Mhando pensions kuti ehurumende pensions. pasipasi mudyandigere

The mudyandigere kwava akatsiga zvikuru mamiriro ezvinhu, iyo yakatanga mumakore. The Russian maitiro akatanga kukura kwayo chete yapfuura, mushure kuchinja rwaiitwa. Izvi zvinoonekwa pakuti kuchinja nzira kuti pakuverenga kubhadhara, saizi yavo kuwedzera. Pane hurongwa Masvomhu zvakajeka. Munhu wese achava tichikufunga kuenda zororo, uye kashoma kuti mumwe munhu anoda kugamuchira shoma mudyandigere, izvo zvichava zvakajeka usina. Kwete kuva karuzivo munhu, kana nguva yasvika mudyandigere unofanira kuedza kuziva zvose zviri mberi, ipapo zvichava nyore kuenda zororo uye hapana kunetseka pamusoro.

Chii pfungwa "mudyandigere"?

Mudyandigere Urongwa - chiyero chinokosha akatorwa nehurumende, izvo zvinoita kuti tikwanise kubatsira mari vagari vane zvimwe zvinetso zvoutano. chikamu ichi dzingasanganisira vagari vakaremara vakaremara; Vana vakafirwa nevabereki vavo. Kubhadhara kunodiwa kuitwa pamusoro pamwedzi hwaro. Kuti ndikwanise kuwana mudyandigere, unofanira kuzviisa magwaro anodiwa kuti achasimbisa chinzvimbo.

Ndezvipi marudzi akasiyana pensions

Kupa vagari Kuva mumagariro akadzivirira Mapato ose mudyandigere pasi mitemo inogona rakakamurwa mhando mbiri:

1. Retirement mudyandigere - rakapa nezera, urema, asi chete kana zvinokuvadza agamuchirwa kubasa.
2. The Social mudyandigere akapiwa simba miviri mamiriro, kana paine chokuziva kana vawana vakaremara, paiva kurasikirwa hama yepedyo uyo akanga kutarisira vakwegura uye vakaremara, izvo zvinoda enderana hanya.

Mudyandigere vavo kupatsanura

Mhando pensions kuti ehurumende pensions vari dziya nhatu mhando:

1. Hurumende kubhadhara. Pasi pfungwa iyi zvinoreva vachibhadhara yaakaita mari kubva remunharaunda bhajeti.
2. Inishuwarenzi - ichi ndechimwe mutsa pensioners kubereka zvizvarwa insured. Somuenzaniso, zvinogona vakaremara voukama vanenge varasikirwa pakuriritira mhuri dzavo.
3. Tinofanira kugara urongwa chokuita zvakawanda kune asiri mamiriro ezvinhu, sezvo vagari yakananga pachavo ndatomboenda pamudyandigere, kugamuchira kuwedzera kune hurongwa kubhadhara. Muchiitiko ichi zvakafanira kugumisa sungano pachine pamwe chaiyo mari, izvo vasiri kutarisirwa ehurumende.

Chii mudyandigere inishuwarenzi yacho: pfungwa

Types munzanga pensions vari siyana, unofanira saka pfungwa nomumwe wavo nomumwe. Inishuwarenzi mudyandigere muripo kamwe pamwedzi. mamiriro avo compensates nokuti chokwadi kuti mugari akanga insured uye mari inishuwarenzi yaigadzirwa mari yavo mari. Izvi rworudzi mudyandigere iri rwakabhadharwa kuna basa vagari, kunyange shoma basa ruzivo. Vachakwanisa kurega vakadzi 55 makore, vanhu makore 60. kubhadhara kwakadaro kuchaita kunzi chete kana zvinotevera ezvinhu ndiwo:

1. Akati zera zvasvika.
2. Kune basa ruzivo, uye ndizvo makore anenge matanhatu basa panguva zvebhizimisi kana sangano.
3. Kuwana pfungwa. nhamba yavo kunobva mubayiro iri vachida.

Kana dzakava mudyandigere nokuda urema

Mhando pensions kuti hurumende mudyandigere gadziriro rinosanganisira chinhu chakadai vakaremara mudyandigere. Retirement mudyandigere mhosva vakaremara mamiriro 1, 2, kana mapoka 3. Kuti kukwanisa kushandisa mari yakadaro, zviri pamudyandigere vanofanira kushanda kupfuura zuva iri kambani. Kana ichi hazvigoni akasangana nokuda kwezvikonzero zvakasiyana-siyana, uye pane workbook havasi zvinyorwa, mumwe mugari vanogona chete pasocial mudyandigere, iyo ichava shoma. Zvinofanira kucherechedzwa kuti mudyandigere mudyandigere rinowanikwa kana kuongororwa yakaratidza kuti mugari mutsaona kumabasa, uye hazvina kuitwa pasi chinangwa.

