Pensions yeUnited vashandi: zvinhu kugadzwa, dzemaitirwe poukuru. marudzi pensions

Maererano mitemo yacho Russian Federation, vamwe Mapato vemunyika, tichiona dzinonetsa ehurumende mashandiro, vari kupiwa rutsigiro rwemari pakarepo pamusoro pamudyandigere, maererano chaiyo zvigadziko. Sezvo pensions vari paakavapa ne yeUnited hurumende vashandi? kana vari indexed? Sei? Izvi nezvimwewo, hakuna kumboderera nokuda vanhu, nyaya riri zvinhu ino.

Ndiani akataura yeUnited hurumende vashandi?

Tisati takurukura zvinhu zvakasiyana-siyana zviri mudyandigere nyaya zvakakodzera kuti havatsananguri Mapato kudzidza. Saka, pensions yeUnited vashandi - kwete kuti mumwe, sezvo mari inotumirwa munzanga somugumisiro hwavo upenyu hwakareba kushanda bedzi pamusoro nzvimbo chokuita rinoitirwa batana basa. Zvinokosha kuwedzera kuti kukosha kwezvinhu mudyandigere mhando iyi inobva nguva kuMudzidzisi basa rinoitirwa. Mune imwe nzira, muchikwata ichi anonzi ruzivo.

Kugadzwa pensions yeUnited vashandi vehurumende kwaitika apo zvose zvinobatanidzwa inogona correlated pamwe vatatu zvemitemo mabasa. Pakati pavo pane zvinotevera mitemo:

• FL "Musi Civil Service".
• FL "On mudyandigere inishuwarenzi yacho."
• Federal Law "On State Pensions".

Uyo here kureva hurumende vashandi batana? Saka, pasi varanda yeUnited vehurumende vanofanira kuonekwa vagari, kuita mabasa ane nyanzvi wezwi iri pambiru yeUnited vehurumende anopiwa mari mubayiro mari yacho batana bhajeti.

Ndezvipi zvinhu kuti zvaaiita mudyandigere nehurumende vashandi batana? Unofanira kuziva kuti kwete chikamu ose paruzhinji mushandi anoonekwa kuva mushandi wevanhu. Ava ndivo vanoita managerial uye okutarisira mabasa imperiously. Uyezve, pensions kuti hurumende vashandi yeUnited vehurumende uye vashandi akagadzwa nevarikutonga miviri wehurumende simba.

Terms of pensions

Chokutanga, zvinofanira kucherechedzwa kuti zvachose vose zvinhu uye zvechadenga yeUnited basa takatsunga ne dzinokosha zvemitemo mabasa. Sezvambotaurwa, tiri kutaura pamusoro Federal Mutemo "On State Pensions" uye Federal Mutemo "Musi Civil Service of Russian Federation." Ipi chaiyo zvinhu vaiona mudyandigere rwendo chikamu?

Chokutanga, zvinofanira kucherechedzwa kuti kukwanisa kupa mudyandigere hunhu vagari kungowanikwa zvadai, kusanganisira kutanga nokukwegura, kuremara kana rufu. Sezvinogona kuoneka, izvi zvinhu regai kuvimba kuda mugari. Retirement pensions vari wakasiyiwa yeUnited hurumende vashandi pamberi zvinhu zvinotevera panguva imwe chete:

• Nekusangana mamiriro yeUnited basa, imwe nzira kana imwe nayo, inofanira kuva akaenzana kana kupfuura makore gumi nemashanu.
• The kudzingwa munhu mushandi wehurumende ane kuitika pane dzimwe nhandare.

