Chii mupiro kupfuura kunobatsira kuti mari Bank? Chii mupiro mumari Bank nani?

The zvakanaka vokuRussia zvishoma kuwedzera. Vamwe vangatova bvisai zvishoma pamusoro nezvinodiwa chaizvo. Zviri chinodiwa kuti mari idzi kuti vaunze mari. Zvinangwa izvi, pane basa nemabhengi deposits. Ivo akasiyana pamusoro nguva, mari, kufarira rates, mari uye chikamu anokwereta, iro ivo pfungwa. Munyaya ino muchawana chii chinonyanya nomupiro kunobatsira kuti mari Bank.

Information pamusoro sangano

Sberbank kwakatangwa mari yakatsiga uye hwakavimbika kuti vokuRussia vanovimba mari dzavo. Muna 2015 mbiri sangano haana dzakabudirira mapurogiramu matsva. Mari richatsikwa nokukwezvwa tsaru. Chii mupiro mumari Bank nani kuti nyaya muna 2015?

For ose manakiro

Zvichienderana currency unogona vanopedzisira rubles, madhora uye euros. Nokuti Fans "dzisiri chinyakare" zvirongwa, pane chinokosha dhipoziti "International" pamwe shoma uwandu 10 zviuru. (In pounds, mafranc kana Yen) uye mubereko stavkoydo 4.5%. Nokuti vaya vanoda kuponesa mari nzendo kune dzimwe nyika 7 akasiyana nzira - "Recharge", "Drive", "Rambai" (rinogona kuvhurwa muhofisi kana pachavo nhoroondo panzvimbo), anokosha mikana vakwegura.

Chii mupiro kupfuura kunobatsira kuti mari Bank muna 2015?

Nhasi, ari dhipoziti - inzira kuponesa mari kubva mitengo. Maererano Zvaifungidzirwa nezvoupfumi, gore rino zvichaita kusvika 15%. Vachiriita nokuti zvakanaka mapurogiramu haapfuuri 11%. Saka kana uine zvishoma, zvakanakisisa kusarudza chirongwa, pasi iyo mari zvinogona kuitwa kuti nyaya mushure kusaina acho. Deposits pane dzakanzi "Drive" inotibatsira vatengi vanenge kuda kutora mari iri chibvumirano nguva. Kufarira rate pavari vari kudzika kupfuura "Rambai" uye "Recharge", asi muripo mahara inoraswa. The kubatsira pakuti nguva yose dhipoziti. .. Kana kuzarura 6 mwedzi "Recharge Online" iri uwandu 100 zviuru rubles, ipapo panguva pakuguma yeGmail.END_STRONG achagamuchira 10.5% (ine chivharo), nokuti 1 gore - 10.6%.

marudzi upfumi

Kunzwisisa zvikuru zvinobatsira deposits muna Sberbank kwauri, unofanira kupindura mibvunzo mishomanana:

• Unoziva kuronga ndokuchiisa mari?
• Muchawana mari?
• Panguva zvaunoda kuisa dhipoziti?
• Chii uwandu vane?
• Chii mari yei uchida?

Nokupindura mibvunzo iyi, uchakwanisa kusarudza zvakanaka chingaitwa pachavo. To musi, Sberbank anopa zvinotevera marudzi deposits.

"Rambai":

• pasina mukana replenishment uye mangwanani kurega;
• shoma shoma - 1000 rubles;.
• izwi - kusvika mwedzi 36;
• zvazvingava - 6,4-7,7%.

Kufungisisa capitalization pamusoro kunonyanyisa kubatsira kunogona kuwanikwa nokuzadza panze rubatso nokuda 3 years.

"Recharge":

• zita chirongwa anoratidza kuti mari inogona kuwedzerwa nguva chibvumirano;
• uwandu - 1000 rubles;
• kumwedzi - kusvika makore matatu;
• zvazvingava - kubva 6% kusvika 7.28%.

"Drive":

• tinogona replenishment uye mangwanani kurega;
• shoma shoma - zviuru 30 rubles.
• nguva - 3 months - 3 years;
• zvazvingava - kubva 5,05% kusvika 6,1%.

Ndicho chikuru purogiramu mumari Bank. Vane -analogues "paIndaneti" rinogona rakapa zvakananga munhoroondo yenyu pamahombekombe wacho Website. Zvino ichi zvazvingava, chimbadzo achawedzerwa.

yakasiyana zvirongwa

"Multicurrency":

• izwi - 12-24 mwedzi;
• mari - rubles, madhora uye euros ;.
• Minimum Chiyero - 5 mari dzakabatana;
• zvazvingava kunobva izwi; rinogona dzinosiyana 0.01% apo nhoroondo nepakati RR 5 kusvika 6.21% apo 100 zviuru paakapiwa. kuzora.