Huru kuti unofanira kuteerera kana akaisa vakaremara pensions

Kana mugari chakasimbiswa boka yokuremara, ane kodzero vanoti mwedzi kubhadhara. Zvakakosha kuyeuka kuti urema anofanira rakanyorwawo, nokuti ichi vanofanira kupa vamwe mashoko:

1. Shoma mudyandigere vachapiwa vanogadzwa chete kana paine haasaruri kana wakakwana kutadza kushanda, uye izvi kunosimbiswa rugwaro nezviremera MSEK.
2. Kana MSEK anosarudza kuti mugari pfupi urema, vanoda mumwe gore kuwedzera bhuku kupfuura munhu kuongorora zvokurapa.
3. Disability Group zvakananga sei kukura vachibhadhara.

Kana munhu ane rizere incapacity, kuti ave boka urema rokutanga, iye wakaisirwa upenyu uye haatarisiri apiwa kuzviongorora. Ichokwadi zvakare nyaya rakakura, izvo zvinofadza vakawanda, ndiyo mudyandigere akaparadzana Mapato vemunyika - vana vakaremara. Ngatikurukurei muudzame mubvunzo kuti mudyandigere mhando ari mwana akaremara uye vakaremara vanhu Russia anogona kuverenga pamusoro chero kubhadhara.

Vana vakaremara 1 boka vangatarisira kubhadhara iri mari 12 100, boka vakaremara rechipiri kubva pauduku unogamuchira 10 000 vakaremara rechipiri boka tiri 5034, vakaremara boka rechitatu - 4279 rubles.

Murarami kuti mudyandigere

Mudyandigere accrual unoitwa kana pakuriritira mhuri anofa. kubatsira izvi vanobhadharwa chete kune vagari vari paanofa zvanyakufa munhu. kubhadhara kwakadaro vachapiwa mhosva mamwe mapoka:

1. Veukama yavana vanoriritira mhuri vakafa, asi chete ezvinhu kuti vari pasi pemakore 18 okuberekwa. An kunze anogona kunzi mune vana vane makore makore 23, asi chete kana vari kudzidza yakazara.
2. Chirikadzi Uye Varume Vakafirwa vachakwanisa zvikomborero chete kana vakanga vasingakwanisi kushanda panguva yacho pakuriritira mhuri. zvinoitika kazhinji kana kuchembera, kana kuremara.
3. Vabereki mushakabvu pakuriritira mhuri, akaremara nokuchembera kana urema.
4. Foster vana.
5. Foster vabereki vaiuya yapiwa pakuriritira mhuri kwaitanga kwemakore anenge mashanu.

Huwandu akapona kuti mudyandigere mitemo iri yoga chimwe chikamu vagari, rinokosha ndezvokuti kushaya zvimwe kunobva rakadzikama mari.

Documents nokuti Vakapona 'mudyandigere

Kana mwana yasvika makore 18, kuti vagamuchire kwokuripirwa akapona tinoda kuva nechokwadi kupa chokwadi, achisimbisa kuti mwana novimba zvadzinoshayiwa wemufi. Kakawanda chokwadi ichi hunogadzwa dzeutongi. Sezvo uchapupu, anogona kuti magwaro anotevera:

1. mabhiri All, achinongedzera chokwadi remittances.
2. A tsamba yaiti mwana asingadi mari yavo.
3. Testimony.
4. Zvinyorwa, iyo inoratidza mhuri ukama vashakabvu.

Huwandu akapona kuti mudyandigere kunotemwa sezvinotevera:

1. Nokuti vanhu vanenge rarasika pakuriritira mhuri - 5034 rubles.
2. Vana vakafirwa nevabereki vose vanogamuchira 10 068 rubles.

Ndezvipi remwedzi mudyandigere kubhadhara

Vimba kubhadhara chokuita pensions, ndivo vanhu:

1. Ndivo zvizvarwa Vehurumende uye zvakajeka kutevedza ezvinhu inopiwa mumutemo.
2. Vatorwa vasina Russian chizvarwa, asi iyo vari akabvuma nomwoyo ezvinhu pamusoro akamira zvakaenzana.

The mudyandigere anogona inobhadharwa nevanhu pamudyandigere pamutemo asi mberi basa rake. Muchiitiko chino, hachisi muripo izere pensions, asi chete mumwe mugove. The recalculation kunoitwa kamwe pagore, mukuvamba August.

Kupatsanura pakati pensions zvingakanganiswa uye mhando muripo. Vasarudze zviviri pensions havagoni, pane chete vamwe Mapato vanhu uyo mabasa akadaro achava available: nayo rinobatanidzwa kurwa muHondo Yenyika II, vagari vakanga vakuvara munguva yehondo, vabereki varwi vakaurayiwa murwendo.

