Where kuzovakwirira kambani yacho inishuwarenzi kubudikidza CTP?

Kutonga zhinji mhinduro, iyo inogona kuwanikwa paIndaneti, zvinova pachena kuti havasi vatyairi zvose muRussia unoziva kuzovakwirira kambani yacho inishuwarenzi, kana kodzero dzavo pamutemo yatyorwa. Uye ichi chinoitika sezvo nyaya inishuwarenzi rokubva uye nokuzvidira.

Panguva iyoyowo vanhu nezvinetso zvakafanana, vachivhundutsira kunokumbira uye kukurira vakaregeredza SC. Asi usakanganwa kuti wakadaro kukura hungada kwete chete mari asiwo nguva uye zvinosuwisa, utano hwake. Saka, tinofanira kufunga kupi kuzovakwirira kambani yacho inishuwarenzi, pasina vachiuya kudare nyaya.

kutanga matanho

Dzimwe nguva zvinoita here kubata nemamiriro acho ezvinhu ari nyore chaizvo. Handiti, kambani yacho inishuwarenzi ine vashandi. Uye kana kusazvibata upi vavo zvakatungamirira pakaputsika kodzero motokari varidzi, ari IC pacharo, uye kuti ndiye wokutanga nguva apo kuzovakwirira kambani inishuwarenzi. Rosgosstrakh, RESO-Garantia Insurance kana mumwe mutoro kupa mhinduro yakanyorwa. Kana uri akatendeuka pasi kana musingadi kuita zvachose, ipapo unofanira chichemo zvakawanda. Saka zviri nani kana ukaramba vakasvinurira kutumira kunyunyuta kuti kambani yacho inishuwarenzi.

CBR

Rinotarisira basa Insurers pari chete hurumende sangano riri basa runoenzanirana mabasa. Naiyewo ndohwaJehovha, uye issuance kuti marezinesi kumakambani inishuwarenzi. Sangano iri ndiro Central Bank of Russian Federation. Uyewo anokonzera pakururamisa tariffs, CTP uye bhuku nhengo. Central Bank verifies mari chinhanho makambani inishuwarenzi. Kana zvakafanira, iye anogona misa ari rezinesi, kana kunyange dzinobvisa nayo. Uyezve, Central Bank mumakore achangopfuura uye kazhinji unogadza nhungamiro zvokungoitawo kune makambani kuti vanoonekwa matambudziko.

Rinobatsira inishuwarenzi?

Zvakaratidza kuti insurers Russian vari zvachose novimba Central Bank. Saka, chikuru simba, apo kuzovakwirira kambani yacho inishuwarenzi kana dzenhamo, ndiye.

Kana iwe uri yakarurama uye zvakarurama yokuita kutumira zvokunyorwa, iwe nokukurumidza kuwana mhinduro uye kuona matanho akatorwa pachinhu kambani inishuwarenzi. Pakati UK anogona kutarisira zvirango kumanikidzira yakawanda fines.

The FAS

The Federal Antimonopoly Service - nderimwe urongwa kuti rusununguko mabasa kudzoreka pamusoro insurers uye kunyange chimwe chiitiko apo kuzovakwirira kambani inishuwarenzi. The FAS kazhinji anotsiva Motor Insurers, kana yokupedzisira kutyora mutemo, kusanganisira avo maringe CTP.

Zvimwe vakawanda kana asina motokari zvose varidzi, zvaizivikanwa nokuiswa mamwe gwenya kuita mabasa. Zvinofanira kutarira kuburikidza nzvimbo pamusoro inishuwarenzi, uye iwe unogona kuwana mukurumbira mirango kwakaitwa insurers panhau iyi. A chinokosha mari achafanira kubhadhara kambani kuti achabatwa kutengeswa chirwere kadhi, kana upenyu inishuwarenzi nokuisa pamusoro pakuunganidza simbiso.

Zvechokwadi, kazhinji muUK haribvumirani kusvika kuripwa akanaka uye kuedza nyaya chisarudzo mudare. Asi kakawanda, mabasa awa kuzvipira kunokunda kwavari. vachine saka kubhadhara. Saka Makambani inishuwarenzi pane simba chinotiita kuti chinonyanya zvinobatsira kupa mabasa zvakanyanya, kupfuura kutora ngozi uye kuti honzeri mabasa zvisiri pamutemo.

Saka, imwe pfungwa apo kuzovakwirira kambani yacho inishuwarenzi kubudikidza CTP ndiye FAS kana paine matambudziko ari kuunganidza kana kuwedzera kondirakiti. Uyezve, ndiyo inoshandiswa hurumende inofanira kutaura iwe kana kumanikidza mamwe mabasa kana waita motokari chikwereti. Panguva iyoyowo usakanganwa kuti pano, sezvo, zvirokwazvo, nokuti zvimwe zviitiko, zvinokosha kuwana uchapupu kuunza UK kuti kururamisira.

