Mari yekubhadhara mari

Parizvino, nzvimbo yehupfumi huri kuramba ichikura. Sehuchapupu hweizvi, mutemo "Kuvigwa neMariro", iyo inopa zvivimbiso zvekupa rubatsiro rwemari pamariro, uyewo unoongorora kuti ndiani uye uyo anowanikwa mariro yemari, anogona kushanda.

Zvechokwadi, nyaya iyi haifadze, asi mushure mekufa kwemunhu zvakakosha kutarisira hama dzake nehama, nyika iri munyaya iyi inovimbisa kodzero yekugamuchira rubatsiro rwekunyama.

Munyaya yekuvigwa pamutengo wehama kana mumiriri wevakafa avo vakatora zvikwereti zvekuvigwa, vanobhadharwa kubatsirwa mumutengo wakaenzana nekubhadharwa kwebasa rose kana mamiriyoni mashanu emari mibairo yemwedzi. Kana munhu akafa akashaya Hondo Yenyika Yechipiri, chikamu ichi chakaenzana nehupamhi hwemaviri ehurema hwake .

Kubhadhara kwemari yekuvigwa kunobudiswa pachishandiswa chiremba chekufa chinopiwa kuvakuru vane kodzero. Chikwangwani chakadaro chinogona kubudiswa kana muviri uyo wakafa (akagamuchira penheji) kana nehurumende yekuchengetedza vanhu munzvimbo yaanogara. Nokudaro, kubhadhara kwekubatsira kwezvinhu kunowanikwa pamutengo wePension Fund, Social Insurance Fund kana zvimwe zvikamu zvebhajheji zvehurumende kana zvikabatana navo pasati yapera mwedzi mitanhatu kubvira musi wekufa kwehama. Zvose zvinoshandiswa maererano nekubhadhara rubatsiro rwepanyama (kubatsirwe kuvigwa kwepenjeni), Pension Fund inotsigira bhajeti renyika.

Kubhadhara rubatsiro rwekunyama kwekuvigwa kwevashumiri uye nhengo dzemhuri dzavo kunoitwa mumauto ehurumende.

Ngationei, pane zvikonzero zvipi zvinopiwa, ndiyo iyo inofanirwa kuti izvi zviratidze zvinyorwa.

1) Kuvana vakaberekwa - kubviswa kwerufu, data kubva pasipoti yaamai.

2) Kune asiri kushanda (kwete muchengeti wepenteti) - chikamu chekufa, chepakutanga chechirwere chekufa uye kopi yayo, chidziro chekugadzirwa kwemhuri, dhiyabhorosi kubva mubhuku rebhuku, kopi yepasipoti yakashandiswa kuvakuru.

3) Vana vaduku (vabereki havashandi) - chiremba chekufa, chekutanga chechirwere chekufa uye kopi yayo, chikwata chemhuri yakagadzirirwa, nhoroondo kubva mubhuku rebasa revabereki.

4) Vanhu vasina nzvimbo chaiyo yekugara-chikamu chekufa, chepakutanga chechirwere chekufa uye ikopi yayo, tsvina kubva kumakuva pamusoro pekuviga.

Muchiitiko chekuti chirwere chekufa chakarasika, mari yekuviga inogona kubhadharwa bedzi kana pane kubudiswa kudzokorora, kureva, kudzokorora. Rubatsiro rwekushandisa kuvigwa kwevanhu vasina nzvimbo yakagadzikana yekugara inobhadharwa nehurumende yekuchengetedzwa kwevanhu munzvimbo inogara vagari vemo vanobatanidzwa mumariro.

Munzvimbo yekuviga neHurumende yeZviviri, mari yekuvigwa haibhadharwi. Uyewo, hazvibhadharwi kune avo vakagamuchira runyorwa rwakatendwa rwekurasa mabasa.

Nyika inovimbisa vagari vayo vagari rubatsiro nekusigirwa pamusoro pezvinhu zvose zvekuvigwa kwehama dzavo nehama. Iyi rubatsiro inogona kuratidzirwa zvose mukubhadharwa kwemari yemariro, uye nenzira yehumwe hurumende, inopa:

- kubhadhara zvinyorwa zvose zvinodiwa zvekuvigwa;

- kuendeswa kwebhokisi uye zvimwe zvinhu zvinotarisirwa kuvigwa komunhu;

- kutakurwa kwezvasara zvevakafa kuenda kumakuva kana kuvata;

- Kuitwa kuvigwa kana kupisa.

Nokudaro, hurumende inobhadhara mari yekuviga kune hama nevakaroorana vevakafa, avo vakashandisa kune zviremera zvakakosha mukati memuganhu wakatarwa nemutemo. Uye ikozvino kwemazuva ano bhizimusi rekuviga riri kuramba richiswedera kumabhizimisi emadhorobha emaguta.