Art. 395 of Civil Code. Mutoro kukundikana mari mutoro

Mutoro kukundikana chero mari mutoro zvaitaurwa pari Russian Federation mutemo. Kunyanya nokuti zvisiri pamutemo kushandisa vamwe vanhu mari zvirango zviri kuisa Art. 395 of Civil Code. Nokuti mashoko ari munyaya ino inogona kuwanikwa pazasi.

kuita chengetedzo

mari yose sezvakaita iri zvoupfumi turnover, uyewo zvavo zvinangwa, dzavo yokuenzana mimwe huru zvinhu nevamwe kuti nyaya imwe mari mutoro. chinhu ichi ane chaizvo zvivako, uye saka kudiwa basa zvikuru yamunogara murau, achiuya kana vasiri mari mutoro uri muropa. Art. 395 of Civil Code nokumwe kutaura chaizvoizvo inorondedzera anodiwa mashoko uye nemamiriro, yakaitirwa waidzora kuita kwakadaro. Nyaya iyi inoita kuti zvirango yakakodzera vasiri kutevedzera mitoro vari mari.

Mujinga kuita

Sezvo zvinogona kuitika kutyora imwe mari mutoro? Sezvingatarisirwa, chete fomu rimwe - iri pokumbononotswa mutsividzo yose mari kana chikamu chayo, zvichienderana nezvinotaurwa zvinhu zvaitaurwa mapato ari kondirakiti. Ichi risiri muzvizhinji uyewo rinoisa vaitire mu mubvunzo oga pamusoro dzimwe mitoro.

Saka, chikonzero kuunza munhu vakakanganisa mari musengwa, kuita kuchava chokwadi vasiri mutsividzo mari pane imwe nguva pedyo mapati. chikonzero ichi chinobata pokugadzwa chikwereti kuita uye kushanda Art. 395 of Civil Code uye kwete nenzira iyo akashandisa mari - pamutemo kana zviri pamutemo.

nokurasikirwa

Mumazuva ano pamusika ukama, inovakwa upfumi yanhasi, munhu aidaro bhizimisi, kana munhu entrepreneur kana zvokutenga sangano, nguva dzose anoshandisa mari ndezvake. Kazhinji invests izvi mari dzokushanda guru, uyewo zvimwe mabhizimisi zvinangwa zvinokosha. Ari zvikuru nyaya vanamuzvinabhizimisi akaisa mari mu mari kumasangano izvozvo deposits, uko vanogamuchira imwe mari. Kuri kuti chikwereti haridzokeri munhu akadaro pamberi mari saka asingadi mitoro yake wacho entrepreneur kana sangano pane chishoma mari, yaakanga tichitarisira. Haangagoni kutumira mari kuti kukura kana dzigadziridzwe mubhizimisi, uye mune mamwe mamiriro ezvinhu zvingava hwakazara yakawanda kukuvara, kana kwete pokuwa bhizimisi nyaya. We akakweretesa zvisina chikwereti anoramba chete nzira tidzivise kukuvadza, kwava mari loaned. Kazhinji, Entrepreneurs vari kutendeukira kuna nawo mabhanga, izvo vanozivikanwa chikwereti ichi zvinoda remuneration kwavo wakaumbwa imwe chikamu mari yakagamuchirwa. Heano mamwe mubereko unyanzvi. 395 of Civil Code, uye vachaitwa sevanhu kurasikirwa iyo akakonzera defaulting ngava mukweretesi, haasi kuzadzisa ayo mitoro. Kana akapa mari iri nguva uye nenguva, akakweretesa haana zvinoda kushandisa kuna Bank. Saka, kurasikirwa inofanira ndanyarara hangu nokuda violator ane mari mutoro.

No vanofanira kuratidza

Kana isu mberi kubva zvinoreva Art. 395 of Civil Code, izvo yacho. mukana pakutevedzera Masimba akakweretesa zvinoda kwake chikwereti muzana kana mari musengwa anobatwa chibharo, kuti muparamende asingadi hake mukweretesi yokuratidza kuti chaizvoizvo akanga akaita chero kukuvadza yakadaro. Mune mamwe mazwi, mukweretesi Haaiti zvisimbiswe atawana kwaakashandisa akabhadhara kufarira kubhangi, pashure akamanikidzwa kuwana chikwereti. Zvisinei, haufaniri kuratidza kunyange kuvapo chikwereti, iyo aifanira kutora nokuda kutyora mitoro yacho nechikwereti.

