Ndezvipi muripo hurongwa? Cash uye asiri mari. Payment hurongwa

Munyika yanhasi pane zvakasiyana-siyana muripo mabasa uye zvinhu. Ngatitaurei pamusoro payo uye kunzwisisa kuti Billing hurongwa mhando zviripo.

Tinotsanangura vamwe mazwi

Saka chii ndiro muripo hurongwa? Wakaisa ichi nesangano maitiro, nezvimiro, nzira, kuvandudza maitiro usapinde kutenderera. Kutaura zvazviri, akawandisa contractual ukama, mitemo, madzidzisiro, hunoita zvachose vose vatori vechikamu kuti aite kwema zvemari uye kugadzirisa pamwe chete.

Ndezvipi zvinangwa mubhadharo enyika?

Payment hurongwa kuita nhamba mabasa:

1. Vakachengeteka uye akarongeka oparesheni.
2. Kuvimbwa, iyo inosimbisa kusavapo chero Kukundikana muripo hurongwa.
3. Fast uye mari kugadzira workflows.
4. Honest kusvika rinonangana ose anodiwa zvinodiwa.

Kazhinji, nokuti chero maitiro akadaro chikuru basa iri kuitira simba kweupfumi turnover.

Nomumwe zvinhu muripo hurongwa chaizvo chaizvo zvakabatana. ukama hwavo rinoitwa maererano nemimwe mitemo, izvo akanyorwa mumirau ehurumende. Russian basa muripo gadziriro anobva pamutemo nhumbi nawo zvinoitika inoshanda. Ivo inodzora chine pachishandiswa anodiwa kuti marongerwo uye Implementation kuti mari anotamisa kubva mumwe counterparty kune mumwe.

Pakazosvika nzira kuti muripo gadziriro dzingasanganisira siyana cashless mubhadharo, mitemo muripo magwaro uye zvose zvokurarama zvinoshandiswa pakukurukurirana (software, internet, foni mutsetse, Hardware).

Zvinhu mubhadharo nehurongwa

Payment hurongwa ine zvinotevera zvinhu:

1. Masangano aidaro mari kutamiswa, nokuripira pamusoro munataisireva zvemari.
2. Mari zviridzwa, uye hurongwa kuti zvinopa mari uchatamisa pachayo pakati counterparties.
3. Contractual ukama Dare zvakakodzera uye yakajeka nzira vasiri mari kubhadhara.

zvinhu zvose zviri kugarwa gadziriro iri akatibvunzisisa rwakabatana mumwe, kudyidzana kwavo kunoitika maererano nemimwe mitemo, enshrined apamutemo. Kuchengetwa kwavo kunokosha kuvatori vechikamu vese.

mubhadharo nzira

Maererano Article 140 vari Civil Code of Russia, kubhadhara munyika yaitwa zvose mari uye vasiri mari. Tinogona kutaura kuti vose vari rakakamurwa mhando mbiri. Ngatimbotaura zvakawanda pamusoro pavo.

Cash kugarwa hurongwa kunosanganisira kuripwa zvinhu uye mabasa nokutamisa mari kubva muruoko kuisa. Muupenyu hwezuva nezuva, mumwe nomumwe wedu anotarisana ichi.

Payment nokuda pamahombekombe kushandisa kunoitika pasina kuvapo Mari, pachinzvimbo mari vachinge nhoroondo kana e-chikwama.

Ndezvipi nzira pakuverenga mari?

Saka, pane nzira dzakawanda kubhadhara iri mari. Ngatitaurei wozvinyora:

1. "Nalichkoj" mumahofisi, vachishandisa rekutakura kana nokutamisa mari kubva mutengi kusvika executor.
2. Achibatsirwa anozvipira basa zviteshi Qiwi, "CyberPlat®", "JCB" uye vamwe vakawanda. Man anosarudza kuratidza basa kuti anofanira, uye anoita manotsi inouraya. zviteshi yakadaro inobhadharwa zvinenge zvose basa uye kunyange kwezvikwereti.
3. The ATM kuva mari panosvikira chaitika. Zvakare, ndiye anosarudza aida oparesheni inoratidza chinangwa muripo, akasuma zvikwereti.
4. Cash mune mabhanga kana mumhanyi mahofisi. Vazhinji vanhu mudyandigere zera vanosarudza kubhadhara kuruzhinji mabasa ikoko. Kuti aite izvi, iwe chete unofanira kupa muripo kuti kana kungoti kuti vazivise mashoko ari munhu anoyamurika, uye mari yacho keshiya.
5. Chimwe yakakurumbira munyika muripo - anotamisa (somuenzaniso, achishandisa nemakambani "Golden Korona", "Mutungamiriri"). Nokuti yokugadzirwa kwawo, anongoti enda kubazi akasarudzwa, kupa mugamuchiri Data uye kuti mari.

Non-mari mubhadharo

Non-mari kubhadhara inogona kuonana uye contactless. Ngationei kugara navo kunyanya akadzama.

1. Masvomhu kushandisa makadhi ane simba rinonzi magnetic ubvise - ndiwo inonyanya kufarirwa sarudzo panguva. Zvisinei, izvi kubhadharwa nzira vava zvishoma nezvishoma kutsiva yakachengeteka zvikuru Chip nemakadhi. Kuti kutenga, zvakakwana dzinoisa kuti chirwere kana kuiita kubudikidza muverengi. Ipapo murume akasiya kupinda PIN yenyu, uye mari vachaenda nekuda kwake. Ndizvo zvose nhumbi vanobhadharwa.

