Murau zvausingakwanisi nechikwereti

Zvichida mumwe nomumwe wedu pane imwe nguva nenguva chikwereti. Ungave uchida kutenga, kana kushandura midziyo zvokushandisa, uye vamwe tiri kuramba kwete nokuda mari, asi kuti avo kuti akatipa pamahombekombe panguva soro kufarira prices. Asi hatina kumbobvira kufunga kuti, uye kutimanikidza pakuti? Tine mari, uye kuti mari mune zvimwe zviitiko, handigoni: mumwe chakarasikirwa basa, uye pamwechete nayo, uye dzimwe mari, vamwe havangagoni kubhadhara wemuno yakadaro, uye mumwe munhu uye asingadi kubhadhara. Yakanga uye kunouya nguva pazvinenge zvakakodzera kuti kubhadhara zvikwereti, kana kuenda kudare uye mhinduro kubhengi. Kazhinji, nyaya kazhinji kacho ndiye anokunda muhari, uye zvinoreva kuti pauwandu hweavo kumuka kudenga uye kuti kubhadhara zvikwereti akadaro anova musoro. Chii muchiitiko ichi? Unofanira kushandisa chepamutemo chikonzero asiri kuripwa chikwereti - kubva kukamurwa nguva yacho chikwereti.

Asi hazvina kuita chikanganiso ichi uye usaswedera muusungwa yakatokura? Just vanoda kwazvo kuziva kodzero dzavo, vachishandisa mitemo zvausingakwanisi pamusoro chikwereti, iyo rinonyoreswa zviri Civil Code of Russian Federation. Panguva iyi haizogadzirisiki chikwereti nokuda kwezvikwereti anodarika 12% vaiva Russia. Zvose izvi zvinoratidza kuti mutemo uyu anogona kushandisa akawandisa vanhu. Nhamba iyi inoratidza kuti ose mugari chechina munyika iri chikwereti, pamwe ose wechipiri mana ane zvimwe zvinetso vane vachibhadhara mari. Saka, zvakakodzera kutaura pamusoro kufarira kukuru nzira iyi, defaulters zhinji.

Ini ndingadawo kujekesa kuti - murau zvausingakwanisi pamusoro chikwereti? Chinhu nzira yakadaro umo mutemo yemararamiro kuripwa kwemutongo chikwereti makore matatu. Zvakaratidza kuti vaya akatora zvikwereti, anogona pashure iri, kungova vanoramba kubhadhara zvose zvikwereti. Asi chokwadi, ichi yose oparesheni hakusi nyore sezvo zvinoita.

Izvi imhaka yokuti mutemo zvausingakwanisi pamusoro chikwereti chinopa mamwe fanira nuances. Somuenzaniso, mumakore matatu pakati mukwereti uye akakweretesa vanofanira kunyatsova hapana ukama kugamuchira zviziviso kana zvinoda kubva kumahombekombe. Kubhangi zvakare anoenda ose anonyengera kuti dzinoona murayiro zvausingakwanisi pamusoro chikwereti defaulter vasingagoni kushandisa. It transmits zvose kodzero yokubhadharisa chikwereti vateresi, uyo kanenge kamwe pagore nowenyika mari vasingabhadharwi. Uchapupu kukurukura kwako kunogona havashumiri chete kurekodha runhare kukurukurirana, asiwo siginicha, pamusoro Paanotambira imwe vakanyorwa tsamba.

Saka sei chaizvoizvo ngaaverenge chii mutemo zvausingakwanisi pamusoro chikwereti iwe panguva. Iye kuverengwa chete kubva nguva apo iwe chose kurega kutaura mubhangi varo zvichaita pafoni kana kurarama - hazvina basa. Zvachose hapana kutaurirana! Uye chete ipapo, kana iwe pakarepo makore matatu akazopiwa samanisi kudare zvakare, zvichiita kuti ikwidzwe pakaunda-kutaura, nguva ino uchiteterera murayiro, iro rinoreva kuti kukamurwa kwenguva chikwereti.

Kunyange zvakadaro, hatifaniri kuzvinyengera pamahombekombe nhoroondo. Havasi kuenda kukanganwira chikwereti chako, saka havazofaniri kumirira kwemakore matatu kusvika kamwe zvakare kukukumbirai kudzorera chikwereti. Vachaita izvozvo ipapa. Kana kwete kuti matambudziko zvisingakoshi zvavo vanogona kutengesa chikwereti chako kune imwe kambani.

Saka zvinokosha chiuru nguva usati kushandisa mari chisarudzo kwamuri. Zvimwe kwaiva zvishoma nezvishoma mari ichakubatsira kugadzirisa mamiriro ezvinhu uye achava zvakawanda zvinobatsira mitambo yako nedebwe uye kutsvaka pamwe mubhengi kwemakore matatu. Eya, kudzivisa matambudziko mutsividzo yemutoo wezvikwereti, kazhinji hazvisi zvakakodzera kuti kukwereta mari. Nyore kuunganidza pane hwose kufunga kuti kupi mari unotevera chikwereti extinguishment.