"Russlavbank": wongororo kuti bhangi vatengi

"Russlavbank" inofambiswa ane kakawanda akanaka, sezvo tsika zvemari munhoroondo chokuvapo hwagara huchizadzika ayo mitoro. Akatanga kupa basa nemari iri nyanzvi yakati muna 1990. Nhasi bhatiri riri vaiita kwete chete nemari, asiwo affiliate basa rine kumbonyanya paupamhi richikurukura correspondents. Vatengi yose Russia vanonakidzwa yepamusoro basa uye wakasununguka. The Bank ari kushingaira kushanda uye kuwedzera mabasa ayo, hunopa zvakawanda zvose rwezvemabhengi uye zvakasiyana-siyana mabasa.

vakabuditsa mukurumbira

"Russlavbank", wongororo izvo ndirumbidzwe, ane vakabuditsa mukurumbira. Tsika zvemari ane akanakisisa vanachiremba mumunda wavo vari nguva dzose vakagadzirira kupa ose mutengi uye kubatsira uye zano nenyanzvi. On nyaya zvose zvine chokuita zvikwereti uye rwezvemabhengi mabasa, vanhu kuwana mhinduro dzinogutsa. Words rutendo kurutivi mudonzvo kakawanda vanzwa kubva mumuromo kugutsikana vatengi. Financial sangano achacherekedza huru nerudo. Nemari iri inopiwa uye matumba, uye nherera. migove mubhengi racho (92%) ndiwo zvinhu Abdulkerimov Abdulzhelil Makhmudovich, iyo rwuripowo mazita vakapfuma vokubhengi munyika. Muna 1999, "Russlavbank", wongororo izvo pane kunaka, akakudziridza hurongwa CONTACT mari kutamiswa, iyo zvino anotora nzvimbo mutungamiri pamusika weRussia zvemari. Kugamuchira nyika pedyo, izvozvo akagamuchira mamiriro kuchikosha munzanga. Maererano ichangobva Mushumo wegore, mari tsika kuti zvinhu vakasvika 34.050.642 rubles, uwandu capitalization akanga akaenzana 5.212.776 rubles, chikwereti Portfolio vakasvika 645,3 zviuru rubles, uye bhuku deposits - 9.736.085 rubles.

High pamwero

"Russlavbank", wongororo iyo kuitika kakawanda zvakanaka pane kunaka, mumwe mukuru vechikamu pamusika mari anopfuyiwa. The chikuru specialization pakati tsika - iri kupa rubatsiro kune vanhu vose vaigara uye vasiri nevagari, Entrepreneurs uye vamiririri diki uye svikiro kadikidiki bhizimisi. Mabasa bhatiri rinoitwa maererano mukuru rezinesi pakati Bank of Russia April 28, 2012. By pakutanga 2015, bhengi racho mamiriro kare zvinosanganisira 6 matavi uye 111 mahofisi mumaguta 76, imwe hofisi huru, 45 mudzimba subsidiaries. Izvi 34 mamwe mahofisi, chikwereti uye mari 7 pakati, 4 mari mahofisi matatu kushanda mahofisi.

Kubhangi ndechokuti Rating kuti "B ++". Credit Rating kuti 'BBB +' aine maonero akanaka. The zvemari simba kureva "E +" uye kureva kuti deposits mune rubles uye dzimwe mari anoenderana "B3" muchikwata. Achatanda kubva Moody aiva makambani Service dzakawanda Rating sangano iri nguva yakanaka. The pamutemo Zvinofungidzirwa kuti Central Bank akati kuti kubhengi akavimbika. Zvinokosha kuwedzera kuti pasinei dambudziko, tsika zvemari haasi kuwana nematambudziko misangano zvavaifanira. Muna 2014-2015, kana masangano dzemari zhinji varega kubhadhara deposits uye akatanga kushandisa kuti refinancing kuna Central Bank of Russian Federation, "Russlavbank" vatengi inofambiswa iyo nokuda chokwadi ichi zvakanaka chaizvo, kwete chete anoramba kugamuchira deposits, asi kugara anobhadhara navo kufarira, uye pakupera kondirakiti rokuti rinodzokera makambani mari dzavo. Uyezve, tsika zvemari ndiyo nhengo dhipoziti inishuwarenzi hurongwa.

