Izvo kusarudza mudyandigere mari - hurumende kana asiri ehurumende? Yezwi mudyandigere Fund

Panguva iyoyo pakati vagari kuziva parumananzombe: riri nani - hurumende kana private mudyandigere Fund? In chii zvichiri kusarudza? Avo uye vamwe kusimba dzakakurumbira, zvakanyorwa pamusoro mumapepanhau, anoratidza mapurogiramu eterevhizheni, taura paredhiyo. Mumwe nomumwe mugari anofanira kuzvisarudzira sei kusarudza mudyandigere mari - hurumende kana asiri ehurumende. Chisarudzo anofanira nepakati uye kuudzwa. Uye zvinoita kuti kunzwisisa chii chinoumba mumwe uye imwe sangano pachena.

State mudyandigere Fund

Nekushandura kuti mudyandigere wemuTesitamende 2002 akatanga zhinji rakadziyaniswa. Ikozvino mubvunzo sei kusarudza mudyandigere mari - hurumende kana private nemauto - vakawanda richakazaruka. Vamwe vagari achiri vakasarudza kuchinja basa kambani uye kuchengeta mari dzavo vaizotanga. Panguva iyi kukura hwenyika, maererano vakawanda vezvematongerwo enyika, chero mugari, uyo akapa mari yavo hurumende mudyandigere Fund, angadzorwa kusiya pasina pavo. Izvi imhaka dzakakwirira kwevari mitengo toreva accrual afarire nerimwe rapfuura gore. Mari All mudyandigere vari kuchengetwa "Vnesheconombank". sangano iri zvemari haakonzeri mudyandigere zvipo vemunyika, panyaya vaita chero varasikirwa. Vanhu vazhinji pasi kumanikidzwa ino chaiyo mafungiro akaita yezwi yepachivande mudyandigere mari. Vamwe kunyange vakapfuura mari dzavo dzinoverengeka masangano. Pashure pezvose, kuti mudyandigere mutemo mugari anekodzero kuchinja basa sangano kamwe pagore.

Asi pasinei chokwadi ichi, hapana munyika havagoni kupa chakakwana rinovimbisa kuti mukati mashomanana emakore, kana kuti pasiri paruzhinji mudyandigere sangano aizoripa Verengai wokuvimba kuti vatengi ayo.

Pave voruzhinji utariri sangano

Uyewo RF mudyandigere Fund akabata aurayiwe rinokosha mashandiro, zvinoti:

• Inoramba nhoroondo pakasvika premiums zvose;
• It anosarudza mari nerokuti pamusoro mudyandigere zvakanakira munhu wose;
• kana paine chero chaiyo ezvinhu ibasa evanhu zvikomborero;
• It anoramba pedyo ukama vashandirwi;
• vachabva rugwaro kuti maternity guta;
• Chinhu mamiriro bato. Program co-mari, uye zvichingodaro. D.

Chii ndiwo zvokuvandudza?

Pachishandiswa zvataurwa, zvinganzi vakagumisa kuti asiri ehurumende mudyandigere mari vakasikwa kuti zviite basa nehurumende mudyandigere Fund, kureva kuti usanyanya zvavo mari uye kuderedza kuwanda mitoro kuti vagari. Izvi musoro Zano akabvumira kushandisa zvikuru pfungwa hurumende ichiisa mari pakati basa kambani, uyewo yakawedzera purofiti kubva muzana kana zvichienzaniswa "Vnesheconombank". Muchiitiko chino, sarudza munhu mudyandigere mari - hurumende kana asiri ehurumende? Tichanzwisisa musimboti wechipiri.

Non-Governmental utariri sangano

Kuwanda nemasangano aya panguva ino kunoita kuti kusaverengeka. Kana mugari asarudza kuchinja Kugadzirisa sangano chokwadi, pane mubvunzo kwaari sei kusarudza mudyandigere mari?

Chokutanga, unofanira uzive aine Rating hunoenzana masangano. Achaita kubatsira kuona sarudzo.

Chepamusoro yakanakisisa asiri ehurumende mudyandigere mari kudzokera (napo payo chakakura mudyandigere ramangwana) anotaurwa patafura.