Sei zvino anogona kubvisa mushandi wehurumende? Pensions vashandi yeUnited vehurumende vakagadzwa mushure kudzingwa kana wakapiwa ezvinhu ari pamwe chete pane zvinotevera:

• Chidimbu weHurumende vashandi vehurumende, kana kubviswa mamiriro kuzviremera zvehurumende.
• Kudzingwa paruzhinji hofisi nokuda kugumiswa masimba munhu pachake.
• Budiriro varanda vehurumende sezvo zvichiita kuti nyanzvi basa zera (zvakakosha kuyeuka kuti urefu basa yeUnited mamiriro wehurumende mushandi vakaenzana nemaviri).
• Kudzingwa paruzhinji mushandi nokuda kurwara, izvo, zvisinei, chipingamupinyi kuenderera mberi basa rake kuhofisi hurumende.
• Kudzingwa nomushandi ari mamiriro pachavo, chikonzero chiri, sezvo mutemo, mudyandigere.

Zvakakosha kuziva kuti yeUnited pensions kuti vashandi vehurumende vakagadzwa chete kana zvinotevera ezvinhu zvakasangana: munhu anofanira Ndisati ndatomboenda pamudyandigere kushanda ichi kana kuti chinzvimbo, chokuita yeUnited rinoitirwa, kwete asingasviki gumi mwedzi. Zviya, mitemo iyi hadzingoshandi vakaisa-kure nokuda kuchaitwa paruzhinji simba kana uwandu.

Mitemo iri pensions muna 2017

Sei kuverenga pamusoro mudyandigere nehurumende vashandi yeUnited muna 2017? Zvakakosha kuziva kuti Russian State Duma 11.05.2016 mutemo wakadzikwa muna kuverenga rechitatu. Maererano mutsva nhindi mitemo, mashoko mudyandigere zera vashandi vehurumende yawedzera makore 63 vakadzi uye makore 65 kuti vanhu.

The dzinonakidza ndechokuti rokurera zera mudyandigere kubva mamiriro rinoitwa zvishoma nezvishoma. Saka, kubva 2017, izvozvo yakawedzera mwedzi mitanhatu gore rimwe nerimwe. Izvi acharamba kusvikira kwokupedzisira mugumisiro. Zvinofungirwa kuti kufadza kuita kuchaitika muna 2026 varume, uye vakadzi chete muna 2032. Uyezve, imwe mudyandigere nehurumende vashandi yeUnited kwemakore basa zvinogoneka chete pashure kushanda nguva makumi maviri (pamberi namashanu ubvise paakagadzwa). Ndezvipi zvakanakira yokuona Government Russian pakurera zera mudyandigere? Pakati pavo vane zvinhu zvinotevera:

• Ndichengetedze vashandi vanokwanisa. Chokwadi ndechokuti nhasi kuwana avo akaoma nokuda wepagore kuderera kwenhamba akagwinya vanhu.
• Nouchapupu mari maererano mari.

Vaimbove Russian rezvemari, Alexei Kudrin, rave akati kuti shure utsanzi ichi kunodiwa kuti uchiteverwa kuwedzera zera iri kupinda inishuwarenzi hunhu yokukwegura mudyandigere kuti vanhuwo zvavo (panguva iri 55 uye 60 years). Zvisinei, dziti Hazvizivikanwi pamusoro chaiyo pamwero kuwedzera uye nyaya yokuenzanisa kuti mudyandigere zera pakati pevarume nevakadzi.

nyaya idzi dzinokurukurwa hurumende kwenguva refu. Saka, kuitwa nezviyero kumusoro anotarisirwa 2019, kureva pashure musarudzo yaizotongwa March 2018.

Kukosha tichitarisa mudyandigere

Pensions nokuti yeUnited vehurumende varanda nhasi wakasiyiwa namana nyaya yacho Federal usingaperi "On mamiriro nourongwa pensions muRussia" yomusi December 15, 2001. Saka, rinotaurwa muna Article Mapato vemunyika akasimbisa hwehurumende hunhu anobatsira pagadzirwe makore maererano urefu basa kwemakore 15, kuti zvaiva zvechokwadi muna 2016. Somugumisiro, ubvise ichi yawedzera makore 20 kubvira 2017.