Vatengi Vanogutswa-siyana mabasa

Panguva iyoyo, tsika zvemari inopa vatengi ayo guru mari mabasa. Pakati vaitaura anowanikwa sezvo mureza mudzimba zvigadzirwa, uyewo akatorwa pamusoro kubva tsika dzakawanda. Zvinofanira akati pamusoro chitoro ezvokutengeserana anomukweretesa. Vanhu vanogona kushanda chikwereti 600 zviuru rubles paawa kusvika 5 years. Maererano vatengi kunoda risingamboshandisi akagadzirwa magwaro, uye kuvapo guarantors haisi fanira.

Focus Kazhinji pamusoro kupfuura itsanangudzo Zano pamwe. The Bank anogamuchira deposits uye zvinopa mukana dzichengete nhoroondo dzavo ari kure. Achibatsirwa Contact anogona vakazvimiririra tongai mari anotamisa uye kuita mari. Kusavapo maawa queuing anofadzwa zhinji. Open panodonedzerwa akavhiyiwa uye akavhiyiwa siyana pamwe nemakadhi mubhengi. Akaita vimbiso uye vhidhiyo kwema. Pakati chechienzi pfungwa iri kucherechedza mapasipoti nyanzvi basa zvibvumirano kuti ekisipoti kana imupota. Quality basa chaizvo zvose zvakasikwa uye nomutemo vanhu, asi mudzimba uye vatorwa dzomupepanhau mabhanga, izvo zvinopfuura 600. The voluminous Nhamba vatengi uye vamwe kwete chete muRussia, asi kunze, kunosimbisa veracity rekuva inofambiswa, tama kubva pakushambadzira mu mbiru Chikamu mazano. Positive inofambiswa kazhinji nezvazvo rinoyevedza kwazvo chirongwa kuti refinancing kwezvikwereti.

Interesting purogiramu cardholders

JSCB "Russlavbank" kuti wongororo zvinenge kuti pamwe, kwete chete anopa makadhi, asi basa ravo kutsanya. Panguva iyoyo, pasi chirongwa Bank vari mhando nhatu chigadzirwa:

• Card zveminda.
• Zveminda kadhi GOLD.
• Credit card.

Chinonyanya kukwezva mari sangano vatengi vanofunga ndiro kadhi zvisingabatsiri. "Russlavbank", wongororo zvacho zvakanaka pachinhu chigadzirwa ichi inopa rakasiyana depositary purogiramu varidzi vahwo. At Zvakasara pachako mari iri nhoroondo, zvisinei nouwandu rinowanikwa mune chikamu 15%. Check out the map iri nyore chaizvo chero bhengi bazi. Nyaya rinoitwa musi iwoyo. Card ari akashongedzerwa ane Chip kuti rinopa vakachengeteka zvakakwana kubhadhara. Mate afadzwa pamberi zhinji 3D-Kuchengeteka rwokugadzira. Nice chigadzirwa ongororo varidzi akanzwa chii unogona ngavabude mari, kwete chete kuRussia asiwo kwose. Vanhu vanoshamiswa nokuti Commission of asiri mari kwema hadzina kubviswa pakati muzvitoro. Card Varidzi kutaura pamusoro inofadza uye kunobatsira kuwedzera ane 20% dhisikaundi papurogiramu «Mastercard Favorites". Yoga kutaurwa pamusoro kadhi ane renewable panogumira anosvika 500 000 rubles. Zvaunoda wakasununguka kumwedzi mazuva 57. Shandisai chigadzirwa nyore chaizvo. Mari kubudirira kuburikidza vakasununguka wepagore webasa chikwereti.