Mhando pensions kuti ehurumende pensions akakamurwa:

1. Service mudyandigere. Kwakapiwa vagari vanoshanda munzvimbo imwe nzvimbo. Izvi zvinosanganisira muchadenga kunoongorora, masoja, vakuru vakuru vehurumende uye vatyairi. Mukuru zvimiso kuwana mudyandigere nazvo, izvo zvinofanira kuva imwe nhamba makore.
2. Payment kare-zera mudyandigere. Pano, zvose zviri nyore, kuti mugari vanofanira kusvika mudyandigere zera.

Murayiro kunyoresa basa pensions

Asati atendeuka kuzviremera, achiti dzemaitirwe pamusoro mudyandigere mudyandigere ari mugari zvinoda kuunganidza zvinyorwa nokuda akare-zera mudyandigere. Kana mugari Russia, mukuru gwaro nokuti vaiona pasipoti vatorwa - dzokugara mvumo. The inokosha zvakaitika kushanda pamwe vhidhiyo chisimbiso. The mudyandigere Fund kunodiwa kupa basa-bhuku uye yepakutanga gwaro inishuwarenzi. Zvakarurama raizova kukumbira mamwe mazano kuti mudyandigere pavane dzoruwa yake, sezvo paine zvinoda rumwe rubatsiro. Nzira kuti kunyoresa mudyandigere zvinoreva uyewo kuvapo ukuru kwete isingasviki makore matanhatu. Panguva iyoyo tinofanira kuyeuka kuti vakadzi vanogona regera nemakore 55, varume - muna 60.

zvinyorwa Key nokuti kukarukureta wekare-zera mudyandigere

Kuisa wekare-zera mudyandigere, zvinonzi zvinoda kuti mudyandigere Fund dzinotevera magwaro:

1. Uchapupu nokuzivikanwa. Kazhinji, izvi pasipoti yako. Gwaro rinoratidza musi wokuberekwa, dzokugara uye nyika uko mugari waanogara.
2. Mashoko akanyorwa pamusoro pasuo ari mugari magwaro.
3. An mari statement. mashoko akadaro anogona kuonekwa musangano apo munhu anoshanda. Zvichava sezvinoratidzwa zvakaoma ichangopfuura mwedzi.
4. The mucherechedzo yekubvuma.
5. Vanhu vanofanira kuratidza rechiuto ID.
6. Kana uine vana, munofanira kupa uchapupu yokuberekwa kwavo.

On chii kubhadhara angaverenga vana hondo?

zvizvarwa Russian vakaberekwa munguva yehondo, ari muchikwata evanhu, iro rinogona kuvimba nokutsigira kubva hurumende. Mudyandigere vana hondo iri kunyanya kubatsirwa okuwedzera zvinhu pamusoro. Kuti tiwane mamiriro mwana hondo vanofanira kutanga kutaura Social Security Office. To musi, pamudyandigere izvi anogona kuvimba chimwezve kuwedzera kwavo inokosha mudyandigere, izvo vanoumba 300 - 5000 rubles pamwedzi. Oga, chikamu ichi vagari Anopiwa mamwe zvakanakira:

1. Discounts pamusoro utilities.
2. On kutenga mishonga.
3. On mabhazi.

Latest Zviitiko toreva indexation pamusoro pensions

Reform of mudyandigere chichiri zvikuru, yakanga maererano ichi mudyandigere indexation akanga akatakurwa kunze kudaro kare. Mitemo New pamusoro pensions, izvo zvakajeka kuwiriranisa kukura mudyandigere kubhadhara. Last indexation pamusoro pensions zvaiita:

1. Kuwedzera allocations kuti mudyandigere nokuda 4%.
2. Hurumende atora kutarisirwa kuti inofanira kubhadharwa bundu Nemutengo ndiyo 5000 rubles. At ichi kubatsirwa kuverenga uye pensioners vachiri kushanda, uye vaya vasina kuenda kubasa.
3. mvumo achaitwa kubva August gore rino, izvo zvinofanira kufungawo mitengo mwero kuti 2016.

Sezvaunogona kuona, mhando dzose pensions kuti ehurumende pensions zvinoda kunyatsofungwa. Munyaya dzakadaro, remangwana pensioners vanofanira akwanise uye kutevera zvose kuchinja kuitika somugumisiro zvinhu. Kuti mashoko kwakakwana, zvinokosha kuti titsvake rubatsiro kubva vanokwanisa mudyandigere homwe vashandi avo vachakwanisa kuzozivisa mitemo uye zvakarurama ngaaverenge runodiwa magariro zvikomborero. Nokuti munhu zvinokosha chaizvo kuti akwanise panyaya idzi, nokuti mune ramangwana kungaenderana yayo yemberi. Kwokutanga zvinokwanisika kuti atarire mubvunzo kuti mudyandigere yake yemberi, zvikuru mikana kuti kubva hurumende zvose kuti chinodiwa kuti mutemo nyika.