Zvinofanira kucherechedzwa kuti mudyandigere kunobva chii vaiva mari yevashumiri batana vehurumende. Saka, dzemaitirwe pamusoro pensions rinoitwa mu uwandu 45 muzana paavhareji mubairo vashandi yeUnited nomwedzi kare. Sezvingatarisirwa, kana ichi chinoitika yaanobhadhara rweinishuwarenzi nhau nokuda zera kana urema, zvinokosha (yakatarwa) mubhadharo kune inishuwarenzi (basa) pensions, uyewo vamwe enhancements kuti vari kuiswa maererano Federal usingaperi "On Insurance Pensions". Zvakakosha kuziva kuti kuwedzera pensions nehurumende vashandi yeUnited rinoitwa nomumwe Zvakazoitwa gore rebasa pamusoro basa rinoitirwa hofisi pamusoro makore gumi namashanu vatatu muzana.

Sezvinoratidzwa nezvakaitika rinowanikwa?

mutemo Federal "On pensions yevashumiri vehurumende" inodaro kuti urefu basa rinoitirwa muhofisi - kwete kuti mumwe, sezvo zvachose ya maitikiro basa. Sezvineiwo, ndiye zvinoshandawo pano, uye mamwe mabasa, izvo, zvisinei, zviri kufungwa kuziva kukwanisa pensions vashandi vehurumende, uyewo kuverenga uwandu mudyandigere muripo.

Somuenzaniso, panyaya award kuti mudyandigere zvinobatsira upenyu refu basa akawanda ruzivo paruzhinji muhofisi vanoda zvinosanganisira tsoka anodawo mabasa ari munzvimbo vehurumende nezvimwe nzvimbo kunorondedzerwa President kweRussia. Somuenzaniso, boka chinzvimbo yeUnited wehurumende mushandi wehurumende.

Kana kutsunga mudyandigere akabatsirwa kuti inopiwa Federal usingaperi "On mamiriro Urongwa pensions vemunyika", inoda imwe basa ruzivo dzakananga nguva kwairi, nzira imwe kana mumwe, zvinosanganisira zvokukura basa, uyewo zvimwe mamwe Mapato evoruzhinji uye nzanga yose zvayo basa, izvo kuverengwa iri inishuwarenzi hunhu chiitiko. The yokupedzisira kunodiwa kuti mudyandigere kuti inopiwa Federal usingaperi "On mudyandigere inishuwarenzi yacho."

Kukarukureta kuti mudyandigere

mhando dzose pensions rusununguko yakakodzera murayiro unokosha kukarukureta kuti hurumende vashandi yeUnited kwemakore ebasa. nzira iyi wakasiyiwa Federal usingaperi "On State Pensions mu Russia." Nokudaro, nzira unoenderana mutemo wakapiwa, akatsunga sezvinotevera: R = (45% WS - PO) + 3% WS × Cm. Rine zvinotevera parameters:

• P - chaiyo yakawanda mudyandigere kubhadhara pagadzirwe nokuwanda kwemakore.
• NW - avhareji mubayiro.
• SP - chaiyo yakawanda inishuwarenzi nhau maererano yokukwegura (urema), uyewo yakamisirwa mudyandigere muripo.
• Art - basa ruzivo makore anopfuura gumi nemashanu.

Zvakakosha kuziva kuti yaipedzerwa mudyandigere uye inishuwarenzi mudyandigere chokuita yokukwegura (urema), pazvinhu kubhadhara kuti mudyandigere nezvibereko zvayo anogona haapfuuri 75 muzana ari mari pamwedzi ari avhareji ukoshi pachinhu mushandi wehurumende. Urongwa uhwu chinorondedzerwa Article-maviri okutanga yeUnited zvemitemo chiito pasi nhamba 166. Kuti kupera pamwe: kana dzichiri makore zvakakwana kugadza hurumende mudyandigere, izvozvo rinowanikwa inobva paavhareji muhoro pamusoro okupedzisira gumi mwedzi basa.

muenzaniso kukarukureta

Somuenzaniso, mumwe mugari mubasa basa basa iri yeUnited mushandi nzvimbo. In April 2015 iye akagadzwa inishuwarenzi (basa) mudyandigere kubhadhara chokuita kutanga nokukwegura. saizi yayo - 7197 rubles. Makore basa panguva iyoyo akaenzana makore makumi maviri nezvitanhatu. Avhareji mubairo mumwe mugari kuronga pamusoro remwedzi mari kusvika 16 706 rubles. Zvakakodzera kuona kukosha ehurumende mudyandigere kwemakore okuwana kuti vimba mushandi.

