Kwokuzvidira inishuwarenzi yacho mufurati. Rating makambani inishuwarenzi

On kudzivirira pfuma vanhu vanofunga pashure imwe chiitiko. Nhamba dzinoratidza kuti vanhu vanenge vawana pekugara yavo (nokuti mari kana zvikwereti), pachavo kuda kuronga nokuzvidira mufurati inishuwarenzi. Rating makambani inishuwarenzi kuti dzinoita mabasa akadai, okuti basa - mibvunzo yose iyi tichaedza kufukidza munyaya ino.

A pfupi ega

Mubayiro - basa nemhosva kuna kambani maererano chibvumirano inishuwarenzi. saizi yayo rinowanikwa nomumwe neimwe nyaya.

Muripo - ndiwo muripo wemari kuti kukuvadza bhadharika pasi chibvumirano mushure tsaona.

Mutero - zvazvingava anotsigira kuti chikwata mutengo chesungano.

Inishuwarenzi dzokugara kubva mumoto, njodzi kana zvimwe ngozi inowanzopiwa wakabudiswa kwenguva kubva mwedzi mumwe gore rimwe.

vatengi

furati iri chikwereti inishuwarenzi ndicho chinodiwa pakugamuchira chikwereti. Asi pane vanhu vanenge vawana yavo pekugara pakati makambani vatengi. Vanoziva kukosha chepfuma, vanoda mari iri mamwe matanho okuchengetedza. Nokuti mutemo kuti inishuwarenzi unogona chete kupedzisa kana pfuma. Asi Vatengi vakawanda vanosanganisira chibvumirano inobereka masvingo. Izvi rinowedzerawo zvikuru mutengo rokushumira.

mapindukiro

Kwokuzvidira inishuwarenzi kuti Apartments - ane mufaro zvinodhura. Just kuda kupedza wemuno pamusoro kudzivirira pfuma haisi yakawanda. For nemakasitoma izvi, akapa inishuwarenzi, iyo vakabhadhara pamusoro risiti pamwe utilities. utsanzi kwakadaro haaiti kunyange munharaunda yose. Zvakanyanya unoenderana vanhu vanoda kuronga inishuwarenzi yokuzvidira pamusoro Apartments, ari kureva makambani inishuwarenzi vari kuona, asi nguva iri nyaya dzemapepa zvavanazvo.

Kuti akwanise, unofanira kutaridzwa chitsama romupiro, tikacherechedza risiti ngozi zvinofanira kuchengetedzwa. Anogona kubhadhara basa pachiimbwa utilities. Ipfungwa Izvi hazvirevi kufunga munhu unhu chaihwo wemunda. Naizvozvo, kutarisira kubhadhara guru haisi zvakakodzera kana insured chiitiko.

Chii chinofanira kudzivirirwa?

1. Walls uye kutsigira zvivako, izvo vanoumba guru chikamu Mari mufurati. Ngozi ndiyo kukuvadza zvinhu izvi. Kunyange soro payouts anopiwa kuti aparadzwe chiduku.
2. Pedza: .. Windows, Wallpaper, kukurukurirana, etc. kudzivirirwa kwakadaro kuchakubatsira aripire zvaparadzwa, somuenzaniso, kubudikidza mafashamo.
3. Property: kubva mhuri midziyo yemagetsi kuti zvishongo.
4. Civil kuita. Kambani ndicharipira muripo, kana iwe zvichaitika kuti kwakakanganisa kuti pfuma vavakidzani.

Muripo chitsama achizosiyana zvichienderana nharaunda umo nzvimbo iri. Figures understate boka hazvikubatsiriyi, sezvo iri nyaya, shoma shoma. Kuti varege kukanganisa ari Masvomhu, insurers pachake kuuya uye ongorora chinhu. Household Appliances insured nokuda 10-20% of mutengo. Zvinodhura zvinhu zviri kutaurwa somunhu yoga chinhu. ukoshi yavo pakutsvaga macheki.

nengozi

1. Fire, gasi kuputika, mheni, dzimba.
2. Njodzi dzinongoitika dzoga.
3. kukuvara mvura mvura, tsvina, kudziyisa hurongwa.
4. Zviito kumapati rechitatu.