Ukuwo, mukweretesi haafaniri kutakurwa uyewo kuita kuratidza chitsama mari mutadzi wazvipira kuti ndakagamuchira, uchishandisa mari vamwe vanhu illicitly. Uyezve, akakweretesa ane kodzero nekuripira kukuvadza, pasinei chokwadi kana chikwereti akashandisa asiri kudzoka mari, kana kubva kwavari chero purofiti, kana mari vakawanda havana kushandiswa.

bhangi mubereko

Kunyange zvakadaro, kuti womunhu anomukweretesa Nokurasikirwa vachava achine chinhu kuratidza. Ndiwo uwandu Bank mhindu, iyo anoshanda munzvimbo nzvimbo sangano kuti akapa mari kuti chikwereti, kana munzvimbo mukweretesi-mugari dzokugara. Zvisinei, kuwana uchapupu hwakadaro haina chokuita chero matambudziko, chitupa Bank mubereko prices pasina matambudziko anogona kuwanikwa kubva sangano zvemari chakadai. Kubva pfungwa nemaonero mumutemo kusarudza uyu zvikuru zvinonzwisisika. Regai kupinda nguva mari akakweretesa, sezvinoita mutemo, uende pedyo kubhengi bazi kuti processing chikwereti. Kazhinji, mubhengi kwakadaro kutoshumira entrepreneur ichi.

Kusiyana mutemo yapfuura

Zvinofanira kucherechedzwa kuti nyaya itsva. 395 of Civil Code asingaverengerwi kumisa chairo chitsama kufarira kuti yatyora mari zvinosungirwa ari mugari kana sangano anofanira kuripa chikwereti chake. Kana simba ichi kusvikira Civil Code uwandu mubereko anoratidzwa, zvino yakasimbiswa chizvidavirire chimbadzo pakati kubhengi.

Bank zvazvingava

The dhisikaundi mwero kuti bhangi mubereko - chii? mitemo Civil havabvumiri tsanangudzo iyi chero Decryption, vachifunga kuti zvakakodzera inobva zvatinosiita pfungwa mari mashandiro, pasi ayo kushumirwa muchichinjana. On hwaro ichi, zvinokwanisika kugumisa kuti munyaya ino rinoti iri prices kuti inoshanda panguva iri pamusika mari. Nemamwe mashoko, prices aishanda ne nemabhangi kana kupa zvikwereti kuti vatengi.

Kufungisisa diversification ose pamusika mari, panguva kutsunga prices vaiona Hapana mubvunzo kuti kufungwa nezvazvo zviri chokuita vaitire atyora. Chimwe chaizvozvi, Chokwadi, nguva kunze komutemo kushandisa mari, kukosha chikwereti. Muzviitiko apo mukweretesi nyika iri akawanda mari siyana masangano pamwe kufarira mumwe nomumwe wavo vakasiyana mumwe, mwero Art. 395 of Civil Code akashandisa paavhareji, akaratidza kuva chikamu pa annum.

The kukarukureta kuti bhangi mubereko

The Civil Code rinotsanangura Kazhinji, pahwaro izvo uwandu mubereko dzaona panguva musi kana mari zvinosungirwa zvichazadziswa. Zvisinei, zvinofanira kuzivikanwa kuti kubhangi mubereko asi zvakasimba pachena kune ose zvakasiyana. Naizvozvo, kana chikwereti kubvumira kunonoka refu, pane ngozi yokuti akakweretesa haana kugamuchira zvakakwana muripo nokuda Nokurasikirwa chakakonzerwa namaneja kunokonzerwa kubva kutyora ane mari mutoro. Pakadaro, ari muparamende anopa mukana kuti chikwereti kuti ikwidzwe kutaura pasi Art. 395 of Civil Code raisanganisira kutaura nazvo inobva pamahombekombe prices akapararira pazuva pasi kwakadaro kutaura. Inogona kunobva chikamu kudiwa uye pazuva rimwe mutongo. Chero zvazvingava, kusarudza sei kuzviisa pasi vavo zvinodiwa kunobva womunhu anomukweretesa.

Mumwe chikamu chesungano

Normative chiito Dzakaumbawo kuti chitsama mubereko zvichawanikwa kubhadhara chikwereti anenge kunonoka mari mutoro inodiwa inogona vakatsunga kwete chete nemurairo, asi vo chibvumirano vemapato. Zvichida, nokufamba kwenguva, vakapiwa zvinowanzoitwa mitemo kuti liberalize nayo, mamiriro ezvinhu apo kufarira achapiwa ushandiswe nomurayiro, uchaderedzwa zvishoma nezvishoma kushoma.

