"Rosenergobank", kudzokorora rezinesi: zvinokonzera dambudziko

Nyika izere makuhwa. Saka takaudzwa sezvo mwana, uye kuti nezvazvo kunyange kuudza vatengi kuti mabhanga. Uye kuti zvechokwadi anofanira vakareurura, vazhinji mari masangano mukurumbira rinoumbwa 50% of makuhwa uye User pamaonero. Zvisinei, pane imwe asi. Ndicho chimwe chinhu apo kambani iri yakanaka kunzwa, izvo haana kunyange kuda kuramba, uye ndeimwewo - kana mubhengi inoti haisi kumeso zvinhu. Waitirwa mashoko akadaro, kwedu pfungwa, uye akava "Rosenergobank". WIthdrawal of rezinesi - ndiwo mumwe mukuru misoro inokurukurwa zuva nezuva ari forum siyana zvemari uye network. Asi zvichaita kutorwa? Kana bhengi, sezvo iri ichangopfuura 2008, achakwanisa munataisireva here?

General information about magetsi pamahombekombe

Saka, nyaya muchikurukura vakawanda vakatanga chazezesa "Rosenergobank". Zvinetso musangano, uyewo mamwe sangano chero zvemari, nguva nenguva akasimuka. Asi, pasinei ichi, nanhasi ndizvo yerera. Uyu ndomumwe Russia guru masangano zvemari kushanda mumunda zvikwereti uye kuramba nhoroondo diki uye svikiro kadikidiki bhizimisi.

zvemari sangano nemakasitoma: ndivanaani

Clients dzesangano panguva vari vashoma guru zvokutengeserana zvivako, kusanganisira vaya vari simba zvekutepfenyura. Kwainyanya kubva mari yacho kubhangi deposits vemo nhasi. Uyezve, wezvokutengeserana akatanga ari kushingaira mumabasa kutengesa pamusoro pamusika yokutendeutsa kwacho uye kuchengetedzeka. Panzira, kuti regulator ichangopfuura akawedzera kuwanda marezinesi chokuita kumusika kutengesa sangano zvemari.

Chii chinoita kuti kutya ruzhinji manzwiro?

The inonyanya kukonzera kutya anova kutya chimwe kana kupfuura nemakasitoma kwemutongo tsika. kutya kwavo kazhinji chokuita zvimwe zvinetso kuti vaigona nawo. Somuenzaniso, fungidzira mamiriro ezvinhu apo "Rosenergobank" hakuiti kuti kubhadhara. Kana pane, paiva yakafanana dambudziko pamwe munhoroondo vanhu vanoverengeka vakanga Akatya uye akatanga kuparadzira zvinovanetsa kukwira cheni. Uye mberi chinoronga utachiona "bankoboyazni" kunhonga uye dzimwe vanoshandisa, izvo kutanga kuudza vamwe vanhu Russian pfungwa dzavo.

Chaizvoizvo, izvi achangobva chakaitika pamwe "ROSENERGOBANK". Somugumisiro, kutya kupararira kwakawedzera chivimbo mubhangi, nerunyerekupe kuti achakurumidza chisanyanya rezinesi. Asi pane chikonzero chokunetseka?

A pfupi karwendo kupinda kare

Akapiwa chokwadi chokuti regulator utsinye anotema musoro kurudyi, nokunyima mabhanga marezinesi Wholesale, siya zvachose mukana havagoni kuva zvinobvira kusauka. Zvisinei, zvinokosha kuyeuka uye yakaoma mamiriro ezvinhu anotarisana ne "Rosenergobank" (Russia) mu isiri kure 2008. Panguva iyoyo, tsika mari chaizvoizvo vakatambura mamwe Nokurasikirwa uye rakanga vava kuda kurega of rezinesi. Pakarepo vakatanga kuonekwa vakatsamwa vanoshandisa uyo vakagunun'una pamusoro nechando vachibhadhara uye kushaya apindure kubhengi.

Asi kunyange ichi mutsika vanetseka sangano zvemari vakatadza kubhadhara. The yakanaka kuita apo kuti hwezvokutengeserana sangano iri kushandiswa wevimbiso chitsamba zano. Chaizvoizvo Its yakanga sezvinotevera: kubhangi kuti vatengi vakakumbirwa kuisa mashoko kuzadziswa wazvipira zvesangano kubudikidza chinokosha wevimbiso manotsi. Zvikurukuru, "Rosenergobank" (revocation kuti rezinesi iri nyaya zvinofungirwa, asi akakwanisa kutiza) yakati kuti vakawanda vatengi vavo kutenga 90% uwandu bhiri akarembera, apo 10% kutora maoko mari.

Maererano magweta, nzira iyi akatibvumira kubvisa zvachose vasiri payers pakunamata cabinet (ndiro pano kazhinji aenderane neispolniteli yeGmail.END_STRONG migove, kusanganisira mutero munataisireva). Uye kusavapo pakunamata kwakadaro, uyewo, kunyimwa ari regulator pamutemo hwaro imwe chiyero zvakanyanyisa muchimiro revocation of rezinesi.

Ndeupi nei paine kupikisana kwakadaro?