"Mari," kunoita kuti uwane mamwe mari, kunyange kana mari yakanga yashandiswa pazuva 1. The zvazvingava kunosiyana-siyana pakati 1.5-2.3%, zvichienderana uwandu. Kunopiwa capitalization uye kukwana kurega.

"Kunobatsira" - rubatso pasina mukana replenishment munguva kondirakiti. The ukama pakati mwero uye izwi iri dhipoziti kunoshandurwa. Ndizvo, kana iwe kuzarura nhoroondo kwemazuva 365, ipapo profitability 8%, 12-18 mwedzi - 5%, yakareba - 3,7%. Minimum chitsama - zviuru rubles.

"Ipai Upenyu" - chirongwa rudo. peculiarity Its iri yokuti kamwe kota kuti mipiro kuti mari yokubatsira vana uwandu 0.3%. Open dhipoziti anogona kuva 1 gore aine zvishoma 10 zviuru. Kwiza nechekuzasi. Rate: kubva 6,40% kusvika 6.55%.

Option nokuti pensioners

Nokuti pangozi zvikuru Mapato vokuparidzira kwakasimbiswa chaiwo ezvinhu Sberbank. Chii mupiro kupfuura runobatsira vanhu pakukwegura? It zvinoenderana chinangwa dhipoziti. Kana munhu invests mari kuitira kuti asabatwa "kudyiwa" nokuda mitengo, zvakanakisisa kusarudza purogiramu nyore chaizvo. Kubva Vachava soro. Terms zvirongwa zvizvarwa zvakura vawane prices anosiyana.

• "Rambai": kubvira 5% kusvika 7,76%.
• "Recharge" kubvira 5.3% kusvika 7.28%.
• "Mudyandigere Plus": Quarterly mwero 3.5 kusvika 3,67%. dhipoziti Izvi zvinogona pakarepo pamudyandigere pasi.

Zvinobatsira mari Bank deposits: mubereko prices pamusoro deposits

Nokuti maonero nani isu vakanyora tafura iwe pazasi:

Chii mupiro kupfuura kunobatsira kuti mari Bank? Sezvinogona kuoneka kubva patafura, "Rambai paIndaneti." Sezvo muzadze kana ngavabude mari iri kazhinji zvisingaiti, kushandisa mari mwero ndiko soro. Uye akapiwa capitalization umbowo accrual kufarira haisi mari yepakutanga, ikawanda tichiregeredza remwedzi remuneration.

How kusarudza

Perfect dhipoziti ine zvinhu zvinotevera:

• yakavimbika pamahombekombe;
• Zvakanyanya Kunaka Panguva Yepamuviri mazwi;
• inoenzanirana kunonyanyisa;
• capitalization;
• mukana recharge.

Tsvaga okubhengi, izvo uchasangana dzose parameters izvi ndizvo zvakaoma. Acharirima kumusoro pauwandu hweavo ngozi. CBR refinancing zvazvingava zviri pamutemo rakabudiswa. Kana kubhangi anoda kupedza yakakwirira zvikuru chikamu, zvinoreva kuti ari zvinetso zvemari uye ari kuedza angambosvika kukwezva vatengi.

Zvinokoshawo kuti kuteerera mashoko dzebasa. Mukana replenishment anogona kuva akakodzera kuti vatengi. wakaiswa padivi mari nokuda rwendo. Kufarira nani kugamuchira panguva kukura pamwe mukuru mari, kana iwe usiri kuenda kuisa dhipoziti mamiriyoni 1 rubles. Zvakakosha kuti kuteerera mhando bheji. Zvinogona kuchinja mune chibvumirano nguva. Vanhu vanotsaura mari nokuda "zuva kuchinaya", zviri nani kutsvaka dhipoziti mukana mangwanani kurega.

mhedziso

Kusarudza dhipoziti kupfuura Zvakanyanya Kunaka Panguva Yepamuviri mumwe mutengi anosarudza. Mumwe invests kuvadzivirira kubva mitengo. Vamwe mari, chete kana. Vamwe, kunyange zvipe mari yavo kubhangi, asi vanoda kuti kukwanisa kudzora nhoroondo. Deposits kubva Bank Sberbank kweRussia ndivo kupfuura zvakanaka kupa pamusoro pamusika. Vatengi haagoni chete kudzora nhoroondo, asi mari zvakananga kuburikidza neindaneti pa dzakakwirira mubereko prices.