Saka, kuwanda mamiriro subsidy mamiriro vashandi yeUnited vakaenzana 45 muzana paavhareji pamwedzi muhoro panyaya urefu basa kwete asingasviki nemashanu. Uyezve, vakawedzera zvitatu muzana chete Implementation mumwe gore basa, izvo zvinopfuura zvakakodzera, asi hapana zvinopfuura 75 muzana. saka:

• Kuwanda azere basa pamusoro ndozvakajairwa makore: CT = 26-15 = 11.
• Average muhoro: NE = 16.706.
• The kukosha inishuwarenzi (basa) mudyandigere muripo: DP = 7197.

Zvakakodzera ngaaverenge ukoshi mudyandigere kubva mamiriro chizvarwa makore vamwe mugari inorondedzerwa muzvitsauko zvapfuura payakavakirwa: P = (0,45 × 16706 - 7197) + 0,03 × 16706 × 11 = 5833.68. Saka, mushandi kwakadaro wehurumende akagadzwa remwedzi mudyandigere kubhadhara kubva yeUnited hurumende bhajeti iri uwandu 5833, 68 rubles.

Mubvunzo mudyandigere kuwedzera

Zvinofanira kucherechedzwa kuti zvimwe Mapato vemunyika kubva ehurumende mukana award kuti mudyandigere pachinhu kutanga yokukwegura vakamhanyira. Ava vanhu vanogara Far North uye dzine kwaenzaniswa kuna North, uyewo vagari, akaita kwokutanga basa iri munzvimbo dzaimirirwa. Zvakakodzera kuwedzera kuti rusarura izvi vanhu vachava nokuwedzera yakatarwa mudyandigere muripo, kuwedzera kushumira inishuwarenzi mudyandigere maererano hwakagadzwa Russian Regional zvinhu Hurumende, zvichienderana nzvimbo dzokugara (ari Mhedziso yose nguva kugara munharaunda).

Kana mumwe mugari zvinotevera yekubva munzvimbo dzakasiyana nzvimbo hurumende ukoshi kupa mudyandigere hunhu rinowanikwa pasina chizvidavirire coefficient.

Indexation pamusoro pensions

Pensions vari indexed yeUnited vashandi vari chaiyo zviitiko. Somuenzaniso, mashoko awarding pamusoro pensions neHurumende kwemakore basa, kutendeuka kukosha kwayo, uye kuchinja kubva mhando mudyandigere kune imwe vakaitwa maererano mugari achitaura kushanda. akavhiyiwa aya kunze zvichienderana nenguva nguva pashure panowanikwa zvichiita kuita muitiro. Kunze hazvisi chete mudyandigere zvemagariro makomborero kubva mamiriro yokuremara. Saka, unotara kukura ehurumende dzinopiwa chokuita pakureba basa zvinotevera nyaya:

• Changing kukura basa (inishuwarenzi) akare-zera makomborero (urema).
• Kuwedzera ya urefu basa.
• Centralized kuwedzera remuneration kwevashumiri vehurumende panyaya mari.

Mune zvimwe zviitiko, pane zvakagadzirwa kuchinja kubva kune rumwe rudzi vachienda kune ngaamuitire maererano nehurumende mudyandigere. Mukuwedzera, hurumende mudyandigere kubhadhara hurefu indexed centralized vakawedzera kwevari yeUnited vashandi vehurumende mari mazwi munzira chairayirwa Hurumende.

