Pachipatara pacho - a ... Chii nokubatanidzwazve pamahombekombe? Chii kumahombekombe pachipatara pacho?

"Utsanana" uye "pachipatara pacho" - mashoko anokonzera kutya zviso makambani akawanda, kunyanya munguva iri yose zvoupfumi kuGreece. The shanduro chaidzo "vapore" ikarapwa ari kupora. Kana isu kumanikidza tsanangudzo rwezvemabhengi zvekutepfenyura, rinogona kududzirwa ive kuvandudzika mari tsika. Pachipatara pacho - munhu kana sangano anopinda kudzorerwa functionality ose tsika. Rehabilitation basa chevanorwara zvemari havana nguva dzose aita, asi chete kana pane mukana kudzivisa kusauka, kana apo chevanorwara mari vezvokutengeserana iri semhosva zvainoreva imwe nharaunda. The nzira iri basa kana drawdown pamusoro mubhengi nepakati anoenderana kunyatsofunga. Kubudirira yavaipora muitiro iri pakutsvaga Central Bank Commission.

Musimboti rokuchinjwa nzira

Musimboti vapore ndiko kudzorera vakarongeka kushanda mubhangi vasingafaniri kushandisa kuti revocation ari rezinesi pakati Central Bank. The Banking Act inopa kuti chiitiko nezvinetso mubhangi rimwe chairmen anofanira kuudza pamusoro akaoma chaizvo shareholders. Shareholders akatowana sarudzo kana pachinhu guru zvibereko mbiri urongwa pamba, kana kuzivisa zvemari incapacity pamusoro chikumbiro hwezvaizoitika kururamiswa. Maererano Director General of Agency kuti Deposit Insurance Isayev, iye kashoma aifanira kukurira kwakadaro zviito mabhanga. Mumamiriro ezvinhu akawanda, matambudziko chokuita mari kupfungwa wacho liquidity, makanyatsovanzira.

Chii chinoita pachipatara pacho?

Sezvambotaurwa, kune pachipatara pacho - ndiye munhu kana kambani kuti ndiye anokonzera kudzorerwa kubhangi, zvatiomera. Panguva iyoyowo kudzivirira zvido depositors. Zvakanakisa, mushure nokubatanidzwazve zvavakanga vachida kuita neimwe investor anofanira kudzokera dhipoziti yenyu. Above nzira kazhinji zvinoshanda kwete chete kubhengi-pachipatara pacho, asiwo Central Bank uye Deposit Insurance Agency (Deposit Insurance Agency). By kutsvinda pokuperevedza basa takatsunga, munhu ambomiswa vatungamiriri vari mhosva matambudziko kubhengi wacho. Ichiitwa misoro mari nemasangano kuitira kuti kufukidza zvose mitoro yawo. Vamwe kubatsira kutsvinda vari pachavo pachipatara pacho. Unogona kutaura chikwereti of Central Bank pasi mwero kusimba yakaderera.

Mabasa Motels uye LETSATSI

Nzira kuti vapore mu Russia akabata LETSATSI. The nzira anogona kutora kubhengi chikamu pachipatara pacho. sangano iri zvemari (zviri yakakura masangano, riri vava kuda kusauka), uyo anoda kutora chikamu zvokunyama nokubatira yokupedzisira. Neimwe nzira, kukwidza padanho liquidity anogona pave pachishandiswa akakwezva makambani. Kana basa kuti mamiriro ezvemari ari pamahombekombe, vava kuda kusauka, akatakurwa navanhu tsika zvemari, pachipatara pacho, LETSATSI paanotarisira nokuumbwa itsva administrative midziyo. Apedza basa iri, mutoro kuna Deposit Insurance Agency chinobviswa. Financial nokubatanidzwazve havagoni kugara mwedzi anopfuura 18. Inogona kuwedzerwa kwemwedzi mitanhatu chete kana chisarudzo vachaitwa kubudikidza arbitral pechigaro chokutonga. Central Bank anosarudza raizoitwa kana kwete ichi kunyanya nyaya utsanana. Chii depositors munguva kuzoita kubhangi, riri nyore kunzwisisa, sezvo mari sangano wacho basa uye Kudyidzana, izvi haisi kukanganiswa.

Ndezvipi dzokurapa zvinowanikwa rutapudzo kuti liquidity?

