Mashandiro anoita ezvokutengeserana nemabhengi zvaanoreva. The chikuru zvataurwa basa rokutengesa mabhanga.

The Bank ari STRUCTURAL chairema mari. In mashoko rezvemari, sangano anoita se murevereri iri kuerera mari kubva akakweretesa kusvika anokwereta uye kubva Distributors kusvika vatengi. Nokuti mabhanga, kwese kunoitika kaviri Exchange uye kubvuma kuti munataisireva isiyo mhando chikwereti chikwereti, iyo ndee. Commercial Bank ndiyo chikamu mbiri ino munyika, iyo inosanganisira Central Bank, chikwereti masangano namatavi dzimwe mabhanga.

Banks vane chaizvo kukosha, zvikurukuru, vanogona kuumba nzira muripo uye kusunungura vave kutenderera. Uyezve, mabhengi takura mari kurega kubva wechiGeorgian. On hwaro ichi, zvinofanira kucherechedzwa kuti mabhanga vanokweretesawo upfumi bhora ari Russian Federation, nani kukura kwayo. Zviga mabasa ezvokutengeserana mabhanga vavete chokwadi chokuti sangano unoshanda mukati zvinhu zvinowanikwa ezvinhu musika ukama vatengi ayo. Saka, wezvokutengeserana mabhanga ezvidzidzo oparesheni yavo mumamiriro mari pachiyero pamusoro kwenhoroondo dzomupepanhau kwemarudzi pachavo kugadzwa. Mukana kuita izvi yezviitwa zverudzi, sezvo inokosha kushanda zvokutengeserana mabhanga, Chokwadi, aripo.

Imwe nyaya - chaiyo kuitira remapazi kuti anozivikanwa mari uye mogeji. Mikana kwacho nokuramba wakaomerera panzira zvakafanorongwa Sheet mamiriro. ezvinhu Izvi zvinoda sangano kushanda zvakaoma panguva pakusarudza zvinyorwa rokusika mari yavo. Unoshanda mukati zvaunazvo vanomutswa marudzi angarega nemabhangi mashoma. Izvi shoma chikwereti masangano anofanira kuva mukuru azvipire kuzvionera mune zvoupfumi turnover weRussia, apo kuunza liquidity kwayo.

Mashandiro anoita ezvokutengeserana mabhanga vari Mediation. Izvi mabasa ezvokutengeserana mabhanga takatsunga chikwereti-nemari incentives mune zvoupfumi basa vachibhadhara pakati pamutemo nyaya uye kuchengetedzeka kwema. Uyezve, hapana mubvunzo kuti vezvokutengeserana mabhanga basa anosarudza chokwadi kuti masangano aya, pamwe yakakwirira kudiwa chikwereti vanhu vanofanira vanounganidzira mari iri upfumi nokusika mukuru-kuitira incentives kuti kuunganidza mari iri nenheyo zvinhu mitemo yavo rinodyiwa ano. Banks vanofanira kutungamirira dhipoziti mutemo kuti dai kuchinjira zviri nhasi. With akavhiyiwa muchimiro mari bhuroka, pemahombekombe kuvhiya nhume hunhu zvibvumirwano waakazvitengesa ose kuchengetedzeka nokuti nhoroondo uye mirayiridzo nemhosva yake. Mashandiro anoita ezvokutengeserana mabhanga vari airatidzawo kwayo munzvimbo yebasa.

Saka, bhengi inoitisa kwema kuti vanokamurwa muzvikwata zviviri guru - basa uye kungogara. Pusa akavhiyiwa kuona zvinotisimbisa mari uye hunhu noukama bhangi zvemari akavhiyiwa kukwezva mari muchivigiro mabhanga, kusikwa zvinhu zvavo.

vanoshingaira mhando kushanda vari zviitwa kubhangi kuti zvainanga kuita purofiti uye kuramba liquidity. Mhando idzi rwezvemabhengi kwema dzinosanganisira: deposits, achiposa kushandiswa, uye chikwereti chizvidavirire kushandiswa. Deposits ndiwo mari yakanga yakaitwa kubhengi. Akachengetwa mubhangi Nhoroondo uye kushandiswa zvichinyatso enderana mitemo rwezvemabhengi munyika. Pamwe chete deposits zvinogona kuonekwa uye kukura mamwe nokubatira kubhangi - izvi makamutswawo mari, asi asiri dhipoziti ehupfumi. bhangi zvavo zvinotora muchimiro zvikwereti kana kubva kutengeswa chikwereti nomumwe ari pamusika mari. Kazhinji ndivo zvinokosha kushanda ezvokutengeserana mabhanga.