Pakarepo kadhi SERVICING: Bank anonzwisisa kuti nguva - imari

Bank "Russlavbank", wongororo iyo kashoma kuwanikwa aine kunaka mumvuri, nguva dzose kusiyaniswa pamusoro pakanyorwa ayo vorongerwa kutsanya uye nyanzvi basa nyaya. Clients haana vakataura zvichemo pamusoro kushaya mukana kuti mubve mari kubva ATM kana kuti muzadze kadhi nhoroondo. akavhiyiwa All yaitwa nokukurumidza sezvinobvira, pasina kunonoka, sokunonoka obva anyura. Vanhu kumbogunun'una pamusoro kukundikana urongwa pamusana refu kwacho kubhadhara. Chikonzero yakadaro nyanzvi mabhizimisi Kutarisira rakatanga muna 2014 precession pachavo pakati, izvo nyore unobata zvizere siyana choutsi uye raschetai kushandiswa.

Makadhi Service pamusoro Visa uye Mastercard, kusanganisira Chip uye prepaid, akatakurwa kunze kunonyanyisa kunyatsoshanda. Panguva iyoyo, kubudiswa centre anogona kuita anenge 50 mashandiro por wechipiri. Mushure unobva kubudiswa centre pakupera June kusvika LFS ezvinhu, vatengi kuwana 28 zviuru ATMs. Maererano cardholders kuzvishandisa - semafaro. Dzosa mari uye kubhadhara mabhiri zvino vanogona kuva chero nzvimbo guru. Zveminda kadhi "Russlavbank 'wongororo kuti uye saka vakanga nguva dzose zvakanaka, munguva yemberi iri pedyo uchanyatsotsunga dzakakurumbira. Izvi imhaka yokuti tsika zvemari harimiri kutaurirana nemabhengi-vadyidzani ari kusangana munzvimbo dzakawanda mubhadharo hurongwa. Basa ndehwokuti kupa yepamusoro basa uye mutengo minimization.

Chii depositors pamusoro deposits?

"Russlavbank" dhipoziti inopa siyana chaizvo. The chigadzirwa mutsetse riri nyore kuti vaifanira. Vatengi havafaniri kubata zvakaoma kusarudza pakati soro kufarira rates nounyoro mamiriro ezvinhu pakudyidzana. Nhasi, vaitaura nhatu dziripo kusarudza kubva:

• The "Golden Mill". dhipoziti chikamu muzana kunogona kusvika 15.5%. The kunonyanyisa mari nokuda Ruble deposits anopiwa. Combustion zvinhu haina inopiwa.
• Chirongwa "All zvayakanakira." A dhipoziti inogona rakapa nokuda 12,35%. Deposit mari anogona kuva zvose nenyika uye Euro kana madhora. Inopa kuti mubereko capitalization. Paakabvumira haasaruri Kubviswa uye kuparadzwa zvivako pasina kurasikirwa dzakava kufarira.
• Chirongwa "Supervklad" nokuti deposits mu euros kana madhora.

Bank vatengi, dzinoongorora kutengeswa vaitaura zvemari, tinobvumirana nepfungwa yokuti "deposits Russlavbank 'dzimwe mari uye rubles inopa pamusoro kupfuura zvakanaka mazwi. Zvichienzaniswa zvinogadzirwa kuti ambonzi kupfuura kunobatsira uye izvo vakapa chete makore mashoma apfuura, "Russlavbank" (chaiyo dhipoziti), dzinokura vakanyanya zvisingabatsiri uye yakakodzera. Zvisinei, parameter ichi zvinokosha munguva dzenhamo. Maererano kusauka uye kugadzirisa nehofori yacho wechipfuwo musika zvakadai, sezvo "Financial zvokuita" uye "Finance uye Credit", vanoita akatanga achishingaira kutora mari dzavo, setisiri kuti kurasikirwa mubereko. Chii chakanga vakashamiswa, kana kubhengi mirawo mari yacho. Most dzinonakidza ndechokuti hombe water drainage mari mukupera 2014 uye mangwanani 2015 kuriunza nezvinetso liquidity.