Mhando pensions uye kodzero kugamuchira kwavari

Somugumisiro, nhasi marudzi anotevera:

• Ukuru.
• Disability.
• Old zera.
• Social pensions.

Ndiani rusununguko kodzero yokugamuchira hanya munyaya mudyandigere muchikwata? Civil varanda 15.5 makore ukuru (itsva 2017), izvo wakasiyiwa hurumende mudyandigere kwemakore basa, ari chikumbiro chake uye vasvika yakananga zera kodzero kugamuchira chikamu inishuwarenzi (basa) akare-zera mudyandigere, asimbiswa mudyandigere kubhadhara pagadzirwe, yakavakirwa zvachose mamiriro nomumwe mudyandigere hunhu ratios kwete asingasviki 12 mwedzi basa pashure yokuona dzinopiwa maererano elaboration kwemakore.

We ambotaurwa kuti pashure pokugadzwa mitemo mutsva kubva 2017 kupa mudyandigere kubatsira varume zera muchikwata vanofanira kuva makore 60,5 uye vakadzi - makore 55,5. The inishuwarenzi (basa) urefu basa rinosanganisira zvinhu zvinotevera:

• Nguva basa, izvo inopiwa regumi nyaya mitemo "On Insurance Pensions".
• Izvi zvinosanganisira basa basa riri kufungwa panguva kukarukureta urefu yokushumira nokuti mubayiro imwe subsidy pakugadzira makore navapfumbamwe nyaya yacho Federal usingaperi kubva 15.12.2001 "On State Pensions muna Russian Federation."
• Zvokukura basa chakaita kuti kugadzwa inishuwarenzi (basa) mudyandigere zera, uyo wakadzikwa muripo webasa refu.

Nyaya kunyoresa mudyandigere

Zvakakosha kuziva kuti Russian Federation, mugari hapana timeframe anekodzero kushandisa kugadzwa (awarding) kuti mudyandigere kubhadhara pakarepo pashure panowanikwa kodzero kwavari. Mutsara pamusoro awarding pakati pensions anofanira kuzviisa pasi Multipurpose Center kana mudyandigere Fund of Russian Federation. Zvakakodzera kuwedzera kuti gwaro inogona akabvuma akazvimirira nenzira, uyewo tsamba kana kuburikidza mumiriri pamutemo. Panzira, kana kuti kutamira neposvo zuva uchitsvaka mudyandigere kubhadhara ndiro zuva riri Postmark amire zvakananga nzvimbo yekubva. Usamira mudyandigere, zvakadaro, izvozvo rwunotumirwa vashandi dhipatimendi panzvimbo basa mugari. Mukuwedzera, sachigaro Board of Fund iri iyi, rinowanika zita wacho.

Zvinofanira kucherechedzwa kuti rokuti kufunga zvikumbiro mudyandigere kubhadhara haafaniri kupfuudza mazuva gumi kubva musi pasi chikumbiro kana asipo mapepa inopiwa kune hurumende masimba mushure kwebhurocha pamusoro.

Zvakakosha kuziva kuti muripo maererano nehurumende mudyandigere unoiswa 1st romwedzi umo mugari akateterera kwake, asi kwete kwokutanga pane pazuva kana pane kodzero kuzvigamuchira. Vagadze mudyandigere vanobatsirwa kuti pagadzirwe makore vanofanira zvinotevera mapepa:

• Pasipoti (yepakutanga uye kopi).
• FAQ nezvokukosha voruzhinji mumwedzi kare avhareji mari.
• FAQ pamusoro chaiyo nzvimbo mugari rehurumende pambiru.
• FAQ maererano kugadzwa akare-zera basa mudyandigere (urema), apo imwe mari zvinoratidzwa.
• A kopi basa nhoroondo mushandi wehurumende.
• Kopi murayiro pamusoro kudzingwa mamiriro vashandi batana.
• A kopi kadhi.