Inishuwarenzi muna Thailand: chii kusarudza? Vose misungo

Chii chinokosha musiyano vaifamba dzimwe nyika pasuru rwokuparidza uye nokuzvidzora kurongwa rwokuparidza? Muchiitiko chokutanga tikiti kare zvinosanganisira inishuwarenzi, asi yechipiri gwaro kune nzvimbo achafanira nyoresa pachako. Kana tine mukana kushanyira akadaro ushamwari, asi kujairika kuti nyika Russian dzakadai Thailand, musoro kutora chezvawanyora zvakakodzera kupinda pachine. Chii inishuwarenzi kusarudza kuti rwendo kuThailand? Options, apo kuzotenga, akasiyana makambani mhinduro dziri pazasi.

Inishuwarenzi kambani Assistens uye - chii chinonyanya kukosha?

With pfungwa kambani yeinishuwarenzi (sangano), kujairana dzakawanda kwenguva refu. Asi tsanangudzo Assistens (kubva Eng. Assistance) richiri zvikuru kujairika. Kutaura zvazviri, zvose rinongova zvakafanana: Assistens rinomiririra chinhu nhengo muviri kambani yacho inishuwarenzi, zvinogona kunzi hofisi. Kana tsaona iri kupesana ichapindura vanobatwa (kuonana), tinofanira kubhadhara Mabatirwo mufambi.

Kana uchisarudza imwe kambani vanofanira kuongorora kuti simba kubatana kwakaita mubereki sangano uye munhoroondo dzakabatana. Muitire zvakanaka pamwe chaizvo avo nemasangano anoshanda ari coherent masumbu. Chete ipapo tinogona zvakachengeteka kuvimba nyore, zvakajeka uye vakarongeka basa zvinoitirwawo ezvinhu yeinishuwarenzi.

Mune zvimwe zviitiko, Assistens anokwanisa kusarudza uye kuita pasina kugara chairatidza kubva kutarisira. Saka chete basa makambani inishuwarenzi shoma. Zvisinei, havasi vose saka nyore: yorusununguko chiito zviumbu akaratidza muganhu kuti $ 1,000 yakadaro, zviitiko inishuwarenzi kunoda dzinodhura, unofanira kusangana zvakananga mubereki kambani.

Mune zvinzvimbo zvakanakisisa Assistens inosanganisira zvinotevera mapoka:

• Mondial Assistance.
• Euro-Centr (BSN).
• Axa rubatsiro (AXA) uye vamwe.

Mukuwedzera, pakapera kondirakiti yacho inishuwarenzi inofanira kukurukurwa kuti kwete chipatara ose anogona kushanda pamwe Assistens dzakasarudzwa. The dambudziko zvakare iri chokwadi kuti matambudziko aya ringangokuwira kunyanya mumataundi maduku, haasi kunyanya nevakawanda kuvashanyi. Asati kuvasarudza Assistens uye kupinda chibvumirano, unofanira kuongorora Kuwanikwa muzvipatara (nako kune pamwe) panzvimbo kuenda.

vashanyi vaya vachiri vasina yakasarudza kana inishuwarenzi kuThailand inodikanwa, zvinokosha kuziva kusiyana okunze uye zvokudya pamusoro Russian. Pashure hwakadzama kuziva mibvunzo yakadaro ose nechokwadi zvachose. Health inishuwarenzi yokufamba kuThailand kunoda fanira.

Ndingawana kupi inishuwarenzi: Internet basa

Kunotenga paIndaneti kare hakuzivani. Vanhu kutenga pamusoro Web zvakasiyana-siyana zvigadzirwa kubva pamba midziyo yemagetsi, zvemagetsi uye midziyo kuti chikafu. The yakakura dandemutande vakatengesa zvose kusanganisira inishuwarenzi muThailand, uye kutenga mutemo, regai kunyange havo pamba - pamwe the clicks shomanana.

Price mitemo pamusoro pamutemo Websites makambani uye aggregators zvakasiyana-siyana, saka zvakanaka kutanga kuongorora zvose zvokusarudza, uye chete wobva chokupedzisira sarudzo. nokuti inishuwarenzi akaenderei Thailand - runovimbisa kuwana dzoutano pane imwe yakakwana pamwero, kana zvichidikanwa.

