Car chikwereti kana mutengi chikwereti; zviri nani? Izvo chikwereti kusarudza: wongororo

Maererano nenhamba, avhareji mari motokari mu Russia anouya 800 000 kuzora. Zvakakodzera kusimbisa chokwadi nhamba iyi dzingasiyana zvichienderana nharaunda, somuenzaniso, munzvimbo Maritime nharaunda, mari iyi inogona kusvika nhamba hafu yemiriyoni rubles. Pakutanga zviri pachena kuti mari idzi havagoni kuva nyore murume munzira kuwana kunyange gore. Kubatsira, sezvo nguva dzose, uyai Lenders. Kazhinji vanhu vanobvunza, "Car chikwereti kana mutengi zvikwereti, izvo zviri nani?". Kuitira kuti kusimbisa vachifarira ichi kana kuti mhando achiposa zvakafanira kuziva zvakanaka uye kunaka mativi motokari chikwereti uye chikwereti kushandisa.

Car zvikwereti: zvayakanakira nezvayakaipira

1. Mukana kupinda chikwereti ari showroom. Nokuda kuvapo duku mari kuti pasi kubhadhara chikwereti chacho, unogona kushandisa, pasina kubva inotengeswa.
2. A yakafara purogiramu zvikwereti motokari. Anenge zvose mabhanga kupa chikwereti mabasa kutenga "simbi bhiza". Nokuti kana waita chikwereti kubhengi achadzivirira kuti yaibva pachavo nokuvapo rubatso, kusarudza pamusoro chikwereti tendero ari kuchengetwa zvikuru kakawanda kupfuura sarudzo iri mutengi nechikwereti.
3. Low chimbadzo. Kusiyana zvikwereti mutengi, apo paavhareji chimbadzo pamusoro chikwereti 20%, zvikwereti motokari iyi inomirira panguva yacho chimbadzo pamusoro chikwereti - 11-12% pa annum. Declaration na General Motors ambotaurwa gore rino pamusoro rokuchengeta American mugadziri pamwe Russian motokari indasitiri, nokuti kudonha nevatengi kudiwa zvinhu ayo akaita kuti zvikwanisike kuti Developers mamwe mota kupa zvakanakisisa pagondobwe vatengi: imwe-nguva dzose pasi mubereko prices ari chikwereti - 5-6%, kana kushaiwei navo zvachose. Kunyange zvazvo upfumi mamiriro ezvinhu munyika munguva anodikamwa, nguva ino kugona nani akakodzera kuti kunobatsira motokari kutengwa. Chokwadi, kana mubvunzo: "Car chikwereti kana mutengi chikwereti - riri nani," pasina mubvunzo chikwereti nechinangwa kutenga motokari, pachinhu ichi, anokunda.
4. Nekusagona kutengesa motokari kumapati rechitatu. Kana motokari chikwereti nemabhangi nguva dzose kutora chokumbofanobata yako kutenga motokari, uye TCP ari pamahombekombe pamberi waichengetwa chikwereti. Kana asiri kubhadhara chikwereti iwe chikwereti sangano anotora wake motokari. Asi pano unogona kuenda kune imwe nzira, kana usina zvinodiwa mari kuti rendi uye imi vakasara "pachena muhomwe." Kuti aite izvi, unofanira kuenda motokari mapurisa, kunyora mashoko pamusoro kurasikirwa TCP uye mushure mechinguva iwe kundoitora. Zvino unogona kutengesa motokari uye kubhadhara chikwereti. Asi zviito zvose izvi zvisiri pamutemo!
5. Rokumanikidzirwa inishuwarenzi pamusoro Hull. Kana achiita mota chikwereti, mabhanga vari compulsorily kwakaitwa vatengi basa inishuwarenzi Hull, uchida kana kwete. Asi, zviri kuita muchifarira pemahombekombe kuti vazvidzivirire.

Consumer chikwereti: zvayakanakira nezvayakaipira

1. Kushandiswa mari kwayo chete kungwara. Nemhaka chikwereti wakabudiswa pane kuchinja pane mukana kutenga motokari ine ukoshi yakaderera, mukusiyana kuti motokari chikwereti, apo mari vari rakapa chete nokuda kutenga motokari itsva, isingawanzopotswi kunze b / and.
2. Complete Kuraswa motokari yake. Chokwadi, ichi Zvinobatsira magadzirirwe kwakadai chikwereti. Unogona kutengesa, shanduko, akaisa rubatso "shamwari" dzake, regai kuyambuka mutsetse mutemo.
3. Mukana kukundikana kuwana zvikwereti. Havasi mabhanga vanoda kukupa mari yavo, kana hapana rubatso kana rubatso. Panyaya iyi, motokari chikwereti kana mutengi chikwereti - inova mari yakawanda? Chokwadi, kubaya wemotokari kutenga pamwe kumahombekombe mari.
4. Yakawanda mubereko prices. In tsika, mubereko prices pamusoro nevatengi mbiri nguva dzose kupfuura nokuda kwezvikwereti motokari.

