Yakadereresa chikamu chikwereti chacho - sei?

Kudiwa okuwedzera mari rinowanikwa ruzhinji vemunyika. Mumwe yakanakisisa yokupedza nayo chinetso chikwereti mubhangi. Asi kubhadhara hapana anoda, uye kutanga kutsvaka nzvimbo chipikirwa ndiyo yakadereresa chikamu chikwereti.

Sei mwero pamusoro chikwereti?

The chikwereti tichida rwezvemabhengi masangano kuumbwa nenzira iyi. Bank anowana mari kubva Central Bank of Russian Federation zvakanaka nyaya panguva refinancing zvazvingava, akaipisisa - pakati kiyi unodiwa.

Nokuti ngaamuitire yemutoo wezvikwereti zvinogona kushandiswa, uye mari musi okubhengi, asi zvakazara vawane mari hazvibviri. In pfungwa, mari yakadaro inogona wakabudiswa uye chikamu zvishoma yepamusoro prices pamusoro deposits. It raizongova purofiti. Zvisinei, vanochengeta vanosarudza kuumba yunifomu chikwereti mutemo uye kwete nekuparadzanisa iripo mari. Somugumisiro, yakadereresa chikamu chikwereti chacho vachava vachiri kupfuura kiyi mwero Central Bank pamusoro 30-40 muzana. Ndicho chokwadi.

Chii chichabatsira akakwereta kuderedza chimbadzo?

Anokwereta inoenda kuburikidza wandei zvokukura yokuedzwa. Kubhangi kunyange akasikwa Zvirongwa chaiwo nokukurumidza pahwaro remibvunzo akaisa rokutanga kukura ari chimbadzo. Somugumisiro, kuti yakanaka chikwereti, chikamu chiduku kuti "mari".

Saka, ngationei kuti zvipi kuchaderedza nhamba iyi, uye izvo, nekusiyana, kuwedzera.

Ngatitange pamwe zvinhu zvakanaka:

• Kunobudirira mutsividzo of chikwereti, kubatwa chete mubhangi, kuti "taurirana" mashoma muzana.
• Kunobudirira kudzoka chikwereti akatorwa rimwe bhengi, kwete saka zvinokosha, asi ruchatibatsira.
• A dhipoziti mubhangi nokuda kwayo mari zvechokwadi anotaura nyasha mukwereti. Kuvapo kwake - anenge 100% of chikwereti vimbiso iri rakapa.
• Property varidzi, kunyanya kana iri yakashongedzwa chete pamusoro wacho.
• The muchina panguva pfuma. Zvose zvinoenderana worudzii motokari, umo iye anokwanisa.
• Positive chinhu - pamutemo basa, kunyanya kana basa ruzivo iwayo guru.
• Kupa rubatsiro fomu 2-gomba.

Ndezvipi zvinoitwa mukwereti kungaita kuwedzera kubva muzana?

Negative zviratidzi uyewo zvakakwana. Ngatitange nevaya vari zvachose kudzivirira kubata kuwana chikwereti:

• Bad chikwereti kare.
• Kuvapo nechivimbo.
• Kushaikwa kwemari (hapana basa, bhizimisi).
• Kuvapo akasungwa pfuma mudare.

Chimwe pamazita ezvinhu varege kuva chipingamupinyi kuti zvinodiwa chikwereti mari, asi chikwereti pa yakadereresa chimbadzo kutora chete hatibvumiri:

• Small akazivisa mari panzvimbo basa kana bhizimisi.
• Kushaya Real Estate iri pfuma.
• Kushaya motokari muridzi.
• The kubhadhara mwana rutsigiro.
• Chikwereti muduku, ndiko kuti, ayo zera zvishoma kupfuura makore 21.
• Pane zvave sokunonoka wambotaurwa chikwereti nokuripira.
• On the kwemari kushumwa neDare Federal Mutero Service haadi kuumba uye rwezvemabhengi gwaro, akazadzwa tisina pamutemo mari.

Chokwadi, nzira iri sketchy chaizvo. Kutaura zvazviri, zvakawanda zvokusarudza.

How kuongorora mukwereti yemberi?

Kuti tiwane yakadereresa chimbadzo pamusoro chikwereti, dzimwe nguva zvakakodzera kuti tirambe multilateral ongororo. Chokutanga ose mashoko kubva Profiles kwemutongo dhipatimendi maneja anopinda kombiyuta, umo purogiramu inokosha ichabereka date ongororo. Kana isu kutaura zvitsva zvokukweretesa masangano, kazhinji zvose uye rinoguma Panguva iyi. Kuti uwane pfuma masangano akadaro kudhonza. Asi mbambo pane chaizvo.

Kana tiri kutaura Somuenzaniso, chido kuwana Mutengi chikwereti, yakadereresa chikamu nemabhangi vanogona kutsanya, kuti arege kunonoka mutengi. Munguva operative rudzi, kutanga pasi zvinyorwa zviri zvakaongororwa nderechokwadi, uye ipapo - uye zvikwereti nhoroondo. Maneja anogona kudana kambani apo wacho ari kushanda ari pasi mashoko. Asi zviito zvakadaro kazhinji kutungamirira nokukanganisa nokuda wokurangana. Zviri zvikuru zvokufambisa chete kuenda mudyandigere Fund of Database uone vose mhosva, iro vakaitwa maererano pamutemo muhoro. Saka zvino zvaitwa.

How zvikuru kuwana?

Kuti kuverenga pamusoro yepasisa chikamu chikwereti chacho, mukwereti anofanira kuva mari rinonangana vamwe munzanga zvinodiwa. Anonyatsozivikanwa mabhanga inobva chokwadi chokuti mari pamusoro chikwereti hakufaniri zvinopfuura 40 muzana muhoro. Zvikasadaro, anokwereta haangakwaniri yokurarama, uye zvichaita kutanga kunonoka kubhadhara.

Zvachinja kubva nedoro mhando iyi: akanaka ezvinhu ari zvikwereti zvinopa chete yakabudirira mari vagari chinzvimbo. Kunyange chete vanogona kubhadhara zvimwe. Asi saizvozvo akazarurwa.

How kusarudza mubhengi?

Tava akatungamirira zvinhu naro mabhanga zvakaitawo vatengi "ushamwari". Asi pane nzira iyo kusarudza kadhi sangano anokwanisa kupa mari chikwereti iri rakadzika mubereko prices.

Danho rokutanga kuva nemwoyo murefu, basa iri kunyanya nyore, uye kunoda nguva yakakwana. The anofungidzirwa Zano vaite sezvinotevera:

1. Inoongorora mamiriro ezvinhu mutengi chikwereti pamusika.
2. Tikadzidza vaitaura kuti mabhanga. In masangano pamwe nehurumende nekupinda pauwandu hweavo zvinhu zviduku asi makasimba.
3. Kutumira repaIndaneti kushanda rwaunofarira mabhanga.
4. The vaitaura kutanga pamba uye zviri vakadzidza - mumahofisi.

Zvazvinosarira kusarudza, kuunganidza zvinyorwa kutanga kunyoresa.