Ndeupi kadhi ndiyo kunobatsira: wongororo vazvo, uye zvimwe kufarira

Gore negore kadhi pakati vokuRussia ava dzakakurumbira chaizvo. Izvi imhaka zvikonzero zvakawanda, asi chikuru pane kuverenga zvemari vanhu uye kuvandudza mararamiro mabhanga. Nokuda guru makwikwi Lenders dzichikwira mutsva kadhi zvigadzirwa. Asi zvakadaro mubvunzo vazhinji unomuka, chii yakanaka kadhi rokubhengi. Rating zvikuru kunobatsira zvichakurukurwa munyaya. Pahwaro kwayo, unogona kusarudza chinhu akakodzera.

Zviratidzo nemakadhi yakaderera

Ndeupi kadhi ndiyo mari? Reviews dzinoratidza kuti zvakakosha nezvemuchato zviratidzo shoma kuona zvakakodzera rwezvemabhengi chigadzirwa. Idzi dzinosanganisira:

1. basa Annual. Ndiyo parameter huru kuonekwa pakusarudza chikwereti chigadzirwa. Vazhinji vavo vane basa akabhadhara, asi mamiriro zvingabatsira. kadhi ichi chinofanira kusarudzwa kana mamiriro ezvinhu vari kubhadharwa mutengo.
2. Cashback. Makadhi vakawanda chikamu ichi, asi ukuru hwaro uye zvinhu zvingave zvakasiyana.
3. Grace kumwedzi. Zviri chinodiwa kuti kuva kwenguva yakareba sezvingabvira. Izvi zvinobvumira kuti kushandisa mari uye kudzokera navo pasina mubereko.
4. Commission. More zvisingabatsiri kusarudza kadhi pasina basa nokuda mari kana zviri zvishoma.
5. The vachibhadharisa pakuchinja okuwedzera mabasa. Kazhinji mabhanga taura kushandisa SMS inoudza, mumwe Zvaiitwa recharge makadhi, kutamiswa. Services inogona zvose vakasununguka uye akabhadhara.

Zviri maererano izvi zvinodiwa inowanikwa kubva iyo kadhi ndiyo purofiti. Reviews zvinoratidza kuti zvakakosha kuongorora ezvinhu mabhanga akawanda usati wawana chikwereti. Zvinokurudzirwa kuonana yakakurumbira masangano. Ndoupi kunobatsira kadhi? Tinoita sarudzo pahwaro ari kureva.

Number 1 - "Tinkoff Bank"

Credit Card Bank zvikuru mari? Reviews dzinoratidza kuti ichi ndicho chibereko "Tinkoff Bank". Arayire izvozvo, unogona kushandisa Internet. Hapana chikonzero kupa zvitupa basa. Ichienzaniswa nedzimwe mabhanga, "Tinkoff" anotumira rekutakura mapurasitiki, uye naizvozvo, mazuva 2-3 mushure chikumbiro, achaita kutorwa kumba.

Kuwedzera nyore, kunyoresa kadhi rine mamwe makomborero. Hwakabatana bhonasi chirongwa "Bravo", iyo unogona kugamuchira bonuses nokuda kutenga 30% chaiyo zvinowanika. Ichi chikuru paIndaneti kunotenga, online cafes uye mumaresitorendi. Kune vamwe kutenga cashback 1%.

Kana mutengi ane chikwereti nevanhu zvikwereti mune rimwe bhengi, vawane makadhi "Tinkoff" zvinogona kune izvozvo. Basa anonzi "Balance Kutamisirwa". Panyaya iyi, kuti nemhosva anogamuchira 90-zuva nyasha nguva. Zvakaratidza kuti kwete panguva 3 months mubereko mutariri.

The zvazvingava dzingasiyana zvichienderana kushandisa mari (kubva 32.9%) kana kutenga akaita (by 24.9%). Muganhu akaenzana 300 zviuru. Rubles. Unogona kuripa chikwereti kuburikidza chero mabhanga. Kuti vawane chikwereti asingadi kubatsirwa uye guarantors.

Number 2 - "Alfa-Bank"

Izvi raibhadharawo kadhi rokubhengi. Reviews zvinoratidza kuti "Alfa-Bank" anopa zvinhu zvakanaka. Vatengi vari akabayira mazuva 100 nyasha. sangano iri zvemari akava mumwe akatanga kubudisa mapurasitiki pamwe munguva inopfuura 55-60 mazuva nyasha.

