Inishuwarenzi mitemo chevatariri kwose

Kupindana pazororo, vamwe vashanyi vasingateereri kana kungoti kukanganwa kuita inishuwarenzi itsika. The inonyanya kururamiswa nokuda vachiti chete haana kuzviita. Tichifunga izvi, makambani inishuwarenzi vakatanga kutora rokutanga matanho kukura Internet nzvimbo, kupa ayo vatengi ngaateme inishuwarenzi mutemo pasina pamba. Zvino inishuwarenzi nokuti vashanyi makismalnaya kuva iripo.

Muna US uye Europe, tsika iyi yave kumativi kwemakore anoverengeka, asi ari pamusika wokuRussia kambani inishuwarenzi wokutanga kuti ape mutemo kuti akaenda kunze kwenyika yava paIndaneti "Renaissance Insurance". Pamwechete "Tinkoff Credit Systems" kwakatanga uye rakatangwa dzakasiyana zvigadzirwa, nemhaka iyo chirongwa kunyoresa inishuwarenzi gwara haatori maminitsi anopfuura mashanu.

Imwe kambani, simbiso vaifamba kwose iyo inogona rakapa paIndaneti - boka inishuwarenzi anozivikanwa Swiss Zurich Insurance. Nhoroondo kambani yakatanga kusvika 1872 uye nhasi ndiyo imwe mukuru uye vanoremekedzwa zvikuru inishuwarenzi makambani munyika. Today Zurich kushumira vatengi munyika dzinopfuura 170 pasi pose. MuEurope, North America, Asia-Pacific uye Latin America, kambani ine mahofisi. Zviri nyore chaizvo kuti vatengi, nekuti anenge kwese munyika tourist vanogona paInternet rubatsiro uye zano. vashandi chekambani vanotaura mitauro yakawanda, kusanganisira Russian.

Chokwadi, ichi zvakanaka chaizvo akanaka nokuda vashanyi Russian. Makambani Vose vari kuremekedzwa nekusimba pachavo vari pamusika inishuwarenzi. Asi chokwadi chokuti inishuwarenzi inogona wakabudiswa mumaminitsi mashoma pane imwe nguva yakakodzera yokuti iwe, chete zvinowedzera kutendeseka kwavo, uye vafambi - zvivako.

Zvino, kunyange kana iwe vakakanganwa kuti ape mutemo pachine, pane nguva dzose mukana kuita kudaro, kunyange pazororo. Asi havatarisiri kuti unogona kugadzira mutemo apo insured chiitiko kunoitika. Pano akakurumbira Russian "Zvichida!" harizovi kubatsira. The inishuwarenzi inofanira rakapa pachine.

Uye pakupedzisira, vamwe mitemo, sei kuwana inishuwarenzi, chii hayaizosvika okoazalas zvinobatsira:

• Pakuita yeinishuwarenzi gwara vaifamba kunze kwenyika, teerera kana pane mutemo inishuwarenzi yoga chidimbu kupa mamwe mari chokuita pamusoro-nzvimbo kurapwa (yaitsiva kudzoka matikiti, mamwe pekugara uye zvichingodaro - mu sluchaeneobhodimosti Somuenzaniso , refu kurapwa mukamuri).
• Tsvaka chii chinobatanidzwa mu inishuwarenzi kuti vashanyi. Makambani kupa dzakawanda inishuwarenzi mikana. The chikuru pasuru inofanira kusanganisira: kwechimbichimbi kutarisirwa panzvimbo imwe nyaya inishuwarenzi, kuripwa kurapwa kunze kwenyika, mubhadharo mishonga kushandisa chaiyo zvokushandisa, inishuwarenzi youpenyu. More mazhinji Mabhokisi ingasanganisira mubhadharo kana yokuremara uye mari yacho mari chaiyo zvokushandisa, uyewo zvokufambisa rechipfuwo uye shamwari yake pamba.
• The miganhu zvezvinotaurwa kambani yacho inishuwarenzi. Kana achiita mutemo kuva nechokwadi kuti kutaridzwa nyika apo uchida kuenda uye nechokwadi chokuti mashoko aya ari apinda kondirakiti. Kana urongwa wako rinosanganisira kushanyira nyika dzinoverengeka, kuataura ose.
• Tsvagurudza nhamba dzorunhare, izvo vanofanira dzitaure iri zvinoitirwawo chiitiko insured, uyewo kero zvokurapa masangano, vangava navo, hyperbaric makamuri phones, uye Chikurukuru - kubhadhara kana kamwe zvako zvose ishandise kambani, kana iwe chinhu zvinoitika kwaanogara. Uye imi mose kuziva pachine rwacho.

Uye Chikurukuru - yeuka kuti kana ukatenga yeinishuwarenzi gwara vafambi, munoita makambani kwete 'mupinduriri' inishuwarenzi, uye kuzvidzivirira kubva hassles uye zvisingatarisirwi mari, izvo, sezvo zvinoratidza, unogona kusvika makumi kana kunyange mazana ezviuru zvemadhora.

Nakidzwa zororo renyu!