Mari, Personal Finance
Residual mari - sei kuva mari kuzvimirira
Maererano zvidzidzo, mudanga mari nechinzvimbo uye Kuwanikwa mari mumwe zvavanokoshesa muupenyu vanhu vakawanda panyika, pasinei norudzi rwavo uye vagari. Uye mubvunzo iri "sei kuti kukurumidza purofiti" riri dzinozivikanwa zvezvisarudzo kakawanda queries kunotsvaka injini.
Ngationei kuti unogona here kuwedzera mari yaunowana, uye nheyo kuzvimirira mune zvemari.
Income tinowana kubva Mhando ina makuru mabasa:
1) Shanda panorumwe (mubayiro wokubata).
2) Self-basa (private vachida).
3) Vaka basa kwenyu nezvokupindira revashandi.
4) bhizimisi.
Saka, basa mari:
1) Linear (active mari - mari chichiwanikwa hwavo nebasa).
2) Residual (nyararisa Income - kamwe basa rinoitwa zvakare uye zvakare kunounza mari).
Chinonyanya chinodiwa ndiye residual mari, nekuti ndiye asingachaiti yokungoitawo basa uye unounza kuchiva kuzvimirira mune zvemari. mari kwakadaro vanowanika:
- Real Estate;
- Marketing;
- upfumi.
Residual mari Real Estate
Mukurumbira zvemari nyanzvi Robert Kiyosaki anoisa pokutanga iri mari iri kutenga dzinogarwa uye vasiri dzinogarwa Real Estate. In Western nyika, apo chikwereti prices vari kudzika zvikuru, zviri nani chaizvo kutenga mativi footage nechikwereti, risi navo, uye zvishoma nezvishoma abhadhare chikwereti. Kwapera nguva, mari yakadaro kuchaunza mambure mari. Zvisinei, munyika yedu paminiti zvikuru mubereko kunyatsooneka nheyo "rimwe furati - ini uye vaviri - kubhengi". Mumamiriro ezvinhu akadaro, chete kutenga kunobatsira nzvimbo pakarepo kuti mari, hapana bhengi anomukweretesa. Uye kana wawana yaiungana footage kubudikidza nhaka - ipapo funga kuti iwe uri rombo chaizvo. Kutengesa anofanira chete chokupedzisira. Pashure pezvose, maererano kuchinja nokufungidzira, kunyange kana nepamusika kukosha pokugara haisi kukura, mari kubva yavo pfuma iri vanenge 8-10% chete annum, izvo uchabvuma, kwete zvakaipa zvachose.
Zvayakanakira: usingashandi ngozi depreciation pamusoro yesangano, yakagadzikana mari.
Nezvayakaipira: kudiwa makuru upfumi kamwe chete.
Residual mari inivhesitimendi
Shandisa mari yemuraudzo mari zvino vanogona kuva zvakasiyana mari zviridzwa: mumatanda, neramangwana, anokosha nesimbi, yakawiriranwa mari , etc. Information panyaya iyi zvichinzi gungwa rose. Pano kutarisa gungwa ichi uye kwete kurasikirwa mari kare zvikuru kuoma. Nzira yakavimbika - ndiko kushanda pamwechete chipangamazano zvemari chaiye vachakwanisa kuva chirongwa iwe. Uchaziva chaizvo mari yakawanda mumwe mwedzi mari, chii kutenga, chii chikamu pangozi uye dzokai, iwe unenge kugamuchira.
Hongu, chero pangozi zvemari ndivo zvinoita investor kurasikirwa mari yavo. Asi chikamu muzana ichi ingangodaro waidzora. Somuenzaniso, kana iwe zvipe mari yako basa chero mari kana private muzvinashawo, ipapo kusaina chibvumirano umo ngozi dziri pachena chinyatsotsanangurwa. Kakawanda, kurasikirwa achatungamirira 15-20% of mubhizimisi. Asi zvinokwanisika nguva dzose kuti kubvumirana pane munhu ezvinhu.
Pane rakananga ukama kazhinji: dzakanga ngozi - dzakanga zvibereko. Asi chero zvakadaro hazvibviri mari pamisika dzemari mari kuti murege kurasikirwa pasina vachibayira mararamire avo. Ndiko kuti kutengesa furati, kukwereta mari kana zvikwereti mari, haufaniri.
Zvino ari kuramba yakakurumbira private mubhizimisi: mutambo pamisika kudanda, neramangwana, zvokusarudza, Forex. Saka zviri here kuita mari, asi iwe unofanira kurangarira kuti - basa, uye kwete mutambo pamusoro nemhanza. Pano unofanira chaiyo ruzivo, unyanzvi uye unyanzvi - uyewo mune zvimwe nyanzvi basa. Naizvozvo nani kutanga chirongwa zvakaenzana pamwedzi upfumi inokosha nesimbi uye kutenga migove zvikuru yakatsiga. Nokufamba kwenguva zvahuchaunza kumeso kunyange mari iri kupfuura mubereko pamahombekombe deposits.
Zvayakanakira: duku kutanga guta.
Nezvayakaipira: yakakwirira ngozi yokurasikirwa mari, vanofanira kuwana zivo inokosha uye unyanzvi.
Residual mari Marketing
Izvi zvinosanganisira zvinhu zvose anobatanidzira kuitisa rokutanga tsvakurudzo musika: Infobusiness, kusika Websites uye pomunhu, kodzero, MLM, etc. The Chaizvoizvo mamota pasi ndechokuti unofanira kugadzirira kwako chebhizimisi kana bhizimisi chigadzirwa waida chairo vateereri, uye kuvaka utariri Network kuti zvinoda usingashandi kubatanidzwa kwako. Zvikasadaro, bhizimisi yakadaro aizounza Linear mari chete, kureva, muchava zvinoda pachako Kupinda.
Chokwadi, pakusikwa mabasa izvi zvinoda rakakura mugove okugadzira zvinhu uye yakachena kusvika kumusika.
Zvayakanakira: mukana kuva nhamba muzvirongwa matsva.
Nezvayakaipira: kudiwa processing yakawanda mashoko, kuramba zvichiongororwa zvinhu pamusoro romugove uye kudiwa musika.
Kutanga pusa tsime mari - zviri zvachose nguva yakawanda. Zvino zvichava zvakakodzera nguva nenguva vanoritsigira: pfuma kugadzira uye kubata rendi nyaya, kuongorora dziine simbi dzinokosha uye mumatanda, mufambiro nzvimbo update uye kuvandudza ruzivo zvigadzirwa, etc. Asi tsika - zviri inonakidza muitiro rinopa chaizvo riwedzere kuti munhu kukura, uye dzakazonaka chaidzo zvingangoitika rusununguko zvemari yavo.
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