PCA

The Russian Association of Motor Insurers ari nyanzvi sangano makambani inishuwarenzi. Chinangwa chikuru nonprofit sangano iri kuongorora mabasa nhengo dzayo uye chokupika inishuwarenzi mutemo wacho. Zvisinei, mune tsika zvikazooneka kuti mabasa siyanei. PCA anoripira nekuripira makambani avo inishuwarenzi kuti vakatsausa rezinesi. Zviri inoshanda chaizvo rubatsiro vakawanda motokari varidzi. Asi panguva imwecheteyo zvinofanira kurangarirwa kuti basa iri sangano rinoumbwa huru mapato ari makambani inishuwarenzi pakukura. Naizvozvo, chichemo unogona waongororwa chete nemakambani umo vari vakashumira.

Nyorera mumwe zvisingaoneke

Mumwe sangano, yainzi "All-Russian Union Insurers," zvakafanana yapfuura dambudziko. Pahwaro huru mabasa kuti zadeklamirovany masangano aya, zviri pachena, apo zvinokwanisika chokunyunyuta pamusoro basa boka iri inishuwarenzi. Tue chete nguva zvinomutsa mubvunzo kuti chinangwa ichakurukurwa akagamuchira zvichemo.

Chokwadi, vachabata ivo. Zvisinei, kubudirira matanho akadaro kukanganisa makambani ari inishuwarenzi vane zvikonzero nechokwadi. Aongorora tsika, zvinganzi akagumisa kuti zvikuru inoshanda dzingafarirwa dare wehurumende, pane imwe yakanyorwa nyaya sangano makambani inishuwarenzi.

Asi chinhu kubatsira?

Kunyange zvakadaro, hatigoni kutaura uye rubatsiro kuti vatyairi kubva neshamwari nyanzvi pakati insurers. Kunyange zvazvo huru rutsigiro - mashoko, asi kunyange izvozvo chaizvo. On the site, somuenzaniso, rine zvose mitemo nezvimwe mirayiro chokuita zvekutepfenyura injini inishuwarenzi. Unogonawo kuwana mamwe mashoko anobatsira.

Unogona kuverenga sei zvichatora mutengo yemberi wokuti inishuwarenzi zvairayirwa. Uyewo pane nzvimbo dziri Directories, iyo ine handingadariki zvikamu mari. Izvi zvinobvumira kuverenga zvakarurama nemari kune zvose zvakafanira basa kudzorerwa waida pashure mutsaona yemotokari.

Asi zviri pachena kuti, ichi hachisi dare, apo kuzovakwirira kambani inishuwarenzi kana inishuwarenzi youpenyu LCA fanira, kana mabasa aya zvavakatemerwa kana kutenga mutemo.

Rospotrebnadzor

tinogona kuvimba kubatsirwa Rospotrebnadzor, kana pakati insurer uye insured kusawirirana simuka? Nokuda hunhu mutemo, muridzi motokari chinhu Mutengi. Ndokusaka dare anekodzero kuvabatsira. Uye izvi zvakanga, apo sangano anomuka kuti kodzero motokari varidzi.

Bazi rezveMari, akavapindurawo, kana matambudziko pamwechete CTP kana nokuiswa mamwe inishuwarenzi ine kurumbidza dzayo apo chokunyunyuta pamusoro basa boka iri inishuwarenzi. Zvichemo pamusana kunenge izvi, anofanira akabvuma chete Central Bank. Panguva iyoyowo motokari varidzi anogona kushandisa iri Federal Service.

Kana zvikasadaro zvose hazviitiki

Uyezve, pane chimwe simba simba. Hazvina hofisi muchuchisi wacho. vashandi vayo vanofanira kupindura kuti kutyora kodzero uye rusununguko motokari varidzi. Ichi chiitiko apo kuzovakwirira kambani yacho inishuwarenzi Chikomo kana MTPL zvinobvira. Asi chete kana uchapupu mhosva asipo, kureva maturo. Uchapupu zvinogona Somuenzaniso, uchapupu rezvapupu kutyorwa. Kunze zvichemo Hull uye MTPL, uye pano unogona kunyunyutira sizvo nomufambiro UK vashandi Somuenzaniso, kana paiva ine kurapwa vatengi. Panyaya iyi, vapari vemhosva vanogona kutarisira chakazvibata administrative yakaisvonaka.

mhedziso

Saka, zvinoitika kuti pasinei gurukota dzinoenda kukurira zvichemo zviri Motor Insurers chete tsenralnoy Bank of Russian Federation, pane nguva dzakawanda apo motokari varidzi anogona vanotsutsumwa kana kodzero dzavo dziri kutyorwa.

Kusarudza apo kuenda inobva chokwadi kuti kutyorwa mhando vakanyorwa kuzorwa newe. Uyewo chinodiwa kuti kunyunyuta akanga unsubstantiated. Zvadaro anozombobuda kambani yacho inishuwarenzi haazobudiriri.