Saka, browse, sarudza uye inishuwarenzi inogona kuva zvinotevera pfuma:

• "Sravni.ru".
• Cherehapa.
• Tripinsurance.

Musimboti yokutanga vakapakata kudanwa-muzinda uye inopisa mutsetse,-chaicho nguva dzaishandisa aigona zano akanakisisa kusarudza uye kubatsira kutenga. Uyezve, pano kumiririrwa anongoda widest siyana dzemarudzi akasiyana-siyana inishuwarenzi. Sangano nyanzvi kuitwawo zvose zvine chokuita inishuwarenzi kusvikira mutemo pamusoro ruoko.

Chechipiri yepaIndaneti anopa vatengi nzira kwete vakawanda, asi ine nyore uye nzwisisa inowanikwa. Uyezve, chinhu ubiquitous chinogona kuti kare vaudzewo yakanaka divi munyika dzakawanda.

Wechitatu nzira inoshanda zvakananga nomumwe vaitungamirira Assistens - Mondial Assistance. Order uye muripo strahvogo mutemo wekambani rinoitwa kuburikidza World Wide Web, uye mapepa inotengwa somunhu rakapedzwa chigadzirwa pedyo mutengi neposvo.

Chii inishuwarenzi makambani vanonzi yakanakisisa?

List makambani inishuwarenzi here chaizvo, saka nzvimbo zvinogona kwenguva refu kufunga, chii kusarudza inishuwarenzi kuThailand. Pasi mazita makambani uye dzakasiyana dzavo Assistens. Zvinokosha chete kufunga kuti haisi nguva dzose amburera sangano uye kupesana chokuita zvakananga.

nzira kuti ashande tandem dzakawanda (hofisi musoro - dzakananga chikwata):

1. BSN Travel (Euro-Centr). The aitungamirira nokupesana iri Europe, saka kuti yakakodzera basa: Euro-Centr kunozivikanwa somumwe yakanakisisa. Inishuwarenzi muna Thailand, yakagadzirirwa musangano uyu kunyange rinopa zvokusarudza tsaona yakadaro, kufanana kudonha bhasikoro kana kuomesa akazvitakura. The yakanakisisa kusarudza zvingava arayire kuburikidza Cherehapa site: saka unogona kuponesa yakawanda mari kuti zvakafanana akagadzirwa mabasa. Zviya, pfungwa iyi kuti mari kunyange isingadhuri kupfuura inishuwarenzi muThailand "Usatenda".
2. Tripinsurance (Mondial). Panyaya iyi, Kurongeka uye kutenga inishuwarenzi kubudikidza kambani pachayo Tripinsurance. Sangano iri rine yakanaka Assistens, iyo iri Russia hamuna basa, uye nokudaro kupa oga. Option rakanakira zvakawanda: kambani kwete chete inopa hanya pfupi, asi gore negore kunyoresa inishuwarenzi, mamwe zvivako zvinogona kunzi hurongwa mutemo mushure rwendo kuenda kuThailand. Chokwadi, mumwe chibvumirano chakadaro kuti mari yakawanda zvishoma zvinodhura, asi inishuwarenzi utano muThailand achapiwa akagadzirirwa aenderane tsaona zvichibvira chero.
3. VTB (GVA). Ipfungwa Izvi kuzivikanwa sezvo bhajeti iri zvinobvira. Kunyange pamusoro Assistens GVA vashanyi pachavo havatauri zvakanaka zvikuru, asi zvakadaro unogona kurishandisa. The zvakawanda kuti unofanira kuva nechokwadi kuti kushanda kuburikidza VTB ari kusarudza ino chaiyo Unit, pano kurondwa muduku uwandu kunaka dzinovaka. Inishuwarenzi muna Thailand kuburikidza neboka inogona kunyatsonanga akavimbika.

mari inishuwarenzi

Mari mutemo zvinosiyana, zvichienderana zvokusarudza kwakaita uye basa yemakambani. In upfumi ichi nzira kazhinji kuoma kukunda zvinodhura. Inishuwarenzi rwendo kuThailand anonziwo dzaona inobva zera iri nzvimbo. Vamwe yemakambani kuisa yepamusoro coefficient vana, kunyanya avo pasi makore matatu, asi kunze pamusoro mutemo hakusi zvakakodzera. Somuenzaniso, ndiye "Kubvumira" Mutemo nyaya nekuti mwana kusvikira gore ukoshi zvinopfuura senguva shanu. Ndokusaka panguva kuti insurer haasi nevakawanda chaizvo kuvashanyi, kunyanya vana.

