Kukarukureta kare-zera mudyandigere, kana funga pachavo mudyandigere wavo

Basic Pfungwa pakuverenga pensions

Kukarukureta kubva kare-vezera mudyandigere anoitwa maererano noMutemo № 173-FL vagamuchirwa neHurumende Duma muna December 2001. Murayiro inorondedzera dzinokosha Dzidziso dzakava mudyandigere akadai urefu basa, inova inishuwarenzi. It Inonzi nguva iyo munhu akabhadharira kupinda imwe mudyandigere mari zvipo. Zvichienderana ichi Zvinofungidzirwa yakawanda mudyandigere guru uye ipapo kukarukureta hwakagara nzira nokuda kukarukureta wekare-zera mudyandigere.

Misi uye zera mudyandigere accrual kunobatanidzwa dzemaitirwe fomura

Kukosha mudyandigere kunobva mari chikamu uye inishuwarenzi. The Chikamu inishuwarenzi - zviri ose basa, akasimbisa basa zvinyorwa pensioners ramangwana. Murayiro sechinokosha iri ukuru pandaishanda zvose muRussia uye kunze. Zvinofanira kusarudza nguva ino raanotaura murayiro (Article 10, ndima 2). Nyaya rinoronga 11 nguva dzakasiyana kushanda kuti anogona vanobatanidzwa munguva inishuwarenzi.

Kukarukureta kare-vezera mudyandigere anobva chikuru chikamu mudyandigere mari (zvinonzi wakasiyiwa Hurumende Russian muna 2012 ndiyo GAC = 3170 rubles). Kana mhuri ine paanofa, kuti warhead achava zvakawanda (zvichienderana neuwandu paanofa uwandu inowedzera). Mujinga mugove kunosiyana-siyana pamwe Kunyanya nzvimbo basa (zvakanyanyisa rwokumusoro, bhizimisi ngozi, etc.), izvi zvinoratidzwa Mutemo, Article 14. Rangarirai kuti kushandisa kuti kuverenga pakati pensions vanofanira pachine mwedzi kuti vaviri kana vatatu kuti zera kungoitika, kunorondedzerwa mutemo.

The yemaitiro of inishuwarenzi

The yemaitiro of inishuwarenzi chikamu - MF (ndiko yaunganidzwa kukarukureta) = PC / T. Ndicho hwaro dzemaitirwe vekare-zera mudyandigere. PC - ndiyo imwe yakawanda mudyandigere guru, iro rinowanikwa chete zuva iro munhu chinoshanda nokuti accrual ari pamudyandigere mudyandigere. Munguva yemaitiro, tsamba T ndiyo nguva apo Zvinofungidzirwa kubhadhara mudyandigere ndiko wakaiswa kuwanda 216 mwedzi. PC number vakawana panguva Masvomhu.

ugari nguva

Chakaomesesa Chikamu - kuti zvakarurama huwandu mudyandigere guru kana muchipinza yako kukarukureta poukuru yekare-zera mudyandigere. The yemaitiro nokuti pakuverenga mudyandigere guta rinorondedzerwa Article 30 noMutemo, uye kunotsanangurwa sezvinotevera: PC = (RP - GAC) X T. Munyaya yemaitiro, RP rinowanikwa sezvinotevera: RP = RR X SC / ST x FFP.

SC chakarurama stazhevogo chinhu, izvozvo rinowanikwa uye kunoenderana sei makore ruzivo akawanda munhu ane. Experience mumakore maviri nezvishanu / - the coefficient 0,55. Gore negore dzairamba kushanda kunowedzera IC nhamba 0.01, asi kwose IC haagoni kuva mukuru 0.75. Vane ruzivo makore anenge 50, kubva coefficient ose 0.75 ndiye pasirin'i.

WP - ndiwo muhoro mushandi kuti 60 mwedzi, akatorwa kubva nguva apo mushandi anogamuchira muhoro, raakanga inosimbisa rugwaro basa, nokubuda pakati chizvidavirire dhipatimendi. 60 mwedzi vanobviswa chero nguva basa, pasinei yakanga kana akanga asiri yokumbozorora ruzivo. RFP - chiyero avhareji mubayiro muRussia chete nguva, nhamba iyi inogona kuwanikwa kubva mudyandigere Fund. Kana kuramba kunyora chikumbiro rakanyorwa kuzokuudzai mufananidzo uyu.

FFP - chinosimbiswa Hurumende mashoko paavhareji muhoro iri III kota 2001, akaratidza kuva wakaiswa mari muna 1671 Ruble. Nhamba iyi wakasiyiwa Hurumende Russian kuti kukarukureta pamusoro pensions, sezvo bhuku romutemo haisati yachinja. Naizvozvo, zvinokosha kuti ngaaverenge nhamba kureba kwayo, muwande mairi nokuda mari yakawanikwa pashure kupatsanura avhareji muhoro ine pamudyandigere (ake muhoro kamura kubudikidza makumi matanhatu months) paavhareji muhoro kuRussia, uye ipapo kunoguma nhamba zvikawanda ne 1671 Ruble.

Kuwana RP (anonzi saizi mudyandigere mudyandigere), nhamba iyi yakaiswa kuti PC = payakavakirwa (RP - GAC) X T, apo nhamba dzose dziri kare anozivikanwa. Kuwana mudyandigere guru. Compute inishuwarenzi (ona Eq. Above). Batanidza kuti nechigadziko mugove, kuzopiwa mudyandigere.

Funga, overenga

Raisanganisira dzemaitirwe uye mari chikamu, asi kwete mose. It kunobva gore rokuberekwa uye kuziva mutemo. Saka, kuita dzemaitirwe wekare-zera mudyandigere, unofanira kunzwisisa kukarukureta musimboti, kunzwisisa Masvomhu, uye ipapo kudziverenga. Kana uchiri kuvhiringidzwa pamusoro nhamba, kutenga uye verenga mutemo kubva pakutanga, achibatsirwa nyaya uye mutemo hazvo vachanzwisisa uye overenga nayo pachako.