Cashless mari - chii ichi, uye sei basa?

Cashless mari - zvinoita kuti mari, rakamiswa pamusoro pamahombekombe nhoroondo, pachena assignable chaiko kana juridical vanhu uye kushandiswa navo mari kutenga, mabasa kana mari kwema. By bhangi mari turnover vari zvachose kubhadhara zvose akaita pasina Banknotes akadhindwa. Nemamwe mashoko, mari akavhiyiwa kunze achishandisa zvinyorwa zvakakodzera nenhoroondo payers uye vanogamuchira pasina kushandisa mari.

The musimboti uye chinangwa vasiri mari

The mabasa asiri mari mari hapana chakasiyana ehupfumi Mari, saka avo chinangwa kunorondedzerwa shanu zvinhu:

1. mari pachiyero. Zvinonzi akaumba panguva kureva paumbwe mitengo, mari nenhumbi, runoratidzwa mari nemashoko. Nokuda kwaizvozvo, nhumbi akafananidza. On PRICING kuchinjwa ezvinhu okuwana uye exchange. Kuti kukwanisa kuenzanisa mitengo, unofanira kuuya nazvo rwakafanana dhinomineta kana chimwe chikwata yakayerwa.
2. Means wokufambisa. Kuratidzwa kukosha nenhumbi hwemari ukoshi zvakakodzera kuti Implementation kwavo. Uye kana musika ukama exchange kwenhumbi uye mabasa hazvibviri pasina mari intermediation.
3. Pachishandiswa muripo. chinhu ichi zvinosanganisira yapfuura. With kukura mbiri vachiwedzera simba uye asiri mari kubhadhara chete kunosimbisa chinzvimbo chake.
4. mutengo mari. Paumbwe kuchengeterwa
5. World mari, mari, kushandiswa munzvimbo dzakawanda.

The Inonyanya kubata upfumi yanhasi zvitatu Mabasa chete: nzira muripo, mari uye mari pachiyero. Uye mari sezvo svikiro zvokutsinhanisa taramuka kupinda necheseri. Zvikuru kubatsira hurumende iyi isiri mari mari. chokushandisa ichi hunowedzera akakodzera Masvomhu.

Kuitisa cashless kubhadhara

Saka, kufamba mari uye asiri mari mari yakasiyana. Asi hapana akaoma isiri mari kwema. The mashandiro sei mari vasiri mari iwayo segirazi. Just runodiwa huwandu rinobviswa munhoroondo imwe uye zvikanzi mumwe. anotamisa akadaro haasi zvinogoneka pasina kutora chikamu mabhanga, asi ivo zvikuru aivabatsira kufamba mari. No vanofanira kuva mazakwatira mari uye kuitira vakachengeteka zvavo. Nzira iyi ndiyo yakanaka mabhizimisi kwema.

Types vasiri mari kubhadhara

mari Cashless - zviri mari, yaingoda vavabatsire muchimiro vhidhiyo:

• Payment hurongwa. Gwaro anoita kubhangi uchatamisa akati mari kubva munhoroondo payer kusvikira wacho.
• Tsamba chikwereti. Special nhoroondo, inova mari yakakwana nokuda kwokuripirwa zvimwe zvinhu uye mabasa, izvo hwakatamisirwa mutengesi chete mushure kutsigira zvinyorwa azadzike ezvinhu enyika kutengeserana.
• Collection hurongwa. Rinoshandiswa kuti chikwereti muunganidzwa. The munhu anoti chinhu ndechake anofanira pasi kubhangi magwaro anodiwa kusimbisa kwake kodzero yekuwaniswa homwe nechikwereti.
• Checkbook. Izvi mhando anogona kunzi kune mari-cashless kwema, sezvo mari iri hazvo rinoshandurwa kubva munhoroondo anaro iri kuongorora kuti nhoroondo mutakuri cheki, uye unogona kupiwa mari, asi chete kuti huwandu yaiitwa muridzi nhoroondo chequebook they.
• mari Electronic. Mhando idzi vasiri mari anotamisa iri rakatangwa kubudikidza Mediation mari kumasangano vanofanira kufunga zvose zvinodiwa mutemo.

