Nhasi vanoita vasati nokuisa rubatso, vanosarudza nokungwarira kubhangi, vachiongorora kuvimbika, kuteerera inopa uye zvinhu zviri nani. Just vaviri emakore akapfuura, chisarudzo chakadaro havana kubvumirwa kuzvinzwisisa, uye vagari vose vaiva mari iripo, vanovimba mari yavo Sberbank. Vanhu kwemakore vanotsaura mari zvinodiwa siyana, munhu aida kusimudza mari chinhu hazvitadzise yekare, mumwe munhu akavhura nyaya nezita vana kana vazukuru, vamwe vanoda kuponesa musha wako kana motokari. Chero zvakanga, asi muna 1991, tarisiro zvose vakaputsanyiwa pakuvamba pakarepo. Akaunganidza emakore devalued mari iri kakawanda.
Kubva mamiriro zvaisazova zvakanaka kusiya vanhu vake mugumo wavo, saka ane muripo kubva deposits kuitwa muna 1996. Chokwadi, mashoko nezvazvo pasina kukurumidza kutaura, saka vashomanana vanoziva pamusoro kubhadhara, uye aigona kuvimba mari depositors vakaberekwa asati 1916. Asi ikozvino mitemo vakachinja, uye muripo nokuda deposits zvinowanikwa vagari vose vakaberekwa asati 1991.
Kufungisisa mitengo, hurumende akagadzira inotevera muripo zano. Zvichienderana nezera iri depositor zvipo Soviet achaitwa mazhinji vaviri kana katatu. Saka, vaya vakaberekwa asati 1945, anogovera kuti muripo kuti katatu huwandu deposits muna 1991, avo vakaberekwa pakati 1946 uye 1991, vachawana muripo muna kaviri kukura.
Kunyange kana muripo zvakatojekeswa, kuti investor anekodzero kukumbira recalculation. The Mupiro kwokutanga achaitwa mazhinji vaviri kana vatatu. Of mari iyi inofanira deducted atogamuchira muripo, uye nengaidzo zvichabviswa yakapiwa wacho. Zvose izvi chinonzi kana mupiro wakakodzera, kana yava kuvharwa, pakuverengwa zvikawanda nokuda rutapudzo zvinhu. The coefficient zvinoenderana apo yakavharwa nomupiro pane Papera unoitwa, hwepamusorosoro kukosha kwayo. Kana nokuvhara dhipoziti muna 1991, muripo nokuda deposits akabhadhara havasi refundable.
Nhasi, muripo inowaniswa deposits kuti varidzi dzavo, uyewo venhaka. Muchiitiko chokutanga unofanira kuonana dhipatimendi pamusoro Sberbank pachavo ine bankbook uye pasipoti. Kana bhuku akarasika, unofanira kubhangi kunyora mashoko. Kana depositor afa, muripo pamusoro deposits akaisa mudyi wenhaka yake. Muchiitiko chino, unofanira kuva passbook, pasipoti, gwaro achisimbisa Russian chizvarwa kubva depositor uye gwaro nhaka.
Kunze Russia, kuripwa deposits rwakavapo dzimwe nyika, pamberi dzaichimbova dzeSoviet. Uchitsanya vakaita Lithuania. About 80% of chinobva privatization akarikunda mari yakarasika. In nyaya iyi Kazakhstan akasarudza kuti ape zvisungo. Ivo ucharipirwa anyatsoziva pensioners muna 5 kana 10 makore, uye nekuda vagari akagwinya - 15 - 20 makore. Armenia anoronga zvakazara aripire kurasikirwa depositors kusvika 2015. Chokutanga, mari dzinoitwa kune vanoshayiwa uye pensioners. Azerbaijan akavimbisa kuti kugadzirisa dambudziko kwemakore 10. In Belarus uye Moldova tiri vaiona mukana muripo, asi nokuda kwokushayiwa muripo anenge asina mari.