Features zvibvumirano

The zvemari yaibvira ari yeGmail.END_STRONG - ndiro chete kukamurwa kuti zvinoshanda inishuwarenzi mufurati. Rating makambani inishuwarenzi chine anoverengeka zana masangano zvemari nezvinhu zvirongwa basa zvakasiyana. Unogona kushandisa mureza Mabhokisi, kusarudza constructor kana kushandisa okutenderera kuti chibvumirano mumwe. Ngozi kuti havasi pasi kuchengetedzwa, waiti mumutemo - kukuvara chinhu rwaibva kuputika yenyukireya, akavhiyiwa zvechiuto, dzinongoitika ngura.

nhamba

Vanenge 80% kuti zvibvumirano zvose zviri inishuwarenzi pfuma zvawanikwa mogeji chidimbu. Imwe 10% - of kutengeserana, akagumisa varidzi Real Estate. Asi chidimbu ichi hachisi zvikuru kukanganisa pamusika.

Most vangangozova vatengi mabasa regai kunyange kufunga nezvazvo. Pane vaviri zvikonzero. Chekutanga, vagari regai kuvimba chidimbu ichi. Chechipiri, hapana lobbying kuti mutemo "On rokumanikidzirwa inishuwarenzi pfuma," kusiyana "avtograzhdanki." Zvakaratidza kuti muridzi motokari iri zvakadini tinorasikirwa yokudzivirirwa motokari, uye muridzi mufurati - kwete. Asi izvi hazvirevi kuti va neudhadha basa.

Ndiani anochida?

Nyanzvi dzinodavira kuti munhu wose anofanira kutora kubva inishuwarenzi kuti pfuma varidzi. Pashure pezvose, ngozi kutambura mafashamo, moto kana pfuma kukuvara kumapati yechitatu iri nguva dzose aripo. Insurers vari Dzakamukurudzirawo kudzivirira Apartments, ayo dzokurenda nokuda kunyange mishoma, kunyanya kana vasina yakavimbika dzevhudzi, moto, nokutya, namazariro pamusoro mahwindo, simbi masuo. Kunyange mukuru pangozi ndizvo zvinhu kuti dziri pedyo Mapaipi, chafariz mikuru, dzendege, Airways. chibvumirano furati inishuwarenzi kunyange zvinosanganisira kudzivirira kudonha uye dzichibhururuka michina uye dzavo zvimedu. Zvinhu izvi zvikuru kukura shoma. Varidzi mahofisi vanoti dzimwe nguva kusimbisa kuchengeteka hurongwa kunodyira zvishoma pane mari pabasa.

mhando

Mortgage inishuwarenzi. Banks zvinoda vatengi kuti ape kondirakiti akadaro kana kutenga ugaro chikwereti. Gwaro anopa kubhadharwa ari chiitiko kurasikirwa nebasa, pfuma muridzi, uye zvichingodaro. D. The chibvumirano iri akagumisa kuti ya kushandiswa rakumbirwa mari.

Apartment inishuwarenzi. Inishuwarenzi Makambani urongwa hwakadaro kuti mari kana moto, mafashamo, kuba, kupamba, njodzi dzinongoitika dzoga. chirongwa Nokuraramisa anosarudzwa nomumwe.

Home Insurance - basa rakafanana yapfuura mumwe. Chinodzivirira pasi chero chivakwa (Sero wake), riri muguta kana musha.

Title inishuwarenzi - chete kushandiswa kana kutenga zvivako. kutengeserana uku anodzivirira zvinodiwa varidzi vari chiitiko kurasikirwa kodzero kuti pfuma nenzira chisarudzo dare. Somuenzaniso, kana imba chakatengwa makore mashoma apfuura, uye muridzi vakapfuura paruoko kuisa. Pane mukana kuti kutengeserana ndechimwe vaimbova vanotengesa anogona akapikisa. Kana pfuma akanga awana nenzira kambani pakuvaka, kudiwa basa chakadaro haisi kuwanikwa.