The kadhi kunobatsira unosvikirwa kune huru kutenga uye kuti abve mari. The muganhu ungasvika Rubles 300 zviuru.. The zvazvingava rinotanga pa 24.9%, asi akatsunga mumwe nomumwe nomumwe nemhosva. Basa nokuchengeta kunoenderana mhando kadhi.

Number 3 - Touch Bank

Kazhinji kadhi rechikwereti yokutenda kunoita kuti asarudze kubhengi chigadzirwa. Touch Bank anozivikanwa pakati pevechiduku munyika yedu. branchless rwezvemabhengi chirongwa "OTP Bank" anoda kuwana kadhi rine cashback anosvika 3%. The yeGmail.END_STRONG ane mukana yokusarudzira woga, inova soro cashback.

vachapiwa mhosva kupfuura 1% neimwe kunotenga. Kubhangi kunoramba kuita chiito, izvo zvichaita mari pfungwa muchimiro mari chaizvo, kana ukaita chaizvo ezvinhu. Somuenzaniso, kupedza kana kuita zvimwe kushandiswa. Service ichava akasununguka, kana iwe nokushingaira kushandisa kadhi, uye kuchengeta mari yavo iri mubhengi. Nokuti kunyoresa epurasitiki vanofanira kukumbira nzvimbo uye kumirira sarudzo. Card anouya mumazuva mashomanana kubudikidza rekutakura.

Number 4 - "Post Bank"

Kupiwa nguva yose kumwedzi nenyasha kadhi ndiyo mari? Reviews zvinoratidza kuti unogona kuzvironga mu "Post Bank", nekuti pane asiri kufarira akatakura mazuva 120. Ndokusaka anosarudza vanhu vakawanda.

The kadhi iri akanakira kunotenga padandemutande. Kana iwe vatenge chinhu paIndaneti iri uwandu 7000 rubles, unobatanidza munhu akasununguka "pasuru paIndaneti vatengi vaishandisa." Basa zvinosanganisira kudzivirirwa kutengwa.

Number 5 - "VTB Bank of Moscow"

Vakapiwa basa nokuchengeta, iro kadhi ndiyo mari? Reviews anokwereta anoratidza kuti zvinokwanisika kudzidzisa mapurasitiki kubva "VTB Bank of Moscow", nokuti akasununguka rokutanga gore. Vatengi vanokokwa kuti ndiitewo bhonasi chirongwa, nokuti izvo unogona kugamuchira nokuda kutenga anosvika 10%.

The zvazvingava iri pakati 29.9%. It unoshanda wakasununguka nguva mazuva 50. Kubvuma kuti inoshanda kuti mari withdrawals. Muganhu akaenzana 350 zviuru. Rubles. Cashback kusvika 3%. Vatengi vane mukana wokugamuchira discounts kubva neshamwari.

Number 6 - "Renaissance Credit"

Izvo rokubhengi kusarudza, kana uchifarira munhu kunobatsira basa? Payment haina kubatwa "Renaissance Credit". Vatengi vanova nhengo bhonasi chirongwa, izvo zvinoita kuti uwane pfungwa 10%.

Kuti ape kadhi kwakakwanira kuti kusiya chikumbiro panzvimbo, zvino unogona kumirira sarudzo. Muganhu mapurasitiki achava kusvika 150 zviuru. Rubles. Nguva nyasha chinoshanda kwemazuva 55. The muganhu iri renewable panguva chemhosva yacho chikwereti. The chikamu muzana basa nomumwe munhu anoda kubetserwa nomumwe.

mabhanga aya akakurumbira pakati vanhu venyika yedu. Tinofanira chete tinoda kunyatsofunga kuverenga mashoko issuance of kadhi. A kunyoresa nzira musangano mumwe akadaro.

Chii chinodiwa kuti vaverengwe?

Chii kadhi uye izvo umbiridzai kusarudza, mutengi asarudza ravo pachavo. Mumwe achange purofiti vakasununguka basa, vamwe vanogamuchira discounts kubva neshamwari. Pashure pezvose, kadhi nomumwe ane yayo zvakwakanakira.

Rekuronga mubhengi chigadzirwa, unofanira kuenda kuburikidza anotevera matanho:

• anoshanda;
• kupa pasipoti;
• mamwe magwaro, akadai SNILS.

Mwero zviri wakasiyiwa chikwereti. Vanogona kusvika kusvika 500 zviuru. Rubles, asi kazhinji mari inosvika 150 zviuru. Rubles. The zvazvingava zvakare kuisa nomumwe.

peculiarities ose

Kuita mabasa pasina magwaro uye guarantors. mabhanga mazhinji vanoongorora chikwereti nhoroondo, uye regai zvinoda inishuwarenzi. The kadhi yechimbadzo yose mari.

