Sei kuva inishuwarenzi mumiririri CTP? Chii mutoro inishuwarenzi mumiririri CTP?

In vanhu vakwegura, kunzwa mashoko okuti "inishuwarenzi mumiriri", kazhinji pamberi pangu pane munhu indeterminate bonde uye chitarisiko, asi compulsively vanoedza kukugombedzerai kuti "kufunga mberi uye kutenga mutemo." Kutaura zvazviri, kwemakore 15-20 chete apfuura, basa iri yakakurumbira zvikuru, vaiita basa iri kunyanya vagari vasina kubudirira mumwe munda.

Nhasi, basa mupurisa inishuwarenzi kumba (MTPL, Chikomo, policies pfuma inishuwarenzi uye zvakawanda) riri nomukurumbira chaizvo uye akakurumbira, uye pasi zvimwe ezvinhu anokwanisa kuunza wandei kwemari.

ndiye Insurance Agent Who

Yanhasi nevasori - ane chinzvimbo vechiduku kazhinji vane dzidzo yepamusoro zvikuru ruzivo mumunda yokukurukurirana nayo vatengi. Kuva kosi, munhu akadaro ndiye anokwanisa kukutengesera chinhu - kubva toothpicks kuti skyscraper, uye zviri zvachose kwete intrusive. Aerobatics - kuitisa kutengeserana, saka kuti mushure kwemamiriro chibvumirano mutengi akasiya pfungwa kuzvikoshesa uye kunzwisisa chii chaizvo aiva "tenzi zvinhu."

Kazhinji, inishuwarenzi mumiririri haisi mushandi wekambani, uye anoshanda maererano chibvumirano kana simba gweta. Izvi zvinoreva kuti kana chero kusanzwisisa zvose mutoro zvakananga UK, uye murevereri rakaita "mhosva." Zvisinei, izvi hazvirevi kuti pomutumwa haakonzeri chinhu, chete nyaya bindepinde, achafanira kupindura kuti UK, pane munhu anoda kubetserwa.

Asati pakuva mumiririri inishuwarenzi (CTP, Hull and said.), Zvinofanira vanofunga zvichiri zvakanaka, nekuti basa iri ndera muchikwata che "Bere rutsoka dyisa", kureva haasi zvokufungidzira yakatarwa muhoro, uye vanhu vanosarudza munhu dhigirii rakatsiga, hazvisi kusvika.

Ndiani unogona kuva SK mumiririri

In musimboti, kuitira kuti pamwe nemakambani ari inishuwarenzi vasina kupedza chikoro imwe yunivhesiti, dzakadai vanachiremba uye magweta. The Profile uye bhuku dzidzo yako pano hakusi kukosha kudaro. Mukuru chokuratidza vaya vari kushamisika kuti kuva inishuwarenzi mumiririri CTP - ndiye Kuwanikwa akasununguka nguva uye chido chokukurukurirana yakawanda. Sezvo freelancers, vakawanda IC achifara funga:

• vadzidzi (ano, vaimbova uye ramangwana);
• pensioners;
• pamudyandigere uto;
• vanaamai vechiduku;
• Madzimai epamusha;
• munhu upi kuti haana zvachose basa, asi anoda kunzwisisa uchenjeri pakati basa idzva.

Zviri nyore iyi munda midzi, vanotova ruzivo rwakawanda mukubata dzakasiyana vanhu: vatengesi, vadzidzisi, telemarketers, nomumbure telemarketers, vanachiremba, vanachiremba, aichimbova dunhu uye zvichingodaro.