Also kufungwa uye mazuva vakapedza pazororo. Inishuwarenzi yokufamba kuThailand ichasanganisira uyewo zvimwe kusarudza muchimiro mitambo yokunyanyisa kana akatasva mudhudhudhu. Zviya, tapota cherechedza kuti kana tsaona yakaitika munguva bhasikoro kudzorwa, asi munhu wacho panguva ino akadhakwa, kurapwa mari zvisina akafukidzwa. Kazhinji, mafeni vane basa zororo iri nani kushandisa pfungwa iyi sezvo inishuwarenzi akaenderei Thailand kusanganisira mamwe mabasa.

On avhareji Pricing pakati vaitaura riri sezvinotevera:

• 7 Mazuva: Active kutandara - kubva 697 rubles, pasina chiitiko - kubva 568 rubles;
• mazuva 14: panze mabasa - kubva 1394 rubles, pasina chiitiko - kubva 1137 rubles;
• mazuva 30: panze mabasa - kubva 3967 rubles, pasina chiitiko - kubva 2436 rubles.

Maererano wainyatsotaura date inishuwarenzi nhau iri zviuru 30 zvemadhora. Mari pamunhu kunoratidzwa.

zvinokosha nuances

Makambani akawanda havagoni kupa inishuwarenzi, kana muganhu kare vayambuka. Ndokusaka unofanira atarisire kutenga mutemo pachine kana kana iwe kuti sarudza "Ini kare kufamba" (kana akapa). Uyezve, kana ukaramba Thailand kwemazuva anopfuura 30, kana nguva kufamba zvichava nyore kusarudza chiratidzo "Annual negwaro."

Zviri chinodiwa kuwana uye mukwende inishuwarenzi Ipfungwa, nokuti mamiriro ezvinhu akasiyana, kunyanya panguva dzendege. Saka, inishuwarenzi kuti rwendo kuThailand tichifunga mukwende zvinogona kubatsira chaizvo. At mutengo, nenzira, mutemo uyu haasi yakasiyana mureza.

Iva nechokwadi kuti kufungawo chido zororo vachishingaira, kunyanya, motorbiking. Akatasva vasina rezinesi kuThailand kurangwa, uye kana munhu wacho asina kodzero, uye chidhakwa ezvinhu, kambani yacho inishuwarenzi haangavi vabhadhare kurapwa.

Usati kusaina chibvumirano ne sangano, unofanira nyatsoverenga zvinhu zvose.

Zvimwe zvokusarudza - uye ichidiwa?

Chokwadi, kana tourist - ane adherent a akanyarara uye chinozorodza pazororo, mamwe kushandira chinhu. Asi kana uchida kuwana zvose nemanzwiro yokuzororera, zviri nani kupinda kuti pakuunganidza pasuru mabasa kuti zvakanaka kudzivirira mufambi wakakwana. Zviya, vana vachiri anomira dzemaitirwe pakati mutengo inishuwarenzi nhau rearranged nezvuru 30 emadhora 50.

Uyezve, vose vaya vanoenda pazororo iri Thailand, zvakakosha kuziva kuti akuvara pasi vakadhakwa panguva yokukuvara kana zvimwe tsaona, kambani yacho inishuwarenzi wezvokurapa basa haina kubhadharwa. Kwete kukosha, akanga vanwa girazi doro kana anoyevedza mari nezvinobata. On kubvuma kuchipatara anoita pachisara migumisiro iyo inoratidza vanachiremba kana doro iri muropa murwere.

The chaizvo utano inishuwarenzi muThailand netsaona zvinoreva muripo ratova pavakadzokera kunyika yake. Rufu tourist achapiwa mhosva pa 100% of insured huwandu nhau, asi mavanga uye mitswe yemanyorero mune hurongwa 10-15%. Pachavo sezvo zvokurapa mari paaiva Thailand, mutemo haangavi kufukidza.

