Standard kadhi makore 20

Munhu wose anoda mari. Sezvo zvino akavamba munyika dambudziko, ivo vashoma. Asi kudiwa mari haisi ipfupi. Nekuti vanhu vanofanira kutsvaka migumo. Uye kazhinji, zvinosuwisa, ndiko chikwereti. Kuti kuronga chikwereti mari mubhangi, vanokwanisa nemhosva vanofanira kuita zvinoenderana zvimwe zvinodiwa. Kazhinji zviri zera, ruzivo, mashoko mari. Asi zvakadini vechiduku, avo vazhinji ava matambudziko? Kwavari, zvakare, pane nzira. Uye kadhi rechikwereti. With makore 20 ingangodaro kuwana.

pamusoro ezvinhu

Munhu wose aiziva kuti huru dzinza chikwereti zvigadzirwa kwagara kuwanikwa nemakore chete anenge 21. Asi zvino isu akasungirirwa zvinodiwa uye akasimbisa risingamboshandisi makore 23 okuberekwa. Izvozvo zvine musoro: nenguva ino zvechokwadi vanogona kuwana basa ruzivo. It kunyange zvinoitika muvanhu, chete kuti vawane basa pashure chikoro. Kunyanya oma zvinodiwa kuti vanhu vari vanofarira mortgages, zvikwereti refu kutenga motokari kana mari kuti mari.

Asi pane kuchiri kadhi. With makore 20 kuti chaizvoizvo. Izvi zvinoshanda varume vatengi, vasikana vanogona kuenda kubhengi kana zvikwereti sangano mumakore 19. Uyewo anogona cardholder anofanira kanenge imwe co-signer. Unofanira gwaro iri nokusimbisa yeGmail.END_STRONG mari solvency. Inzwi ruzivo pamusoro chimiro mugomba 2, gwaro okutambirwa pensions, dzidzo uye zvichingodaro. D. nokusimbisa nguva (dzinenge 3-6 months).

"Tinkoff"

Uye ikozvino unogona kuudza zvakawanda pamusoro apo rakapa kadhi nemakore 20. Bank First, riri kucherechedza kufunga - ndiye "Tinkoff". Kunoitawo kuti kugadzira "Platinum" Katochkov chaisvika nokutuma chikumbiro kuburikidza neindaneti. Zvino zvichava kutora rekutakura zvakananga kumba mutengi.

Muganhu pamepu "Platinum" (muripo mamiriro "Tenzi Card") - 300 000 rubles. Annual basa munhu akabhadharira 590 p. A Chisarudzo dzinobvumira chikumbiro kutora musi iwoyo. Interest - kubva 24.9 kusvika 34,9 muzana paavhareji annum. Nokuti withdrawals vachapiwa mhosva munhu basa 2,9% + 290 rubles kumusoro. More nokuti "Platinum" muridzi vakavhura nguva nyasha mazuva 55 (kureva, asiri kufarira kubereka). Uye, Chikurukuru, shoma zera kuti vaverengwe kadhi - makore 18 okuberekwa.

It anotarisa zvikuru anoyevedza. Asi pane nuances. Somuenzaniso, kungotaura kuti kadhi rine panogumira 300 000 rubles vachava zvakaoma. Bank tanga kuva "sirin'i" muna 4000 S., ipapo - pa 10 000, uye ipapo - 15 000 kuzora. Uye ichi zvinonzwisisika. Kubhangi unofanira kuziva kuti mutengi ndizvo sauka. Zvino wakati nechokwadi ichi, mbiri muganhu vachamutswa (sezvo kudiwa kwevanhu).

"Alfa-Bank"

Ichi chimwe urongwa nevakawanda zvemari zvakabuda kuti kadhi makore 20. Inonzi "mazuva 100 pasina mubereko." Uye mukuru "anosimbisa" ari kadhi iri wakarebesa nyasha nguva. Chii, zvirokwazvo, unogona kufungidzira nokutarisa zita kadhi.

The muganhu iri 150 000 rubles, Nokuraramisa mari 1290 / gore. Kufarira kumusoro chaizvo - kubva 26,99% kusvika 33,99%. Uye nokuti kurega basa iri 6.9%. Ita kadhi rechikwereti vanhu havangambogoni nemakore 18. Inowanika somunhu akasununguka Chip, uye pamwe naye. Panzira, pane makadhi kuti kushanda kwete "Tenzi Card" ezvinhu, asiwo "Wiese".

The chimbadzo yacho kubhangi zvakakwirira, asi pane zvimwe nuance. Uye ichi: zvikuru mashoko vanhu vanopa pamusoro pachavo - kwakondiko kuti zvakanaka mashoko. Asi - kusvikira kunoguma mepu munhu anogona kuwana mamwe matatu. Uye pane kusarudza kuisa mumwe nomumwe nemiganhu.