Pari, wongororo kuti "Rosenergobank" (vanoshandisa wongororo) chokuita kunetseka itsva pamusoro kusagadzikana kwayo zvemari. Zvikonzero zvinoverengeka:

• chakagadzirwa kutya, akarongeka vakwikwidzi nemabhangi;
• nokutya ari network vakasikwa vanozvishandisa vamene;
• kurudzirai pachaunga;
• Vakaongorora;
• pachena zvinopikisana ari pachena kuwanikwa mashoko zvemari.

zvinosanganisira kuvapo Makwanza chaiwo kuzvidavirira, nekuzarurwa nhengo kutya pakati zvikonzero.

Maererano vanoongorora, nzira chete kudzivisa munhu vanodira kwemutongo sangano - skip mashoko anogona kukonzera kusafarira kubva vatengi. pfungwa iyi sokuti rinonyomba pachake "Rosenergobank" (wongororo of bhengi iyi inotsigira pfungwa iyi) sezvo nhau yayo kokupedzisira iye re muna August wegore rino. Naizvozvo mashoko pamusoro September uye zvinotevera mwedzi miviri nzvimbo hakuna kudzorwa.

Kufungisisa achinyima kutaura zvemari, yakawanda vanoshandisa, kusanganisira nyanzvi zvemari uye vatsoropodzi akaita zvavanotaura pamusoro kubhengi wacho kusagadzikana. Asi hapana chikonzero kuti tidzikame?

"Rosenergobank" kushaya ari rezenisi: chii penyanzvi vanoti?

Maererano nenyanzvi, musavhunduka, asi kufungisisa zvinhu inomira. Somuenzaniso, vakawanda mhinduro dzemibvunzo ine chokuita mari nzvimbo imwe sangano zvemari kunogona kuwanika yake yepamutemo Website rosenergobank.ru.

Pairi vamiririri kubhangi vanyatsohuongorora tsanangura musimboti mamiriro chaiwo. Saka, unogona enzanisa uwandu pachavo mari, rakabudiswa mukutanga October uye September. Muchiitiko chokutanga, zvikavavarira kusvika bhiriyoni 8.9 rubles, apo rechipiri - bhiriyoni 10.6. Kubva ichi tinogona kugumisa kuti chete mwedzi mumwe paiva rutapudzo ane saizi guta nokuda zvakawanda 16%. Uye inoti chete kuti Company zvakaitika unopinza nokuwedzera vaaida.

Uyezve, zvavanotyira pamusoro kuderedza zvinobvumidzwa kukosha kubhangi guru pachavo mishumo uye regulator pachayo pakutanga October. Maererano izvi mishumo, ukoshi ichi anoenda kunaka, uye ipapo airarama 5,125% kana pazasi. Somugumisiro, tsika zvemari aiva nezvinetso akaisa chikwereti.

Zvisinei, izvozvo vakakwanisa kukurira navo, kana shareholders vakasarudza kutendeuka chikwereti migove pakati kubhengi. Akafanirwa izvi rikaporeswa ndozvakajairwa kuti guta adequacy. Nemamwe mashoko, chero zvinetso zvemari wambosangana "Rosenergobank" rezinesi kurega haana kutyisidzirwa. Kunyange siya simba nezvimwe zvinhu, yakazvimirira vamiririri kupfungwa zvemari, hazvisi zvakakodzera.

Muchidimbu, achimunyima mashoko anopa chikonzero chitsva zvokufungidzirwa uye zvekungofungira. Uye Chikurukuru, zvichaita kukanganisa mukurumbira tsika zvemari.

Chii vanozvishandisa vanofunga?

chikwereti sangano nemakasitoma kazhinji tsanangura nezvinetso kubviswa mari, hurukuro imwe "akarembera" Payment uye vakaprofita pedyo kusauka yacho sangano. Vamwe, nekusiyana, vanoti zvakanakira matsva pamwe chete mubhengi. Somuenzaniso, mumwe zvakagadzirwa zvakadai anonzi chiito nokuda varidzi makadhi UnionPay International. Maererano ayo mashoko, pamwe mubhadharo makadhi nhumbi siyana uye mabasa kuti mhiri kwemakungwa vatengi 'Rosenergobank "achakwanisa kugamuchira 30% dhisikaundi.

Chii kuita vashandi?

Kazhinji, kusagadzikana nemari mbiri masangano vanoti vashandi pachavo. Izvi zvakare runoratidzwa guru uye netsvimbo turnover. Kuti tinzwisise izvi, haufaniri kuva nyanzvi kana dzezvematongerwo. Simply danda mu "Rosenergobank". Feedback kubva nomudonzvo sangano kuchaitawo zvinoita basa rinokosha. Asi kutanga, unofanira kutarisa. Maererano vatengi, mamiriro ezvinhu chero mapazi zvikuru zvisingakoshi. Kwerunyararo yakatsiga uye hapana zviratidzo chokuvhunduka. Kuronga vashandi pachavo vanoti Havazongosiyi chirongwa. Vanoda mudonzvo, basa uye kushanda nheyo.

Muchidimbu, nzvimbo iri kumhanya, mudonzvo usamhanya, mari kushandiswa anoteererwa. Nokudaro, kusagadzikana uye zvakatonyanya kudaro kuvatorera rezinesi, kunyange kubva mubvunzo.