Chii chinofanira kuva mumiririri akanaka

Vaya vakasarudza kujekesa mubvunzo sei kuva inishuwarenzi mumiririri CTP uye edza mhanza yavo mumunda uyu varidzi zvimwe unhu. Ivo:

• unofadza nechitarisiko - zvisinei pachiyero yavanotambira, muUK mumiririri anofanira kuva akachena, yakachena, neatly agerwe uye kumutsa manzwiro akanaka yemakambani vatengi;
• ndangariro dzakanaka - vanofanira kuziva uye kurangarira chaizvo kuti inishuwarenzi chigadzirwa yakati, kukwanisa zvakanaka kutsanangura ayo zvakanakira; Uyezve, zvinokosha kuyeuka uye "specificity" pamusoro vatengi, kunyange kana zvachose;
• sociability - vanofanira kukwanisa kumisa kuonana uye nokukurumidza kuwana mhinduro nezvarinoreva zvakasiyana-siyana nyaya, kwete kungova kudzokorora nomusoro rugwaro, uye kufarirwa interlocutor;
• Agility - yaibatsira chaizvo unyanzvi kubuda zvisingafadzi. ezvinhu, zvimwe - bumbiro zvechizarira pamberi musuo kana chihombe imbwa varidzi muchasangana pachikumbaridzo;
• nemishonga kushushikana - vanhu vakasiyana, kwete munhu anokwanisa kutaura zvakanaka, saka yeuka: mutengi akarurama nguva dzose, uye kuita kunyange kupfuura nomukurumbira kutsvinyirwa vane pfava uchinyemwerera;
• basa rakaoma - iyi, kugara "pachigaro pabhenji kupembedza" hakushandi, zvakaoma achavaponesa nhamba nemakasitoma wawana;

Ndaive insurers vakaenda, regai kudzidzisa

Saka, muna unhu kunzwisiswa, ikozvino ngatimbotaura sei kuva mumiririri kambani yacho inishuwarenzi kubudikidza CTP - Ingosstrakh, "SOGAZ", "RESO", "SSC" kana zvimwe boka sarudzo yako.

Chokwadi, hapana boka haazotenderi syöminen wokutanga kumiririra zvavanoda uye nokukuitira zvibvumirano nokuda kambani - kuwana kodzero iyi, unofanira kuva dzidzo chaiyo zvakananga kubva waunotarisira mushandirwi. mapoka aya kakawanda vakasununguka, pane ramangwana mumiririri achadzidzisa zvinokosha unyanzvi tambokurukura, unonyatsoruramisa zvaaitaura vatengi. Uye, chokwadi, "mapfupa" achaita nekukatanura mumwe inishuwarenzi chigadzirwa zvaipiwa kambani, ayo nesimba uye zvemakwikwi zvakanaka.

Kazhinji mapoka okupedzisira kubvira imwe vhiki mbiri kuti yakawanda, kurovedza anogona kuitwa zvose mumapoka uye mumwe nomumwe. Mamwe makambani uyewo kuita kure dzidzo kana kure Webinars uye Skype musangano. Asati ava mumiririri kambani yacho inishuwarenzi kubudikidza CTP, Hull uye dzimwe mhando inishuwarenzi, wacho haafaniri chete zvinobudirira kupedza kwavo, asi kupfuura dzimwe bvunzo uye kuongorora zviri nyaya yakapfuura. Mune dzimwe makambani, kurovedza kunogonawo phased - mumwe mutsva pamwero anovhura kuwana zvigadzirwa inishuwarenzi dzokuwedzera - dzakanga padanho, zvikuru kuwanda policies kuti unogona kupa vatengi.

mabasa

Pashure pokupedza okudzidziswa, imi muri kuenda. The mabasa MTPL inishuwarenzi mumiririri uye zvimwe mhando inishuwarenzi dzinosanganisira:

1. Kuwana uye kukwezva vatengi itsva, vawedzere ayo mutengi chawo.
2. zvibvumirano New nokuti marudzi ose inishuwarenzi uye kuwedzera (kuvandudzwa) huripo.
3. Self-tinyatsonzwisisa zvaparadzwa - pasinei nokuti vakawanda ichi chave akazvitsaurira mushandi, mumwe mumiririri anofanira kukwanisa kuzviita pachako.
4. Strict kuzvidzora uye Kuchengetedzwa zvinyorwa - basa kuchengetera mari yechikoro uye nezvimiro riri zvachose pomutumwa.
5. Promotional mabasa - nani pomutumwa achakwanisa undozviratidza, vazhinji vatengi zvichataurirana.

