye kudiwa mumusika. Kana mamiriro ezvinhu zvinoumbwa kuwedzera wedzerai pamusoro kudiwa, kwaita nayo anowedzera kukura mwero mitengo. Kushaikwa kudzora muitiro kubva pamutemo miviri kungaita kuti kuparadzwa rwezvemabhengi ezvinhu uye anotemwa dambudziko iri upfumi.

Mari Modern tiri kunyanya zviratidzo zvinokosha izvo, akavapindurawo, vari dziya kupinda chikwereti mari uye mapepa. Pasi zviratidzo mutengo zvakaburitswa mari ane ndima ukoshi dererei zvikuru pane mari yakawandisa ayo kugadzirwa. Kureva mari hazvina rutsigiro chaiye, uye kudzifarira anobva kutendeseka pakati hurumende vanhu.

Kare, mari aigona kunzi chete mari nendarama nesirivha, asi ivo vari zvakavaomera kushandisa, saka manotsi dzakanga dzatangwa. Kutaura zvazviri, bepa mari zvikuru nyore. Ndivo vakareruka, kunyange mazakwatira inogona kuchinjwa pasina zvakaoma uye kusanzwa. Sezvo inception kwemutongo ukama yakagadzirwa chikwereti mari. Pari, ndivo vakuru pachishandiswa muripo mu vachibhadhara pakati counterparties siyana. Zvinonyanyozivikanwa vaiona zvikwereti uye macheki, sezvo vari kubudirira kushanda kwemakore akawanda. Uyu mubhadharo rinoreva chinhu kuchengeteka iyo anobvumira kuwana zvarinoroora yacho akarongwa uwandu pashure yakatarwa nguva.

Mumakore achangopfuura, kushingaira Pakukurukura Masvomhu tichibatsirwa kuti bhangi makadhi uye vadzo vanogona kuva mumuviri uye zviri pamutemo vanhu. Govera debit rinoda asati dhipoziti mari kusvika mumusha macho nhoroondo yacho nemhosva, uye kadhi unokubvumira kukwereta kubva kubhangi mari mukati nomuganhu chikwereti. Kushandisa makadhi izvi hazvigoni akapokana, zviri nyore chaizvo uye nyore kushandisa nzira muripo. The chete drawback kungava kudiwa chaiyo zvokushandisa, izvo nyika yedu haisi kwese kuwanikwa.