Car chikwereti kana mutengi chikwereti: wongororo

Sezvo ongororo, ruzhinji wokuRussia vakawanda anoda kushandisa zvikwereti motokari, kuisa pfungwa dzavo pfungwa yokuti ichi mhando anomukweretesa zvinonyanya nyore kuwana, pasina kufanira "dzichikunetsa", uye kuyananiswa kuti PTSD wakanyengwa kubhengi.

Asi kune avo zvakasimba, rinotungamirirwa ndechokuti kana kutenga motokari iri nevatengi nechikwereti vanhu vanokwanisa kushandisa nayo panguva yayo kungwara: kuti atengese, kuchinja, kupa uye zvichingodaro.

Car chikwereti kana mutengi chikwereti - inova nani? 2014 somunhu chokukomborerwa kusagadzikana zvemari

The nokuiswa zvirango, kuwa muna mitengo mafuta, kwakatungamirira kusagadzikana pamusoro Ruble. Panyaya iyi, ruzhinji mabhanga mhiri Russia kunge akasungirirwa mamiriro ezvinhu kuzviwanira mutengi chikwereti, zvichiita kutonetsa kuwana vokuparidzira pamwe shoma mari. Car chikwereti ari anenge asina kukanganiswa, kunze kwenguva duku zvinomutsa wepagore chimbadzo, uye mamiriro ezvinhu akanga tezhe. Saka pashure zvose, motokari chikwereti kana mutengi chikwereti - inova mari yakawanda? Muna 2014, yokutanga anofanira mumotokari chikwereti, pamwe yakafara rokugadzirira duku chimbadzo.

Sberbank "anotendeuka" zvikwereti motokari

Sberbank ndiro rakakura kupfuura mamwe ose mumiririri mabhanga ehurumende-anazvo. Chinenge mhuri ose vakashumira mubhangi ichi. Haadi kunzvenga divi uye motokari kwezvikwereti. Asi nokuda yemamiriro ezvinhu munyika, mumari Bank pakupera 2014 payakaramba zvikwereti motokari uye zvakachinja mabasa aya kuti mwana "Setelem kubhengi". Saka mubvunzo kana zviri nani kutora - mota chikwereti kana Mutengi zvikwereti iri mari Bank, hachibatsiri. Kana iwe uri kugara mutengi yacho kubhangi, unofanira kuvimba chete zvikwereti nevatengi.

Reviews of mari Bank of aimbova ezvinhu zvikwereti motokari

Mubvunzo chii zvakanakisisa motokari chikwereti kana Mutengi zvinowanzooneka inokurukurwawo forum chikwereti muna mumari Bank? Reviews vakaratidza kuti vanhu vakawanda vanosarudza kutora chikwereti kutenga motokari mubhangi ichi, nokuti anokwezva kufarira rates, zvichienzaniswa nemamwe masangano zvemari. Asi chikamu vakawanda vachiri kumirira kuzoita zvikwereti motokari kubva kumahombekombe hurongwa.

Chii ichiri nani motokari chikwereti kana mutengi chikwereti?

Pakupindura mubvunzo: Car chikwereti kana mutengi chikwereti - riri nani ", kuchenjera kuramba kukoshesa repair zvikwereti nokuti, chokutanga, mwero wacho chikwereti anogara dzinokwanisa yakaderera, uye chepiri anenge kumbobvira zvinoda nezvokupindira yavose rechitatu kuti dzinoona chikwereti uye. wechitatu - mabhanga akawanda kupa bhonasi, panorongwa nokuda kwezvikwereti motokari uye panguva yedambudziko dzimwe nguva motokari nechikwereti zvinogoneka pasina chero overpayments kana hauna kuona hope dzavo - .. kutenga motokari - zvikuru zvishoma, zvakanakisisa kushandisa nevatengi chikwereti. Izvi achaponesa pamusoro nengowani dzavo.