Ltd. "Sberbank Factoring": Company wongororo

Kuti vakarongeka kushandisa zviwanikwa uye kuderedza pazviri Central Bank ndicho chikamu chikuru masangano zvemari munyika muna 2014 kwakaita akatanga chikamu chitsva. LLC "Factoring nemari Bank" ari nhengo Association of Factoring Companies. Chete mugore kushanda rokutanga sangano akakwanisa kusika munhu nyanzvi chikwata uye kuunza yemakwikwi zvigadzirwa kumusika.

tsananguro

Factoring - imwe mari basa pasi tendero zvinodiwa. Munguva ukama pakati nokutengesa uye mutengi kazhinji ichidiwa chokunyora kubhadhara. Mutengi kunowedzera mabhizimisi profitability, uye mutengesi ari kukura receivables. Kuti varege kumirira nguva mutsividzo mari kubva mutengi, tinogona kugumisa chibvumirano ne kubhengi factoring.

vanoronga

Musimboti wacho kutengeserana ndiko sezvinotevera:

• Akakweretesa anotumira chinhu ose zvinyorwa romugove kwenhumbi uye mari kutaura. Pakati kubhengi uye yeGmail.END_STRONG ndiye factoring kondirakiti.
• Factor unoripa akakweretesa 90% of kutengeserana uwandu panguva Haasii nhoroondo zvose receivable. Zvikwereti kazhinji unozvipiwa kwenguva kusvika mazuva 180.
• Pashure dzokugumisa Masvomhu zvose chinokonzera rinodonongodza chikwereti yasara mari, chete mubereko wayo komisheni.

Factoring nokuti bhizimisi kunobatsira pakuti mutengesi pakarepo origamuchira kushanda guta, uye kuti mutengi inobhadhara kuti chii akarayira.

Mamiriro mumusika

chidimbu Izvi zvikuru hakunei mutengi kudiwa zvigadzirwa. Tiine rutapudzo kuti kudyiwa yakasimba mamiriro zvikunde mari. Chete munzvimbo dzakadai magetsi, kombiyuta Hardware nezvishongo kugadzirwa, 30% muna 2015 akaramba mari. Rinokosha ichi vakaita kushaya kubva kumusika kutungamirira mapoka, uyewo nezvaizoitwa mitengo. With kwayo maonero kumusika marwadzo muna 2015 raiva 15%. Pakupera kwegore yose Portfolio pakuvhiya zvose totaled mamiriyoni 255 rubles. factoring musika turnover yakaderera nezvikamu 7% muna 2015 nokuda kukura mungozi kubva vatengi. yakafanana kuderera yaiitwa muna 2009, kusvika panguva ino.

Pasinei kwenguva pfupi Kushatiswa ezvinhu, musika mukana wakakura. Kuwanda vanoshingaira vatengi nokuti gore yakawedzera kusvika 2-ukagunzva: kubva kumakambani 6 kusvika 10 zviuru .. The nhamba chaiyo makambani kuti kutengesa zvigadzirwa nechikwereti mashoko, kunyange zvakawanda. Kuwedzera uwandu vatengi muna katatu - chaizvo chinangwa.

Factoring VS Credit

Factoring anoyeuchidza anomukweretesa zano. Asi nokushanda ine maitiro ayo.

kubudirira

Muna 2015 zvakanzi yakavhurwa 5 mahofisi ari Urals, muMoscow, muna Southwest, Northwest uye Volga-Vyatka nharaunda. Muna 2016 OOO "Sberbank Factoring" akaita mushandirapamwe chibvumirano ne "Metro Cash & Takura" uye APESK umo yemakambani vachagamuchira factoring rubatsiro pamusoro aiva ezvinhu: kukurumidza kudzokorora chikumbiro sarudzo. Profitability remapazi riri kupfuura dzekare anomukweretesa. Paavhareji twa turnover - mwedzi miviri, kuti ndiwo 6 nguva pagore kambani vakadzokera muviri chikwereti uye mubereko.

zvirongwa

Subsidiaries of mari Bank agara yakatanga nokukurumidza. Zvakafanana zvinangwa undoisa sangano idzva. Maererano for mufananidzo pakazopera 2016 vhoriyamu bhizimisi wekambani "Factoring nemari Bank" vanofanira kuva mabhiriyoni 30 rubles, muna 2017 -. Mabhiriyoni 90 rubles, uye 2018 -. To mabhiriyoni 240 rubles. Maererano AFC, muna 2014 vhoriyamu iri Portfolio makambani pamisika iri bhiriyoni 309 rubles, izvo 68% dzaiva pamusoro vatungamiriri pamusika shanu :. "VTB Factoring", "PSB", "Alfa-Bank", "Gazprombank" uye "Petrocommerce ".