Akoromoke muna 2014

Muna 2014 takatanga kuenda kunoshanda munharaunda nokukurumidza kuti dzaigona kuva kusauka uye inozivikanwa munyika "Russlavbank". WIthdrawal of rezinesi, izvo akatarisana masangano zvemari zhinji munyika, uye akanga asina nzvimbo kutaura zvakawanda, mune tsinga ichi, nyaya haina kunyange kukurukurwa. The ndechokuti zvakanga muchirimo 2014 Interior Ministry akanga achiongorora "pamutemo rwezvemabhengi mabasa." Zvavasina chete anga "Russlavbank", wongororo iro vashandi vagara akakwana, asi sangano akadai "Finprombank", uye vamwe nevamiririri okufambisa. Fungira kune akanga Alexander Mironov, uyo akashanda se mutevedzeri wapurezidhendi. Maererano kwemitemo vakuru, vanhu vanomwe vakanga mhosva zvisiri pamutemo kushaya mari uye neruregerero zvavo kuburikidza private mapoka rimwe-zuva. Rokutanga Data zvinoratidza kuti ose mwedzi achishandisa maoko vakapfuura mabhiriyoni 2,5 rubles. Mhedziso mari aikosha 3.5% uwandu kurapwa dzaifanoiswa uye 0.3%. Kunwisa nzeve kubhangi yamutsa nezvokunetseka makambani. Kutaura zvazviri zvikazooneka kuti "Russlavbank" (deposits kuti mumuviri. Persons iye zvino anopa zvikuru yakakodzera) haana ukama zviito enhema anazvo. On chikamu kubhangi kuti utariri yakanga akapa ose rubatsiro, kusanganisira zvose zvaidiwa mapepa zvakagoverwa. Anoti kupfungwa zvemari neShumiro of Interior kwete. The mamiriro kusingafadzi, asi asingaiti kumanikidza mucherechedzo chokupika mari sangano munataisireva kuti vatengi. Bank zvose rinoita uye ari kushanda zvakanaka.

BATA - utsanzi kuti vatengi

Sezvataurwa pamusoro apa, "Russlavbank" chikwereti wongororo izvo zvakanaka chete, muna 1999 akatanga CONTACT basa. Michina iyi kwakaita mari sangano vatengi kuti anotamisa mari pakati vanhu. The mamiriro hwakavakirwa dzomupepanhau ukama pakati pemahombekombe-vadyidzani chepurogiramu. Translation rinoitwa nevanhu zano itsanangudzo wakanga kakawanda vanotaurwa mabasa kugutsikana vatengi. Panovhurwa unyanzvi nhoroondo runodiwa. The chikuru vanoshandisa mabasa vava pamwaka vashandi, vadzidzi, expats uye vashanyi vasina nhoroondo yakavhurwa Russia. Vanhu vaifanira kubata yaida kutumira kana kugamuchira mari, kugutsikana chaizvo chete hurongwa. Zvakanyatsorongwa kuenda kuwedzera samambure mutauri wemashoko mabhanga. Nechekare kufambidzana nomumwe, chirongwa kunosanganisira kunyika 73. The NA vakaroorana vanosangana makabuda kanenge 900 Russian uye dzomunyika mabhanga. Zvakadzama richikurukura pfungwa pamusoro vatengi, ine vanopfuura 400 000 pfungwa munyika 160 pasi pose, anotsanangura nyaya dzinovaka pamusoro basa uye zvivanakire kushandiswa mabasa ayo. The hurongwa yaiva Kumukundi iri category "Consumer kodzero uye unhu basa muna 2014" uye akahwina nzvimbo yokutanga iri mumakwikwi "Brand № 1 mu Russia" munguva kubvira 2011 kusvika 2013.

