Nzira yekutora chikwereti chekuberekwa kwevana muSberbank?

Zvirongwa zvekubhadhara zvakazara kana kusarura kwekwereti yevatengi pazvinodhaka zvekuberekwa kwevana vanoenda kumativi ose. Kunyange zvazvo uchida kufambidzana nomumwe munhu, mutemo wechiito ichi unofungidzirwa kuti hauna kutenderwa uye hazviitiki. Chii chaicho chaicho chinopiwa chekubhadhara chikwereti?

Nzira yekutora chikwereti chekuberekwa kwemhuri?

Yakashamisa sezvo inogona kuoneka, izvi ndizvo zvinorehwa nekubhadhara chikwereti. Yese iyo munyu inoreva zvakanyatsonaka mumusoro wevatengi vanobhadhara. Chinhu chacho ndechekuti zvikwereti zvinopiwa kuvanhu vari mumabhangi zvinogona kutaridzirwa sevatengi, sezvo zvichitorwa nekuda kwekutenga zvinhu kana kubhadhara mabasa. Hapana imwe nzira yekushandisa mari, kunze kwekuti inongoiswa kunze kwezuva remvura. Kunyange zvazvo zvisingaiti kuti mumwe munhu achatora chikwereti nokuda kwechinangwa ichi.

Ndeupi rudzi rwekubhadhara mari yekuberekwa muSberbank kusarudza?

Mari yezvimwe zvidikanwi inogoverwa mumapoka akasiyana, asi vatengi havaregi. Vangowana mamwe mazita anonyatsoratidza chinangwa chavo. Izvo zvikwereti zvinosara, izvo mabhanki asingateereri chinangwa chekupa mari, anewo mazita avo, izvo zvinogona kuratidza mamiriro ekugadzirira kwavo. Nekubatsirwa kwezvikwereti zvakadaro, midziyo yemumba inotengwa, kugadzirwa kunogadzirwa, kutengesa fenicha kunobhadharwa, nezvimwe zvakadaro. Ivo vanoonekwa sevatengi vevatengi, uye vanotarisira kuvabhadhara ivo vachishandisa mari iyi.

Chikwereti chekuberekwa kwemhuri muSberbank

Asi, chero zvingave zvingareva, izvi hazvigone kuitwa. Muzvizvarwa zvizhinji, mari yekuberekwa inogona kushandiswa nokuda kwezvinangwa zvitatu: nokuda kwekuunganidza zvikamu zvemajeri emamangwana edzimai, nokuda kwekudzidziswa kwecheche uye nekuvandudzwa kwemamiriro ezvinhu ehupenyu. Panguva imwecheteyo, kuvandudzwa hakusi kugona kwemasvondo matsva kana kutengwa kwemidziyo yemumba, asi kutenga kwekugara kwemaimba kana yekuvakwa kwayo. Zvinonyatsojeka kuti kune vakawanda vezvikwereti zvevatengi izvi hazvina chavanoita.

Izvo zvinyorwa zvingawedzerwa here?

Chikwereti chekuberekwa kwemhuri muSberbank nemamwe mabhanga kunogona kutaurwa kuti inongowanikwa chete nemari yekunamatira. Asi imwe nguva yapfuura veparamende vakakumbirwa kuti vaite rwandu rwepamusoro uye vopa mukana wekushandisa mari yekutenga motokari itsva. Asi kusvika ikozvino chirevo ichi chichiri padanho rehurukuro. Nokuda kwechikonzero ichi, kubhadhara chikamu kana kuti zvakakwana, uye kunyangwe zvakadaro chikwereti chemotokari kune avo vane vana kana vana, hazvipi. Mukuwedzera, haukwanisi kubhadhara zvikwereti zvekudzidzisa, sezvo iwe unogona kubhadhara kurairidzirwa chete kana iwe uchitumira mari kune imwe nzvimbo yezvidzidzo. Chikwereti chevatengesi hazvirevi mumutemo.

Uyewo chii chinoguma chiripo?

Zvishoma. Chokutanga pane zvose, unogona kutenga chikwereti, kureva, chikwereti, uko kuchengeteka kuri kutenga imba, uye kusvikira ichiripo, ichagadziriswa. Mukuwedzera, mabhangi anopa zvikwereti zvinogona kushandiswa chete pakutenga kwemaimba. Kusiyana ndechokuti chibvumirano hachizovi imba, asi imwe nzvimbo. Ndicho chikwereti chakadaro chekuberekwa kwemhuri muSberbank uye mamwe mabhanga anokwanisa kuwanikwa.

Kana iri yekutanga chikwata ...

Pane mumwe anobata pano. Izvo zvose ndezvokuti chikwereti chimwe nechimwe chekutenga kweimba haigone kuita pasina kubhadhara. Mushure mokunge dambudziko rezvemari rasvika, hapana bhengi inopa huwandu hwemari yehumba - nepamusoro chete 90 muzana, iyo gumi yakasara inobhadharwa nemutengi. Kusvika iye zvino, VTB-24 chete uye chikwereti cheSberbank chekuberekwa mari inogona kupa.