Touch Bank

European zvemari sangano OTP Group iri raizivikanwa kure bhengi rinonzi Touch Bank. Iye anoda kuti zvinogona vatengi kuwana kadhi rechikwereti kwemakore 20. Uye pfungwa iyi haisi kuipa. Pashure Kunyoresa debit kadhi uye kurishandisa vanhu vachakwanisa kushandisa vakakwereta mari tsika zvemari.

Muganhu iri rubles hafu yemiriyoni. Service haadi mari, uye kuti ape chisarudzo wakatorwa nomusi iwoyo. Kunyange withdrawals kubva kadhi kubhadhara hachiverengerwi. Uye mutengi muridzi kadhi anogona kushandisa ATM chero nyika munyika.

The kumwedzi nyasha, nenzira, kunotora mazuva 61. Zvino chimbadzo rinotanga pa 15.9 chete% (kufadza akaenzana 36,9%). Ichi chimwe chezvinhu mari inopiwa pamusoro musika weRussia. Mukuwedzera, hurongwa anoti bonuses tichiregeredza of nemhosva iri uwandu 9% nokuti zororo.

"Avangard"

Zvinofanira kucherechedzwa kutarisirwa uye vagari-wemari vezvokutengeserana sangano, kutaura nemabhangi kuti zvinopa makadhi. makore 20 - hazvisi kunyanya nyaya "Vanguard." Unogona kuita chikumbiro uye 19. The Bank akataura mutengi wacho kadhi World Railbonus, kubhadhara kuti, unogona kuwana makiromita, izvo zvino zvinobatsira chaizvo kupedza pamusoro kutenga w / e matikiti. The kukarukureta iri sezvinotevera: mumwe maira = 30 rubles. Asi "Vanguard" anofadza vatengi ayo dzakava zviuru zvemakiromita ose gore.

kadhi muganhu iri rubles hafu yemiriyoni, Nokuraramisa mari 1000 / gore. The chikumbiro akatendeka mukati memazuva 3-7 kubva musi kwayo pakunamata. Annual pauwandu hweavo kubvira 21 kusvika 30%. A kumwedzi nyasha mazuva 50.

Sezvineiwo, mashoko "Vanguard" - mumwe mabhanga shoma, izvo kadhi ane pasipoti-gore 20 Ichokwadi, kwete ngano. Kunyange 19, kuti chaiwo. Uye haachipo haatarisiri magwaro - pasipoti. Yakanaka vadzidzi, kunyanya kune vaya vasingadi kudzidza yekwake - mamwe maira chete kwete. Sezvineiwo, kana paavhareji pamwedzi mutengi mutengo kwaizova 20 m. P., Zvino munguva yemberi achakwanisa ape kadhi Pokutanga Pass.

"Credit Moscow Bank"

Zviri imwe sangano rinopa zvinogona vatengi kukwanisa kuwana kadhi rechikwereti. makore 20 harisi dambudziko. Zvechokwadi, muna "ICD" yakatarwa zera kanenge - iri kuuya zera. Ndiko makore 18.

Muganhu iri 300 m. P., Maintenance tinorasikirwa 850 / gore. Chimbadzo zvichisiyana 24 kusvika 33%. Nokuti kunyoresa kadhi rimwe chete kubva ICD chete pasipoti kunodiwa. Mafomu zvinogona akabvuma paIndaneti kana iri raida kubhengi. Sezvineiwo, yekunwa muganhu - ndiwo shoma. Man anogona vanokurondedzera pachako. "Classic" mamiriro - mumwe panogumira 300 matani S. .. "Gold" - 500. S. .. A "Platinum" - . 800 M p. The yasarudzwa chinzvimbo achavaponesa mari wepagore nazvo, uye zvakawanda mubereko bhonasi accrual.

More kubva kadhi iri kwemakore 20 pasina bhuku rinopa vanoshandisa ayo nevamwe kubatsira. Pashure kutenga pairi rokutanga accrues 250 pfungwa. Ipapo, zvakare, vari akazviunganidzira. $ 100 - ndicho 7 points. Kuwanda inogona kupedzerwa kutenga matikiti kana Réservation mubhadharo pahotera.

Zvazvakanakira zvakawanda. Asi zvakadaro zvakawanda zvakanaka zvinhu zvaunofanira kubhadhara pamusoro wayo basa. Rimwe zuva kunonoka kunodyira 1% yose inowanwa chikwereti.