Small kutarisira kana pakubata CONTACT maitiro

Sezvinongoita chirongwa chipi kombiyuta, munyika CONTACT gadziriro vanoshandisa ayo aifanira kubata wandei nechinouya. It akasiya chaicho inokanganisa mukurumbira "Russlavbank" pamahombekombe, izvo akaongororazve pamusoro zvikwereti uye deposits kakawanda akanaka. User pfundepfunde kwakakonzerwa chidzitiro wemuTesitamende tanga basa rayo. Zvino zvakaitika kuti atumire mari akava dzichipfekeka zvachose uye asiri kushanda kana kuti sokunokosha. With kukura uye kuvandudzika pamusoro muripo hurongwa zvikanganiso vakanga kubviswa uye kusagutsikana vakava zvishoma. Zvisinei, nyaya nyaya chete kuti ndirumbidzwe. Saka, maererano nomumwe vatengi yacho kubhangi, kana kutumira kuchinjwa kuUnited States, haana hwakaiswa wacho. Pashure dambudziko kunonoka refu asina kugadziriswa nguva, uye mari dzaifanira vakadzokera yatumira. Asi zvinofadza zvikuru ndechokuti pashure yakareba basa kukurukurirana dzosera chakaitwa kunze nguva muganhu. Panzvimbo akapikirwa mazuva mashanu, shanduro akadzoka shomanana. Maererano nenhamba, 95% of nguva "Russlavbank" vatengi inofambiswa iri zvakanaka, uye kuondomoka ichi anosiiwa kukuru nomurau, pane nguva dzose. More zvakanaka nezvokubatsira mutsindo akaitwa kutamiswa, izvo zvinotora zvishoma nguva uye kwakafanana nyore sezvinobvira.

Achiratidza: kana mubhengi kuvimbana akakodzera?

Achiratidza uye kutarisa mamiriro ezvinhu ari rwezvemabhengi zvekutepfenyura munyika, tinogona kutaura kuti hapana chinokosha zvinokanganiswa mu "Russlavbank" kubhengi. Reviews (Banks. Ru) uye akawana kunaka uye zvakanaka. Achivonga eulogies zvinopfuura hasha. Unogona kusangana kurondedzerwa zvisingafadzi ezvinhu vari pakarepo wirirana vatengi rutsigiro. ape mutongo anogona kunonoka, asi mugumisiro haachinji. Pleasant consultants uye mamaneja kurarama uye pafoni kupindura mibvunzo yose, edza kubatsira vatengi zvose nzira iripo. Pasinei nezvinetso zviri mudzimba mabhanga, ukama liquidity, "Russlavbank" anoramba achishingaira kushanda uye kukudziridza. Mipiro vanobhadharwa, zvichemo kubva depositors vasingadaro. Tikafunga zvinonyatsorehwa kurasikirwa mamiriro anogona kunzi nani zvikuru. Chinhu choga unofanira kuteerera - izvi spamming ari SMS shoko format. Pane kuwanda kugunun'una panyaya iyi. Maererano kubhangi kuti vatengi vakati, pafoni nguva dzose kugamuchira ziviso maererano akabvumirwa chikwereti akakumbira kuonana hofisi uye kuronga chikwereti. Kamwe vanhu inodonha zvose, uyai muhofisi, iye akarambwa. Mamiriro inodzokororwa kwenguva refu. Requests zvinomuomera kuikanganwa nhamba kubva SMS no hakunganzi, dambudziko iri haana kugadzirisa. Bank vatengi iyewo dzinonyevera kuti unofanira kunyatsofunga kuverenga nechibvumirano muchikwata ichi zvikwereti. Kufarira kwavari hazvibatsiri nguva dzose. Kusvinurira, unogona kudzivisa kurwisana mune ramangwana. Kana mhosva panobviswa, iyo pamwe chete sangano zvemari vachakuendesai kuti vatengi chete semafaro.