Anotonga uye anoita sangano vasiri mari yesangano of Central Bank of Russian Federation. Kazhinji, kushanda kunze pamwe nenhoroondo mukati munyika, vari rwezvemabhengi mazuva maviri.

Electronic mari

Vasiri mari mari uye vari zvinowanzoshandiswa achangopfuura makore yemagetsi mari. mukana wavo chikuru runoonekwa kuti mufambo. Vanewo kushandiswa kubhadhara zvinhu uye mabasa. You kushandisa chero nguva, kubva pose. The chete zvimiso kuwana mari yakadaro Kuwanikwa Internet nyore.

Turnover zvemagetsi mari kunoitika kuburikidza Mediation rwevamwe mubhadharo hurongwa. Vanogona dzishandise chero mamwe Rules nokuda Treatment mari, asi izvi zvinodiwa isingapesani ezvinhu vakaisa pasi Central Bank. Kutaura zvazviri, e-mari, sezvo mune dzimwe vasiri mari kwema zvaive kubva munhoroondo mumwe.

Cashless vagari Masvomhu

Vanhu vanoshandisa kusiyana mari makadhi izvo zvinogona, akavapindurawo, debit, zvikwereti, kana kunyange yakavhenganiswa,.

Makadhi vanoiswa rwezvemabhengi zvivako yakabva yeGmail.END_STRONG pasi zvimwe zvinhu uye vanoda dzosera. Nokuti kusunungurwa kadhi iri zvazvakaipira uye munhu wacho solvency chinhu chibvumirano umo zvose zvaitaurwa ezvinhu kuti kushandisa ichi chikwereti chigadzirwa.

Debit Makadhi inowanzoshandiswa nokuda kwezuva nezuva kwema: mari withdrawals, mubhadharo zvinhu, mari kutamiswa. Asi izvi zvaitwa chete mukati yeGmail.END_STRONG romunhu mari, pasina kunobatanidza Bank mari. Makadhi kwakadaro zvinoshandiswa Payroll muzvirongwa.

Mixed makadhi vanoita zvakafanana mashandiro ave debit, asi vane zvishoma overdraft, kureva nemamwe (chikwereti) mari. Overdraft mari waiti pamahombekombe yoga.

Kusiyana asiri mari kubhadhara

Tose tinoziva kuti dzaona kushanda mabasa kana paine mari. Non-mari siyana mari vane maitiro avo.

Musiyano mukuru iri pamberi kubhengi. Kuwedzera mutengesi uye mutengi, vose akavhiyiwa vari pamwe uye akatarisira sangano zvemari kuvhura account.

Zvakanakira nekuipira

Kuchinjwa mamiriro ndedzinotevera zvakanakira:

1. kwema All pamwe mari vari munhoroondo vanotsigirwa pamahombekombe zvinyorwa, saka unogona chamber uye kuratidza, kana zvichidikanwa.
2. Pane mukana mawa siyana kwema zvemari kunyange chikwereti yakawedzerwa mari uye makomisheni.
3. Hakuna mukana panguva counterfeiters yekubvisa Banknotes.
4. Akaderedza okuchengetera mari, chizvidavirire neyokufambisa mari.
5. Unlimited pasherefu upenyu mari mubhengi nhoroondo.
6. No vanoda kutenga uye tiine mari mazita.

Asi aripo asiri mari hurongwa Masvomhu nekuipira, kusanganisira:

1. Kuripwa mari nokuda Mediation basa kubhengi.
2. Danger unyanzvi kukundikana kuti zvichaita kuvhara mari uye kuvaita zvisingabviri kutsausa.
3. Kudiwa kugara mari rikabudisira vachinyatsoziva kubhadhara rwezvemabhengi mabasa uye zvimwe zvinokosha, ndizvo zvakavaomera Entrepreneurs diki.

Zvisinei, asiri mari mari - zviri nyore, uye pamwe chete zvakanaka kusvika uye kusarudza kubhangi kuti zvinhu zvisingafadzi zvinogona kushoma.