Kazhinji mabhanga chipiriso chezita mapurasitiki, iro pane muganhu uye akaisa imwe chikamu. Izvi Banking zvigadzirwa vari wakabudiswa nguva dzose uye zvitsva vatengi. Kumusunungura kubva mashomanana kuti mwedzi.

Kuita paIndaneti

Lenders Vazhinji kupa kuti ape makadhi paIndaneti. Unofanira kushanyira yepamutemo Website nokunyorera mashoko avo. Online mutengi anogona kushandisa waanomupa chikwereti akawanda, uye pashure mvumo kugumisa chibvumirano rimwe chete.

Kuita kuburikidza Internet ane zvinhu:

• Consultation anooneka paIndaneti uye runhare;
• rokunyaradza patani kushanda;
• hanya zvinotora kusvika maminitsi 30, pashure izvo opareta anodana shure;
• Plastic ari pachishandiswa tsamba kana rekutakura, asi iwe unogona kushanyira pachako kubhengi.

Maps vari vakanyorwa uye nokushaiwa. Chokutanga mhando ichaongororwa kuva chakanakisisa, nekuti mapurasitiki ichi achachengetwa.

kurumbidza

Kana uri kuronga rwendo kunze, unofanira kusarudza kadhi kuti zvinoshanda ipapo. Zvechokwadi, vamwe mabhanga adzikatidza kuitwa epurasitiki kunze. Uye dzimwe nguva une kufanoziva nehanya kubva Russia.

Kana chibvumirano kusingajekeswi chimbadzo, haufaniri kuparadza izvozvo. Panyaya iyi, kubhangi angachinja, uye overpayment uchava mukuru. Zvinokurudzirwa kushandisa kupfungwa, uyo akanga atova kubata muhoro kadhi, kana anoita pamusoro payo. Vatengi dzose dziri vaiwanzotiudza nani. mazwi.

Kazhinji kana uchida kushoma magwaro, mamiriro ezvinhu ane chikwereti kwakadaro hakusi zvinobatsira kuti munhu anoda kubetserwa. Anogona kushandisa yakakwirira zvazvingava, vakabhadhara mabasa, inishuwarenzi. Kana mari inodiwa kwenguva pfupi, zvakakodzera kubvunza nezvomukana mangwanani kudzikinurwa, nekuti ipapo achaponesa mhindu. Uye mune mamwe mabhanga prepayment kunoguma fines. Great rates, Zvirango makuru kazhinji anoshanda zvikwereti pamwe pakarepo issuance.

Zvinokurudzirwa kusarudza makadhi kuti vabatsirwe, somuenzaniso, kuti vawane 10% of kuritenga. Kana iwe kazhinji kufamba, zvinokurudzirwa kusarudza chirongwa pamwe bonuses kubhururuka. Izvi zvinobvumira kuti kuwana discounts pamusoro pakufamba. Uye nokuti akakwana zvitoro dhisikaundi nguva.

Usati kadhi rechikwereti unofanira tinyatsoziva kubhengi chigadzirwa. Panguva kusaina chesungano vanofanira kutaridzwa ruzivo pamusoro kuripwa mamwe mabasa, prices. Musava chakaipa kuzivisa basa kubhadhara kuti vanofanira kudzivirira pamusoro delinquency. On okutambirwa muripo makadhi zvinofanira kuongororwa kuti mune paIndaneti muzvitoro.

Dzosa mari kubva ATMs zvinofanira kuongororwa. Kufungira mano zvinofanira vakaudza kubhangi kana mapurisa. Kana vadzokera mari inodiwa kuteerera zvikuru kwakachengeteka, kuitira kudzivisa kusanzwisisana zhinji.

chikwereti Payment

Kubhadhara chikwereti pamusoro kadhi anogona kuva chero imwe nzira. Mari inogona kuchinjwa kuburikidza chero mabhanga, mubhadharo hurongwa, ATMs uye zviteshi. Zvaunofanira zvinotevera mari iyo haanganyadziswi zvishoma pane hwakagadzwa zvishoma pamwedzi,.

Kuchinjirwa mari yemanyorero kunoitika mukati memazuva 1-5, zvichienderana nzira. Ruregerero kwakafanana ane kwakajairika chikwereti. Inoitwa wechikoro uye mubereko. Kana rakakodzera kubhadhara chikwereti, kubhangi anopa izvi vatengi mamwe mamiriro ezvinhu akanaka mabasa avo.