2. Payment kushandisa mapurasitiki "Mastercard" kana Visa. Izvi zvinowanzoitika chaizvo mhando contactless kutenga. Kubhadhara chete zvakakwana kuunza kadhi kuti chirwere, uye nhumbi zvichabviswa kubhadharwa rwoga pasina mbambo remitemo. Chokwadi, kuti kukarukureta urwu nyore chaizvo. The chete drawback ndechokuti uwandu muripo rimwe kutenga haagoni kuva anopfuura chiuru rubles. Saka, kana uchida kutenga zvinhu zvaikosha Somuenzaniso, zviuru zviviri, zvino kubhadhara asiri kuonana nzira hakushandi. Unofanira dzinoisa kadhi kupinda chinouraya uye vachiri kupinda mbambo remitemo. Nenzira, cherechedza kuti havasi vose zvitoro vane zvakakodzera mudziyo.

3. Pane mukana kubhadhara nokuda kadhi details. Izvi zvakare asiri kuonana nzira. Kakawanda rinoshandiswa kubhadhara paIndaneti kutenga. Ko kutengeserana? Unofanira kupinda zvakafanira mashoko makadhi mumunda. Izvi zvingava Somuenzaniso, last zita, kuchengeteka yekubvuma. Mushure achizadza kunze mashoko zvichiripo kuzosimbisa oparesheni pachayo. Pashure paizvozvo, mari achanyorwa akabviswa nekuda kwako.

4. kubhadhara nokuda zvemagetsi mari ane paIndaneti chikwama "Yandex", Kiwi, Webmoney. Kubhadhara zvinhu uye mabasa, unofanira kuvhura pachedu nhoroondo mubhadharo hurongwa uye kuita Masvomhu kana kuti kubvisa mari, pamwe mashoko kambani.

5. Payment kuburikidza maserura pamwe NFS rwokugadzira. Kutaura chokwadi, ichi asiri kuonana nzira hakusi nevakawanda kwazvo Russia. The inokwanisa kubhadhara kushandisa mharidzo Mobile kuti kuverenga mudziyo unokosha. Kuti kukwanisa kushandisa basa iri, unofanira kutenga SIM kadhi inotsigira NFS-zvigadzirwa, uyewo kuisa mune imwe foni kanyanga. Pashure paizvozvo, kuti Masvomhu kunogona kuitwa pamwe chete kubatwa nokushandisa kune Mobile inouraya. Mari achanyorwa akabviswa Nhoroondo smartphone. Kunyange zvazvo Russian Federation, Sezvambotaurwa, kushandisa zvigadzirwa kwakadaro hakusi zvakajairika chaizvo panguva iyi nzira yaunogona vachiri kugadzirisa muna Moscow Metro.

6. Bank anotamisa vachishandisa Internet rwezvemabhengi. Izvi zvakare nzira cashless muripo mabasa uye acquisitions. Kurishandisa, unofanira danda kupinda Internet pamahombekombe, kuwana muchikwata rworudyi, kupinda mashoko, uye kusarudza nhoroondo yokubva mari. The oparesheni kunosimbiswa pakatanga bumbiro.

Munyika rinofarirwa kupfuura mubhadharo hurongwa vachiri vasiri mari kwema. In kwavo nyasha hakusi chete nyore uye kumhanya Implementation wavo, asi kuchengeteka kwakakwana panguva vade mutengo.

Imhandoi kukarukureta nani.?

Chokwadi, electronic mubhadharo maitiro rinobatsira zvikuru uye yakakodzera, pamwe divi chero munotarisira. Inoita nokukurumidza vatenge, huve nyore yose mubhadharo rikurumidze. Uyezve, mari vari kuderedzwa. Heuno muenzaniso nyore, kana vatengesi nevatengi vari munharaunda dzakasiyana. Pasina kushandiswa cashless mubhadharo pano kuita. Asi vose pachena makomborero ezvidzidzo kunogona, chete vane pamwero zvigadzirwa, tsika uye dzidzo. Kare, kuti pakutanga akazviratidza mari. Non-mari kubhadhara haapo pamberi, uye vaisagona kuva. Padanho kukura nzanga uye zvigadzirwa nyore haana kumubvumira.

Nhasi, mari chaiyo nemisha vari maitiro chete zvikuru shure nyika. Nyanzvi yokudzidza kunoratidza kuti asiri mari muripo gadziriro kubvisa mari kubhadhara mune ramangwana.

Chii muripo hurongwa?

Kudikanwa kubhadhara nokuda pamahombekombe kuchinjirwa panguva kwakatungamirira kuti paiva muripo gadziriro nemabhangi kune mumwe, sezvo mitero uye kuagamuchira kushumirwa akasiyana zvemari masangano. MuRussia, nokuti anotamisa pakati pemahombekombe yakanga yakataurwa yeRussia mubhadharo hurongwa. In neimwe nyika anoronga yayo kuchengeteka zvivako uye kukurumidza turnover mari rehurumende. Pamwe chete vanoumba dzakawanda mubhadharo hurongwa. Nokuda basa iri zvichibvira hukama pakati penyika dzakasiyana kuti kazhinji mumakondinendi siyana.

panzvimbo imwe epilogue

Pari upfumi chero nyika iri hombe rakakura richikurukura ukama vakawanda nyaya yaisanganisira mariri. Panobva ukama zvose, oddly zvakakwana, ndivo Masvomhu siyana uye kubhadhara, vangadai hazviiti pasina sangano zvakajeka kugarwa hurongwa.