Contractual chimiro dzokuziva kufarira kwakadaro kuwana kuwedzera kushandiswa mune zvebhizimisi mabasa vamiririri zvebhizimisi. Izvi imhaka yokuti Lenders uchiedza kuderedza pangozi dzavo pamusoro colour kuti kusagadzikana munyika zvinonyatsorehwa kukura kumusika uye ayo kugara nokufamba. Zvichakadai, kunyange mitemo uye regai kuisa chero rairambidzwa chitsama mubereko kuti zvingaoneka ari chibvumirano pakati mapato (chibvumirano), izvi hazvirevi kuti vechikamu dzevagari ukama vanogona kusarudza navo nenzira zvemasanga mari. Nokudaro, Civil Code rinorondedzera zvimwe mukati iyo kodzero dzevanhu anogona kushandiswa. miganhu kwakadaro Somuenzaniso, zviri kuisa kana kodzero vanorovedzwa tikadzivisa makwikwi kana richishandiswa kureva nzvimbo imwe sangano.

Tsika dzamavanze

Court tsika muchidimbu vehurumende kukakavadzana zvevakomana ndeiyi. Muzviitiko apo makaita mapato vakabvumirana pamusoro ezvinhu mairi, iyo nyaya kutyora mitoro kubudikidza nechikwereti mukweretesi angachajwa chirango kwaari pasi Art. 395 of Civil Code - mutongo, ipapo pashure havazokwanisi kuti zvakawanda uye muunganidzwa afarire zvisina vamwe vanhu mari. chinzvimbo ari kuyananisa Matare kwakadaro nokuti kuti, maererano dzemunharaunda ari Civil Code, hazvibviri kumanikidza zviyero zviviri akafanirwa nechikwereti nokuda chete mhosva.

Kana kurasikirwa zvikuru mubereko

Zviri chaizvoizvo chidzoke yakadaro ezvinhu apo chikwereti kuna mukweretesi chingamuita Nokurasikirwa zvakadaro, izvo kashoma akafukidzwa kugamuchira mari, dzakava sezvo mubereko. Mumamiriro ezvinhu akadaro akakweretesa anosungirwa uchapupu chokwadi ichi, kureva, anofanira kuratidza kuti kurasikirwa akanga ane yakakura saizi. Panguva chisarudzo munyaya dzakadaro nematare kushandisa mukuru nemitemo mutemo dzinoshanda kuita kuti kutadza kuzadzikisa mitoro. In tsika, mamiriro ezvinhu akadaro hadziwanzowaniki. It anokonzerwa chokuti kumahombekombe mubereko rate nokufamba kunyanya kuratidza zvoupfumi zvinhu kuitika munyika, uye ichi, akavapindurawo, anogona kuve hwaro nokuzvininipisa kwedu zvimwe zvinodiwa akakweretesa pamusoro muripo mimwe kukuvadza. Saka, sezvo vakadaro zvingakonzera kuva depreciation mari mitengo pakupedzisira.

Shoko rokuti, iyo inotanga -bereka mubereko

Zvinozivikanwa kuti kufarira rinowanikwa pamberi chaiko kukarukureta musi chikwereti pamwe nechikwereti. By mutemo kana chibvumirano vemapato, ichi nguva anogona achapfupiswa. Nhambo panguva iyo kutanga kuchaja kufarira, ari muparamende haripinduri kuisa.

Zvisinei, zvinofungirwa kuti dzemaitirwe ounyanzvi. 395 of Civil Code yaifanira kubvira kukanganisa kodzero mukweretesi kuti vagamuchire mari yavo. Somuenzaniso, kana chibvumirano pakati mukweretesi uye chikwereti apererwa nenguva kutamira mari zvakananga chokutanga, accrual kufarira zvinofanira kuitwa zuva mushure default wechipiri. Uye avo ezvinhu apo zvamaisungirwa akasimuka nechikwereti mushure okutambirwa mukweretesi kwokuti, ari accrual kufarira yaifanira kubva pamugumo nguva rinowanikwa nokuwedzera kuti musi chikumbiro nguva inowanzodiwa kuti aurayiwe pakati Zvinotaurwa chikwereti.