Maererano mitemo Zvokusunungurwa - kunzwisisa zviyero, izvo zvinofanira kusimudza pachiyero kubhangi kuti liquidity, nokudaro amborwira kubva kusauka kuti tirambe rezinesi. Pachipatara pacho of kubhengi - ichi inyaya anoita kuvandudzika mari uye upfumi mamiriro ezvinhu nechikwereti. In zvakafanana, akasangana zvose zvinodiwa chikwereti tichiregeredza achiposa zvebhizimisi kugadzirisa zvikwereti uye nokururama, zvichibatanidzwa. Kubvumirwa kushandura kwesangano, zvemitemo uye operative nemamiriro nechikwereti. Statistics anoti bankruptcies achapedzisira kwazvo. Uchifunga mubvunzo zvazvinoreva kuti vapore ari pachipatara pacho, zvinofanira kutaurwa kuti urongwa kwemashoko zvinodhura chaizvo uye kunoda nguva uye kushanda nesimba.

Chii chinobatanidzwa mu pfungwa vapore?

Remediation - iri chaizvo zvakawanda muitiro, umo chinozoiswa mabasa ose mhando dzakasiyana. Unogona kutaura realigning mabasa uye kuvhara zvirongwa maturo. It atara kunonoka kana uri mutsva chibvumirano pamusoro chikamu Yakabudiswa iri muripo zvikwereti. Pamwe pane zvishomanana nyora-kubva zvikwereti, kuti akapa chibvumirano rose. Hako yakapedza receivables uye akabata chombo kugadzirisa. Akaparadzira haasaruri kutengesa midziyo. An investor iri mari-rokurera chiitiko, paanotarisira kuripwa chikwereti. Anotora kumusoro mhinduro matambudziko maererano zvikwereti zvemari. Kana kugadzirisa kubhangi akateya kure anogona kuwana vashandi vasiri avepo rokuchinjwa kwacho pachayo.

Nei hurumende rutsigiro mabhanga?

Kugadzirisa & Insolvency - hachisi kuchipesana, asiwo pakatarisana chaiyo. Kana kusauka - a kuvhara rakazara tsika zvemari, izvo ane muhomwe kuti makambani ose uye vatengi, rokuchinjwa ndiko kudzorera utano zvavakanga vachida kuita. External zvemari sangano kushanda youduku hakuna kushanduka. Hurumende yeRussia, kusanganisira Central Bank, ane zvarwo panyaya utsanana. Kubatsira duku musika vechikamu nayo runogonesa kuti kutendeseka pakati wechipfuwo rwezvemabhengi hurongwa. Kana kubhangi, Ngavabatwe ezvinhu akaoma, zvinokosha chaizvo kuti nharaunda, ayo kusauka aigona rova Entrepreneurs, uye, naizvozvo, pamusoro remunharaunda upfumi. Panguva iyoyo, muitiro rinoitwa muRussia chete mashomanana mahombe zvemari kuti havasi kunyanya chaizvo kuridza basa mamishinari maererano chinokosha zvemari mari.

The matambudziko huru

Pachipatara pacho of kubhengi - iri guru pamahombekombe dzakakwirira liquidity, izvo zvinotora mari yechibatiso rakabvongodzwa sangano. Zvinetso kupora kunyatsoshanda vari kunyanya akarondedzera sizvo zviito kubudikidza navabati Bank. Ivo kana kuita mabasa zvisiri pamutemo, kana nyaya yavo ine yesangano ose dubious mavambo. Ita zvinhu emura hazvibviri nguva dzose. Uyezve, sezvo tsika inoratidza kuti kupiwa chikwereti haingatikwaniri rokuchinjwa tsika zvemari nguva dzose.

Ndezvipi zvakanakira kubhangi pachipatara pacho vapore kwacho?

Pachipatara pacho mabhanga kuitisa kutsvinda bedzi kwavo pachavo. Kuva vanoitisana kuti unotambudzika zvemari masangano, vanogashira mutsva twa zvakanaka. Zvinofanira akati pamusoro kukwezva munhu pachipatara pacho kuti vatengi. Hupo chinzvimbo anoratidza chivimbo kubva kuhurumende uye, naizvozvo, chinokwezva vanoita, anomutsa padanho chivimbo tsika. The pachipatara pacho hwagara ainakidzwa kutsigirwa mamiriro, vane zvimwe zvinobatsira. By "muponesi" banku- panguva uye vakaisa kunyatsoomerera zvinodiwa mu anomukweretesa chidimbu uye azadzise ayo mitoro. Izvi kunobatsirawo pamusoro mukurumbira tsika, kuwedzera makwikwi ayo pamisika yemari mudzimba.