Inishuwarenzi dzokugara: Rating makambani inishuwarenzi

The Bank of Russia gore negore website yayo rinobudisa mazita zvikuru purofiti makambani. chepamusoro iyi rakanyorwa musi zviratidzo zvakadai uwandu akabhadhara premiums, mugove akapedzisa zvibvumirano, kukundikana zvazvingava, uye zvichingodaro. D. Maererano pamutemo data, pamusika mutungamiri pamusoro zvoupfumi zviratidzi vari "Rosgosstrakh", "SOGAZ", "Ingosstrakh", "RESO". Panguva iyoyowo vokuRussia vane zvakawanda kuvimba makambani aya: "Hephaestus", "Energogarant", "Yugoria".

Pakusarudza kambani vanofanira kuteerera wongororo ehama, shamwari uye vatengi kuti nzvimbo. Paiva zviitiko apo mufurati iri insured nokuda mapoka maviri, uye pamusoro panowanikwa ane zvisingafanoonekwi mamiriro ezvinhu munhu akaripira muripo zvakakwana, uye wechipiri kunyange vakaramba funga shoko.

Zvinokosha kudzidza magwaro, zvinodiwa kuti vatumira kushanda, zvinofanira pakuverenga chitsama kukuvadza, magwaro pokusimbisa chokwadi kuti chikumbiro chacho. In tsika, zvikuru kambani inoda kuchengetedzeka, yakawanda matambudziko zvichava ramangwana kuti vawane mari.

Inishuwarenzi dzokugara kubvira mafashamo pamusoro chionekeso

Pakatanga basa iri kwete chete agochengeta zvinodiwa vagari, asi kunoderedza mari mari rokudzorera ukama pfuma. Kana kubatanidzwa pachena kupa, nomumwe anosarudza pachavo. Zvakanakira yakadaro kutengeserana guru. Hapana chikonzero rokutanga Danho kupedza mazakwatira inishuwarenzi dzokugara, ari kureva makambani hazvidi kudzidza. Pakupedzisa chibvumirano, iwe anongoti mari yokutanga yakavamba. Verengai iri nechekare dziri EDP, izvo akatuma kuvagari vose.

The mufurati ichakurukurwa yakachengeteka kubva pazuva rakatevera mwedzi wokutanga. Kuti, kana mari nangana October, November 1, anotanga kuita inishuwarenzi mufurati. Customer inofambiswa inosimbisa kuti zano rakadaro zviri nyore chaizvo. Kushandisa basa dzose nguva, unofanira mwedzi ose pamwe utilities kubhadhara mipiro.

Scheme anonziwo zvaunoda. Makambani kutanga mutero chete (1.5-2 Rbl. / Ba. M.), Izvo yekudyidzana zvinoderedza mari mabasa. Public chipo zvinosanganisira mwero njodzi: kudzivirira moto, gasi kuputika, mheni, njodzi dzinongoitika dzoga. Subtenants kunogonawo kuronga mufurati inishuwarenzi. Reviews zvinoratidza kuti ngaaverenge mupiro mwero kunogona vakazvimiririra. Zvakakwana vawande mwero kubudikidza zvachose munzvimbo pokugara. Somuenzaniso, 50 KV mbiri yokurara dzokugara. m. pa mwero 1.5 rubles. nomupiro zvazvingava ndiko: 1.5 X 50 = 75 rubles. pamwedzi.

Amount inogona vanobhadharwa muripo rimwe pakarepo rose gore. At chirongwa akaderedzwa, mukusiyana kune mwero tariffs, kashoma kuchinja. Reviews vanhu vanosimbisa kuti yokuzvidira inishuwarenzi kuti mberi kubhadhara hazvisi dzakakodzera nguva dzose. Dzimwe nguva vatengi vanobhadhara mabasa nokuda gore mberi, uye ipapo prices zvakachinjwa divi duku. Ndiko, kuponesa mari hazvina kushanda.

Zvakakosha kuti kubhadhara basa iri nenguva nenzira. Kana iwe kurasikirwa imwe yakavamba chesungano iri yakaturikwa, sezvo yambotaurwa, hapana dzosera. Kana pashure pemwedzi mishomanana vanhu kamwe zvakare vachida inishuwarenzi, zvakare zvakakwana kutanga kuita mari. Zvikwereti nokuti nguva basa hachiverengerwi. Asiwo muripo nokuda yeGmail.END_STRONG anogamuchira kana insured chiitiko. Muripo anofanira kubhadharwa mukati memazuva manomwe mushure kugarwa.