Pfungwa nevatengi maitiro

Pfungwa nevatengi maitiro - ndicho chikamu chinokosha hwenyika. Akadzidza zvepfungwa zvinoitwa paavhareji munhu mune zvimwe zvinhu. dingindira iri anova zvikuru kushanda munyika ano capitalist nyika. Chikamu ichi chinoongorora upfumi kwokudiwa chizvarwa. Edza kunzwisisa kuti dzidziso imwe mutengi maitiro.

Kana munhu anowana chimwe chigadzirwa, runotungamirirwa nhamba yaro mutengo kuti vhoriyamu yavo pachavo mari. Zvinonzi kunzwisisa kuti maitiro netumedu vatengi. Kana kutenga inocherechedzwa nyaya kuti munhu anobva kuitwa bhajeti ravo. Panyaya iyi, mutengi nguva dzose ane mibvunzo inokosha mitatu:

1) Chii chaizvo zvinofanira kutenga?

2) Chii mari?

3) Ko bhajeti kunoita iwe kuti kutenga?

Man iri kutungamirirwa musimboti utility. Kureva, akasarudza zvigadzirwa, zviri dzakawanda zvakanakira pamusoro dzimwe nzira. The zvazvinombobatsira ndiyo mwero kugutsikana zvinodiwa. Kudiwa zvinogona rakakamurwa mhando mbiri:

1) Rinoshanda. Kureva, munhu anotenga chigadzirwa kana basa, achitungamirirwa yavo mutengi ehupfumi.

2) Non-dzichipfekeka kudiwa. Kureva, munhu anotenga zvigadzirwa, aitungamirirwa kwete ayo nevatengi zvivako, uye chero yechitatu-party chikonzero. Nonfunctional kudiwa zvakare akakamurwa zvitatu mhando:

• Social ( "snob mugumisiro"). Murume uyu nyaya zvinotora pamusoro avo makomborero kwoupfumi, zvinova rakakurumbira nzanga yose zvayo.
• Dzokufungidzira. mhando iyi kudiwa kunobva vanonzi "mugumisiro Verlaine," kana kubva kumusoro inflationary tarisiro.
• Musoro. Izvi kudiwa mhando zvinoreva chinhu unscheduled kutenga akaita pasi pokudzora chinguva tarisiro. Pfungwa nevatengi maitiro rinoti vanhu vawane avo kana mamwe makomborero, zvinoita izvozvo rationally. The vaiona maonero kudiwa anoputsa axiom ichi.

The bhajeti nekurovererwa chinoreva zvimwe, kupfuura iyo inoda kuenda asingagoni. Somuenzaniso, mumwe munhu anogamuchira muhoro. Pairi achakwanisa kutenga vashoma zvinhu.

Funga zvinhu pfungwa iri iyo dzidziso mutengi maitiro:

1) Mari dzose mari shoma vanhu.

2) Nokuti marudzi ose zvinhu uye mabasa yakatarwa mitengo.

3) vatengi anosarudza rakavapo pachavo.

4) All vanhu pamusoro kutenga vanowanzotevedzera ndaisagona maitiro. Kureva, ivo kufungawo padanho chigadzirwa utility.

Kufunga muenzaniso unhu mutengi, tisingatauri zvinhu kukanganisa kusarudza avo kana zvimwe zvinhu. Izvi zvinosanganisira zera, munhui, dzidzo pamwero, chero pachedu zvikonzero. Consumer zvinhu uyewo nyasha zvimwe mupfungwa, zvinoti nevakwegura, unhu hwevanhu, hunhu hwake. Kusarudza kunokanganisa tsika vanochiva Somuenzaniso, munhu angareva pachavo kune subculture. Social chokufunga zvinoshandawo yacho. Somuenzaniso, zvingava munhu Mafungiro chero boka enyika. The hupfumi chinhu zvakare kwete pasina kukosha. Iye anogona kunzi chechetere yomunhu mari, mari zvimwe zvinhu.

Sezvo zviri pachena kubva nyaya, pane zvakasiyana yemashoko nevatengi maitiro. Paumbwe kwokudiwa iri kutungamirirwa iine dyidzana zvinhu. Zvinofanira kucherechedzwa kuti kunzwisisa nevatengi zvepfungwa yakajeka uye kwakakwana kunokosha zvikuru munyika yose pamusika ukama.