Ndinofanira inishuwarenzi kuti mudhudhudhu

Mumakore achangopfuura kwave kune kurayira mukuru pakufamba mhando ichi, sezvinoita mudhudhudhu. mukurumbira chaizvo-handicap mbiri "mabhiza simbi" havasi chete vechidiki, asi pakati vakuru.

midhudhudhu Modern yakanaka kwazvo, simba, vapedzerana Chrome uye nickel-kuifukidza zvikamu, havana kusiya munhu hanya, uye havasi vose vanoda kungogara pamusoro pavo, asi kuchovha uye kutenga. Zuva nezuva nhamba yavo kunowedzera mumigwagwa Russian. Muchiitiko chino, mumwe mutyairi zvinomutsa mubvunzo wokuti inishuwarenzi kunodiwa pamusoro mudhudhudhu.

senga inishuwarenzi

Kubvira 2003, Russia kushandisa mutemo maererano izvo, vatyairi vanofanira kutenga mutemo inishuwarenzi zvairayirwa. Maererano nomutemo uyu, izvozvo akasarudza mazita motokari achitorwa inishuwarenzi. Nhasi bhasikoro riri pachikwata motokari kuti vari pasi inishuwarenzi. Zvakaratidza inishuwarenzi MTPL pamusoro mudhudhudhu kunodiwa, uye pasina izvozvo unogona kufamba mumigwagwa.

Zvisinei, makambani akawanda inishuwarenzi vanoramba kutora bikes pamusoro inishuwarenzi. kukundikana uku imhaka yokuti inishuwarenzi mudhudhudhu - kurasikirwa rokuita marudzi, uye makambani vanoda fenzi pachavo kubva mari.

Vanosungirwa inishuwarenzi kuti midhudhudhu

Mutemo pamusoro inishuwarenzi rokumanikidzirwa ndomumwe zvose motokari uye midhudhudhu. The kunonyanyisa payout kana insured chiitiko chiri 400 zviuru rubles Transport uye 500,000 utano. Inishuwarenzi nokuti mudhudhudhu inishuwarenzi uye muitiro hakuna kusiyana motokari inishuwarenzi yacho. At pacharo unofanira kuva pachake pasipoti, motokari zvinyorwa, kutyaira rezinesi uye yokuongororwa chati. Kana usiri mwene bhasikoro, ipapo kunyoresa kunodiwa kupa muridzi pasipoti (kana kopi yapakuvamba).

How kuverenga inishuwarenzi pamusoro mudhudhudhu

Kuti tizive kukura ari inishuwarenzi shoma kushandiswa vaikudzwa uye kururamiswa zvinhu. Basic zvazvingava yakaiswa muna 2015, kuti motokari category "A" iri 867 rubles. Ichi chikuru chokufunga zvikawanda kubudikidza kururamiswa, kuti vanovimba: yakagara muridzi, zera uye ukuru mutyairi, vachange kubvumirwa kudzora.

Uyewo regai kukanganwa chinhu kuti bhonasi-Malus kana dhisikaundi. Maererano nomutemo, ose mutyairi kuti dambudziko isina atasve awana dhisikaundi 5% pagore. Gore negore dhisikaundi inobatanidzwa uye rinoshandisirwa kuderedza inokosha inishuwarenzi shoma.

Zvisinei, avo vatyairi avo vaivapowo tsaona uye vaiva vapari vemhosva, kutarisira dhisikaundi hakusi zvakakodzera. danho-up reshiyo, zvakatemwa mumwe nomumwe, zvichienderana uwandu Nokurasikirwa mukufamba kwegore akapa muchikwata ichi.

How kuwana

Inishuwarenzi nokuti mudhudhudhu MTPL (Rosgosstrakh rinopa kuti akaitwa muhofisi chero) kunogona kuwanikwa pasina matambudziko. Unofanira kuva pasuru rakakwana magwaro. Chinhu chokutanga chaunofanira kuita - zadza fomu inishuwarenzi. Zvakakodzera zvakanyatsonanga ose pasipoti data, humboo kuti motokari uye zvemunhu kuzivisa vatyairi kuti achashandisa mudhudhudhu.

Chete pamusoro achishandisa yapera okuti, mumiririri wekambani iri inishuwarenzi kuchaita ngaaverenge shoma uye ngaateme kondirakiti CTP. Zvisinei, tinofanira kufungawo chokwadi chokuti inishuwarenzi pamusoro mudhudhudhu iri rakapa chete pashure kuongorora. Saka, asati kushanyira boka racho inishuwarenzi motokari unofanira kugadzirira uye kugeza.