Mabasa oga mudyandigere mari

Masangano akadai zvakatangwa kuti purofiti sangano rako uye kuwedzera mari mari inochengetwa vatori nokuda wepagore chimbadzo. Uyewo, mari ndiwo mudyandigere mari vari, sevapristi makambani kuti utariri makambani abvumirwa nokupedza mari securities. rinoshamisa Izvi zvinoita pangozi huru mutengi anodzoka uye anogovera panguva mukuru pamwero vachida kuchengeteka.

Inopikira vasiri ehurumende mudyandigere nemasangano

Kunopiwa vaita Nokurasikirwa muripo Fund uye kuripwa mibayiro kuti vatengi tichiregeredza mugove guru. A "Vnesheconombank" anoparadzira kurasikirwa pakati makambani ose. Zvino chimbadzo evakurukuri oga mudyandigere masangano kwakakwirira zvikuru kupfuura mitengo mwero munyika. Izvi zvinoita, akavapindurawo, yekutenga mudyandigere paunosvika mudyandigere zera. Naizvozvo, kana mugari achiri mubvunzo zvakataurwa mari iri nani, hurumende kana asiri ehurumende - vanofanira nhoroondo chokwadi ichi. Pane zvimwe zvakanakira nemasangano aya. Kunopiwa kuti kusauka dzakavandika mudyandigere Fund zvose mari vatengi vakadzokera hurumende mudyandigere sangano. Tinogona kugumisa - the yeGmail.END_STRONG havazotadzi chinhu nokusingaperi.

Uyewo kucherechedzwa ndechokuti asati asvika mudyandigere zera mutengi uwandu mudyandigere ake anogona dzinosiyana kana divi. Somugumisiro, mari zvinowanikwa muchimiro bundu Nemutengo kana kuti ape mwedzi kubhadhara. Kana munhu anoda kubetserwa akafa kamwe kamwe, rinotevera kuti hama vane kodzero yokugamuchira mari yasara nokuda mutengi wacho. Izvi chinosiyanisa private mudyandigere kupfungwa ehurumende, izvo zviri kuitwa chete asingadi abvumire.

Yezwi mudyandigere Fund

Kana vanhu kuziva zvakanakira private mudyandigere masangano, uye akasarudza kuva mutengi kwavo, zvinokosha kutevera kutevedzana uku nezviito:

1. Kuona rakasanangurwa kushandisa iri fanira mudyandigere inishuwarenzi kambani.
2. Ongorora legality pakati nezviito sangano, zvinoti: nezvaidiwa nomutemo, kuvapo marezinesi uye kunyoresa pamwe Central Bank.
3. Bhadharai kushanyira nzvimbo iyi oga nechinangwa kusaina chibvumirano.
4. Nyatsoongorora chibvumirano, pakarepo kuwana mibvunzo yose mutengi wacho.

The Chibvumirano inofanira zvinosanganisira zvinotevera zvinhu:

• zita sangano, zita, patronymic;
• kukarukureta chekuchengeta zvekudya zvedu, mari mamiriro, uchiraira uye yakananga kubhadhara;
• inishuwarenzi tsamba nhamba, zuva nenzvimbo kuberekwa nemhosva, uriri kwayo;
• mutengi mabasa uye mari;
• zvikonzero kuunganidza mudyandigere mari;
• nzira, mamiriro vachibhadhara (imwe-nguva, nechimbichimbi);
• algorithm hurukuro pensions pamwe nemari uye muripo mazwi makurukuriro pachayo;
• basa mutengi uye Fund pasi pakakuvara sungiro;
• algorithm chidzivaidzo chesungano;
• zvinhu uye nzira nokuda chisarudzo munyaya;
• mutengi mashoko uye kubhengi.

Chete pamberi pamusoro zvinhu kuti kunyora yezwi ndehwechokwadi.

Chete pasi zvakakura uye mutoro yokusvika kuna mubvunzo sei kusarudza mudyandigere mari, unogona hwomutambarakede uye hunofadza kukwegura.

mhedziso

Pachishandiswa zvataurwa, zviri nyore kupindura mubvunzo pamusoro sei kusarudza mudyandigere mari - hurumende kana asiri ehurumende. Mhinduro iri pachena - kusarudza wechipiri. Pashure pezvose, private mudyandigere mari vane zvakawanda zvakanakira pamusoro mamiriro. Asi iva nechokwadi kufunga zvemitemo kuchinja kuitika munyika kuti varege vachabatwa uye kukwanisa zvinowana kunonyanyisa tibatsirwe.