Credit nokuti diki mabhizimisi kukura. mutambo matambudziko

kukura varombo entrepreneurial basa iri migumisiro administrative uye pamutemo mutemo kwete chete nzvimbo iyi, asi chinetso kuwana zvikwereti. Chokwadi ndechokuti kunyange pamberi chikwereti dambudziko pamusoro pokumuka diki Business haana pakati kukoshesa rwezvemabhengi zvigadzirwa.

Key chikwereti Matambudziko

The chikuru dambudziko mafungiro ichi ndicho opaque urongwa bhizimisi. Chinyakare pamwero zvemari kuverenga chiri entrepreneur kuti mabhanga maturo, uye kazhinji nengozi chinhu. Kunyange makambani pamwe kugadzikana zvemari pachena mabasa haisi nguva dzose zvinoita kutora chikwereti chiduku mabhizimisi kukura. Tingatii pamusoro kusavapo kwaniso ane entrepreneur kuti zvinhu zvemari uye chizvidavirire mushumo bhengi. Chimwe chinetso ndiyo chikamu chiduku zvakarurama mune mitemo mari. Zvakaoma chaizvo kuti chikwereti kuti kukura basa duku, kana pakuenzanisa Pepa wekambani iri chete 5 - 15% mari dzavo, uye vakasara - rakumbirwa mari. chikanganiso chipi bhizimisi zvakanaka kunogona kuguma kusauka. nokuti mudanga Kugadzirwa kambani inoda kushoma 30% paakapiwa pachavo mari yayo. Mukuwedzera, bhengi akapa chikwereti pokumuka madiki vanofanira urongwa bhizimisi, iro rinoti vose zvokukura pakukura zvavakanga vachida kuita. Asi iyi, mari kuverenga pamusoro Entrepreneurs murombo.

How kuti

Asati achibudisa chikwereti chiduku mabhizimisi kukura, Sberbank, VTB kana zvimwe zvikwereti masangano zvinoda fanira nourongwa chivimbiso chakasimba chekuchengetedzwa chidzoke. Zvikwereti mutsividzo chinoitwa tichiregeredza kambani mari kugamuchira anotorera nemari kubva wechiGeorgian. Nokudaro, kunoguma mari inofanira kuva yekudyidzana kupfuura chimbadzo, saka unofanira kuwana chikwereti Chaizvoizvo pakusarudza kwako mikana zvebhizimisi. Mukuwedzera yakakwirira nhanho mari, wacho anofanira kuzviisa pasi chokumbofanobata nokuda chikwereti. Rubatso mabhanga vakadaro kubvuma rubatso kuti anofanira kuva emura, uye kwakafanana uwandu zvakumbirwa. A chinodiwa kuti achivaratidza kuti chikwereti kuvapo yeinishuwarenzi mutemo kwete mari yechibatiso uye zvinobatsira yesangano, asiwo upenyu muridzi vachida. Mbiri nekuda pokumuka madiki zvinoda guarantors mukuwanda dzebhizimisi vamwe, nomutemo masangano kana vanhu, uyewo pfungwa mabhizimisi nemifananidzo. rutsigiro Izvi zvinoratidza kuvimbika uye mukurumbira wacho zvakanaka. Kuwedzera zvakazara pasuru magwaro, kubhangi angakumbira kodzero kusvika pakubvumirana Kudzimwa zvayo iripo mari pfuma, kana pane kutyorwa kuti chikwereti mamiriro pedyo anokwereta. Inotevera pavaipfuura chikwereti achava vetting mukwereti. Uye chete pashure kuti akachengeteka basa anoita chisarudzo: kana "hongu" kana ". Kwete" Wechitatu musimboti haagoni kuva. The kurapa Bank vashandi, achizadza ane migumisiro yakadaro - zvakavanzika ruzivo. All zvikuru chikonzero chokuramba hazvimbotaurwi achikurukurirana kuti nemhosva. Izvi zvinowanzoitika wokuti mabhanga.