Map of "Gazprombank"

Sangano iri kunoitawo vechidiki zvinowanika dzinonakidza. Ane kadhi rako rokubhengi. makore 20, mabhengi vaiona zera kwakakwanira munhu kushandisa chikwereti basa.

It kunoda Russian pasipoti kwete chete. Munhu anoda kuwana kadhi rechikwereti, mutengi anofanira kare kuva "Gazprombank" uye kugamuchira mari kuti nhoroondo, zavedonny musangano uyu. More muvanhu vanofanira kuva chikwereti kana kare akatora chikwereti.

Pane chaicho fuma iri kadhi kubva "Gazprombank". muridzi wayo anogona mubasa bhonasi purogiramu negasi zvechitima. Mumwe akapedza 20 rubles - uyu 8 points. Kuwanda inogona kupedzerwa panguva gasi yemapurisa "Gazprom". Uye kunyange kuwana mukana kuronga Yakabudiswa chinhu. Chimbadzo kadhi iri 27.9% chete annum, gore negore mutengo basa - 750 p. Muganhu - 200 000 rubles.

Sberbank: No chaiwo ezvinhu

Chokwadi, kana kukurukura nyaya yakadaro, unogona kukanganwa pamusoro Sberbank kadhi rokubhengi. makore 20 - ichi hachisi shoma zera kuti zvinogona mutengi kuti tsika zvemari. In mumari Bank anogona kuwanikwa muna 18, uye 14. yokupedzisira nyaya, mupiro shoma iri 1,000 rubles. Anogona zadzai izvozvo, sezvamakaropafadzwa chero nzira. Mari nhungirwa - zvakare, asi chete muhofisi.

Uyezve, muna "nemari Bank" anogona kunyange atore chikwereti makore 18, kana wawana basa atogamuchira. Asi vachiri kuda rubatso muchimiro mubereki kana muchengeti, uyewo mari yavo chitupa (kuwedzera yavo).

How kuwana kadhi iri mari Bank?

Pasinei zvose vakavimbika kune zvinhu vechiduku, kadhi kunogona kuwanikwa kubva pamakore 21. Credit pane debit. Conditions yakanaka - zvishoma rubles anopfuura 60 pamwedzi. A kumwedzi nyasha mazuva 50.

Muganhu - 15 000 rubles, kadhi chinoshanda kwemakore matatu, uye nyaya vadzidzi ayo havatombozivi akaronga basa. Uyezve, nokuti debit uye kutenga pamusoro kadhi bonuses, izvo zvinogona kubhadhara kutenga, cafes, firimu matikiti, uye zvichingodaro. D. Zvisinei, Sberbank sezvo chakavimbika kupfuura urongwa zvemari kuti inopa kupfuura akanaka ezvinhu uye yakawanda yakanaka yekuona Extras, pamusoro, unogona kuona kuti, kana uchida mamwe.

vamwe mikana

MuRussia, pane zvakawanda zvimwe masangano zvemari kuti ape makadhi kuti vanhu vaduku kubva 20 kana 18 makore. Somuenzaniso, "AK odzika" kubhengi. Rinopa paunogumira 100 000 rubles, basa kuti gore 750 S., uye gore negore interest - pa 30.9%. Grace kumwedzi - 56 mazuva. Card wakabudiswa kuvanhu vose kwemakore 18, urongwa pasipoti (Minimum zera - makore 18).

Kune "Sovcombank". Ikoko unogona kuronga kadhi pakarepo, unonzi. The muganhu muduku chaizvo - 30 000 rubles. Interest - 29.9% chete annum, uye shoma makore mutengi anofanira kuva makore 20 (vakomana). Vasikana vanogona kushandisa basa iri kwemakore 18. Ipa kadhi iwoyo, kureva kuti, pakarepo. No magwaro hazvidi - chete nepasipoti. Uye vachiri kuda chinyatsotsanangurwa munharaunda yokuwana bhangi bazi.

More anopa zvinhu zvakanaka "Metrobank." Hwake Smile kadhi iri rakapa vanhu vose zera 18 uye vakura. Just kuvapa zvakafanira maviri gwaro kunobudirira. Somuenzaniso, vehurumende pasipoti uye rezinesi rokutyaira, kana "kuenda kunze kwenyika". Guys zvachose kupa rechiuto ID kana basa kunyoresa. The muganhu iri 500 000, Nokuraramisa akasununguka. The chimbadzo Zvinoshamisa diki - 14-20% pa annum. A kumwedzi nyasha - mazuva 50.

Sezvaunogona kuona, chikwereti inopa vechiduku vari kunyange kushanda - uremu. Uye apa - hazvina mazita yose navo.