Inflated mitemo kuzivikanwa kunyange kambani pachayo. sangano kukura zano inotevera 5 makore asati agamuchirwa. Naizvozvo akabudiswa nhamba dzinorondedzera kumakwai zvekushandisa zvinodiwa, asi havana akatarisa kukura. Chinangwa kambani "Factoring nemari Bank" munguva yemberi iri pedyo - kupa rubatsiro kune vatengi zviduku, svikiro uye makuru mabhizimisi.

Budirira kupiwa chekambani mbariro haangavi nyore. Panguva iyoyowo, kusafanana vazhinji musika vechikamu mumari Bank ane yakawanda liquidity uye ane kuwana kokupata mari. Kuti, sangano achakwanisa kupa yakaderera pamusoro pamusika. Hongu, uye musika ndiye chidzoke vatambi huru vachabatsirwa nokusvika kurudziro itsva kuti kukura.

Services Ltd. "Sberbank Factoring"

Mumwe mamiriro kusaina chibvumirano ndiyo pamwe mutengesi kuti mutengi kwemwedzi dzinenge mbiri. Kana mapato zvose kutengeserana vari mukati munyika iyoyo, ndizvo chibvumirano mumhuri factoring, kana zvakasiyana - kwokunze factoring.

basa mamiriro

• Kutengeserana mari - rubles.
• Term - nokusingagumi.
• Chokunyora mubhadharo - kusvika mazuva 180.

Kana kuita rubatso kutengeserana haisi kuzvireva. Asi mashoko ari chibvumirano anogona kupa kodzero regressive kudiwa. Kana nechikwereti asingadi kubhadhara chikwereti, kambani angataure shure kubva nemhosva vose mari inobva Commission.

Comments pamusoro kambani

The nani zvikuru kushanda pamwe kambani iri kuti sangano akagadzirira nemari zvibvumirano, kunyange entrants itsva, vaya mano mumunda basa. Zvikurukuru, rinoshanda diki uye svikiro kadikidiki bhizimisi, izvo nemabhangi pamusoro mureza zvibvumirano havadi kushanda.

Chokwadi, migove chekambani hadzingoshandi vechikamu zvose wezvokutengeserana uye mamiriro ezveupfumi. Company mhinduro zvinoratidza kuti Somuenzaniso, kuwedzera panogumira mari ndiyo chete zvinogoneka mukati mitatu pashure kusaina chibvumirano ne sangano uye chete aivimba navo. Pashure pezvose, munguva kusvetuka kunonoka mari kubhadhara chikwereti hakudzivisiki. Kana munhu anoda kubetserwa akaita yaita chibvumirano pamwe chinhu pamwe mukana wokuzvidzivirira, kubatsira kutengeserana ichi, zvikasashanda. Kwema pasina chinhu ari chibvumirano anodhura, nekuti pangozi ezvemari kambani vari kuwedzera.

Zvakawanda zvinoenderana wava. Paavhareji, nhoroondo co-kushanda vakaroorana kunoedzwa kusvika mazuva 7. Muchiitiko chino, unofanira kupa hwakadzama zvose mashoko ari pamusoro zvokuvakisa uye muripo mazwi invoices kare nguva. Asi kana panguva Kuongorora chikumbiro pakupera rimwe magwaro "pasherefu upenyu", asi pasuru zvichabviswa yoku-. Zvisinei, dambudziko iri zvinogona kudziviswa pakarepo aendesa pasuru rakakwana zvinyorwa pamusoro nemhosva.

E-factoring

In November 2015 nayo akasaina yokutanga kondirakiti factoring mune zvemagetsi muchimiro pakati shamwari muMoscow uye St. Pererburge. Technology E-factoring hakubvisi bepa basa, mari pakukurukura yavo, uyewo Chinyorwa date kupinda zvikanganiso. kutaurirana zvose zvinoitika kuburikidza electronic hurongwa. Michina iyi nyore zvikuru nedanho iri kutengeserana factoring pakati vatengi munyika dzakasiyana kana nyika. Technical rutsigiro kune kwema kuchaitwa kambani "KORUS Consulting Kishi" - mumwe chikamu kubva mumari Bank, inova aitungamirira Venera opareta pamisika nokuda chitoro zvekutepfenyura.