Avo zvandisingadi kuita pachake kupinda kambani yacho inishuwarenzi, kumirira mumutsetse, anoratidza mudhudhudhu pamusoro kuongororwa, unogona kuwana imwe inishuwarenzi chibvumirano kuburikidza neindaneti. Musi waJuly 1, 2015 akakurayirai paIndaneti mudhudhudhu inishuwarenzi kuti CTP.

Rosgosstrakh anopawo vatengi ayo kunotenga inishuwarenzi kuburikidza World Wide Web, pasina kushanyira hofisi munhu. Izvi anoponesa nguva uye kunotipa kugadzirisa nyaya inishuwarenzi mumaminitsi. Sei muitiro kunyoresa wemagetsi chimiro CTP uye kusafanana kwakajairika mapepa?

Kuita Electronic negwaro

Kuti formalize mutemo inishuwarenzi kwairayirwa pamusoro mudhudhudhu, unofanira kuenda pamutemo Website wekambani vafambe nyore kunyoresa fomu. Pashure kunyoresa pamusoro pachako tsamba vachaenda chinhu kuwana bumbiro kuti uchada mune ramangwana kana waita chibvumirano uye richava wemagetsi siginicha.

Kamwe kiyi achatorwa, unofanira kudzokera kuna nekambani Website uye kuzadza fomu. Kamwe ose minda nemazvo yazara mafomu zvinoda kuzosimbisa rakarurama mashoko yaunganidzwa pakatanga chakavanzika remitemo. Uyezve Data zvichabviswa kupatsanurwa rwoga uye inishuwarenzi kuti mudhudhudhu akagadzira uye yakashongedzwa. Pay chibvumirano anogona kuva pedyo kadhi kana Via wemagetsi chikwama. Pashure Kubhadhara yemagetsi fomu riri CTP achapiwa vakanyorwa pamusoro PCA websites uye achatumirwa posvo yacho. chimiro ichi chitarisiko hakuna kusiyana zvavo mapepa.

Chii chinodiwa kuti vaverengwe

The pamazita magwaro vanoenderana kutenga e-maitiro, hapana kusiyana magwaro zvinodiwa kuti chibvumirano muhofisi wekambani yacho inishuwarenzi. Uchada pasipoti, gwaro iri mudhudhudhu, uchityaira rezinesi, chirwere chati (kana motokari mukuru 3 years), uye electronic kiyi.

Kana akaurayiwa nemudhudhudhu inishuwarenzi a, Rosgosstrakh Uyezve anoda kugumisa upenyu inishuwarenzi. Izvi mhando inishuwarenzi riri kukamura uchishandisa chaizvo pakati motorcyclists, sezvo ivo vari kuita mamwe makuvaro.

How kuratidza motokari inishuwarenzi mapurisa

Kana tatenga zvake kuita inishuwarenzi mitemo kushandisa hofisi kambani yacho inishuwarenzi, ipapo anongoti pasi chimiro uye magwaro pachedu. Kuri kuti inishuwarenzi pamusoro mudhudhudhu zvemagetsi, zvakakwana kuratidza chimiro mune zvemagetsi chimiro pamusoro foni kana piritsi.

Traffic mupurisa ane kuwana Database uye anogona CTP PCA pamusoro VIN-Nhamba muchina wako kuongorora zviri insured kana kwete. Saka, kana iwe usingagoni kupa fomu iri paindaneti chimiro, zvakakwana kuzivisa kuti chimiro pamberi mushandi uye okumbira yakazvimirira cheki pahwaro hwayo X-ray diffraction.

Zvinofanira kucherechedzwa kuti inishuwarenzi pamusoro mudhudhudhu iri rakapa kwenguva 3 months kuti gore. Ose motokari Zvokutopenga usati waenda mumugwagwa, vanofanira kutenga rokumanikidzirwa inishuwarenzi chibvumirano pane imwe nguva yakakodzera yokuti iye. Nokuti zvaipomerwa rinopa kwete chete Zvirango dziri nguva zhinji kupfuura mutengo inishuwarenzi pamusoro bhasikoro, asiwo kuramba kubhadhara pamusoro panowanikwa insured chiitiko.