Chokwadi, vaviri pfungwa yokutanga inokosha, zviri pakuti vaita kunoenderana zvakananga pamusoro mari ndakawana.

Muhoro - chaizvo kana kwete

Asati ava mumiririri kuti kambani MTPL inishuwarenzi kana mamwe marudzi policies inishuwarenzi, vanofanira kunzwisisa kuti zvakajeka yakanatsa mari masvika pano. Mubayiro Freelancer pakuti kwayakaita, mhanza uye kushanda zvakaoma. Kekutanga, apo dzikaedzwa framework achava zvakaoma zvakakwana. Active uye tsime achida vatsva vari pakutanga. Rubles vanenge 15 zviuru, uye "rehove-nevasori" kuwana, uye vanopfuura zviuru 100 rubles pamwedzi.

Chokwadi, mumwe nomumwe kambani yayo hurongwa remuneration, asi vakawanda zvinganzi kuti mari mupurisa inishuwarenzi ndiyo 10-15% uwandu akagumisa zvibvumirano. Mamwe makambani kupa vamwe bonuses uye kushambadza apo kuwana waivako zvakanaka.

Employment inishuwarenzi mumiririri kunyange nyore, asi achiri dzinonakidza zvikuru, uye pasi zvimwe ezvinhu, hunobvumira kuti nokukurumidza kwira upward uye kuvandudza mamiriro avo emari. Zvisinei, asati ava okutenderera inishuwarenzi CTP Rosgosstrakh Somuenzaniso, ndiko kuzodzosera vaongorore zvayakanakira nezvayakaipira wokupupura ichi.

vose

Zvakanakira basa iri zvikuru pachena:

• Kurovedza isina basa idzva;
• vakasununguka nepurogiramu - basa rakadaro rinogona pamwe neimwe, uyewo kudzidza, maternity zvichingodaro;
• repamusoro panogumira profitability haringorevi - se "rinoungana" saka zvikuru uye akagamuchira;
• mukana wokuwana rudo itsva "zvakakodzera";
• yakaderera makwikwi - vanhu vanokwanisa kuita zvakanaka basa rakadai, kwete zvokuti.

uye pamusoro

Asati pakuva mumiririri inishuwarenzi CTP, akamira nekururama kuongorora nekuipira basa iri:

• kushaya mudanga oneka mari;
• rakazvimirira kutsvaka vatengi - dzimwe nguva zvakaoma kufunga kuti papi;
• okushanda purogiramu - zvingangodaro kuti yeGmail.END_STRONG anoda kuona pamusoro zororo, neSvondo kana pashure 23,00;
• pachako basa nokuti vakachengeteka mapepa;
• kushanda ne "mu mari" basa pachavo nokuti kuchengeteka inishuwarenzi.

mhedziso

In mhedziso, isu muchidimbu dingindira, unofanira kuva inishuwarenzi mumiririri CTP:

1. Sarudzai kambani achivapa mabasa inishuwarenzi uye vakabvunza pamusoro Kuwanikwa mabasa.
2. Tumai tangazve pamwe kuonana mashoko kana kuzadza fomu pamusoro Website kambani uye kumirira kukokwa kuti bvunzurudzo yebasa.
3. Shanyira hofisi kambani yacho inishuwarenzi, zvakaitika pachake bvunzurudzo uye wemasaini nokuda kosi inotevera kudzidziswa.
4. Panopera kudzidziswa kuti kupinda mushandirapamwe chibvumirano uye vatanga basa, uye sei nokukurumidza unogona kuwana mari yokuwedzera yako yokutanga - napo.