Chii chinofanira hako kuteerera

Pane zvimwe zvinhu kuti havafaniri kungosiyiwa. Idzi dzinosanganisira: Inishuwarenzi-zuva hwaro, kuunganidza kodzero, mazuva belay uye zvichingodaro.

Havasi Masangano zvose zvinopa inishuwarenzi pazuva ano zuva. Kana achizadza kunze kuti mutemo pamwe nezvakaonekwa zhinji. Mutemo anotora pave raitevera zuva. Izvi kufamba kambani kuti vazvidzivirire kubva avo vanoda kuti kubva inishuwarenzi, nechekare ari parwendo.

Iva nechokwadi kuti kunyatsoongorora verenga mazita nyaya izvo kuzivikanwa inishuwarenzi. danho Izvi zvichaita kuti chiitiko insured hakusi kuramba pasina kurapwa. Somuenzaniso, vamwe makambani regai inishuwarenzi pamusoro overheating muzuva uye vachidya dermatitis.

Unofanirawo kubvuma kodzero - mari ndiko inobhadharwa vakawirwa zvinoitirwawo ezvinhu yeinishuwarenzi. Chibozwa kupfuura mari iyi mari kare vaibhadhara kambani. Med. Inishuwarenzi muna Thailand ne kodzero zvishoma isingadhuri.

Huwandu inishuwarenzi nhau kuti mwana anofanira kuva 50 zviuru zvemadhora. Mune chiitiko yokukuvadzwa kana rakapinza kudzikira mune utano hwake mwana nokukurumidza zvifambiswe kuchipatara uye yakanaka mutsigirire yakakodzera kurapwa.

Nguva dzose zvakakodzera kuti kutaridzwa mazuva rokuparadzwa kusungwa. Zvakaitwa inishuwarenzi inogona vakatsvaka gore, asi kuvapo munyika iri chete abvumirwa mazuva 30/60/90. Nenzira iyi, kunyanya nomukurumbira inishuwarenzi kubhengi kadhi.

Kazhinji, inishuwarenzi muThailand anogona kutora matanho pakarepo mushure kutora, uye pashure imwe nguva. chiyero kwakadaro rinoshandiswa nemakambani inishuwarenzi pamusoro anonyengera vatengi vari kutenga mutemo pakarepo mushure tsaona.

Zvinoita kutenga inishuwarenzi pakarepo?

Chokwadi, nzira nokuda kuzviwanira simbiso kare pamusoro kusvika muna Thailand kunobvira, asi zvinokosha kufunga kuti inishuwarenzi vachaenda simba chete rake zuva rechishanu. naizvozvo zviri nani kuti kugadzirisa nyaya pamwe inishuwarenzi.

Service vafambi anotova yakawanda kuzvuzvungudza. Pazuva iroro pazuva nzvimbo hapana inishuwarenzi nhau, uye dzimwe nzvimbo uye makambani havambozivi dzinoshuma nguva kupinda kodzero mutemo, kana akanga vawana mushure mukutanga kufamba.

Inishuwarenzi zvakananga kubva Thai sangano rine zvakawanda nuances. The huru drawback - pangozi kupfuura makambani Russian. Uyezve, kuunganidza mashoko Thai nomutemo musoro chete kana uchironga kugara munyika kwerinopfuura gore. inishuwarenzi hurongwa Makambani Thailand zvinowanzoda demarcated muna outpatient uye inpatient kurapwa. Panewo zvimwe zvavasingakwanisi maererano zvinodhaka romugove uye urongwa imwe yoga kamuri.

Zvazvakaipira dzinosanganisira chokwadi kuti zvizere simba chibvumirano ichi kunouya pashure pemazuva 30 kubva musi nemasaini. Kusvikira zvino, panongova inishuwarenzi tsaona.

Zvokuita kana mamiriro ezvinhu ane inishuwarenzi?

Asati kunyorera chipatara, unofanira kuudza sangano pacharo, iro rinonyoreswa zviri mutemo. Kuti izvi zvidaro, gwaro hwacho zvashata dzenhare nhamba. Zvinofanira kuva zvinobvira kurondedzera zvakarurama opareta zvanyatsoitika. Vashandi zvichasunungurwawo kuziviswa chipatara yako pedyo, kushanda pamwe kambani inishuwarenzi.

