Mari chikamu basa mudyandigere kuchinja uye zvakagadzirwa

Mari chikamu basa mudyandigere iri vaunganidza uye kuumbwa nokuda mari mitero 'mari kupinda mudyandigere Fund. Ikoko anoiswa pamusoro neyake, chimwe nechimwe rakanyorwa. Mari inogona yaiva zvose kuruzhinji uye avo mari vari voga.

Mari kwete chete kodzero mari nenzira dzakasiyana-siyana zvirongwa, asi kuita izvi kuitira kuti mari haana depreciated nokuda mitengo uye vaunze mari. Zveminda anofanirawo kufungwa nezvake nhoroondo zita. Mumwe mari chikamu basa mudyandigere ane nhoroondo unoparadzanisa nomumwe.

Yakabvumira kugadziriswa kwemutemo wekuita kuti mudyandigere Insurance Act

Rakanga vaifungidzira, maererano epakutanga shanduro mutemo ra2002, kuti kuunganidza basa mudyandigere vachaitwa vaya vomunyika vane kuenda pamudyandigere muna 2016 (varume) uye 2011 (vakadzi). Muna 2005, mutemo yachinja, uye muna 2005 kurayira mari chikamu basa mudyandigere zvino zvichava chete vaya vaiva rombo rakanaka kuti kuzvarwa muna 1967, uyewo vaya vanozvarwa pashure.

mari avo, kwakaitika kubvira muna 2002 kusvika 2005, kuchavawo kuwanika mudyandigere mari, izvo Achasarudza varidzi vakaumba nhoroondo zita. Nemamwe mashoko, kana yawakaberekerwa rakaenderana nguva usati 1967, iwe haazovi zvibereko accrual zvinoumba mbuva pensions, zvichava panofanira chikuru uye inishuwarenzi nhengo. Asi mari yakanga yakaumbwa pamusoro nhoroondo zita kubva 2002 kusvika 2005, kushanda pamwe chete nemamwe kubhangi, uye ipapo kufungwa mu oga (kureva, akawedzera dzaona uye akabhadhara).

Sei mari kuti kuunganidza chikamu mudyandigere

It pakuti chikamu ichi mubayiro. The kukosha mari chikamu gore (mari iri hwakatamisirwa mudyandigere Fund somutero) uye yakamisirwa chikamu kukosha imwe chokukomborerwa mubayiro hwakagadzwa Mutemo. Ivo kusarudza saizi yaro maererano mari.

Kana zvakaoma ako rubles asingasviki mazana maviri namakumi masere zviuru gore, muna 2005-2007 gore mudyandigere wako mari zvichaita kwakafanana 4% kuti mari iyi. Kutanga muna 2008, pamwe chete mari achapiwa deducted vanopfuura 6% pagore, kuti kusika mari chikamu basa mudyandigere.

Muhoro iri zvinobva 280 600 zviuru rubles kunounza panguva chezita kubhangi 11.200 zviuru. Kwiza nechekuzasi. uye 1.6% uwandu mazana maviri namakumi masere zviuru kwazvo - 2005-2007. Kubvira 2008, 16.800 uye 2.4% azvaitwa.

Kana mari yako kupfuura zviuru 600 rubles pagore, uwandu yakatarwa mhosva; muna 2005 uye 2007 - 16320 pagore kubvira 2008 - 24480 pagore kuti kubhangi.

Sezvo chikamu mudyandigere iri rwakabhadharwa kuna mari

Kuripwa mari chikamu basa mudyandigere panguva akaisa vagari kubva mumagariro mudyandigere, uyewo vaya vane urema kana anopiwa mudyandigere, urongwa akapona. kubhadhara kwakadaro shoma pauwandu hweavo ose dzakava mudyandigere uye payouts. reshiyo ichi chinofanira kuva kupfuura 5%. Zvichiita kuti njodzi kwokuripirwa mudyandigere mari kubva July gore rino (2012), sezvakatenderanwa 2011 Act.

The zororo, asi ichangobva kutaurwa zvokudya mutemo, zvokukurumidzira kubhadhara haangazorori hunhu chete-nguva. Kuwana zvokukurumidzira kubhadhara inopiwa kwemakore gumi zvienzane Yakabudiswa. Nemamwe mashoko, zvinhu zvose kuti ave vaunganidza mugari uye kukurukurwa ayo nomumwe nhoroondo, vachapesana ne 10 uye akaripira sezvo chikamu dzakava mudyandigere.

Nokuti nokukurumidza kubhadhara ndivo uye uwandu maternity guta, kana kuti chinangwa paumbwe mai pamudyandigere. Iye akasiyawo ya kuripwa kwete asingasviki gumi nemakore. Pakadaro, kana pane kufirwa anenge akabva muripo, zvichava nhaka vatsivi zvichienderana nemurairo, ndiko kuti, mwenga kana vana.

Mutemo anopa kuchinja zviri mari chikamu mudyandigere, uyewo huwandu zvokukurumidzira kubhadhara iri mari kwemari kwakaita kubva mari mari.