Kukarukureta kuti zvinobatsira kuti nepamuviri uye pakusununguka: chii kusarudza, itsva kana tsaru mitemo?

Tichimirira mwana, Chokwadi, chinhu chiitiko chinokosha kuti mhuri imwe neimwe. Asi sezvo munoziva, kuti mushandirwi haafadzwi omurume wake nguva dzose. Izvi imhaka kwete chete kudiwa kuzvironga kutsvaka mushandi idzva, asiwo vamwe kurasikirwa nemari. Panguva ino kuti varege kurasikirwa ezvinhu, mukadzi pachake anogona kudzora uchiraira kuti zvakanakira kuti nepamuviri uye pakusununguka.

Gore rino, dzemaitirwe kuti zvakanakira kuti nepamuviri uye pakusununguka akaita zvose akwegura uye mitemo mitsva. A chisarudzo ichi nyaya yakapiwa mukadzi. Musiyano mukuru iri tsika kukarukureta ose paavhareji mubayiro, iro rinoshandiswa kukarukureta pakati zvakanakira. Ngatikurukurei shanduro mbiri algorithm, iro rinoshandiswa sezvo zveakaunzi kuverenga.

Saka, nzira 1. Iri anonzi mitemo okuberekwa, kuita zvinoenderana Federal Mutemo pakazopera 2010. Musimboti kukarukureta ichi ndechokuti kuverenga pakati avhareji muhoro ndechokuti kwemwedzi 12, anotangira pamwedzi insured chiitiko. nguva dzakadaro havachafaniri gore rino, sezvo zororo racho, zviri nyore, kwenguva kuremara kana vanorwara ngavabude, etc. Uyezve, maererano hwakare, paavhareji mari akatasva yokumusoro panogumira yakawanda zuva nezuva.

Option 2: The mitemo itsva, inoshanda kubva 1.01.2011 Kusiyana yakare Zano kukarukureta kuti zvinobatsira kuti nepamuviri uye pakusununguka chakaita kufungisisa avhareji variritire 2 years izvo anoteverwa gore insured chiitiko. Uye kubva nguva ino hapana Kwabviswa. Nemamwe mashoko, kuverenga avhareji nezuva mari mari vose vakabhadharwa pamwe premiums, yakakamurwa mazuva 730. Kufadza mubayiro wegore anewo yakatarwa muganhu.

A algorithm matsva dzemaitirwe rinoitwa kubatsira pamuviri, kunoratidza kuti mari asingadi pfuura 415 zviuru., Nokuti 2011, mari iri 463 zviuru. Rubles anogona kutorwa 2010. Zvakaoma yakakamurwa mazuva 730, nguva dzose pamusoro 2 years, kunyange kana paiva achikwakuka kubva kugarwa nguva. Saka, kufadza uwandu mugove nezuva iri 1 zviuru. 202 kuzora. 74 COP., Ie, 415 + 463 zviuru: .. 730 mazuva.

Kuti zvijeke, tinopa muenzaniso. With avhareji yomwedzi nomwedzi mari vakadzi 2010, 28 zviuru. Muna 2011, 33 zviuru. Kwiza., Huwandu mugove nezuva iri 1 zviuru. 2 rubles. 74 kopecks. ((28 12) + (33 12): 730).

Zvinokosha kucherechedza kuti masangano kushanda ane nyore kana zvaunoda mitero hurongwa, overenga kushivirira uye maternity siya pamusoro chete hwaro sezvo nekambani rwevanhu nzira.

Sezvataurwa pamusoro apa, mitemo yekare zvinoda kukarukureta pamusoro avhareji mugove daily kwakavakirwa zvakaoma avo okupedzisira 12 months. Tinoisa vose mari dziri pasi inishuwarenzi uye vagovane zvichiguma mari maererano nokuwanda kwemazuva vanobatanidzwa Billing nguva. The yokugara nguva zvinosanganisira chete mazuva kana vakadzi kubuda kubasa, saka muripo, somuenzaniso, pazororo, anosiya achirwara, etc. muchiitiko ichi, havana kuverengwa. Zvadaro, enzanisa kunoguma pakuverengwa pamwe paunogumira ukoshi. Zvakakosha kuti magetsi 2012 rinowanikwa nokushandisa chete algorithm sezvo muna 2010. Saka, pakupedzisira muganhu zuva nezuva ngaabvumire muna 2012 hakuna kupfuura 1 zviuru. 136 kuzora. 99 kopecks. Somugumisiro, nhasi kufadza tibatsirwe dzaona pasi mitemo mutsva, kupfuura mugove, akatsunga kubva kare urongwa. Zvisinei, ichi chete zvinoshanda vakadzi, zvachose biennial mari inopfuura zviuru 830. Kwiza nechekuzasi. Nokuti vose, mutana kukarukureta algorithm ichiri kupfuura purofiti.

Kuti muchidimbu, zvinganzi vakagumisa kuti kuverenga pamusoro maternity mugove yakaitwa mumwe kana mumwe zano iri Kungwara amai vanepamuviri. Pakadaro, mukadzi asingadi kuti kuverenga yekare algorithm kana anoita, dzemaitirwe rinoitwa rwoga mu zano itsva.

Kana, somuenzaniso, anosiya kurwara nguva Inonzi chiremba uwandu 140 mazuva, kufadza kukura akare mitemo zvichaita kwakafanana 196 zviuru ngaakubvumirei. 386 kuzora. kopecks 30, uye pasi mitemo itsva -. 168 zviuru 383 rubles .. 60 kopecks.