Uyezve, dzaishandisa dzimwe nguva kuedza kunyengetedza munhu nemhosva kubva kushanyira chiremba, saka kazhinji kushuma kuti mamiriro acho ezvinhu akaoma, uye takamirira kunogona hachifadzi chaizvo zvaitika.

Nokuti chiremba kunoona zvinoda pasipoti uye kare akadhindwa itsika.

Rating kuti nhoroondo inishuwarenzi

Usati sarudzo, zviri nani kuona wongororo makambani inishuwarenzi. inishuwarenzi Medical nokuti vaifamba kuThailand anofanira kusarudzwa kufungisisa zvinhu zvose.

Rating iri sezvinotevera:

• Tripinsurance anodada panzvimbo yokutanga. vashanyi vakawanda nerimwe gore vanosarudza chaizvo ichi kambani. Mondial Assistens - yakanaka inishuwarenzi kuThailand, pamusoro chikwata wongororo akanaka chaizvo. Executive nemamiriro kambani zhinji nzvimbo masangano, matambudziko inishuwarenzi zvakakodzera nokukurumidza.
• BSN ari panzvimbo yechipiri (Assistens - Euro-Center). Vazhinji Wongororo, siya hapana mubvunzo kuti rakavimbika uye kuvimbika pachinhu vatengi. Zvisinei, pane nuance, sezvo mutemo unoti vanyorwa mutemo chete nokuda nyika yavo yokugara. inishuwarenzi ichi muna Thailand (wongororo zvinoratidza chokwadi ichi) achiri kudhura, asi kutsiga sangano kusarudza hwakanakisisa.
• "Kubvumira" iri rechitatu nzvimbo Rating. MuRussia, ndiye anenge kupfuura mukurumbira inishuwarenzi muThailand, uye ongororo kazhinji zvakanaka kupfuura mamwe masangano akawanda. Muna 2016 kambani akapinda pamwe sungano Balt Assistance.

Mhuri dzakawanda kuitika zororo Thailand, kazhinji kupinda zvibvumirano mapoka inishuwarenzi zvakasiyana pachavo vavo nevana. Izvi imhaka yokuti vamwe masangano mukana kuzodana chiremba imba, iyo inogona kuva zvinokosha panyaya chirwere hwemwana. Kumunhu mukuru, ave mutemo, zvikuru pasina yakadaro mutemo chisarudzo.

Clients akatsanangura nyaya dzakawanda apo pazororo muThailand mumhuri akarwara mwana muduku. Amai vane mwana wokutanga zvifambiswe kuchipatara omunzvimbo, kana mwana wacho nemamiriro hakurevi kuvandudza, kwakabva mhuri mundege mhindu kuna Bangkok, kuti zvakanaka unyanzvi. Pasina mubvunzo, mhinduro idzi kuwedzera mwero mutengi chivimbo mumapoka inishuwarenzi.

Vamwe masangano makuru nokuzvidya paIndaneti Forum kwavo apo munhu anogona kubvunza mubvunzo. Vashandi pamusoro makambani vanogara vachiongorora kuti forum uye mhinduro mibvunzo kubva vanotarisira uye huripo vatengi. Kusanganisira iripo uye mishumo nharo ezvinhu.

In mhedziso

Sezvinogona kuoneka kubva pamigumisiro ratings uye wongororo evashanyi pamusoro forum, yakanakisisa inishuwarenzi kuti Thailand chinomiririrwa makambani akawanda pamusoro apa. mufambi ose anogona kusarudza mamiriro ezvinhu achavapo zvakazara kusangana zvawaitaura kuti mutengo, kutandara, uye zvimwe zvinodiwa.

Usati vanomhanya vachipinda maelstrom romusoro wake, icho chinhu chinodiwa kutsaura nguva yokudzidza vaitaura, ari kuongorora nezvevamwe embodiments, wongororo uye forum. pashure chete kuongorora zvose magwaro anodiwa uye kujekesa nuances zvakafanira kuti tiswedere rwokupedzisira kugumisa pamusoro pezvakarurama inishuwarenzi zvakakunakira.